PENGARUH NON PERFORMING LOAN (NPL) TERHADAP PROFITABILITAS PADA PT. BANK MANDIRI PERSERO TBK.YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI)

Tujuan penelitian ini adalah tujuan penelitian ini adalah untuk mengetahui dan menganalisis perputaran persediaan pada PT. Bank Mandiri Persero Tbk. yang Terdaftar di Bursa Efek Indonesia (BEI). Metode analisis yang digunakan pada penelitian ini adalah metode kuantitatif dengan pendekatan rasio keuangan dalam bentuk rasio aktifitas. Kondisi perputaran persediaan yang terjadi padaPT. Bank Mandiri Persero Tbk. yang Terdaftar di Bursa Efek Indonesia (BEI) tahun 2013 sampai dengan tahun 2017 mengalami fluktuasi. Pada tahun 2013 sampai dengan 2014 nilai perputaran persediaanya sama. Pada tahun berikutnya, yaitu tahun 2015 dan 2016 terjadi penurunan perputaran persediaan, namun perusahaan dapat memperbaiki perputaran persediaannya pada akhir tahun 2016, sehingga pada tahun 2017 perputaran persediaan PT. Bank Mandiri Persero Tbk. yang Terdaftar di Bursa Efek Indonesia (BEI) kembali meningkat. Maka dapat disimpulkan bahwa perputaran piutang pada PT. Bank Mandiri Persero Tbk. yang Terdaftar di Bursa Efek Indonesia (BEI) sudah cukup baik dan berjalan secara efektif. Perputaran persediaan yang dipengaruhi oleh volume penjualan yang juga berfluktuasi, tentu saja akan berdampak buruk bagi kinerja perusahaan. Oleh karena itu, dalam meningkatkan perputaran persediaan, cara yang digunakan dan dari hasil perhitungan Rata-rata periode penjualan pada PT. Bank Mandiri Persero Tbk. yang Terdaftar di Bursa Efek Indonesia (BEI) sudah cukup baik dan berjalan secara efisie

MEKANISME AKSES PEMANFAATAN ROTAN (Calamus) MASYARAKAT DESA PANCAMAKMUR KECAMATAN SOYO JAYA KABUPATEN MOROWALI UTARA

Communities around the area use rattan for daily subsistence needs and partly for subsistence. Although utilization is limited, harvesting must be regulated in a sustainable manner to avoid damage to forest areas. The purpose of this study was to determine the mechanism of access to the use of rattan for the people of Pancamakmur Village, Soyo Jaya District, North Morowali Regency. This research was carried out for 3 months from December 2021 - February 2022. Data collection techniques used in the study were interview and questionnaire techniques. The selection of the sample of respondents was carried out by purposive sampling. This study reveals that the characteristics of the people who use rattan in Pancamakmur Village are mostly people with low education, most of them have elementary school education and their average age range is 31-40 years. they have an average family of 3-4 people and their main occupation is farming. The mechanism for using rattan in Pancamakmur Village is carried out at a certain time while waiting for the rice harvest season 2-3 times a year and is carried out in groups but the results obtained are individual. People who use rattan are dependent on collectors because of their need for working capital. The income obtained from access to the use of rattan is Rp. 2,4002,000 per month or only Rp. 4,804,000 per year, which is done 2 times a year. This has implications for resource is sustainability

Perbandingan Kinerja LDPC (Low Density Parity Check) Dengan Metode Decoding Log Domain Sum Product Pada Kanal AWGN Dan Multipath Fading

As an effect of the globalization era, telecomunication technology, especially in wireless comunication system is forced to prepare high data rate with reliable Quality of Services (QOS) with Low Bit Error Rate (BER) and very small power. The problem in mobile comunication is AWGN and multipath fading, which affected the rising of error data receive on receiver side. This final project simulates the coding tehnique�s Low Density Parity Check Code (LDPC) on AWGN and multipath fading. Encoding on transmitter with sparse matrx method based on Approximation Lower Triangular in rate ½.While decoding apply with decoding sum product log domain. The simulation result is analyzed With a different matrix size, the result of LDPC isn�t to variably in LDPC performance. At different iteration, more iteration influence LDPC with the result that good. BER acquired 10-3 in AWGN channel acquired at average values Eb/No = 2,06 dB. Whereas in multipath fading EbNo = 6.05 dB. Keywords : Low Density Parity Check Code, sparse matriks based on Approximation Lower Triangular, AWGN, Multipath Fading , decoding sum product log domain, BE

