Contratos de crédito inmobiliario en Alemania

[spa] El BGB ha integrado una nueva regulación del préstamo inmobiliario con consumidores, siguiendo la línea iniciada por el legislador alemán de considerar el derecho de consumo una parte integrante del derecho civil general. Dejando de lado los deberes de información del prestamista, todas las normas sobre crédito al consumo se encuentran ahora en el BGB y, en particular, tienen gran importancia las normas sobre el derecho de desistimiento. Además, la verificación de solvencia y sus consecuencias en el caso de que el prestamista infrinja ese deber han dado lugar a un gran debate en Alemania.[eng] The BGB has integrated a new regulation of on credit agreements for consumers relating to residential immovable property, following the German legislature's approach of making consumer law an integral part of general civil law. Apart from the creditor's duties of information, all the rules on consumer credit can now be found in the BGB; in particular, the rules on the right of withdrawal are of the utmost importance. In addition, the creditworthiness evaluation and its consequences in case of the lender breaching his duty have given rise to a great deal of debate in German

The Effect of Target Transparency on Managers’ Target Setting Decisions

This study investigates, via two experiments, the effects of target transparency, which reflects employees' knowledge about each other's targets in an organization, on managers' target setting decisions. We also investigate whether this effect depends on the need for help among employees. We predict and find that target transparency and need for help interact to influence managers' target setting decisions. Target transparency increases target levels when the need for help is low, but not when it is high. Further, target transparency leads managers to differentiate less between individual employee targets. This reduction is greater when the need for help is high than when it is low. Additional analyses support our theory by revealing that managers strategically set targets in a way that is consistent with an intention to motivate both effort at the individual level and help among employees when such are needed. Our results help explain anecdotal evidence of why companies that value help among employees often make targets transparent throughout the entire organization

La protección del arrendatario de vivienda en el Derecho privado alemán y español: dos modelos antagónicos

[spa] Este articulo compara el derecho alemán y español en materia de arrendamiento; trata, en particular, de cuestiones como las razones para el desistimiento o la resolución y la libertad para negociar la renta. El estudio muestra dos modelos claramente opuestos e ilustra el camino que todavía debe ser recorrido en España para mejor proteger al arrendatario.[eng] This contribution compares the German and the Spanish legislation on lease; itparticularly deals with questions such as grounds for termination of the contract and freedom to negotiate the rent. The study shows two clearly opposite models and illustrates the road that still should be traversed in Spain to better protect the tenant

Study of ordered hadron chains with the ATLAS detector

La lista completa de autores que integran el documento puede consultarse en el archivo

Search for dark matter produced in association with bottom or top quarks in √s = 13 TeV pp collisions with the ATLAS detector

A search for weakly interacting massive particle dark matter produced in association with bottom or top quarks is presented. Final states containing third-generation quarks and miss- ing transverse momentum are considered. The analysis uses 36.1 fb−1 of proton–proton collision data recorded by the ATLAS experiment at √s = 13 TeV in 2015 and 2016. No significant excess of events above the estimated backgrounds is observed. The results are in- terpreted in the framework of simplified models of spin-0 dark-matter mediators. For colour- neutral spin-0 mediators produced in association with top quarks and decaying into a pair of dark-matter particles, mediator masses below 50 GeV are excluded assuming a dark-matter candidate mass of 1 GeV and unitary couplings. For scalar and pseudoscalar mediators produced in association with bottom quarks, the search sets limits on the production cross- section of 300 times the predicted rate for mediators with masses between 10 and 50 GeV and assuming a dark-matter mass of 1 GeV and unitary coupling. Constraints on colour- charged scalar simplified models are also presented. Assuming a dark-matter particle mass of 35 GeV, mediator particles with mass below 1.1 TeV are excluded for couplings yielding a dark-matter relic density consistent with measurements

Study of the material of the ATLAS inner detector for Run 2 of the LHC

Instituto de Física La Plat