Pengaruh CAR, NPL dan ROA terhadap Penyaluran Kredit pada Bank Pemerintah

Penelitian ini bertujuan untuk mengetahui: 1) pengaruh Capital Adequacy Ratio (CAR) terhadap penyaluran kredit; 2) pengaruh Non Performing Loan (NPL) terhadap penyaluran kredit; 3) pengaruh Return on Assets (ROA) terhadap penyaluran kredit; dan 4) pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), dan Return on Assets (ROA) secara serentak terhadap penyaluran kredit pada bank pemerintah.Populasi dalam penelitian ini adalah seluruh bank pemerintah yang terdaftar di BEI. Sampel diambil dengan sampling jenuh, di mana seluruh anggota populasi dijadikan sampel. Data penelitian diambil dari publikasi laporan keuangan yang didapatkan dari website BEI dan website bank yang bersangkutan. Teknik analisis data yang dipergunakan adalah regresi data panel.Hasil penelitian didapatkanCapital Adequacy Ratio (CAR) berpengaruh positif terhadap penyaluran kredit, dengan t-statistik sebesar 4,364425 dan probability sebesar 0,0002 (p<0,05). Non Performing Loan (NPL) tidak berpengaruh terhadap penyaluran kredit, dengan t-statistik sebesar -0,673322 dan probability sebesar 0,5069 (p>0,05). Return on Assets (ROA) tidak berpengaruh terhadap penyaluran kredit, dengan t-statistik sebesar -0,600657 dan probability sebesar 0,5535 (p>0,05). Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), dan Return on Assets (ROA) secara serentak berpengaruh terhadap penyaluran kredit, dengan F-statistik sebesar 33,21341dan probability sebesar 0,000000 (p<0,05). Pengaruh CAR, NPL, dan ROA secara serentak terhadap penyaluran kredit adalah sebesar 88,8532. Adapun sisanya 11,1468 dipengaruh variabel lain selain variabel penelitian

Virtual student-led neuroscience conferencing: a UK multicentre prospective study investigating delegate outcomes and delivery mode

Background Clinical neuroscience training programmes are becoming increasingly competitive to enter. UK university neuroscience societies act as a local environment for students to develop their career interests and provide portfolio building opportunities through hosting events such as annual conferences. Recently there has been a transition to more of these events being held online yet the impact of this, if any, remains unclear. This prospective study aimed to identify the impact of student-led neuroscience conferences on delegates and examine attitudes towards an online delivery approach. Methods Multi-centre prospective survey study using pre-conference, post-conference, and 6-month post-conference online questionnaires distributed at 6 virtual student-led neuroscience conferences in 2021. The questionnaires had five-domains: demographics, career aspirations, academic skillsets, an educational manipulation check (EMC) and mode of delivery preference. Results Nine hundred twenty-four surveys were completed across 559 conference attendances. 79.9% of delegates were medical students. Interest in a neuroscience career (p < 0.001), preparedness to undertake research (p < 0.001) and presentation (p < 0.001), as well as EMC scores (p < 0.001) increased immediately post conference. Most participants at 6 months post-attendance had completed an academic project (71.9%) or presentation (50.9%), although 88.8% were lost to follow up. Online format was preferred (65%) with reasons including elimination of travel and access to home facilities whilst lack of face-to-face interaction and engagement were recognised limitations. Conclusion UK student-led online neuroscience conferences play a role in developing knowledge and may facilitate career interest, academic skillset and longer term portfolio building. A hybrid virtual and in-person experience would offer an ideal solution to future conferencing, providing options promoting engagement and interactivity whilst advocating sustainability, accessibility and widening participation

The future of hybrid imaging—part 2: PET/CT

Since the 1990s, hybrid imaging by means of software and hardware image fusion alike allows the intrinsic combination of functional and anatomical image information. This review summarises the state-of-the-art of dual-modality imaging with a focus on clinical applications. We highlight selected areas for potential improvement of combined imaging technologies and new applications. In the second part, we briefly review the background of dual-modality PET/CT imaging, discuss its main applications and attempt to predict technological and methodological improvements of combined PET/CT imaging. After a decade of clinical evaluation, PET/CT will continue to have a significant impact on patient management, mainly in the area of oncological diseases. By adopting more innovative acquisition schemes and data processing PET/CT will become a fast and dose-efficient imaging method and an integral part of state-of-the-art clinical patient management

FDG PET and PET/CT: EANM procedure guidelines for tumour PET imaging: version 1.0