TIPOLOGI BENTUK ARSITEKTUR RUMAH VERNAKULAR DI PULAU JAWA

ABSTRAK. Arsitektur vernakular yang ada ditiap wilayah provinsi di Indonesia sangat beragam, tidak terkecuali yang ada di Pulau Jawa, sehingga menarik untuk melihat tipologi perbedaan maupun persamaan bentuknya. Arsitektur vernakular di Indonesia merupakan produk budaya masyarakat etnis yang mendiami suatu wilayah seperti Suku Betawi, Sunda, Jawa, Madura, dan Osing yang ada di Pulau Jawa. Tujuan penelitian ini adalah untuk mengidentifikasi dan mengdeskripsikan perbedaan dan persamaan tipologi bentuk arsitektur vernakular sesuai dengan letak dan latar belakang kesukuan yang ada di Pulau Jawa. Metode penelitian yang digunakan adalah metode penelitian kualitatif analisis deskriptif berdasarkan studi literatur jurnal yang pernah dilakukan sebelumnya. Penelitian ini mengkaji tipologi bentuk arsitektur vernakular di Pulau Jawa berdasarkan variabel bentuk dasar, panggung atau tidak panggung, dan bentuk atap. Hasil penelitian ditemukan bahwa tipologi bentuk dasar badan bangunan berupa bentuk persegi dan persegi panjang. Tipologi bentuk panggung atau tidak panggung secara umum terbagi menjadi 2 tipe utama yaitu tipe panggung rendah untuk rumah vernakular etnis sunda yang ada di wilayah Provinsi Jawa Barat dan Banten, sedangkan diwilayah provinsi berupa rumah tidak berpanggung atau badan bangunannya langsung menempel pada tanah. Hanya terdapat satu rumah yang bertipe panggung tinggi yaitu Rumah Panggung Betawi di Provinsi DKI Jakarta. Tipologi atap terbagi dalam beberapa bentuk yaitu atap pelana biasa, pelana dengan tambahan atap sosoran pada beberapa sisi, atap limasan biasa dan atap limasan dengan tambahan sosoran serta tipe atap joglo. Kata kunci: Tipologi, bentuk, vernakular ABSTRACT. Vernacular architecture in each province in Indonesia is very diverse, including in Java, so it is interesting to see the typology of differences and similarities in form. Vernacular architecture in Indonesia is a cultural product of ethnic communities that inhabit an area, such as the Betawi, Sundanese, Javanese, Madurese, and Osing tribes on the island of Java. This research aims to identify and describe the differences and similarities in the typology of vernacular architectural forms according to the location and ethnic background in Java Island. The research method used is a qualitative research method of descriptive analysis based on studies of journal literature that have been done before. This study examines the typology of vernacular architectural forms in Java Island based on the essential form variables, whether or not on stilts and the shape of the roof. The study results found that the building body's basic shape is square and rectangular. The typology of the form of stilts or not stilts is generally divided into two main types, namely the low stilt type for vernacular houses of Sundanese ethnicity in the Provinces of West Java and Banten, while in the provinces in the form of dwellings without stilts or the body of the building directly attached to the ground. Only one house is of the high stilt type, namely the Panggung Betawi House in DKI Jakarta Province. The roof typology is divided into ordinary gable roofs, gables with additional sosoran roofs on several sides, and regular pyramid roofs with other sosoran and joglo roof types. Keywords: Typology, form, vernacula

Spiritualitas, Kecemasan, dan Stres selama Pandemi COVID-19

This study aims to examine the effect of spirituality on anxiety and stress during the COVID-19 pandemic. This study used quantitative method with a spiritual scale measuring instrument and the Depression, Anxiety and Stress Scale (DASS-21). There were 452 participants aged 18-55 years reside in East Kalimantan Indonesia, who were recruited through a random sampling technique. This study found that there was a significant effect of spirituality on anxiety and stress during the COVID-19 pandemic in the people of East Kalimantan Indonesia

THE SPIRITUAL LEVEL OF THE COMMUNITY OF EAST KALIMANTAN, INDONESIA, DURING THE COVID-19 PANDEMIC

In several countries, including Indonesia, and East Kalimantan, people are not prepared to deal with Covid-19, so they are afraid of getting infected with Covid-19. East Kalimantan ranks 7th in Indonesia and has the highest Covid-19 infection rate outside of the island of Java. The high number of Covid-19 infections naturally affects the psyche of people in East Kalimantan. Hence, people in East Kalimantan need to improve their spirituality, so they do not have to worry. This study aimed to assess the level of community spirituality during the Covid-19 infection. The method used in this study is quantitative analysis with description using SPSS 25.0 software (n = 538, age = 18-60 years) by online questionnaire. The results of the study showed that the level of spirituality of people in East Kalimantan was low for both men and women. This caused disruption to social interaction, anxiety, and stress. However, the people of East Kalimantan have embraced and accepted the situation and hope that the government can defeat the Covid-19 pandemic

