595 research outputs found

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    24 April 2014 ite journalOptimal management of resources is receiving more emphasis in all areas of endeavor today, and this is nowhere more important than transportation. Transportation Demand Management (TDM) is increasingly recognized as essential to efficient use of multimodal transportation resources. This article presents an advanced definition of the practice of demand management and uses Arlington County, Virginia, USA as a leading example of its implementation. An Advanced Definition of TDM At its most basic level, TDM is a program of information, encouragement, and incentives provided by local or regional organizations to help people know about and use all their transportation options to optimize all modes in the system. These programs also are needed to counterbalance the incentives to drive that are prevalent in parking and road subsidies, as well as the driving habits that have become ingrained culturally over many decades. TDM services are both traditional and innovative technology-based services tha

    ANALISIS RISIKO 5 C TERHADAP KINERJA KARTU KREDIT BCA

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    Kartu kredit memiliki manfaat yang sangat besar terhadap masyarakat sehingga masyarakat berusaha memiliki kartu kredit baik individu ataupun perusahaan, sehingga pihak Bank khususnya BCA lebih berhati – hati dalam menyetujui setiap pengajuan kepemilikan kartu kredit.             Bank BCA Menerapkan prinsip kehati – hatian yang disebut dengan 5 C ( Character, Capacity, Capital, Collateral dan Condition Of Economy ) dengan harapan mengurangi risiko gagal bayar,   Dalam penelitian ini, penulis mendapatkan fakta bahwa pada tahun 2017  jumlah NPL Bank BCA  meningkat menjadi 1,9% dengan penghapusan sebesar Rp.451 Milliar, mengapa hal tersebut bisa terjadi???. Dalam penelitian ini penulis menemukan bahwa faktor yang paling mempengaruhi kinerja kartu kredit adalah “ Character” sehingga pada bab kesimpulan penulis melakukan tindakan mitigasi dengan cara menaikkan jumlah collateral dari setiap calon nasabah

    A Regression on Climate Policy - The European Commission's Proposal to Reduce CO2 Emissions from Transport

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    As part of its efforts to reach the targets of the Kyoto Protocol, the European Commission is currently considering a new directive to reduce the per-kilometer CO2 emissions of newly registered automobiles. This paper critically assesses this proposal with respect to its economic and technological underpinnings. We argue that the proposal's reliance on targets based on per-kilometer emissions not only conceals the true costs of compliance and thereby stifles informed public discourse, but is also less cost-effective than alternative measures such as emissions trading. We further examine the proposal's underlying assumptions, finding that these misrepresent the current state of automotive technology and therefore may overestimate the feasibility of achieving the suggested emissions targets. Alternative targets are consequently proposed that are argued to more accurately reflect the industry's technological evolution to date

    Do ‘passive’ medical titanium surfaces deteriorate in service in the absence of wear?

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    Globally, more than 1000 tonnes of titanium (Ti) is implanted into patients in the form of biomedical devices on an annual basis. Ti is perceived to be ‘biocompatible’ owing to the presence of a robust passive oxide film (approx. 4 nm thick) at the metal surface. However, surface deterioration can lead to the release of Ti ions, and particles can arise as the result of wear and/or corrosion processes. This surface deterioration can result in peri-implant inflammation, leading to the premature loss of the implanted device or the requirement for surgical revision. Soft tissues surrounding commercially pure cranial anchorage devices (bone-anchored hearing aid) were investigated using synchrotron X-ray micro-fluorescence spectroscopy and X-ray absorption near edge structure. Here, we present the first experimental evidence that minimal load-bearing Ti implants, which are not subjected to macroscopic wear processes, can release Ti debris into the surrounding soft tissue. As such debris has been shown to be pro-inflammatory, we propose that such distributions of Ti are likely to effect to the service life of the device
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