Análisis del uso del crédito: implicaciones para el desarrollo rural

La falta de garantías al solicitar un crédito, la poca información donde recurrir a solicitarlo y las diferentes formas de exclusión a los servicios financieros, coloca a las personas que pertenecen al sector rural como los más vulnerables para acceder a estos servicios. A nivel internacional se han generado diversos modelos que permiten el acercamiento de financiamiento al sector. El objetivo de la presente investigación es entender cuáles son los principales problemas que enfrentan los productores al solicitar un crédito, averiguar si ven al crédito como una fuente de financiamiento y realizar recomendaciones que permitan ayudar a mejorar dicha situación. En el municipio de Salinas, San Luis Potosí, México, es una zona con características que pueden facilitar la generación de proyectos productivos, si se contara con un esquema de financiamiento. Durante el 2008, se aplicaron 186 encuestas y se analizaron estadísticas nacionales. Los resultados mostraron que no hay cultura financiera, los productores no tienen información necesaria, de quién ofrece los créditos o dónde invertir sus recursos; a la banca comercial no le interesa el impacto de desarrollo que puedan tener sus créditos; el crédito de avío es el más solicitado. Las conclusiones señalan que la situación actual en el municipio respecto al crédito, es la misma que en cualquier nivel, por tanto es importante articular modelos de financiamiento, que consideren al crédito como motor para el desarrollo, permitiendo así la generación de oportunidades de empleo y autoempleo

Study of the light-induced metal-insulator transition in SrTiO3 by photoresistance spectroscopy

Photoresistivity and its spectral response has been systematically studied in oxygen deficient SrTiO3 single crystals for a wide range of resistivities, ρ, and carrier densities, n. At roomtemperature we have found a persistent photoresistance that gradually decreases as ρ is diminished or n is increased in addition to relaxation times of seconds to a few minutes suggesting that trapping of carriers is playing a major role. An analysis of the photoresistance excitation spectra shows two distinctive features that are related to the indirect gap of SrTiO3 at (3.25 ± 0.04) eV and to a direct transition at (3.40 ± 0.03) eV. The photoresistive crystals present a temperature dependent resisitivity under illumination that experiences a metal-insulator transition below T ∼ 85 K. Lowtemperature photoresistance spectrum reveals as a suitable technique to understand the origin of this transition, pointing to an enhanced efficiency of the ∼ 3.25 eV gap to promote electrons to the bottom of the conduction band.Fil: Bridoux, German. Universidad Nacional de Tucumán. Facultad de Ciencias Exactas y Tecnología. Departamento de Física. Laboratorio de Física del Solido; Argentina. Consejo Nacional de Investigaciones Científicas y Técnicas; ArgentinaFil: Villafuerte, Manuel Jose. Universidad Nacional de Tucumán. Facultad de Ciencias Exactas y Tecnología. Departamento de Física. Laboratorio de Física del Solido; Argentina. Consejo Nacional de Investigaciones Científicas y Técnicas; ArgentinaFil: Ferreyra, J. M.. Universidad Nacional de Tucumán. Facultad de Ciencias Exactas y Tecnología. Departamento de Física. Laboratorio de Física del Solido; ArgentinaFil: Bachi, N.. Universidad Nacional de Tucumán. Facultad de Ciencias Exactas y Tecnología. Departamento de Física. Laboratorio de Física del Solido; ArgentinaFil: Figueroa, C. A.. Universidad Nacional de Tucumán. Facultad de Ciencias Exactas y Tecnología. Departamento de Física. Laboratorio de Física del Solido; ArgentinaFil: Heluani, S. P.. Universidad Nacional de Tucumán. Facultad de Ciencias Exactas y Tecnología. Departamento de Física. Laboratorio de Física del Solido; Argentin

