E-Journal STIE AAS Surakarta (Sekolah Tinggi Ilmu Ekonomi)
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    Peran Zakat dalam Pertumbuhan Ekonomi di Provinsi Lampung (Studi pada Baznas Kota Bandar Lampung)

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    This study was conducted to determine and analyze the role of zakat in economic growth in Lampung Province. The method used in this study is a descriptive method with a qualitative approach. The data used in this study are primary and secondary data. The population in this study is the mustahiq zakat in Bandar Lampung City. The sample in this study was the mustahiq recipients of the productive zakat program in Bandar Lampung City with purposive sampling technique. The primary data in this study were obtained from the results of filling out questionnaires and interviews. Secondary data in the form of BAZNAS report documentation Bandar Lampung City. The primary data questionnaire used has been tested for validity and reliability. The collected data is analyzed by referring to qualitative data analysis techniques which include 1) data collection, 2) data reduction, 3) data presentation and 4) drawing conclusions. The results of this study generally explain that in general zakat plays a role in encouraging economic growth. The roles of zakat include 1) as an additional source of income, 2) additional productive capital and 3) additional education and health costs

    FACTORS AFFECTING BUDGET ABSORPTION OF EXPENDITURE LOCAL APPARATUS ORGANIZATION PRABUMULIH CITY GOVERNMENT DURING THE COVID-19 PERIOD

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    The COVID-19 spread to all countries including Indonesia requires the government to refocus the budget and reallocate activities to accelerate the handling of this outbreak.There are still many local governments in South Sumatra that have not maximized their budget absorption, but on the one hand the Prabumulih Government has a budget absorption that is categorized as good in terms of handling COVID-19, with a percentage of 93.38% in 2019, 93.62% in 2020. This research aims to identify the factors that influence the absorption of the Prabumulih City Government budget which is categorized as high absorption rate with these good criteria. This research was conducted in 37 Local Apparatus Organization Prabumulih Government. The respondents were the Head of Regional Apparatus Organization, Head of Sub-Division of Finance and Commitment Making Officer as many as 90 respondents. The method used is quantitative with primary and secondary data, data collection techniques are through questionnaires and interviews, with uses SPSS version 26. The results show that partially the budget excecution and the process of procurement of goods and services have a significant effect on the high budget absorption of expenditure, while budget planning has no effect on the high absorption of the Prabumulih City Government's

    Analisis SWOT Pada Pengembangan Perbankan Syariah di Indonesia

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    This study will try to answer how the process of developing Islamic banking in Indonesia is currently. This research is a descriptive qualitative research. Data analysis technique using matrix and SWOT analysis. The results of the study indicate that an alternative strategy for developing Islamic banking in Indonesia is a strategy to maintain and defend. The current strenght is that Islamic financial institutions are more crisis resistant. The current weakness is the relatively small and limited fund capital and the lack of a workforce who understands the concept of Islamic baniking. The current opportunity is the merger of 3 national banks ( BNI Syariah, BRI Syariah, BSM) to become BSI. The current threat is decline in people's income due to the COVID-19. The urgency of handling power in the future is to prioritize the support of muslims. The urgency of handling weaknesses in the future is the relatively smaller and limited capital of funds. The urgency of handling future opportunities is the merger of three national banks ( BRI Syariah, BNI Syariah and BSM). The urgency of handling threats in the future is the reduction in people's income due ti due COVID-19 pandemic. Keywords : Islamic Banking, Analysis SWOT, and Islamic Economi

    HAVE 34 PROVINCES IN INDONESIA SUCCESSFULLY IMPLEMENTED FINANCIAL AUTONOMY? EVIDENCE FROM APBD 2004-2020

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    The regional government financial statement can be used to measure the financial performance of an area whether it is classified as good or bad. Through the financial statement, a region can know whether it has implemented regional autonomy in financial terms or not. This study aims to analyze and describe the level of regional financial dependence on 34 provinces in Indonesia for the period 2004 - 2020. This research is classified as a quantitative descriptive method and uses regional financial dependency ratio as an analysis tool. The results showed that the provincial financial autonomy located on the island of Java was much better than the provinces outside the island of Java. There were 5 provinces that had a moderate level of dependence on the central government, 4 provinces with a sufficient dependency level, and 5 provinces with high dependency level. Meanwhile, the other 20 provinces had a very high level of dependence on the central government. The financial autonomy of provincial governments in Indonesia for the period 2004 - 2020 had not been implemented properly because there were 20 provinces with a high level of dependence on the central government or around 58.82%