The aim of this guideline is to provide a minimum standard for the acquisition and interpretation of PET and PET/CT scans with [18F]-fluorodeoxyglucose (FDG). This guideline will therefore address general information about [18F]-fluorodeoxyglucose (FDG) positron emission tomography-computed tomography (PET/CT) and is provided to help the physician and physicist to assist to carrying out, interpret, and document quantitative FDG PET/CT examinations, but will concentrate on the optimisation of diagnostic quality and quantitative information

Analisis Pengelompokan Data Nilai Siswa untuk Menentukan Siswa Berprestasi Menggunakan Metode Clustering K-Means

Dalam data mining, pendekatan K-Means Clustering adalah metode yang digunakan untuk mengelompokkan data menjadi kumpulan data. Dalam sistem analisis, pendekatan data mining berdasarkan algoritma K-Means dapat digunakan untuk pengelompokan prestasi murid. Dalam penelitian ini data nilai siswa kelas X-XII Bahasa SMAN 1 Tengaran tahun 2014-2017, dari semester satu sampai lima dikelompokkan berdasar nilai rapor. Clustering digunakan dalam pembangunan program analitik ini untuk menilai dampak data murid terhadap kecenderungan keberhasilan murid di setiap kelompok yang dapat dibuktikan dengan kelulusan murid yang menduduki top rank serta dari hasil wawancara guru pengajar maupun wali kelas serta data nilai yang diperoleh dari Dapodik. Hasil dari penelitian ini membuktikan bahwa teknik clustering K-Means dapat dimanfaatkan oleh pengajar untuk mengkategorikan murid berdasarkan nilai mata pelajaran dan absensi, serta menggunakannya untuk menganalisis prestasi murid dengan mengelompokkan dari kategori prestasi rendah, rata-rata, dan tinggi. Selanjutnya, dengan metode Simple Additive Weighting (SAW) dicari top rank dari cluster tinggi untuk menemukan murid unggulan

Improving performance and stability in quantum dot-sensitized solar cell through single layer graphene/Cu2S nanocomposite counter electrode

In this work, we presented an effective nanocomposite to modify the Cu2S film by employing single layer graphene (SLG) frameworks via chemical vapor deposition, and utilized this nanocomposite as counter electrode (CE) with CdSe/ZnS core/shell quantum dots for highly stable and efficient quantum dot-sensitized solar cell (QDSSC). Furthermore, Cu2S film is directly synthesized on SLG framework by electrodeposition method. Using this nanocomposite as CE, we have achieved the high efficiency as high as 3.93% with fill factor of 0.63, which is higher than those with bare Cu2S CE (3.40% and 0.57). This remarkable performance is attributed to the surface area enhancement by creating nanoflower-shape, the reduction of charge transfer resistance, improvement of catalytic stability, and the surface smoothness as well as good adhesion. More importantly, no visible color change and detachment from surface for the Cu2S@SLG nanocomposite was observed, demonstrating that the SLG framework is critical role in shielding the Cu2S structure from sulphur ions into electrolyte, and increasing the adhesion of the Cu2S structure on surface, thus preventing its degradation. Consequently, the Cu2S@SLG nanocomposite can be utilized as an effective agent to boost up the performance of QDSSCs. © 2019 Elsevier Lt

Peningkatan Pengetahuan dan Persepsi Masyarakat terhadap Potensi Panas Bumi di Kecamatan Way Tenong Lampung Barat

Kegiatan pengabdian ini bertujuan untuk meningkatkan pengetahuan dan persepsi masyarakat terhadap potensi panas bumi. Metode yang digunakan adalah metode ceramah dan diskusi dan kemudian dilakukan post-test untuk mengetahui pemahaman perserta. Sasaran pada kegiatan pengabdian ini adalah aparatur pekon (desa), tokoh masyarakat, dan pihak yang terdampak terhadap rencana kegiatan pengembangan panas bumi di Kecamatan Way Tenong dan Kecamatan Bandar Negeri Suoh. Jumlah peserta yang hadir dalam kegiatan sosialisasi sebanyak 18 peserta. Hasil pengabdian memberikan gambaran bahwa kegiatan penyuluhan yang diberikan telah meningkatkan pengetahuan dan masyarakat terkait potensi panas bumi, terlihat dari adanya peningkatan dari pre-test dan post-test yang diperoleh dari 49,53 menjadi 86,59. Penyuluhan berdampak pada persepsi masyarakat menjadi lebih baik terhadap potensi pengembangan potensi panas bumi. Masyarakat berharap dilibatkan dalam proses pengembangan panas bumi. Selain itu, masyarakat meminta diberi waktu dan ganti rugi apabila lahan (tanah) yang dikuasai harus ditinggalkan untuk kepentingan pengembangan panas bumi