Validity of Daily Physical Activity Measurements of Fitbit Charge 2

Physical activity monitors collect continuous data to provide a summary of daily activity. The Fitbit Charge 2 monitors heart rate as well as steps, calories, and active minutes throughout the day. There is currently no research validating the Fitbit Charge 2 at measuring daily physical activity levels in a real life setting. PURPOSE: To compare measures of daily steps and active minutes of Fitbit Charge 2 with a research-grade accelerometer. METHODS: Sixteen active college students (Mean±SD; 23±4.9yrs; 16.43±10.19%fat; 9 male) consented to be part of the study. Participants wore an ActiGraph GT3X accelerometer and Fitbit Charge 2 concurrently for seven consecutive days. Both devices were programed with each participant’s information and the participants were instructed to perform their daily activities wearing both devices and only remove them to shower and to sleep. Data were considered valid when participants wore both devices for at least 10 hours on 4 or more days of the week. Steps and active minutes (moderate-vigorous physical activity) were recorded by each device. Mean bias was calculated by subtracting ActiGraph steps and active minutes from those obtained from the Fitbit Charge 2 for each day and an average daily mean bias was calculated using values from all seven days. Absolute percentage error was also calculated [100(|Fitbit Charge 2 - ActiGraph|)/ActiGraph] to indicate the overall 7-day difference between the Fitbit Charge 2 and ActiGraph. Pearson correlations and paired sample t-test were performed to compare Fitbit Charge 2 measurements with the corresponding ActiGraph measurements with significance considered at p\u3c0.05. RESULTS: The Fitbit Charge 2 overestimated steps by 2,451.3±2085.4 compared to the ActiGraph using the daily average steps over the seven days. This was 32.2±40.7% above the ActiGraph measurement. Average mean bias for daily active minutes was -52.1±58.9 with the Fitbit Charge 2 underestimating compared to the ActiGraph. Active minutes for the Fitbit Charge 2 were an average of 69±26.1% away from the ActiGraph. Steps for the Fitbit Charge 2 were significantly correlated to ActiGraph steps (r=0.575, p=0.02) while active minutes were not significantly correlated (r= -0.255, p=0.34). Paired sample t-test results showed a significant difference between the Fitbit Charge 2 steps and active minutes compared with the ActiGraph (p\u3c0.01 for both). CONCLUSION: The Fitbit Charge 2 may be useful for measuring steps in a free-living environment, however active minutes are significantly underestimated

Accuracy of Fitbit Charge 2 at Estimating VO2max, Calories, and Steps on a Treadmill

Current fitness activity trackers can account for steps, calories burned, heart rate, and distance traveled. A new feature has recently been introduced on the Fitbit Charge 2, “Cardio Fitness Level,” which is comparable to a VO2max score in that it allows consumers to be aware of their aerobic fitness level. PURPOSE: To assess the accuracy of the Fitbit Charge 2 at estimating VO2 score (“Cardio Fitness Level”), calories, and steps when compared to indirect calorimetry and video analyzed steps, respectively. METHODS: Twenty-two healthy adults (Mean±SD; 24.1±4.2yrs; 16.9±9.0%fat; 15 male) completed two separate visits. On the first visit, anthropometric measurements were taken followed by a 10-minute outdoor run. Participants ran for 10 minutes at their own pace on flat terrain as recommended by Fitbit to generate a Cardio Fitness score. On the second visit, participants came fasted, at least 8 hours, and completed a standardized VO2max protocol (Arizona State protocol) using a PARVO TrueOne2400 metabolic cart. The treadmill was set at 3mph for the first 3 minutes with 0% grade. Following the first stage, the speed was raised to the participant’s pre-selected speed (between 5-8mph) with 0% grade. After stage 2 the grade increased every minute by 1.5% and speed was kept constant until fatigue was reached. Calories and step counts from the Fitbits were correlated with the metabolic cart and tally counter respectively, using 2-tailed Pearson correlations. Significance was set at pRESULTS: Participants completed the VO2max test in an average of 11:05. Eight of the 22 estimated VO2max ranges given by Fitbit included the value given by the metabolic cart. Fitbit ranges for seven participants were below the metabolic cart values and the Fitbit ranges for the remaining seven participants were above the metabolic cart values. Calories were correlated between the Fitbit and metabolic cart (r = 0.874, pCONCLUSION: VO2 scores given by the Fitbit Charge 2 did not always match values given by the metabolic cart but may serve as a rough estimate of fitness level. Fitbit Charge 2 may also be useful in tracking calories and steps in a controlled setting, but results may differ in real world conditions

