Supervision of large complex banking organizations

The long-term trends of consolidation and innovation in the U.S. banking system have intensified over the past decade. A small number of banking organizations now hold a larger portion of the banking system's assets, and, at the same time, their activities have become more complex. As a result, the Federal Reserve has altered its approach to the supervision of the largest, most complex banking organizations (LCBOs). This new approach focuses on the most important risks facing U.S. banking organizations and the ways in which these risks are managed. This article discusses the Federal Reserve's risk-focused supervision program as applied to LCBOs.Bank supervision ; Bank holding companies

Positivismo e historia

Fil: López deFerrari, Nélida

Bone formation and resorption markers to evaluate the end of bone apposition

El pico de masa ósea (PMO) se alcanza entre los 20 y 35 años, pero la aposición ósea continúa hasta alcanzar el pico de fortaleza ósea (PFO). Se crea así una ventana entre ambos picos que podría ser evaluada mediante marcadores bioquímicos de recambio óseo, ya que durante dicho período la densidad mineral permanece constante. El objetivo fue determinar el final de la aposición ósea mediante marcadores bioquímicos óseos. Se evaluaron por décadas entre 20 y 49 años de edad 139 sujetos sanos de ambos sexos (69 hombres y 70 mujeres), determinando fosfatasa alcalina ósea (FAO), osteocalcina (OC), propéptido amino terminal del colágeno tipo 1 (P1NP) y telopéptido C-terminal del colágeno tipo 1 (CTX). Los marcadores correlacionan negativamente con la edad (OC: r= -0,3; p<0,01; P1NP: r= -0,4; p< 0,01 y CTX: r= -0,4; p< 0,01), exceptuando FAO. En hombres de 20-29 años, P1NP y el CTX fueron significativamente mayores vs. 30-39 años (p<0,05 y p<0,001, respectivamente), y entre 30-39 años vs. de 40-49 años en P1NP y CTX (p<0,05; p<0,001, respectivamente). En mujeres de 20-29 años, P1NP y CTX fueron significativamente mayores vs. 30-39 años (p<0,0001 y p<0,01, respectivamente). Conclusión: los marcadores de remodelado óseo más sensibles y específicos permitirían determinar bioquímicamente el fin de la aposición ósea que se produce entre el PMO y el PFO. Si bien es necesario ampliar el número de sujetos evaluados, los datos que surgen de la presente investigación sentarían las bases para futuros estudios epidemiológicos referidos al fin de la aposición ósea.Peak bone mass is achieved between 20- 35 years; however bone apposition continues to reach an optimal skeleton strength. The window between peak bone mass and peak bone apposition may be evaluated by biochemical bone turnover markers. The objective of this study was to determine the end of bone apposition through biochemical bone markers in both sexes. A total of 139 subjects (69 men and 70 women) were divided by decades between 20 and 49 years of age. Bone alkaline phosphatase (BAL), osteocalcin (OC), type I collagen propeptide (P1NP) and type I collagen C-terminal telopeptide (CTX) were evaluated. Except BAL, the other bone markers negatively correlated with the age [OC (r= -0.3; p<0.01); P1NP (r= -0.4; p<0.01) and CTX (r= -0.4; p<0.01)]. Regarding men aged 20 to 29 years, P1NP and CTX were significantly higher vs. 30-39 years (p<0.05 y p<0.001, respectively) and. vs. 40-49 years (p<0.05; p<0.001, respectively). In women, the results were similar. Regarding 20-29 years, P1NP and CTX were higher vs. 30-39 years (p<0.001 y p<0.01, respectively). Bone remodeling rate decreases after the third decade, suggesting the end of the apposition period of peak bone mass. Conclusion: The most specific and sensitive bone markers would biochemically determine the end of bone apposition that extends between the peak of bone mass and the peak of bone strength. Although it is necessary to increase the number of subjects evaluated, the data that emerge from the present study would establish the bases for future epidemiological studies referring to the end of bone apposition.Fil: Seijo, Mariana. Consejo Nacional de Investigaciones Científicas y Técnicas. Oficina de Coordinación Administrativa Houssay. Instituto de Inmunología, Genética y Metabolismo. Universidad de Buenos Aires. Facultad de Medicina. Instituto de Inmunología, Genética y Metabolismo; ArgentinaFil: Oliveri, María Beatriz. Consejo Nacional de Investigaciones Científicas y Técnicas. Oficina de Coordinación Administrativa Houssay. Instituto de Inmunología, Genética y Metabolismo. Universidad de Buenos Aires. Facultad de Medicina. Instituto de Inmunología, Genética y Metabolismo; ArgentinaFil: Deferrari, Juan Mariano. Consejo Nacional de Investigaciones Científicas y Técnicas. Oficina de Coordinación Administrativa Houssay. Instituto de Inmunología, Genética y Metabolismo. Universidad de Buenos Aires. Facultad de Medicina. Instituto de Inmunología, Genética y Metabolismo; ArgentinaFil: Casco, Cristina. Mautalen - Salud e Investigación; ArgentinaFil: Zeni, Susana Noemi. Consejo Nacional de Investigaciones Científicas y Técnicas. Oficina de Coordinación Administrativa Houssay. Instituto de Inmunología, Genética y Metabolismo. Universidad de Buenos Aires. Facultad de Medicina. Instituto de Inmunología, Genética y Metabolismo; Argentin

