Further studies on the energetic efficiency of milk production and the influence of live weight thereon.

Publication authorized May 2, 1936.Digitized 2007 AES

Comparison between efficiency of horse, man, and motor with special reference to size and monetary economy.

Publication authorized August 31, 1936Digitized 2007 AES.Includes bibliographical references

Relation between monetary profit and energetic efficiency of milk production with special reference to the influence of live weight thereon.

Publication authorized May 13, 1936.Digitized 2007 AES

The Potential for Biases in Resolving Loan Problems

This paper describes how behavioral biases influence the resolution of financial covenant violations. Prior literature documents that violation waivers are common; however, there is a lack of discussion on the determinants that lead loan officers to waive covenant violations. We rely on the escalation of commitment bias (or the sunk cost phenomenon) to discuss how loan officers may become attached to a selected course of action and fail to incorporate new information, increasing the likelihood of covenant waivers. We explain the implications of this bias on bank financial reports by detailing how accounting links loan quality to bank financial statements. We further draw on the psychology literature to offer potential solutions to mitigate overcommitment in the context of loan officers. Future research can examine the extent to which loan officers knowingly or unknowingly steer away from rational decision-making. This study has practical implications as users of bank financial reports, including investors, auditors, examiners, and bank managers, learn about processes and challenges on how accounting mechanics link bank loan portfolios to financial statements

Regional Transportation and Land Use Decision Making in Metropolitan Regions: Findings from Four Case Studies

Throughout the United States, metropolitan regions face increasingly complex issues related to transportation and land use. The diffuse nature of decision making creates a need to better coordinate land use and transportation to address issues such as: congestion, infrastructure costs, and greenhouse gas emissions. Key players in this decision making are regional metropolitan planning organizations (MPOs) with transportation planning authority, regional planning responsibilities, and in some cases regional land use planning authority. The goal of this study was to describe and assess efforts by regional agencies to coordinate land use and transportation. Policies and processes in four key topic areas were examined: 1) Governance: formal and informal decision making approaches; 2) Coordination: strategies used to coordinate land use and transportation; 3) Growth Centers: policies to encourage development in higher density centers; and 4) Transportation Improvement Program (TIP): policies to incorporate smart growth criteria in TIP funding decisions

Metropolitan smart growth centers: An assessment of incentive policies in four regions

JTLU vol. 6, no. 2, pp 21-32 (2013)Across the United States, metropolitan areas face challenges related to transportation and land use. An emerging policy in many regions is to promote development around higher-density, mixed-use (smart-growth) centers that create locally accessible nodes; many of these nodes are also linked to transit stops. Some metropolitan planning organizations (MPOs) have developed regional plans and incentive programs to encourage local governments to develop these centers. Incentives include grants as well as funding criteria in transportation improvement programs (TIP) that favor projects supporting centers. This paper assesses these policies as they have been applied in: (1) Puget Sound, Washington; (2) Portland, Oregon; (3) Denver, Colorado; and (4) San Diego, California. For the four regions we reviewed documents, conducted 40 interviews with key individuals, administered an online survey of 450 experts (response rate = 44 percent), and held a two-day forum involving 40 participants. We found that incentive policies by themselves were having a limited impact because they are new and offer small amounts of funding relative to local government needs and market forces. However, when incentives are combined with plans, policies, and transit investment, they provide a significant foundation for promoting growth around centers. There are a number of ways these policies can be improved, and many policies are transferable to other metropolitan regions

The Inflationary Gravity Waves in light of recent Cosmic Microwave Background Anisotropies data

One of the major predictions of inflation is the existence of a stochastic background of cosmological gravitational waves (GW). These gravitational waves can induce significant temperature anisotropies in the Cosmic Microwave Background (CMB) on the angular scales recently probed by the Archeops experiment. Here, we perform a combined analysis of Archeops together with information from other CMB experiments and/or cosmological datasets, in order to constrain the amplitude of the GW background. We find that, for a scale-invariant GW background, the ratio of tensor/scalar perturbations at the CMB quadrupole is now constrained to be $r \leq 0.43$ at 95% c.l., while the bound on the spectral index of primordial density fluctuations is $n_S=0.97_{-0.12}^{+0.10}$. We discuss the implications for future GW detections through CMB polarization measurements.Comment: 5 pages, 3 figures. Replaced with final updated proof versio

Scaling Up Patient-Centered Psychological Treatments for Perinatal Depression in the Wake of a Global Pandemic

There is a call to action to reduce the public health burden of perinatal depression worldwide. The COVID-19 pandemic has further highlighted significant gaps in perinatal mental health care, especially among women who identify as Black, Indigenous, People of Color (BIPOC). While psychotherapeutic (cognitive, behavioral and interpersonal) interventions are endorsed for perinatal mood disorders, barriers to access and uptake contribute to inequitable access to treatment at the population level. To effectively address these barriers and increase the scalability of psychotherapy among perinatal women, we suggest four pragmatic questions to be answered from a patient-centered lens; namely, “who,” “what,” “how,” and “when.” Promising avenues include task-sharing among mental health non-specialists, an emphasis on culturally sensitive care, web-based delivery of psychotherapy with some caveats, and a lifespan approach to perinatal mental health. Innovative research efforts are seeking to validate these approaches in diverse contexts across North America and the UK, lending optimism toward scalable and long-term solutions for equitable perinatal mental health care