AAV2/8-hSMAD3 gene delivery attenuates aortic atherogenesis, enhances Th2 response without fibrosis, in LDLR-KO mice on high cholesterol diet

BACKGROUND: Inflammation is a key etiologic component in atherogenesis and transforming growth factor beta 1 (TGFβ1) is a well known anti-inflammatory cytokine which potentially might be used to limit it. Yet TGFβ1 is pleiomorphic, causing fibrosis, cell taxis, and under certain circumstances, can even worsen inflammation. SMAD3 is an important member of TGFβ1′s signal transduction pathway, but is a fully intracellular protein. OBJECTIVES: With the hope of attenuating TGFβ1′s adverse systemic effects (eg. fibrosis) and accentuating its anti-inflammatory activity, we proposed the use of human (h)SMAD3 as an intracellular substitute for TGFβ1. STUDY DESIGN: To test this hypothesis adeno-associated virus type 2/8 (AAV)/hSMAD3 or AAV/Neo (control) was tail vein injected into the low density lipoprotein receptor knockout (LDLR-KO) mice, then placed on a high-cholesterol diet (HCD). RESULTS: The hSMAD3 delivery was associated with significantly lower atherogenesis as measured by larger aortic cross sectional area, thinner aortic wall thickness, and lower aortic systolic blood velocity compared with Neo gene-treated controls. HSMAD3 delivery also resulted in fewer aortic macrophages by immunohistochemistry for CD68 and ITGAM, and quantitative reverse transcriptase polymerase chain reaction analysis of EMR and ITGAM. Overall, aortic cytokine expression showed an enhancement of Th2 response (higher IL-4 and IL-10); while Th1 response (IL-12) was lower with hSMAD3 delivery. While TGFβ1 is often associated with increased fibrosis, AAV/hSMAD3 delivery exhibited no increase of collagen 1A2 or significantly lower 2A1 expression in the aorta compared with Neo-delivery. Connective tissue growth factor (CTGF), a mediator of TGFβ1/SMAD3-induced fibrosis, was unchanged in hSMAD3-delivered aortas. In the liver, all three of these genes were down-regulated by hSMAD3 gene delivery. CONCLUSION: These data strongly suggest that AAV/hSMAD3 delivery gave anti-atherosclerosis therapeutic effect without the expected undesirable effect of TGFβ1-associated fibrosis

El efecto del nivel de proteína y lípidos sobre la acción dinámica específica y la excreción postprandial en sub-adultos del camarón blanco Litopenaeus vannamei

The study aimed to evaluate the effect of 4 levels of dietary protein (20, 30, 40 and 50%) and lipids (2, 4, 8 and 16%) on the magnitude and duration of specific dynamic action (SDA) and postprandial nitrogen excretion in the subadult white shrimpLitopenaeus vannameiusing computer-controlled metabolic chambers (continuous-flow respirometer). We determined the oxygen consumption rate at 1 h intervals until the postprandial oxygen consumption rate returned to the pre-feeding level. Shrimp fed all the diets had significantly higher respiration rates after feeding due to the SDA. Oxygen consumption, the SDA coefficient and the SDA magnitude increased notably with increasing dietary protein content. Shrimp fed the 20% protein diet had the lowest levels of pre- and post-feeding respiration and the smallest SDA. A significant change in the SDA coefficient relative to each lipid level was not demonstrable. Additionally, nitrogenous excretion increased with an increase of dietary protein but not with an increase of lipid level. By estimating the SDA of subadults, the response to standard metabolic rate (SMR) was lower than that reported for juveniles and postlarva white shrimp

Development of Active Barrier Multilayer Films Based on Electrospun Antimicrobial Hot-Tack Food Waste Derived Poly(3-hydroxybutyrate-co-3-hydroxyvalerate) and Cellulose Nanocrystal Interlayers

