Hukum Perbankan Syariah

Sejalan dengan perkembangan industri keuangan syariah/perbankan syariah maka industri keuangan syariah harus menempatkan aspek hukum sebagai bagian terpenting dalam kegiatan dan usaha perbankan syariah. Hal ini sesuai dengan tuntutan dan permasalahan yang dihadapi oleh industri keuangan syariah/perbankan syariah. Buku ini sangat berguna dan bermanfaat bagi akademisi, praktisi hukum, advokat yang menangani sengketa ekonomi syariah/perbankan syariah serta mahasiswa yang mengambil jurusan perbankan syariah, hukum perbankan syariah, ekonomi syariah dan hukum ekonomi syaria

PENGARUH PERSEPSI KEGUNAAN, KEMUDAHAN, DAN KEAMANAN TERHADAP MINAT MENGGUNAKAN LAYANAN MOBILE BANKING (Studi Empiris pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar)

Penelitian ini bertujuan untuk meneliti bagaimana pengaruh persepsi kegunaan, persepsi kemudahan, dan persepsi keamanan terhadap minat dalam menggunakan layanan mobile banking Bank BNI pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar. Metode yang digunakan adalah dengan analisis linear berganda dengan uji T dan uji R square. Adapun hasil penelitian ini menunjukkan bahwa persepsi kegunaan, kemudahan, dan keamanan berpengaruh positif dan signifikan terhadap minat menggunakan layanan mobile banking

Reducing the environmental impact of surgery on a global scale: systematic review and co-prioritization with healthcare workers in 132 countries

Abstract Background Healthcare cannot achieve net-zero carbon without addressing operating theatres. The aim of this study was to prioritize feasible interventions to reduce the environmental impact of operating theatres. Methods This study adopted a four-phase Delphi consensus co-prioritization methodology. In phase 1, a systematic review of published interventions and global consultation of perioperative healthcare professionals were used to longlist interventions. In phase 2, iterative thematic analysis consolidated comparable interventions into a shortlist. In phase 3, the shortlist was co-prioritized based on patient and clinician views on acceptability, feasibility, and safety. In phase 4, ranked lists of interventions were presented by their relevance to high-income countries and low–middle-income countries. Results In phase 1, 43 interventions were identified, which had low uptake in practice according to 3042 professionals globally. In phase 2, a shortlist of 15 intervention domains was generated. In phase 3, interventions were deemed acceptable for more than 90 per cent of patients except for reducing general anaesthesia (84 per cent) and re-sterilization of ‘single-use’ consumables (86 per cent). In phase 4, the top three shortlisted interventions for high-income countries were: introducing recycling; reducing use of anaesthetic gases; and appropriate clinical waste processing. In phase 4, the top three shortlisted interventions for low–middle-income countries were: introducing reusable surgical devices; reducing use of consumables; and reducing the use of general anaesthesia. Conclusion This is a step toward environmentally sustainable operating environments with actionable interventions applicable to both high– and low–middle–income countries

Phase equilibrium properties of binary mixtures containing 2,5-dimethylfuran and furfuryl alcohol or methyl isobutyl ketone at several temperatures

International audienceThe (vapor + liquid) equilibria of the pure components, furfuryl alcohol, and methyl isobutyl ketone along with the binary mixtures (2,5-dimethylfuran + furfuryl alcohol), or (2,5-dimethylfuran + methyl isobutyl ketone), were investigated experimentally by means of a static apparatus at temperatures between (313 and 393) K. The vapor pressures of the pure components were correlated with the Antoine equation. The experimental results for the mixtures were reduced by the Barker method using a third-order Redlich-Kister equation. The calculated values of the excess Gibbs free energy, GE, exhibit positive deviations for all investigated temperatures and over the whole composition range. The NRTL, UNIQUAC and Modified UNIFAC (Do) models have been applied to correlate the experimental VLE results

Pengaruh Persepsi Kegunaan, Kemudahan, dan Keamanan terhadap Minat Menggunakan Layanan Mobile Banking (Studi Empiris pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar)

Penelitian ini bertujuan untuk meneliti bagaimana pengaruh persepsi kegunaan, persepsi kemudahan, dan persepsi keamanan terhadap minat dalam menggunakan layanan mobile banking Bank BNI pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar. Metode yang digunakan adalah dengan analisis linear berganda dengan uji T dan uji R square. Adapun hasil penelitian ini menunjukkan bahwa persepsi kegunaan, kemudahan, dan keamanan berpengaruh positif dan signifikan terhadap minat menggunakan layanan mobile banking

