Microcréditos: España y Bolivia

En el presente trabajo se va a hacer una comparación de la evolución de los microcréditos en dos países totalmente diferentes por la situación en la que se encuentran, ya que el primero es un país desarrollado como es el caso de España y el segundo en vías de desarrollo que es Bolivia. Se va a mostrar cómo han evolucionado los microcréditos en sus inicios y quienes fueron los responsables de fomentarlos tanto en España como en Bolivia. El sistema financiero tradicional no concedía financiación a las personas con bajos recursos porque no podían ofrecer garantías o avales, además de tener un alto riesgo de impago, por lo que se crearon estos instrumentos financieros para poder ayudar a las personas que necesitaban conseguir financiación, porque antes de la difusión de estos servicios estas personas estaban marginadas por el sistema financiero. Todo esto fue posible por medio de instituciones, organizaciones y entidades mediante programas sociales que incluían los microcréditosIn the present work, a comparison of the evolution of microcredits will be made of two totally different countries because of the situation in which they find themselves, since the first one is a developed country, as is the case of Spain and the second is developing, which is Bolivia. It will show how microcredits have evolved in their beginnings and who were responsible for promoting them both in Spain and Bolivia. The traditional financial system did not grant financing to people with low resources because they could not offer guarantees or guarantees, besides having a high risk of default, so these financial instruments were created in order to help people who needed to get financing, because before the diffusion of these services these people were marginalized by the financial system. All this was possible through institutions, organizations and entities through social programs that included microcreditsDepartamento de Economía Financiera y ContabilidadGrado en Administración y Dirección de Empresa

Control de fuerza y análisis cinemático de un manipulador robótico

[ES] Por un lado se hará el estudio cinemático del manipulador robótico, tanto la cinemática directa como la inversa. Por otra parte se estudiará un control de posición y uno de fuerza. Para decidir si el primero es necesario, se hará un estudio de la precisión del movimiento del manipulador. Y, El de fuerza, se implementará teóricamente para la pinza del manipulador

Control de fuerza y análisis cinemático de un manipulador robótico

[ES] Por un lado se hará el estudio cinemático del manipulador robótico, tanto la cinemática directa como la inversa. Por otra parte se estudiará un control de posición y uno de fuerza. Para decidir si el primero es necesario, se hará un estudio de la precisión del movimiento del manipulador. Y, El de fuerza, se implementará teóricamente para la pinza del manipulador

Guion del capítulo 1 del cómic : Jartos, la rebelión de los oprimidos

Universidad de Sevilla. Grado en Comunicación Audiovisua

La cooperación en materia de agua: aspectos económicos

Como consecuencia de la situación de pobreza y de falta de acceso al agua y al saneamiento en diversos lugares del mundo, numerosas organizaciones internacionales han dedicado en los últimos decenios una buena parte de sus esfuerzos, encuentros, reuniones y posibilidades de financiación a tratar este tema e intentar solucionarlo. En 2000 la Organización Mundial de la Salud aprobó la Declaración del Milenio, en la que se fijaban los Objetivos de Desarrollo del Milenio entre los cuales destacaba uno dedicado al medio ambiente, y en particular a la meta de reducir a la mitad, para el 2015, la proporción de personas sin acceso sostenible al agua potable y a servicios básicos de saneamiento. Tras los ODM en 2015 Naciones Unidas fijó la nueva agenda de desarrollo, concretada en los Objetivos de Desarrollo Sostenible, basados en los ODM y que tienen como horizonte 2030. Dada la importancia económica del cumplimiento de estos objetivos, no solo por los efectos positivos que deberían tener en el desarrollo de diversos países, sino también por la cantidad de recursos económicos que se debían invertir para cumplir con las metas, es importante analizar los resultados del estudio sobre costes y beneficios globales de las intervenciones en agua y saneamiento para alcanzar los ODM, realizado por la OMS. En este caso se analizan y se valoran los beneficios y los costes derivados de las distintas acciones en materia de agua, y si las inversiones en dichas acciones tienen como resultado ganancias económicas sustanciales o no. Una vez analizados desde las diversas perspectivas los ODM, se procede al estudio de algunas de las estrategias aplicadas para alcanzar dichos objetivos, poniendo el énfasis en alguna de las más novedosas como es el caso de la Water Operators Partnership

