Microfinance clients' awareness index: A measure of awareness and skills of microfinance clients

AbstractThe promotion of financial education for poor people in developing countries calls for work on several fronts, one of which is to develop a measure to evaluate the outcome of financial education in relation to broader development goals. This paper proposes a Microfinance Clients' Awareness Index (MCAI) to determine the level of financial awareness of microfinance clients. This index is a comprehensive measure that incorporates information on several aspects of financial awareness in one single number lying between 1 and 2, where 1 denotes complete ignorance and 2 indicates complete financial awareness of the microfinance product

Initial performance of ten oil palm cross combinations under three agro-climatic conditions in India

High yielding hybrids can play an important role in increasing the productivity of oil in the oil palm. With a view to evaluate high yielding new oil palm cross combinations, a field experiment was conducted in different agro-climatic regions of India viz., Zone No-10 Southern Plateau and Hills (Gangavathi, Karnataka), Zone No-12 Western Coastal Plains and Ghats (Mulde, Maharashtra) and Zone No-11 Eastern Coastal Plains and Hills (Vijayarai, Andhra Pradesh) involving ten cross combinations of tenera oil palm (NRCOP 1-10). The data from three locations over two years indicated that, significantly higher annual rate of leaf production per palm was recorded in NRCOP-6 (21.7) compared to NRCOP-3 and it was on par with other hybrid combinations. Significantly higher sex ratio was recorded with NRCOP-4 (63.1%) compared to NRCOP-1 (54.6%) and NRCOP-6 (54.8%) and was on par with other hybrid combinations.The hybrid cross combination, NRCOP-4 recorded significantly higher fresh fruit bunches (FFBs) yield 12.5 t ha-1 compared to NRCOP-1, NRCOP-3, NRCOP-7 and NRCOP-9 and it was on par with remaining hybrids and a similar result in bunch weight and number of bunches per palm was recorded. Pooled data on FFB yield for 2013-15 indicated that the hybrid combination NRCOP-4 which recorded higher FFB yield (12.6 t ha-1) at Gangavathi and at Vijayarai (22.6 t ha-1) have better prospects for adaptation under Tungabhadra command area and coastal region of Andhra Pradesh. For Konkan region of Maharashtra, the hybrid NRCOP-8 recorded the highest FFB yield

Geometric phases for generalized squeezed coherent states

A simple technique is used to obtain a general formula for the Berry phase (and the corresponding Hannay angle) for an arbitrary Hamiltonian with an equally-spaced spectrum and appropriate ladder operators connecting the eigenstates. The formalism is first applied to a general deformation of the oscillator involving both squeezing and displacement. Earlier results are shown to emerge as special cases. The analysis is then extended to multiphoton squeezed coherent states and the corresponding anholonomies deduced.Comment: 15 page

An overview of anti-diabetic plants used in Gabon: Pharmacology and Toxicology

© 2017 Elsevier B.V. All rights reserved.Ethnopharmacological relevance: The management of diabetes mellitus management in African communities, especially in Gabon, is not well established as more than 60% of population rely on traditional treatments as primary healthcare. The aim of this review was to collect and present the scientific evidence for the use of medicinal plants that are in currect by Gabonese traditional healers to manage diabetes or hyperglycaemia based here on the pharmacological and toxicological profiles of plants with anti-diabetic activity. There are presented in order to promote their therapeutic value, ensure a safer use by population and provide some bases for further study on high potential plants reviewed. Materials and methods: Ethnobotanical studies were sourced using databases such as Online Wiley library, Pubmed, Google Scholar, PROTA, books and unpublished data including Ph.D. and Master thesis, African and Asian journals. Keywords including ‘Diabetes’ ‘Gabon’ ‘Toxicity’ ‘Constituents’ ‘hyperglycaemia’ were used. Results: A total of 69 plants currently used in Gabon with potential anti-diabetic activity have been identified in the literature, all of which have been used in in vivo or in vitro studies. Most of the plants have been studied in human or animal models for their ability to reduce blood glucose, stimulate insulin secretion or inhibit carbohydrates enzymes. Active substances have been identified in 12 out of 69 plants outlined in this review, these include Allium cepa and Tabernanthe iboga. Only eight plants have their active substances tested for anti-diabetic activity and are suitables for further investigation. Toxicological data is scarce and is dose-related to the functional parameters of major organs such as kidney and liver. Conclusion: An in-depth understanding on the pharmacology and toxicology of Gabonese anti-diabetic plants is lacking yet there is a great scope for new treatments. With further research, the use of Gabonese anti-diabetic plants is important to ensure the safety of the diabetic patients in Gabon.Peer reviewedFinal Accepted Versio

