HUMAN RIGHTS AND DATA PROTECTION IN THE DIGITAL FINANCIAL ECOSYSTEM

Indonesia passed Law Number 27 of 2022 concerning the Protection of Personal Data, a notable instrument in preventing privacy and data protection rights violations. This paper analyzes the relationship between human rights and personal data protection in digital financial transactions. In the findings of this paper, privacy rights and data protection rights are human rights that are interrelated with one another. Both are essential parts of protecting human honor and dignity. In matters of personal data, leakage and theft are the leading digital security issues in financial institutions, especially banks. The community hopes that Law Number 27 of 2022 can provide protection, especially the security of digital financial transactions that continue to develop in Indonesia.Keywords: human rights, personal data protection, digital financ

Using Marketing Mix and Brand Image As Marketing Strategy for Islamic Educational Institutions

This article discusses the effectiveness of using a combination of the marketing mix and brand image as a marketing strategy for educational services at Islamic educational institutions. The strategy is motivated by efforts to create quality and competitive Islamic educational institutions. Considering the current globalization, people as consumers of education are being very selective in choosing educational institutions for their children. Effective marketing of educational services creates conducive and stable marketing conditions and has a positive impact on all the parties involved. Applying the marketing mix and brand image as a marketing strategy for educational services is expected to increase public interest and thereby increase the number of students. Therefore, a systematic literature review was done. Based on the results from several Islamic educational institutions, it was proved that the application of marketing mix and brand image has an impact on the beliefs and interests of the community, especially the Muslim community, both with traditional and modern backgrounds as the targeted consumers of the Islamic educational services. Keywords: marketing mix, brand image, marketing strategy, education service

State-Owned Enterprise’s Debt in the State Financial Regime

Several Indonesian State-Owned Enterprises (SOEs) have had very high debts recently. Several reasons, such as government assignment projects, the impact of the Covid-19 pandemic, and corrupt management behaviour, have caused the increase in liability. There is a fierce debate among academics and legal scholars regarding whether the SOE’s debt is state debt. A state company is an independent legal entity separate from the state and obtains capital from separated state assets. Besides, the state, as the majority shareholder, assigns SOEs to projects that support government programs even though they are not profitable. In addition, several SOEs often receive State Equity Participation to survive bankruptcy caused by running out of capital or large debts. This paper will analyse the country's debt status from the perspective of public finance by taking the case of Indonesia. Moreover, it will explore the theoretical and empirical aspects of SOE’s debt from a state finance point of view. This study will use doctrinal legal research to interrogate the law as it is and should be. Although this research concludes that SOEs' finances are a state financial regime, the supervision of SOEs is not Government Judgment Rules but Business Judgment Rules. SOE's debt is the responsibility of SOE as a corporate legal entity. In the case of Indonesia, the government often rescues SOEs that have failed to pay their debts through State Equity Participation and/or privatisation while maintaining most state ownership shares, for instance, Garuda Indonesia, a national airline. Finally, state accountability for SOE's debt only occurs indirectly because of the financial separation between the state and companies. The Indonesian government saved Garuda Indonesia's finances to protect national assets and continue to control vital businesses. However, the state must also reform the management of SOEs so as not to harm state finances by upholding good corporate governance and preventing fraud and corruption

AN ANALYSIS OF THE SOCIAL PROBLEMS ON THE CRANBERRIES SONG LYRICS

Song’s lyrics have similar form with poem. In some currant usage, lyrics still retain to sense of poem to set music. By music, people get some lesson as far as they understand and are able to catch the content or idea of the song. Song has its own characteristic and content that makes it different one and another. One of the song’s contents could be social problem. In this case, the writer took the Cranberries song, as the subject of analysis, which discusses more about the social problem. This study covers the problems of study: (1) What are social problems found in the Cranberries song’s lyrics? and (2) What is the most dominant of social problem in the song?. This research used descriptive design because the study to obtained information concerning the social problems in the Cranberries song. The approach used in this study was expressive approach for the writer of the thesis only concerned with the author in expressing the idea into his work. The population of research is lyrics of the Cranberries song in the album of Animal Instinct 1996, in which this album consisted of 15 songs. The writer took 6 songs from the album as sample using purposive random sampling. The study showed that the social problems revealed in the six songs as follows: Firstly, ‘Woman Without Pride’ song involves sex role and family problems. Secondly, ‘Ode to My Family’ has family problem. Thirdly, ‘Bosnia’ has warfare and international conflicts, ethnic minorities and violence. Fourthly, ‘Zombie’ reveals warfare and international conflicts, and violence. Fifthly, ‘Salvation’ consists of drug abuse problems. Finally, ‘Fee fi fo’ song reveals problems of sexual behavior and violence. Based on the result above, it can be concluded that the most dominant social problem is violence

Peningkatan mutu pendidikan di sekolah berkategori the outstanding school of Muhammadiyah: studi kasus di SMA Muhammadiyah 2 Sidoarjo

