Analisis pengaruh Pdb, Inflasi, tingkat bunga, jumlah uang beredar dan Kurs terhadap dana pihak ketiga (DPK) perbankan syariah di Indonesia

Penelitian ini bertujuan untuk menganalisis secara mendalam Kontribusi Dana Pihak Ketiga, PDB, Inflasi, Tingkat Bunga, Jumlah Uang Beredar dan Kurs terhadap Dana Pihak Ketiga Perbankan Syari’ah di Indonesia. Penelitian ini adalah penelitian kuantitatip, teknik analisa Vector Auto Regression (VAR) untuk melihat hubungan antar variabel-variabel yang menjadi pilihan dalam penentuan Dana Pihak Ketiga Perbankan Syari’ah di Indonesia ini. dengan terlebih dahulu menggunakan uji yang seharusnya dilakukan sehingga pada akhirnya akan menghasilkan persamaan jangka panjang dan jangka pendek melalui analisa Vector Error Correction Model (VECM), respon variabel melalui Impulse Response Function (IRF) dan peran serta komposisi variabel melalui Variance Decomposition (VD) Hasil penelitian menunjukkan bahwa (1) Hasil uji kausalitas Granger, terdapat hubungan kausalitas PDB terhadap DPKPS, KURS terhadap DPKPS, PDB terhadap JUB dan INFLASI terhadap BUNGA. (2) Instrumen Bunga dan Inflasi berdasarkan analisis hasil estimasi Vector Error Correction Model (VECM) mempunyai pengaruh yang signifikan dengan koefisien yang tinggi terhadap Dana Pihak Ketiga Perbankan Syariah. (3) Instrumen Bunga berdasarkan analisis impulse response function (prilaku dinamis model) ternyata merupakan variabel yang terbanyak dan tertinggi direspon oleh variabel penelitian. (4) Instrumen Bunga berdasarkan analisis Variance Decomposition (karakteristik model) ternyata merupakan variabel yang mempunyai komposisi dan peran besar direspon oleh variabel penelitian. (5) Instrumen Dana Pihak Ketiga Perbankan Syariah berdasarkan analisis analisis impulse response dan Variance Decomposition ternyata belum menempati respon terbesar dan komposisi terbesar bagi variabel lainnya. Penelitian ini merekomendasikan perlunya (1) Meminta pemerintah untuk secara bertahap secara makro beralih dari sistem moneter konvensional ke sistem moneter syariah. (2) Melakukan edukasi masyarakat untuk menyimpan uangnya di Bank Syariah dan berlaku jujur dalam kegiatan bisnis yang menjadi dasar utama kegiatan ekonomi dan perbankan syariah. (3) Mendorong bank untuk menerapkan sistem bagi hasil (4) Mendorong penguatan asosiasi dan aliansi strategis perbankan dan keuangan syariah terutama dalam menjalankan pusat pendidikan perbankan syariah bagi masyarakat dan SDM perbankan syariah. (5) Mendorong dan meningkatkan jumlah riset di bidang perbankan syariah yang berkualitas, yang menjadi sumber edukasi masyarakat dan SDM berkualitas yang mendorong peningkatan kualitas perbankan syariah. (6) Memperkuat posisi dan peran Dewan Syariah Nasional (DPS) dan Dewan Pengawas Syariah terutama dalam upaya memperbesar economic of scale perbankan syariah. (7) Mendorong penguatan dukungan dan dorongan keberpihakan lembaga legislatip dan pemerintah terhadap penguatan perbankan syariah terutama terkait pendirian BUMN perbankan syariah yang menerapkan bagi hasil dan memberikan kesempatan pengarahan dana yang besar terhadap dunia perbankan syariah seperti dana haji sehingga lahir bank yang berkualitas yang dapat bersaing sejajar dan sama kuatnya dengan perbankan konvensional

IMPLIKASI STRUKTUR KEPEMILIKAN TERHADAP NILAI PERUSAHAAN DENGAN KEPUTUSAN KEUANGAN SEBAGAI VARIABEL INTERVENING (SEKTOR MANUFAKTUR BEI)

