Inovação tecnológica e os bancos comerciais da cidade de Belém: caso Bradesco

Este trabalho pretende compreender a capacidade da inovação para modificar a realidade dos bancos para que tenham a oportunidade de serem mais competitivos neste mundo globalizado. A tecnologia de ponta que rapidamente chega aos bancos por intermédio de expressivos investimentos em pesquisa e desenvolvimento permite que os grupos financeiros passem ganhar cada vez mais espaço em um mercado muito competitivo. Este estudo pretende averiguar qual o nível de preocupação com a qualidade de seus serviços e verificar a importância da aplicação dos avanços tecnológicos em um banco comercial que visa ser mais competitivo no mercado atual. A pesquisa é realizada na cidade de Belém do Pará, localizada no extremo norte do Brasil. Tal pesquisa foi realizada no âmbito do grupo Bradesco, por meio da aplicação de um estudo de caso, com mais de 50 colaboradores, incluindo gestores, demais funcionários, que seriam os responsáveis pela implementação e execução da estratégia de inovação adotada no banco e 600 clientes.This work aims to understand the ability of innovation to change the reality of the banks to have the opportunity to be more competitive in the new globalized world. The ability to innovate is restricted to the time in which man lives, but the cutting-edge technology that quickly comes to the banks through significant investment in research and development allows these groups to gain more space in a very competitive market. This study aims to find out what level of concern about the quality of their services and verify the importance of application of technological advances in a commercial bank that aims to be more competitive in today's market. The search is performed in the city of Belém do Pará, in the extreme north of Brazil. This research was conducted within the group Bradesco, through the application of a case study, with over 50 employees, including managers, other employees, who would be responsible for the implementation and execution of the innovation strategy adopted in the bank, and 600 customers

Des Moines Area Community College Creative Writing Contest 1976-99

Award-winning Works for the Academic Year 1998-99https://openspace.dmacc.edu/creativewriting/1001/thumbnail.jp

Long-term and large-scale multispecies dataset tracking population changes of common European breeding birds

Around fifteen thousand fieldworkers annually count breeding birds using standardized protocols in 28 European countries. The observations are collected by using country-specific and standardized protocols, validated, summarized and finally used for the production of continent-wide annual and long-term indices of population size changes of 170 species. Here, we present the database and provide a detailed summary of the methodology used for fieldwork and calculation of the relative population size change estimates. We also provide a brief overview of how the data are used in research, conservation and policy. We believe this unique database, based on decades of bird monitoring alongside the comprehensive summary of its methodology, will facilitate and encourage further use of the Pan-European Common Bird Monitoring Scheme results.publishedVersio

Prevalencia del uso de alcohol y de otros diagnósticos relacionados al beber problema en servicios de urgencia de Santiago de Chile

Fotocopi

Hypophosphatemia induced by carboxymaltose iron and imatinib. Report of two cases

Hypophosphatemia is a relatively frequent and a potentially serious adverse drug effect. Clinically it is characterized by bone pain and muscle weakness. There are several mechanisms by which a drug can induce hypophosphatemia and they can be classified according to whether or not they are mediated by an excess of Fibroblast Growth Factor 23 (FGF23). We report two patients with the condition: (i) A 49-year-old woman with Chronic Myeloid Leukemia (CML) and gastric sleeve surgery at 46 years of age. After receiving intravenous carboxymaltose iron in one occasion due to refractory anemia, she developed symptomatic hypophosphatemia. Urinary phosphate losses associated with high FGF23 levels were confirmed. Plasma phosphate returned to normal values 90 days after the iron administration. (ii) A 40-year-old man with a history of CML in whom imatinib was started. He developed symptomatic hypophosphatemia due to non FGF23-mediated hyperphosphaturia. As treatment with imatinib could not be interrupted, hypophosphatemia and its symptoms resolved with oral phosphate intake. These cases illustrate the importance of recognizing and treating drug-induced hypophosphatemia in a timely manner, and thus avoid the morbidity associated with this entity

Commission "Architecture, urbanistique, société". "États des lieux, thèmes émergents": I. Construire la ville. II. Fonction et gestion urbaines. III. Milieux et réseaux urbains. IV. Fondements historiques et sociaux de la ville

Les textes rassemblés ici ont été rédigés en 1984 et 1985 pour répondre à deux demandes: celle d'un état de la recherche architecturale et urbaine, pour le Comité national du Centre National de la Recherche Scientifique et celle d'un repérage de thèmes émergents, pour le Comité national d'orientation du Programme urbanisme et technologies de l'habitat

Farmland practices are driving bird population decline across Europe

International audienceDeclines in European bird populations are reported for decades but the direct effect of major anthropogenic pressures on such declines remains unquantified. Causal relationships between pressures and bird population responses are difficult to identify as pressures interact at different spatial scales and responses vary among species. Here, we uncover direct relationships between population time-series of 170 common bird species, monitored at more than 20,000 sites in 28 European countries, over 37 y, and four widespread anthropogenic pressures: agricultural intensification, change in forest cover, urbanisation and temperature change over the last decades. We quantify the influence of each pressure on population time-series and its importance relative to other pressures, and we identify traits of most affected species. We find that agricultural intensification, in particular pesticides and fertiliser use, is the main pressure for most bird population declines, especially for invertebrate feeders. Responses to changes in forest cover, urbanisation and temperature are more species-specific. Specifically, forest cover is associated with a positive effect and growing urbanisation with a negative effect on population dynamics, while temperature change has an effect on the dynamics of a large number of bird populations, the magnitude and direction of which depend on species' thermal preferences. Our results not only confirm the pervasive and strong effects of anthropogenic pressures on common breeding birds, but quantify the relative strength of these effects stressing the urgent need for transformative changes in the way of inhabiting the world in European countries, if bird populations shall have a chance of recovering

Palaeoecological data indicates land-use changes across Europe linked to spatial heterogeneity in mortality during the Black Death pandemic

The Black Death (1347-1352 CE) is the most renowned pandemic in human history, believed by many to have killed half of Europe’s population. However, despite advances in ancient DNA research that conclusively identified the pandemic’s causative agent (bacterium Yersinia pestis), our knowledge of the Black Death remains limited, based primarily on qualitative remarks in medieval written sources available for some areas of Western Europe. Here, we remedy this situation by applying a pioneering new approach, ‘big data palaeoecology’, which, starting from palynological data, evaluates the scale of the Black Death’s mortality on a regional scale across Europe. We collected pollen data on landscape change from 261 radiocarbon-dated coring sites (lakes and wetlands) located across 19 modern-day European countries. We used two independent methods of analysis to evaluate whether the changes we see in the landscape at the time of the Black Death agree with the hypothesis that a large portion of the population, upwards of half, died within a few years in the 21 historical regions we studied. While we can confirm that the Black Death had a devastating impact in some regions, we found that it had negligible or no impact in others. These inter-regional differences in the Black Death’s mortality across Europe demonstrate the significance of cultural, ecological, economic, societal and climatic factors that mediated the dissemination and impact of the disease. The complex interplay of these factors, along with the historical ecology of plague, should be a focus of future research on historical pandemics