Observed limiting cases of horizontal field coherence and array performance in a time-varying internal wavefield

Author Posting. © Acoustical Society of America, 2008. This article is posted here by permission of Acoustical Society of America for personal use, not for redistribution. The definitive version was published in Journal of the Acoustical Society of America 124 (2008): EL97-EL103, doi:10.1121/1.2947630.Using a moored source and horizontal/vertical line array combination, horizontal coherence properties of high signal to noise ratio (>=20 dB) 100–1600 Hz signals have been measured. Internal waves in the area of the measurement created moving episodic sound-speed anomaly structures, influencing coherence length. Measured horizontal coherence scales for 100 Hz ranged from 5 to 20 acoustic wavelengths, and were inversely related to the sound-speed anomaly strength. Horizontal field properties were compared with fields computed using modal decompositions of the vertical signals. The comparison allows azimuthal field coherence properties to be studied apart from normal-mode interference effects.This work was funded by grants to Boston University and the Woods Hole Oceanographic Institution from the Ocean Acoustics Program at the U.S. Office of Naval Research, including an ONR Postdoctoral Fellowship award to the first author

Antarctic network of lamp-calibrated multichannel radiometers for continuous ozone and uv radiation data

International audienceThree NILU-UV multichannel radiometers have been installed in 1999 at the Argentinian sites of Ushuaia (54S), Marambio (64S) and Belgrano-II (77S) in order to continuously monitor UV radiation, photosynthetically active radiation and total ozone. The measurements were established by INM, Spain in collaboration with FMI, Finland, DNA-IAA, Argentina and CADIC, Argentina to observe and characterize the spatial and temporal evolution of ozone and ultraviolet radiation in the Antarctic region. Special attention has been given to the quality control and quality assurance of the measurements under harsh climatological conditions. The ozone and UV time series of 2000?2006 were calibrated using a polynomial fit for lamp measurements performed every second week all year round. The gaps in these data are minimal, with almost no data missing, and the data products are available from http://www.polarvortex.org in near real time. The data products include the erythemally-weighted UV, UVB and UVA radiation, photosynthetically active radiation (PAR), total ozone (O3) and a cloud parameter (CLT). For UV data, dose rates as well as daily doses are available; from these the maximum measured UV indices (UVI), during 2000?2006, were 12.0, 9.7 and 8.1 at Ushuaia, Marambio and Belgrano-II, respectively

Short-Cut Method to Assess a Gross Available Energy in a Medium-Load Screw Friction Press