    PENGARUH ISLAMIC HUMAN CAPITAL TERHADAP KINERJA MANAJERIAL DENGAN PENDEKATAN GUSJIGANG

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    The purpose of the study was to explore the entrepreneur's understanding of the human capital based on Gusjigang's business on managerial performance in the Creative Industry in Kudus. Research method: The research strategy used is quantitative research methods. The result of the research is that Human Capital based on Gusjigang has an effect on managerial performance in the Creative Industry in Kudus. The implication of the research is that the Gusjigang Culture strengthens the concept of Islamic Human Capital where in business it is always associated with worship, namely by always remembering Allah SWT, through trade and creation based on Islamic ethical principles

    PELATIHAN MENCARI SUMBER RUJUKAN KITAB TAFSIR HADIS MELALUI SOFWARE MAKTABAH SYAMILAH DI UNIVERSITAS NURUL JADID PAITON PROGRAM STUDI ILMU AL-QURAN DAN TAFSIR

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    Abstrak. Maktabah syamilah merupakan software yang berisikan ribuan macam kitab mengenai pengetahuan keislaman yang dapat diakses dengan mudah serta dilengkapi dengan berbagai fitur yang memudahkan para pengguna untuk mencari topik pembahasan, perkataan atau nukilan, tafsir, perawi hadis, biografi ulama, dan lain-lain. Maktabah syamilah sangat penting bagi mahasiswai jurusan Ilmu Quran dan Tafsir. Kebanyakan dari mereka kebingungan saat mencari rujukan kitab untuk tugas kuliah ataupun tugas akhir dikarenakan kekurangan pengadaan kitab, minimnya membaca serta tidak mengerti cara mengaplikasikan maktabah syamilah. Solusi permasalahan tersebut adalah dengan cara memberikan pelatihan mencari rujukan kitab melalui sofware maktabah syamilah karena dengan adanya sofware ini mahasiswi akan sangat terbantu untuk mencari kitab rujukan yang diinginkan. Bentuk pelatihan ini terdiri atas empat tahapan yaitu, sosialisasi, pelatihan, pemberian tugas secara individu, dan evaluasi. Berdasarkan hasil pelatihan dapat disimpulkan bahwa (a) pengetahuan mahasiswi prodi Ilmu dan al-Quran semakin meningkat ditandai dengan respon positif mahasiswi menggunakan maktabah syamilah dalam mencari sumber rujukan kitab, dan (b) Mahasiswi tidak kesulitan dan kebingungan serta bisa mengaplikasikan maktabah syamilah dalam mencari sumber rujukan kitab dengan baik. Kata kunci: Kitab; Maktabah Syamilah; Rujukan; Software

    Analisis Pengaruh Overconfidence dan Experience terhadap Risk Attitude dengan Risk Perception sebagai Variabel Intervening (Studi Pada Wealth Manager Perbankan Di Kota Semarang)

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    Bisnis wealth management atas dana nasabah premium memiliki potensi luar biasa, didukung oleh program pengampunan pajak (tax amnesty) yang masuk ke sistem perbankan, dan peringkat investasi Indonesia yang meningkat menjadi layak investasi. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi Risk Attitude pada welth management perbankan di Kota Semarang yaitu variabel Overconvidence, Experiance dan Risk Perception sebagai variabel intervening. Sampel penelitian ini berjumlah sebanyak 70 responden kemudian diberikan kuisioner untuk dijawab melalui google form akan tetapi data yang kembali dan dapat dianalisis sebanyak 63 responden. Penentuan sampel dilakukan dengan perhitungan yang dikembangkan oleh (Hair et al, 2010). Yaitu jumlah sampel yang diambil dari populasi ditentukan sebesar 5-10 dikali jumlah indikator. Penelitian ini terdapat 14 indikator, maka Jumlah indikator 14 x 5 = 70 Responden. Pada penelitian ini yang menjadi responden adalah welth management di Kota Semarang yang berjumlah 63 responden. Alat yang digunakan untuk menganalisis data adalah Smart PLS 3,3 dengan metode Structural Equation Modeling (SEM). Hasil penelitian terbukti bahwa dari lima hipotesis yang di usulkan pada penelitian ini dapat diterima. Adapun faktor-faktor yang berpengaruh secara signifikan positif pada Risk Attitude yaitu Overconvidence dan Experiance serta yang berpengaruh secara signifikan negatif terhadap Risk Attitude yaitu Overconvidence, Experiance dan Risk Perception