Penelitian ini menjawab tiga pertanyaan: (1) Bagaimanakah upaya peningkatan mutu pendidikan di SMA Muhammadiyah 2 Sidoarjo?, (2) Bagaimanakah manajemen mutu pendidikan di SMA Muhammadiyah 2 Sidoarjo?, dan (3) Faktor apa saja yang mempengaruhi peningkatan mutu pendidikan di SMA Muhammadiyah 2 Sidoarjo? Jenis penelitian yang dipilih adalah penelitian kualitatif dengan desain studi kasus. Penelitian ini menghasilkan jawaban sebagai berikut: (1) Peningkatan mutu SMA Muhammadiyah 2 Sidoarjo dilakukan melalui: evaluasi diri dan penyusunan program sekolah, penguatan visi, misi, dan tujuan pendidikan, penguatan kepemimpinan dan teamwork, peningkatan kompetensi guru dan tenaga kependidikan, peningkatan mutu input peserta didik, pengembangan kurikulum dan pembelajaran, pengembangan kultur sekolah, pengembangan sarana dan prasarana, pengembangan pengabdian kepada masyarakat, kerjasama pendidikan dan pertukaran pelajar, mobilisasi sumber dana pendidikan, pengembangan SIM, monitoring dan evaluasi, dan pengembangan sistem manajemen mutu pendidikan; (2) Manajemen mutu SMA Muhammadiyah 2 Sidoarjo dijalankan dengan pola input-proses-output. Pada proses mutu terdiri dari proses perencanaan mutu, proses inti, proses pendukung, dan proses peningkatan mutu; dan (3) Faktor yang mendukung peningkatan mutu: nama besar Muhammadiyah, doktrin peningkatan mutu pendidikan, kepemimpinan berparadigma TORSIE, semangat berprestasi warga sekolah, sinergitas warga sekolah, fasilitas yang memadai, dan dukungan dari berbagai pihak. Penelitian ini menghasilkan tiga proposisi teoretik: (1) Pemilihan strategi secara tepat mampu meningkatkan mutu pendidikan; (2) Implementasi manajemen mutu pendidikan secara konsisten akan menjaga dan meningkatkan mutu pendidikan; dan (3) Keunggulan dan kemampuan sekolah dalam memberikan pelayanan terbaik meningkatnya kepercayaan dan penghargaan dari berbagai pihak

Pengaruh Motivasi, Kompensasi, Dan Lingkungan Kerja Terhadap Kinerja Karyawan Pada Juragan 99 Trans Abdul Rahman Saleh Malang

Abstract This study aims to determine the effect of motivation, compensation, and work environment on the employees of 99 skipper Trans Abdul Rahman Saleh Malang. This study is a quantitative study using a data processing program using SPSS version 25. The sample in this study was 40 employees of Skipper 99 Trans Abdul Rahman Saleh Malang. The data used in this study are primary data obtained by distributing questionnaires and secondary data obtained from agencies that support this research. In analyzing the data using instrument test, normality test, classical assumption test, multiple linear regression analysis, hypothesis testing, and coefficient of determination test. The results of this study are the variables of motivation, compensation, and work environment have a simultaneous effect on employee performance at skipper 99 tran abdul rahman Saleh Malang. Partially, the variables of motivation, compensation, and work environment have an effect on the performance of the employees of skipper 99 trans Abdul Rahman Saleh Malang. Kata kunci: Performance, Motivation, Compensation, Work Environmen

The Influence of Principal's Democratic Leadership Style on Teacher Performance

Teacher competencies play an important role in determining the success of an institution. To improve teacher performance, the principal should utilize a leadership style that promotes teachers’ competence, growth, and development. This study analyzed the effect of a principal’s democratic leadership style on teacher performance. A systematic review was conducted by analyzing articles on related topics published between 2017 and 2022 and accessed from lens.org, Google Scholar, and Science Direct. The results pointed out that the democratic leadership style gives broad authority to subordinates. Leaders who use a democratic leadership style delegate duties and responsibilities well to their subordinates, and all members are invited to participate in discussions or propose their opinions on strategies directed toward the common goal. Therefore, the principal’s democratic leadership style can influence and improve teacher performance. Keywords: principal, democratic leadership, teacher performanc

REALASI ILMU PENGETAHUAN DAN AGAMA

The relation of science and religion found several models that are dichotomous relationship, dialogue, parallel, harmonious, even conflict or integration. It all depends on the attitude and depth of a paradigm used. M. Amin Abdullah stated that there are three approaches that bore pattern model of the relationship between science and religion, namely: (1) models of single entity, religious knowledge stand alone without the need for another science methodology, and vice versa; (2) model of isolated entities, each clump of science stands alone, not bersetuhan, not admonished methodologically courtesies; and (3) model of interconnected entities, each aware of the limitations in solving problems, and both are cooperating in terms of approaches, methods of thought and research.The relation of science and religion form model of integration and interconnection of science. The model may be developed is a model of integration-dialectical interconnections. This model is understood as a model of integration that tries to dialect between science and religion. The dialectical integration can manifest in the form of: (1) integration into the design of learning and / or programs of study; and (2) Integration in the attitude of scientists