The present study proposed a rapid method, based on a previous universal compression tests, to estimate the required load capacity to cold forge different specimen quantity in a screw press. Accordingly, experimental and theoretical approach are performed to check new adjustable drive motor of the modified forging machine to achieve a gross available energy to deform the specimens preventing damage of the forging machine. During the forging experiments, two screw friction presses (as-received and modified) are used to validate the theoretical approach. The modified press exhibits an increase of 51% of gross energy and 11% of maximum load capacity compare to the as-received press. This method is used to improve the effective of the forging process avoiding excessive loads that could promote machine failure. Therefore, a low-cost and easy to implement methodology is proposed to determine the energy and load capacity of a screw friction press to forge different specimen quantities with symmetry pattern configurations.This work is supported by the Ministry of Economy and Competitiveness of Spain (reference project: FJCI-2016-29297), Instituto Nacional de Tecnologia Industrial (INTI) of Argentina and the Aeronautics Advanced Manufacturing Center (CFAA) of Bilbao

Superimposed training low probability of detection underwater communications

This paper proposes a superimposed training method for low probability of detection underwater acoustic communications. A long pilot sequence was superimposed to the message for equalization and synchronization purposes. A fast Hadamard transform (FHT) estimated the channel impulse response and compressed the pilot energy. A Wiener filter performed equalization. The interference signal was removed using hyperslice cancellation by coordinate zeroing. An inverse FHT decompressed the remaining sequence energy and the message was retrieved. Results from a shallow water experiment presented bit error rates <10-2 for signal-to-noise ratios <-8 dB.info:eu-repo/semantics/publishedVersio

Ecosystem engineers modulate exotic invasions in riparian plant communities by modifying hydrogeomorphic connectivity

Patterns of native and exotic plant species richness and cover were examined in relation with ecosystem engineer effects of pioneer vegetation within the Mediterranean gravel bed river Tech, South France. The floristic composition was characterized according to two distinct vegetation types corresponding to two habitats with contrasted conditions: (i) open and exposed alluvial bars dominated by herbaceous communities; and (ii) islands and river margins disconnected from annual hydrogeomorphic disturbances and covered by woody vegetation. A significant positive correlation between exotic and native plant species richness and cover was observed for both vegetation types. However, significant differences in native and exotic species richness and cover were found between these two vegetation types. Higher values of total species richness and Shannon diversity were attained within the herbaceous vegetation type than within the woody type. These differences are most likely related to changes in local exposure to hydrogeomorphic disturbances driven by woody engineer plant species and to vegetation succession. A lower exotic species cover within the woody vegetation type than within the herbaceous type suggested an increase of resistance to invasion by exotic species during the biogeomorphic succession. The engineer effects of woody vegetation through landform construction resulted in a decrease of alpha (a) diversity at the patch scale but, in parallel, caused an increase in gamma (g) diversity at the scale of the studied river segment. Our study corroborates recent investigations that support the theory of biotic acceptance of exotic species by native species at the local scale (generally <10 m2) within heterogeneous and disturbed environments. Furthermore, we suggest that in riparian contexts such as the River Tech exotic species trapp sediment at the same time as native species and thus contribute to the increase in ecosystem resistance during the biogeomorphic succession

Contribución al conocimiento de las ciafeninas

Fil: Deferrari, Jorge O.. Universidad de Buenos Aires. Facultad de Ciencias Exactas y Naturales; Argentina

2011-2012 Año internacional de los Murcielagos

Desde el año pasado varias organizaciones internacionales, Las Naciones Unidas para el Medio Ambiente (UNEP), la Convención sobre la conservación de las especies migratorias de animales silvestres (CMS) y el Secretariado del Acuerdo para la conservación de las poblaciones de murciélagos europeas (EUROBATS) se han unido para celebrar el año de los murciélagos.Fil: Deferrari, Guillermo Alejandro. Consejo Nacional de Investigaciones Científicas y Técnicas. Centro Austral de Investigaciones Científicas; Argentin