From the Visions of Saint Teresa of Jesus to the Voices of Schizophrenia

The life of Saint Teresa of Jesus, the most famous mystic of sixteenth-century Spain, was characterized by recurrent visions and states of ecstasy. In this paper, we examine social components related to Teresa’s personal crises and the historical conditions of her times, factors that must be taken into account to understand these unusual forms of experience and behavior. Many of these factors (e.g., increasing individualism and reflexivity) are precursors of the condition of modern times. Indeed, certain parallels can be observed between Saint Teresa and certain present-day psychopathological disorders. The analogy should not, however, be carried too far. Religion played a particularly crucial role in Teresa’s cultural context; as a result, it would be misleading to view her mystical experiences as resulting from a mental disorder

Aerobic Energy Expenditure and Intensity Prediction During a Specific Circuit Weight Training: a Pilot Study

During circuit weight training (CWT), workloads, index of intensity as well as estimation of energy expenditure (EE) have been under estimated. The aim of this study was to describe and evaluate physiological variables and gender related differences, including intensity prediction and EE, during CWT at different intensities. Twenty six subjects were assessed in a CWT, fourteen men and twelve women. The CWT program was performed at six different intensities, 40%, 50%, 60%, 70%, 80% and 85% of 15RM. Seven exercises made up the circuit: sitting bench press, leg press, lat pull down, shoulder press, hamstring curl, biceps curl, and triceps cable push downs. A polar heart rate monitor and a portable metabolic system were used to measure heart rate (HR), intensity measured relative to the HR reserve, cardiorespiratory variables, EE and EE relative to muscle mass (EEMM). Differences between genders were observed at the following variables: HR, intensity measured relative to the HR reserve (in percentage), VO2, VCO2, VE, RER, aerobic EE and EEMM. The EE was significantly higher in men during the six intensities, but differences did not exist for EEMM from 70% to 85%. In addition HR, load and body weight were used to predict intensity and two gender specific equations were obtained for men and women [I (%) = 57.265 + 0.512HR - 0.696HRmax + 1.035 Loadavg + 0.188 Body Weight (R2=0.92; SEE=4.9%) for men; I (%) = 4.036 + 0.412HR% + 1.667 Loadavg (R2=0.79; SEE=7.7%) for women]. Thus, we conclude that gender related differences are present during CWT for EE, even when expressed relative to muscle mass, in addition HR, work load and body weight can estimate the intensity during CWT

No More Bricks in the Wall: Adopting Healthy Lifestyles through Physical Education Classes

Despite the multiple benefits associated with practicing physical activity regularly, less than 20% of the population do it on a daily basis. Physical education classes could contribute, during childhood and adolescence, to consolidating adherence to healthy lifestyle habits. The present study involved 606 secondary school students between the ages of 13 and 19. We analysed the relationships between the perception of psychological control and support for autonomy, the satisfaction and frustration of psychological needs, mind-wandering and mindfulness, positive and negative emotions, motivation towards physical education classes, physical activity and the intention to be physically active—all through a structural equation model, which presented acceptable goodness-of-fit indices. The results showed that students who feel more autonomous see that their psychological needs are met and feel emotionally positive; this will result in the development of autonomous motivation towards physical education classes and physical activity that, in turn, could lead to a greater intention to be physically active

Influence of Physical Education Teachers on Motivation, Embarrassment and the Intention of Being Physically Active During Adolescence

According to a WHO report (2018), more than 80% of adolescents do not do enough physical activity. Physical Education (PE) classes should be aimed at solving this problem. The present study aims to analyze the influence teachers have on motivation, embarrassment and intention to be physically active among their students. A total of 604 secondary school students participated in the study. Various statistical analyses were carried out to explain the causal relationships between the variables. The results revealed a positive relation between the autonomy support and the satisfaction of basic psychological needs (BPN), and a negative relation with the frustration of BPN. In contrast, perceived control revealed a positive relation with frustration of BPN, and a negative relation with the satisfaction of BPN. Satisfaction of BPN was negatively related to embarrassment and positively related to self-determined motivation. On the other hand, frustration of BPN was positively related to embarrassment and negatively with self-determined motivation. Embarrassment was negatively related to self-determined motivation, and the latter was positively related to intention to be physically active. Indeed, the study demonstrates the influence and the importance of PE teachers and of the motivational and emotional processes of adolescents during PE classes and the role they play in acquiring the habits of an active lifestyle

Banking in Computable General Equilibrium Economies

In this paper we develop a computable general equilibrium economy that models the banking sector explicitly. Banks intermediate between households and between the household sector and the government sector. Households borrow from banks to finance their purchases of houses and they lend to banks to save for retirement. Banks pool households' savings and they purchase interest-bearing government debt and non-interest-bearing reserves. We use this structure to answer two sets of questions: one normative in nature that evaluates the welfare costs of alternative monetary and tax policies, and one positive in nature that studies the real effects of following a procyclical interest-rate policy rule.Publicad