Mapping geographical inequalities in childhood diarrhoeal morbidity and mortality in low-income and middle-income countries, 2000–17 : analysis for the Global Burden of Disease Study 2017

Background Across low-income and middle-income countries (LMICs), one in ten deaths in children younger than 5 years is attributable to diarrhoea. The substantial between-country variation in both diarrhoea incidence and mortality is attributable to interventions that protect children, prevent infection, and treat disease. Identifying subnational regions with the highest burden and mapping associated risk factors can aid in reducing preventable childhood diarrhoea. Methods We used Bayesian model-based geostatistics and a geolocated dataset comprising 15 072 746 children younger than 5 years from 466 surveys in 94 LMICs, in combination with findings of the Global Burden of Diseases, Injuries, and Risk Factors Study (GBD) 2017, to estimate posterior distributions of diarrhoea prevalence, incidence, and mortality from 2000 to 2017. From these data, we estimated the burden of diarrhoea at varying subnational levels (termed units) by spatially aggregating draws, and we investigated the drivers of subnational patterns by creating aggregated risk factor estimates. Findings The greatest declines in diarrhoeal mortality were seen in south and southeast Asia and South America, where 54·0% (95% uncertainty interval [UI] 38·1–65·8), 17·4% (7·7–28·4), and 59·5% (34·2–86·9) of units, respectively, recorded decreases in deaths from diarrhoea greater than 10%. Although children in much of Africa remain at high risk of death due to diarrhoea, regions with the most deaths were outside Africa, with the highest mortality units located in Pakistan. Indonesia showed the greatest within-country geographical inequality; some regions had mortality rates nearly four times the average country rate. Reductions in mortality were correlated to improvements in water, sanitation, and hygiene (WASH) or reductions in child growth failure (CGF). Similarly, most high-risk areas had poor WASH, high CGF, or low oral rehydration therapy coverage. Interpretation By co-analysing geospatial trends in diarrhoeal burden and its key risk factors, we could assess candidate drivers of subnational death reduction. Further, by doing a counterfactual analysis of the remaining disease burden using key risk factors, we identified potential intervention strategies for vulnerable populations. In view of the demands for limited resources in LMICs, accurately quantifying the burden of diarrhoea and its drivers is important for precision public health

Mass determinations of the three mini-Neptunes transiting TOI-125

Stars and planetary system

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Not AvailableHigh yielding hybrids can play an important role in increasing the productivity of oil in the oil palm. With a view to evaluate high yielding new oil palm cross combinations, a field experiment was conducted in different agro-climatic regions of India viz., Zone No-10 Southern Plateau and Hills (Gangavathi, Karnataka), Zone No-12 Western Coastal Plains and Ghats (Mulde, Maharashtra) and Zone No-11 Eastern Coastal Plains and Hills (Vijayarai, Andhra Pradesh) involving ten cross combinations of tenera oil palm (NRCOP 1-10). The data from three locations over two years indicated that, significantly higher annual rate of leaf production per palm was recorded in NRCOP-6 (21.7) compared to NRCOP-3 and it was on par with other hybrid combinations. significantly higher sex ratio was recorded with NRCOP-4 (63.1%) compared to NRCOP-1 (54.6%) and NRCOP-6 (54.8%) and was on par with other hybrid combinations.The hybrid cross combination, NRCOP-4 recorded significantly higher fresh fruit bunches (FFBs) yield 12.5 t ha-1 compared to NRCOP-1, NRCOP-3, NRCOP-7 and NRCOP-9 and it was on par with remaining hybrids and a similar result in bunch weight and number of bunches per palm was recorded. Pooled data on FFB yield for 2013-15 indicated that the hybrid combination NRCOP-4 which recorded higher FFB yield (12.6 t ha-1) at Gangavathi and at Vijayarai (22.6 t ha-1) have better prospects for adaptation under Tungabhadra command area and coastal region of Andhra Pradesh. For Konkan region of Maharashtra, the hybrid NRCOP-8 recorded the highest FFB yieldNot Availabl

Seed, field and procedural standards for oil palm seed production

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