Geographic distribution of dinoflagellate cysts in surface sediments

Dinoflagellate cysts are useful for reconstructing upper water conditions. For adequate reconstructions detailed information is required about the relationship between modern day environmental conditions and the geographic distribution of cysts in sediments. This Atlas summarises the modern global distribution of 71 organicwalled dinoflagellate cyst species. The synthesis is based on the integration of literature sources together with data of 2405 globally distributed surface sediment samples that have been preparedwith a comparable methodology and taxonomy. The distribution patterns of individual cyst species are being comparedwith environmental factors that are knownto influence dinoflagellate growth, gamete production, encystment, excystment and preservation of their organic-walled cysts: surface water temperature, salinity, nitrate, phosphate, chlorophyll-a concentrations and bottom water oxygen concentrations. Graphs are provided for every species depicting the relationship between seasonal and annual variations of these parameters and the relative abundance of the species. Results have been compared with previously published records; an overview of the ecological significance as well as information about the seasonal production of each individual species is presented. The relationship between the cyst distribution and variation in the aforementioned environmental parameters was analysed by performing a canonical correspondence analysis. All tested variables showed a positive relationship on the 99% confidence level. Sea-surface temperature represents the parameter corresponding to the largest amount of variance within the dataset (40%) followed by nitrate, salinity, phosphate and bottom-water oxygen concentration, which correspond to 34%, 33%, 25% and 24% of the variance, respectively. Characterisations of selected environments as well as a discussion about how these factors could have influenced the final cyst yield in sediments are included

Atlas of modern dinoflagellate cyst distribution based on 2405 data points

Dinoflagellate cysts are useful for reconstructing upper water conditions. For adequate reconstructions detailed information is required about the relationship between modern day environmental conditions and the geographic distribution of cysts in sediments. This Atlas summarises the modern global distribution of 71 organic-walled dinoflagellate cyst species. The synthesis is based on the integration of literature sources together with data of 2405 globally distributed surface sediment samples that have been prepared with a comparable methodology and taxonomy. The distribution patterns of individual cyst species are being compared with environmental factors that are known to influence dinoflagellate growth, gamete production, encystment, excystment and preservation of their organic-walled cysts: surface water temperature, salinity, nitrate, phosphate, chlorophyll-a concentrations and bottom water oxygen concentrations. Graphs are provided for every species depicting the relationship between seasonal and annual variations of these parameters and the relative abundance of the species. Results have been compared with previously published records; an overview of the ecological significance as well as information about the seasonal production of each individual species is presented.The relationship between the cyst distribution and variation in the aforementioned environmental parameters was analysed by performing a canonical correspondence analysis. All tested variables showed a positive relationship on the 99% confidence level. Sea-surface temperature represents the parameter corresponding to the largest amount of variance within the dataset (40%) followed by nitrate, salinity, phosphate and bottom-water oxygen concentration, which correspond to 34%, 33%, 25% and 24% of the variance, respectively. Characterisations of selected environments as well as a discussion about how these factors could have influenced the final cyst yield in sediments are included

Abstracts of 1st International Conference on Computational & Applied Physics

This book contains the abstracts of the papers presented at the International Conference on Computational & Applied Physics (ICCAP’2021) Organized by the Surfaces, Interfaces and Thin Films Laboratory (LASICOM), Department of Physics, Faculty of Science, University Saad Dahleb Blida 1, Algeria, held on 26–28 September 2021. The Conference had a variety of Plenary Lectures, Oral sessions, and E-Poster Presentations. Conference Title: 1st International Conference on Computational & Applied PhysicsConference Acronym: ICCAP’2021Conference Date: 26–28 September 2021Conference Location: Online (Virtual Conference)Conference Organizer: Surfaces, Interfaces, and Thin Films Laboratory (LASICOM), Department of Physics, Faculty of Science, University Saad Dahleb Blida 1, Algeria

International Nosocomial Infection Control Consortiu (INICC) report, data summary of 43 countries for 2007-2012. Device-associated module

We report the results of an International Nosocomial Infection Control Consortium (INICC) surveillance study from January 2007-December 2012 in 503 intensive care units (ICUs) in Latin America, Asia, Africa, and Europe. During the 6-year study using the Centers for Disease Control and Prevention's (CDC) U.S. National Healthcare Safety Network (NHSN) definitions for device-associated health care–associated infection (DA-HAI), we collected prospective data from 605,310 patients hospitalized in the INICC's ICUs for an aggregate of 3,338,396 days. Although device utilization in the INICC's ICUs was similar to that reported from ICUs in the U.S. in the CDC's NHSN, rates of device-associated nosocomial infection were higher in the ICUs of the INICC hospitals: the pooled rate of central line–associated bloodstream infection in the INICC's ICUs, 4.9 per 1,000 central line days, is nearly 5-fold higher than the 0.9 per 1,000 central line days reported from comparable U.S. ICUs. The overall rate of ventilator-associated pneumonia was also higher (16.8 vs 1.1 per 1,000 ventilator days) as was the rate of catheter-associated urinary tract infection (5.5 vs 1.3 per 1,000 catheter days). Frequencies of resistance of Pseudomonas isolates to amikacin (42.8% vs 10%) and imipenem (42.4% vs 26.1%) and Klebsiella pneumoniae isolates to ceftazidime (71.2% vs 28.8%) and imipenem (19.6% vs 12.8%) were also higher in the INICC's ICUs compared with the ICUs of the CDC's NHSN