ONE-TIME CREDIT SHARING WITH FAMILY MEMBERS AND FRIENDS THROUGH CREDIT CARDS

The present disclosure discloses a system and method for one-time credit sharing with family members and friends. The one-time credit sharing method includes receiving a credit sharing request from the first user device. The system includes notifying a second user device about the credit sharing request. The second user may approve/reject the credit sharing request of the first user. Once the second user approves the credit sharing request, the available credit limit of the first user is increased by an amount the credit sharing request was for

Real Time Settlement of Card Transactions to Enable Instant Payments to Merchants

The present invention provides a system and method for establishing an authorization process and real time settlement of card based payment transactions between an acquirer 113 and a seller 120 through an issuer 112 via payment networks 111. The acquirer 113 undergoes an authorization process for accepting card payments that involves sending an authorization request (114a, 114b, 114c) and receiving an authorization response (115a, 115b, 115c) for card transactions between the acquirer 113, the payment network 111, the issuer 112, and the seller 120, where the authorization response (115a, 115b, 115c) is an approval or decline of authorization for the seller 120 to perform card transactions based on confirmation on real time settlement. Once the card payment transaction is authorized by the issuer 112, the acquirer 113 involves verifying whether the seller 120 is enrolled for a real time settlement and if it is found that the seller 120 is enrolled for the real time settlement, the acquirer 113 pays the seller 120 instantly after deducting the interchange fee on real time. Thus, the required fund is transferred to the seller 120 in accordance with the real time basis. Hence, the method of establishing a low adoption rate of card based payment transactions that includes the authorization process and the real time settlement in accordance with some embodiments of the present invention are disclosed

Finite Element Based Vibration Analysis of a Nonprismatic Timoshenko Beam with Transverse Open Crack

AbstractThe present day structures and machineries are designed based on optimizing of multi-objectives such as maximum strength, maximum life, minimum weight and minimum cost. Due to this they are flexible and allow having a very high level of stresses. This leads to development of cracks in their elements. Many engineering structures may have structural defects such as cracks due to long-term service. So it is very much essential to know the property of structures and its response in various cases. The present article deals with finite element based vibration analysis of a nonprismatic cracked beam. The beam is modeled using the Timoshenko beam theory. The governing equation of motion is derived by the Hamilton's principle. In order to solve the governing equation two noded beam element with two degrees of freedom (DOF) per node is considered. In this work the effect of structural damping is also incorporated in the finite element model. The dynamic analysis is carried out by using state space model in time domain

A SYSTEM AND METHOD FOR API BASED FILE PROCESSING

Various embodiments of the present invention provide a system and method for defining, implementing, and / or executing batch processing of API transaction services and products. The system is configured to receive a plurality of file processing requests associated with API traffic from one or more clients and batch, one or more jobs associated with the plurality of file processing requests for the API traffic. Further, the system is configured to pick and initiate the process of executing the API call associated with the API transitions. Furthermore, it splits the input file into plurality of chunks and invokes the API call associated with the corresponding chunk and receives responses from API transitions as well as store the same in chunks. The processor within the system is configured to consolidate the plurality of responses stored in the chunks and write the response to an output file

Eff ect of participatory women’s groups facilitated by Accredited Social Health Activists on birth outcomes in rural eastern India: a cluster-randomised controlled trial