PENERAPAN ARSITEKTUR HIJAU DENGAN MENGGUNAKAN MATERIAL DAUR ULANG PADA RUMAH TINGGAL ARSITEK DI KOTA MALANG

Permasalahan lingkungan dalam konteks arsitektural di era revolusi industri 4.0 sekarang ini, tetap menjadi issu penting yang banyak didiskusikan oleh berbagai kalangan, dalam rangka untuk mencari solusisolusi terhadap permasalahan tersebut. Arsitektur hijau merupakan salah satu cara untuk mewujudkan rumah tinggal atau bangunan yang ramah terhadap lingkungan. Salah satu unsur yang dapat diterapkan untuk mewujudkan arsitektur hijau adalah dengan melakukan efisiensi penggunaan material daur ulang. Metode yang digunakan dalam penelitian ini adalah dengan menggunakan pendekatan analisis deskriptif kualitatif dalam membandingkan penggunaan material daur ulang pada rumah tinggal arsitek di Kota Malang. Dari beberapa objek penelitian rumah tinggal arsitek yang ada di Kota Malang, terdapat 2 unit rumah tinggal arsitek yang mengefisiensikan penggunaan material daur ulang dalam desain rumah tinggalnya. Hasil penelitian ini menunjukkan bahwa penggunaan material daur ulang dalam desain rumah tinggal efektif dapat mengurangi biaya pembangunan, dan ramah terhadap lingkungan, karena mampu berperan mengurangi barang atau material yang berpotensi menjadi sampah, seperti botol, besi, bambu bekas, kayu bekas dan pintu/jendela bekas. Material atau barang bekas tersebut dimanfaatkan sebagai detail-detail arsitektural yang unik dalam rumah tinggal kedua arsitek tersebut

The Influence of Financial Literacy on Interest in Investing for the Academic Community of Akademi Keuangan & Bisnis Indonesia Internasional (AKBII), Bandung, Indonesia

This paper aims to analyze the effect of financial literacy on investment interests among academicians. The study was conducted on all four aspects of financial literacy, namely general knowledge of personal finance, savings and loans, insurance, and investment partially and simultaneously on investment decisions from lecturers, employees, and students at the Indonesian International Finance and Business Academy in Bandung. The subjects in this study were lecturers, employees, and active students majoring in management and accounting at the Indonesian International Finance and Business Academy in Bandung with a total number of 240 questionnaire respondents. The results of the analysis show that financial literacy has a strong influence on investment interests for the academics of the Bandung International Finance and Business Academy

Implementation of Performance Measurement Systems at PT. Pos Indonesian

This paper aims to carry out performance measurement at PT. Pos Indonesia, which consists of measurements of financial and non-financial performance. The preparation of this paper uses the study method of various literature from various international article sources. Public sector organizations or institutions in implementing their financial and non-financial performance measurements use a variety of steps. Therefore, the managers of PT. Pos Indonesia must adjust the appropriate performance measurement system, such as what will be used by PT. Pos Indonesia, according to the conditions of each PT. Pos Indonesian

RESPON MASYARAKAT TERHADAP KEBERADAAN HUTAN KOTA KAOMBONA DI KELURAHAN TALISE KECAMATAMANTIKULORE SULAWESI TENGAH

Forests and forestry are very crucial in offering a positive contribution to the outcomes of environment, social and economy of people around the forest. Community empowerment around forests is needed to maximize environmental, social and economic outcomes. (Edwards et al., 2018). Urban forests are very challenging in preventing environmental damage which is very detrimental, and  also cause problems in terms of high maintenance costs, and damage to improved infrastructure. (Roy et al., 2012). The purpose of this research is to find out communities' responses to the Kaombona City Forest in Talise Village, Mantikulore District, Central Sulawesi. The method of this research is quantitative descriptive method, through the steps of collecting primary data and secondary data through the second data obtained from direct interviews from respondents and other supporting data such as data from the Talise Village Government and literature review, using pengslaan 5 - 3-1 (Likert scale method) it can be concluded which responses and understand the community discussing the City of Kaombona Forest. The result of findings shows that communities' responses to the City Forest of Kaombona Very high, while the facilities and infrastructure are very supported by the community / highly approved because of the level of education of the community around the City Forest of Kaombona is relatively high.Keywords: Social Management, Response of the Kaombona City forest community, Pal