[EN] Active multilayer films based on polyhydroxyalkanoates (PHAs) with and without high barrier coatings of cellulose nanocrystals (CNCs) were herein successfully developed. To this end, an electrospun antimicrobial hot-tack layer made of poly(3-hydroxybutyrate-co-3-hydroxyvalerate) (PHBV) derived from cheese whey, a by-product from the dairy industry, was deposited on a previously manufactured blown film of commercial food contact PHA-based resin. A hybrid combination of oregano essential oil (OEO) and zinc oxide nanoparticles (ZnONPs) were incorporated during the electrospinning process into the PHBV nanofibers at 2.5 and 2.25 wt%, respectively, in order to provide antimicrobial properties. A barrier CNC coating was also applied by casting from an aqueous solution of nanocellulose at 2 wt% using a rod at 1m/min. The whole multilayer structure was thereafter assembled in a pilot roll-to-roll laminating system, where the blown PHA-based film was located as the outer layers while the electrospun antimicrobial hot-tack PHBV layer and the barrier CNC coating were placed as interlayers. The resultant multilayer films, having a final thickness in the 130-150 mu m range, were characterized to ascertain their potential in biodegradable food packaging. The multilayers showed contact transparency, interlayer adhesion, improved barrier to water and limonene vapors, and intermediate mechanical performance. Moreover, the films presented high antimicrobial and antioxidant activities in both open and closed systems for up to 15 days. Finally, the food safety of the multilayers was assessed by migration and cytotoxicity tests, demonstrating that the films are safe to use in both alcoholic and acid food simulants and they are also not cytotoxic for Caco-2 cells.The Spanish Ministry of Science and Innovation (MICI) through the RTI2018-097249-B-C21 program number and the EU H2020 YPACK (reference number 773872) projects funded this research.Figueroa-Lopez, KJ.; Torres-Giner, S.; Angulo, I.; Pardo-Figuerez, M.; Escuin, JM.; Bourbon, AI.; Cabedo, L.... (2020). Development of Active Barrier Multilayer Films Based on Electrospun Antimicrobial Hot-Tack Food Waste Derived Poly(3-hydroxybutyrate-co-3-hydroxyvalerate) and Cellulose Nanocrystal Interlayers. Nanomaterials. 10(12):1-24. https://doi.org/10.3390/nano10122356S124101

Accuracy of Fitbit Activity Trackers During Walking in a Controlled Setting

Activity trackers are widely used to measure daily physical activity. Many devices have been shown to measure steps more accurately at higher intensities, however, it is also important to determine the accuracy of these new devices at measuring steps while walking at a pace similar to that used during most daily activities. PURPOSE: To assess the accuracy of 6 popular activity trackers at measuring steps while walking on a treadmill. METHODS: Twenty-six college students (Mean±SD; 22.1±3.7yrs; 25.1±4.0kg/m2; 13 male) walked 500 steps at 3mph on a treadmill while wearing 6 different activity trackers (Pedometer, Fitbit Blaze, Charge HR, Alta, Flex, Zip, One). The Charge HR was placed two fingers above the right wrist while the Flex was next to the wrist bone. The Blaze was placed two fingers above the left wrist while the Alta was next to the wrist bone. The Fitbit Zip and the One were aligned with the hipbone on the left and right waistband respectively. Steps were counted by a trained researcher using a hand tally counter. Missing values were replaced with the mean value for that device. Step counts were correlated between Fitbit devices and the pedometer and tally counter using Pearson correlations. Significance was set at p\u3c0.05. Mean bias scores were calculated between the step counts for each device and the tally counter. Mean Absolute Percent Error (MAPE) values were also calculated for each device relative to the tally counter. RESULTS: Fitbit Zip and One were significantly correlated with the tally counter (r=0.50, p\u3c0.05; r=0.68, p\u3c0.01, respectively) while the other devices were not significantly correlated. Mean bias and MAPE values were as follows: Device (Mean Bias/MAPE) Pedometer (-0.2±39.2/3.8±6.8), Blaze (34.5±67.1/9.9±11.3), Charge HR (-12.6±61.5/7.0±10.3), Alta (-85.0±70.8/17.1±14.1), Flex (49.5±242.4/19.7±45.3), Zip (1.8±3.4/0.4±0.6), One (0.2±2.1/0.3±0.3). Fitbit Zip and One were within one half percent of actual steps while wrist-worn Fitbits ranged from 7.0-19.7% from actual step counts. CONCLUSION: Consistent with previous research, activity trackers worn at the waist provide the most accurate step counts compared to wrist-worn models. Differences found in wrist-worn models may result in significant over- or underestimation of activity levels when worn for long periods of time