Background A quarter of the world’s neonatal deaths and 15% of maternal deaths happen in India. Few community-based strategies to improve maternal and newborn health have been tested through the country’s government-approved Accredited Social Health Activists (ASHAs). We aimed to test the eff ect of participatory women’s groups facilitated by ASHAs on birth outcomes, including neonatal mortality. Methods In this cluster-randomised controlled trial of a community intervention to improve maternal and newborn health, we randomly assigned (1:1) geographical clusters in rural Jharkhand and Odisha, eastern India to intervention (participatory women’s groups) or control (no women’s groups). Study participants were women of reproductive age (15–49 years) who gave birth between Sept 1, 2009, and Dec 31, 2012. In the intervention group, ASHAs supported women’s groups through a participatory learning and action meeting cycle. Groups discussed and prioritised maternal and newborn health problems, identifi ed strategies to address them, implemented the strategies, and assessed their progress. We identifi ed births, stillbirths, and neonatal deaths, and interviewed mothers 6 weeks after delivery. The primary outcome was neonatal mortality over a 2 year follow up. Analyses were by intention to treat. This trial is registered with ISRCTN, number ISRCTN31567106. Findings Between September, 2009, and December, 2012, we randomly assigned 30 clusters (estimated population 156 519) to intervention (15 clusters, estimated population n=82 702) or control (15 clusters, n=73 817). During the follow-up period (Jan 1, 2011, to Dec 31, 2012), we identifi ed 3700 births in the intervention group and 3519 in the control group. One intervention cluster was lost to follow up. The neonatal mortality rate during this period was 30 per 1000 livebirths in the intervention group and 44 per 1000 livebirths in the control group (odds ratio [OR] 0.69, 95% CI 0·53–0·89). Interpretation ASHAs can successfully reduce neonatal mortality through participatory meetings with women’s groups. This is a scalable community-based approach to improving neonatal survival in rural, underserved areas of India

Effect of participatory women's groups facilitated by Accredited Social Health Activists on birth outcomes in rural eastern India: A cluster-randomised controlled trial

Background: A quarter of the world's neonatal deaths and 15% of maternal deaths happen in India. Few community-based strategies to improve maternal and newborn health have been tested through the country's government-approved Accredited Social Health Activists (ASHAs). We aimed to test the effect of participatory women's groups facilitated by ASHAs on birth outcomes, including neonatal mortality. Methods: In this cluster-randomised controlled trial of a community interve

Estimation of reactive inorganic iodine fluxes in the Indian and Southern Ocean marine boundary layer

Iodine chemistry has noteworthy impacts on the oxidising capacity of the marine boundary layer (MBL) through the depletion of ozone (O3) and changes to HOx (OH=HO2) and NOx (NO=NO2) ratios. Hitherto, studies have shown that the reaction of atmospheric O3 with surface seawater iodide (I-) contributes to the flux of iodine species into the MBL mainly as hypoiodous acid (HOI) and molecular iodine (I2). Here, we present the first concomitant observations of iodine oxide (IO), O3 in the gas phase, and sea surface iodide concentrations. The results from three field campaigns in the Indian Ocean and the Southern Ocean during 2015 2017 are used to compute reactive iodine fluxes in the MBL. Observations of atmospheric IO by multi-axis differential optical absorption spectroscopy (MAX-DOAS) show active iodine chemistry in this environment, with IO values up to 1 pptv (parts per trillion by volume) below latitudes of 40° S. In order to compute the sea-to-air iodine flux supporting this chemistry, we compare previously established global sea surface iodide parameterisations with new regionspecific parameterisations based on the new iodide observations. This study shows that regional changes in salinity and sea surface temperature play a role in surface seawater iodide estimation. Sea air fluxes of HOI and I2, calculated from the atmospheric ozone and seawater iodide concentrations (observed and predicted), failed to adequately explain the detected IO in this region. This discrepancy highlights the need to measure direct fluxes of inorganic and organic iodine species in the marine environment. Amongst other potential drivers of reactive iodine chemistry investigated, chlorophyll a showed a significant correlation with atmospheric IO (R D 0:7 above the 99 % significance level) to the north of the polar front. This correlation might be indicative of a biogenic control on iodine sources in this region

Quantum mechanical effect of path-polarization contextuality for a single photon

Using measurements pertaining to a suitable Mach-Zehnder(MZ) type setup, a curious quantum mechanical effect of contextuality between the path and the polarization degrees of freedom of a polarized photon is demonstrated, without using any notion of realism or hidden variables - an effect that holds good for the product as well as the entangled states. This form of experimental context-dependence is manifested in a way such that at \emph{either} of the two exit channels of the MZ setup used, the empirically verifiable \emph{subensemble} statistical properties obtained by an arbitrary polarization measurement depend upon the choice of a commuting(comeasurable) path observable, while this effect disappears for the \emph{whole ensemble} of photons emerging from the two exit channels of the MZ setup.Comment: To be published in IJT