The value of the company is one of the shareholders reference before investing in a company and the company's value can not be separated from the influence of financial decision of by the owner of the company. The aim of the research was to find out the implication of ownership structure on companies’ value with financial decision as intervening variable in manufacturing companies listed in Indonesia Stock Exchange. The samples consist of 34 manufacturing companies listed in Indonesia Stock Exchange during the period of 2010-2014. The research method used structural equation model (SEM) with the help of software AMOS 16,0. The Result of the research indicate that ownership structure affects funding decision, deviden policy, and companies’ value, but it does not affect investment decision. Investment decision, funding decision, and deviden policy affect companies’ value. Furthermore, investment decision, funding decision and deviden policy can function as intervening variable in the effect of ownership structure on companies’ value

Model Quadruple Helix Dalam Pengembangan UMKM (Studi Kasus Pada Industri Pisang Sale Kutacane Kab. Aceh Tenggara)

This study aims to obtain a comprehensive picture of the synergy of banana sale stakeholders in Kab. Southeast Aceh. The Quadruple Helix model is one suitable model for social research and innovation. This study uses a qualitative research design with a phenomenological approach that seeks to understand the perspectives, thoughts and experiences of stakeholders regarding the synergy of Quadruple Helix stakeholders in realizing the development of the banana sale business in Kab. Southeast Aceh. The results show that there are a number of problems related to synergy in the development of banana sale in Kab. Aceh Tenggara is partly because there is no common vision of stakeholders and cooperation and coordination between banana sale business actors, the government and stakeholders. Each stakeholder translates the sale of bananas, causing a debate on how to develop the sale of bananas in the future. In particular, the government should pay special attention to banana sale managers equally to develop the banana sale business and support from the wider community. The key to the successful implementation of the banana sale business development in Kab. Aceh Tenggara, among others, unity of mission, joint commitment and coordination among stakeholders

ANALISIS PENGARUH LABEL HALAL, BRAND DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN DI KOTA MEDAN

This study aims to determine how influence the direct and indirect variable halal label, brand / brand images and prices on consumer purchasing decisions Muslims in the city of Medan (Study in the subdistrict of Medan Petisah). Methods used quantitative approach using path analysis with multiple linear regression model is supported by test models and statistical test by using SPSS version 17. This research showed that approximately 65.1% variable halal label, brand / brand image and price influence consumer purchase decisions Muslims in the city of Medan (a case study in the district of Medan Petisah), while 34.9% is explained by other factors. Next that approximately 59,7% variable halal label and brand influence prices, while 40,3% is explained by other factors. The results show the significance of the indirect impacts their indirect effect of variable halal label and brand / brand image on purchase decisions through the price significantly

KONTRIBUSI KURS, SUKU BUNGA PERKREDITAN, DAN LIKUIDITAS, PADA PEMBIAYAAN PRODUKTIF BANK SYARIAH

This research was aimed to find out the contribution of exchange rate, interest rates of conventional banking, and the resilience of islamic banking liquidity towards produktive financing performance of islamic banking in  Indonesia during the last 10 years. By quantitative approach of VAR (Vector Auto Regressive) analysis at alpha 5%, concluded that the exchange rate,  interest rates of conventional commercial banks, and the condition of islamic banks liquidity contribute to productive financing  performance of islamic banks. The most contribution to productive financing growth sourced by the power of islamic banks liquidity (16,68%), followed by interest rates of conventional commercial banks  (4,97%), and rupiah exchange rate  (1,39%). Productive financing performance showed positive respon but tend to be difficult to stable against the movement rupiah exchange rate, the interest rates of conventional commercial banks, while in contrast to the power of liquidity variable that responded positively and tend to be stable and balanced

The Strategy of Nazir Development in Indonesia: A Qualitative Study

The purpose of this study is to identify the most important factors in determining current strategies for the development of Nazir in specific region of Indonesia and to examine how the internal and external states developing in that province. Two analyses were used in this research method: SWOT (Strength, Weakness, Opportunity, and Threats) and QSPM (Quantitative Strategic Planning Matrix). The number of respondents who filled out the questionnaire was 8 big institutional Nazir and 5 Waqf experts between September and January of 2021, respectively. The result of SWOT analysis is that Waqf institutions need to carry out WT (Weakness Threats) strategy, which is a defensive strategy. Meanwhile, the QSPM analysis discovered that the second strategy is the most priority one. Afterwards, at the conclusion of this study, the results of these particular studies as well as recommendation will be discussed