    THE TITLE WRITTEN USING UPPERCASE FORMAT ANALYSIS OF FACTORS INFLUENCING STUDENTS' INTEREST IN INVESTING IN THE CAPITAL MARKET (Case Study on University of Semarang Students)

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    This study aims to find out and test the influence of investment knowledge, Income, Return, Risk, Minimal Capital on students' investment interests. The type and source of data in this study is to use primary data. The sample in this study was a part of the population of 86 active employee class students in the even semester of 2021/2022, Faculty of Economics, University of Semarang. The results of hypothesis testing show the existence of Investment Knowledge positively and significantly to Investment Interest. Income has a positive and significant effect on Investment Interest, Investment Return has a positive and significant effect on Investment Interest, Risk has a positive and significant effect on Investment Interest. And Investment Capital has a positive and insignificant effect on Investment Interes

    PENGARUH ADANYA ISLAMIC CAPITAL MARKET TERHADAP PERTUMBUHAN EKONOMI INDONESIA

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    Pasar modal merupakan satu media bagi masyarakat dunia khususnya Indonesia untuk berinvestasi. Dunia telah memandang pasar modal menjadi sebauh instrumen penting yang harus dikembangkan oleh setiap negara mengingat perannya sangat membantu perekonomian. Pasar modal syariah, seperti perbankan syariah merupakan media yang mampu menjadi jembatan bagi pihak yang kelebihan dan membutuhkan modal. Di dalamnya terhubung begitu banyak pelaku ekonomi tanpa batas negara.Pasar Modal terus mengalami penyeseuaian sehingga dapat mengakomodir seluruh jenis investor salah satunya adalah dengan adanya pasar modal syariah yang sejalan dengan prinsip-prinsip syariah. Pasar Modal Syariah yang telah menyediakan berbagai produk yaitu saham syariah, Sukuk, Reksadana syariah, Exchange Traded Fund, Efek Beragun Aset, dan Dana Investasi Real Estat. Tentu hal ini akan membuat banyak pilihan bagi Investor. Tujuan penelitian ini 1) Untuk mengetahui dan menganalisas secara parsial adanya saham syariah terhadap pertumbuhan ekonomi Indonesia tahun 2011-2020. . 2) Untuk mengetahui dan menganalisis secara parsial pengaruh Sukuk syariah terhadap pertumbuhan ekonomi Indonesia tahun 2011-2020. 3) Untuk mengetahui dan menganalisis secara parsial pengaruh adanya Reksadana syaraiah terhadap pertumbuhan ekonomi Indonesia tahun 2011-2020. 4) Untuk mengetahui dan menganalisis secara simultan pengaruh adanya Saham, Sukuk, dan Reksadana syariah terhadap pertumbuhan ekonomi Indonesia tahun 2011-2020. Analisis data yang digunakan Analisis Regresi Linear Berganda. Hasil penelitian menunjukkan, secara parsial dari tiga variabel independen yang diujikan saham (ISSI), Sukuk, dan Reksadana syariah. Hanya saham syariah (ISSI) yang berpengaruh terhadap pertumbuhan Produk Domestik Bruto (PDB) namun tidak signifikan. Jika secara simultan, saham syariah (ISSI), Sukuk, dan Reksadana syariah hasilnya menunjukkan berpengaruh signifikan terhadap Produk Domestik Bruto (PDB)

    EFFECT OF FINANCIAL PERFORMANCE ON STOCK RETURN DURING COVID-19

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    This study aims to provide a conceptual study of the effect of financial performance on stock returns during the Covid-19 pandemic. This is evidenced by testing the effect of Earning Per Share (EPS), Operating Cash Flow (OCF), Return On Assets (ROA), and Debt to Assets Ratio (DAR) as independent variables on stock returns in companies listed on the LQ index. 45 Indonesia Stock Exchange. Previous theoretical studies show that stock returns are influenced by the company's financial performance. From the theoretical discussion and previous research, it is concluded that there is a positive influence on the company's financial performance on stock returns. Where there is a decrease in stock returns during the Covid-19 pandemic which is influenced by a decrease in the company's financial performance compared to before the Covid-19 pandemic

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