Monomeric and dimeric oxidomolybdenum(V and VI) complexes, cytotoxicity, and DNA interaction studies: molybdenum assisted C═N bond cleavage of salophen ligands

Four novel dimeric bis-μ-imido bridged metal–metal bonded oxidomolybdenum(V) complexes [MoV2O2L′21–4] (1–4) (where L′1–4 are rearranged ligands formed in situ from H2L1–4) and a new mononuclear dioxidomolybdenum(VI) complex [MoVIO2L5] (5) synthesized from salen type N2O2 ligands are reported. This rare series of imido- bridged complexes (1–4) have been furnished from rearranged H3L′1–4 ligands, containing an aromatic diimine (o-phenylenediamine) “linker”, where Mo assisted hydrolysis followed by −C═N bond cleavage of one of the arms of the ligand H2L1–4 took place. A monomeric molybdenum(V) intermediate species [MoVO(HL′1–4)(OEt)] (Id1–4) was generated in situ. The concomitant deprotonation and dimerization of two molybdenum(V) intermediate species (Id1–4) ultimately resulted in the formation of a bis-μ-imido bridge between the two molybdenum centers of [MoV2O2L′21–4] (1–4). The mechanism of formation of 1–4 has been discussed, and one of the rare intermediate monomeric molybdenum(V) species Id4 has been isolated in the solid state and characterized. The monomeric dioxidomolybdenum(VI) complex [MoVIO2L5] (5) was prepared from the ligand H2L5 where the aromatic “linker” was replaced by an aliphatic diimine (1,2-diaminopropane). All the ligands and complexes have been characterized by elemental analysis, IR, UV–vis spectroscopy, NMR, ESI- MS, and cyclic voltammetry, and the structural features of 1, 2, 4, and 5 have been solved by X-ray crystallography. The DNA binding and cleavage activity of 1–5 have been explored. The complexes interact with CT-DNA by the groove binding mode, and the binding constants range between 103 and 104 M–1. Fairly good photoinduced cleavage of pUC19 supercoiled plasmid DNA was exhibited by all the complexes, with 4 showing the most promising photoinduced DNA cleavage activity of ∼93%. Moreover, in vitro cytotoxic activity of all the complexes was evaluated by MTT assay, which reveals that the complexes induce cell death in MCF-7 (human breast adenocarcinoma) and HCT-15 (colon cancer) cell lines

Overexpression of Prothymosin Alpha Predicts Poor Disease Outcome in Head and Neck Cancer

In our recent study, tissue proteomic analysis of oral pre-malignant lesions (OPLs) and normal oral mucosa led to the identification of a panel of biomarkers, including prothymosin alpha (PTMA), to distinguish OPLs from histologically normal oral tissues. This study aimed to determine the clinical significance of PTMA overexpression in oral squamous cell hyperplasia, dysplasia and head and neck squamous cell carcinoma (HNSCC).Immunohistochemistry of PTMA protein was performed in HNSCCs (n = 100), squamous cell hyperplasia (n = 116), dysplasia (n = 50) and histologically normal oral tissues (n = 100). Statistical analysis was carried out to determine the association of PTMA overexpression with clinicopathological parameters and disease prognosis over 7 years for HNSCC patients.<0.001). Chi-square analysis showed significant association of nuclear PTMA with advanced tumor stages (III+IV). Kaplan Meier survival analysis indicated reduced disease free survival (DFS) in HNSCC patients (p<0.001; median survival 11 months). Notably, Cox-multivariate analysis revealed nuclear PTMA as an independent predictor of poor prognosis of HNSCC patients (p<0.001, Hazard's ratio, HR = 5.2, 95% CI = 2.3–11.8) in comparison with the histological grade, T-stage, nodal status and tumor stage.Nuclear PTMA may serve as prognostic marker in HNSCC to determine the subset of patients that are likely to show recurrence of the disease