Analisis Moderasi Religiusitas Pada Pengaruh Pendidikan, Pengalaman dan Motivasi Terhadap Kinerja Pegawai Pemprov Sumut

Abstract The low budget absorption capacity of Regional Apparatus Organizations (OPD) and cases of corruption involving government employees reflects the low awareness of employee religiosity and has an impact on the lack of performance of government employees. This study aims to analyze and evaluate the performance of employees within the Provincial Government of North Sumatra in terms of education, experience, motivation with religiosity as a moderating variable. This study uses a quantitative approach. Data analysis used the Moderated Regression Analysis (MRA) test. The results obtained that partially, experience and motivation have a significant effect on the performance of the North Sumatra Provincial Government employees. But partially, education has no significant effect on the performance of the North Sumatra provincial government employees. Simultaneously, education, experience and motivation have a significant effect on the performance of the North Sumatra Provincial Government employees. Meanwhile, Religiosity strengthens the influence of Education, Experience, and Motivation on Employee Performance

PERSPECTIVE OF INTERNAL PROCESS BASED ON MULTIDIMENSIONAL PERFORMANCE MODELS IN DEVELOPMENT OF ZAKAT MANAGEMENT ACCOUNTING

We realize that the internal process is one of the most important perspectives among the various perspectives and dimensions of performance measurement of the Zakat Management Organization which must always adapt to change and development, including the development of management accounting. This study uses a qualitative approach with the application of ANP (Analytic Network Process). The research respondents consisted of 5 people including practitioners, experts and academics. The results found that there were 2 problems in the perspective of the Internal Process based on the Multidimensional Performance Model, namely the problem of low program innovation and limited after-service. The priority solution in overcoming this problem is a follow-up service solution and priority strategies that can be done through Research and Development, Gradual and Sustainable Service Systems and Shariah Compliance. The findings in this study are expected to help the management of Zakat Management Organizations in the decision-making process as the development of management accounting based on multidimensional performance models. JEL: M11; M41  Article visualizations

Analisis SWOT Pada Pengembangan Perbankan Syariah di Indonesia

This study will try to answer how the process of developing Islamic banking in Indonesia is currently. This research is a descriptive qualitative research. Data analysis technique using matrix and SWOT analysis. The results of the study indicate that an alternative strategy for developing Islamic banking in Indonesia is a strategy to maintain and defend. The current strenght is that Islamic financial institutions are more crisis resistant. The current weakness is the relatively small and limited fund capital and the lack of a workforce who understands the concept of Islamic baniking. The current opportunity is the merger of 3 national banks ( BNI Syariah, BRI Syariah, BSM) to become BSI. The current threat is decline in people's income due to the COVID-19. The urgency of handling power in the future is to prioritize the support of muslims. The urgency of handling weaknesses in the future is the relatively smaller and limited capital of funds. The urgency of handling future opportunities is the merger of three national banks ( BRI Syariah, BNI Syariah and BSM). The urgency of handling threats in the future is the reduction in people's income due ti due COVID-19 pandemic. Keywords : Islamic Banking, Analysis SWOT, and Islamic Economi

Analisis SWOT Pada Pengembangan Perbankan Syariah di Indonesia

This study will try to answer how the process of developing Islamic banking in Indonesia is currently. This research is a descriptive qualitative research. Data analysis technique using matrix and SWOT analysis. The results of the study indicate that an alternative strategy for developing Islamic banking in Indonesia is a strategy to maintain and defend. The current strenght is that Islamic financial institutions are more crisis resistant. The current weakness is the relatively small and limited fund capital and the lack of a workforce who understands the concept of Islamic baniking. The current opportunity is the merger of 3 national banks ( BNI Syariah, BRI Syariah, BSM) to become BSI. The current threat is decline in people's income due to the COVID-19. The urgency of handling power in the future is to prioritize the support of muslims. The urgency of handling weaknesses in the future is the relatively smaller and limited capital of funds. The urgency of handling future opportunities is the merger of three national banks ( BRI Syariah, BNI Syariah and BSM). The urgency of handling threats in the future is the reduction in people's income due ti due COVID-19 pandemic. Keywords : Islamic Banking, Analysis SWOT, and Islamic Economi