Study on the development of Philippines’ Banking Sector since the 1997 Asian Financial Crisis

20世纪90年代以来，全球共发生了两次影响深远的金融危机——1997年亚洲金融危机和2008年全球金融危机。这两次金融危机虽然发生的原理有所差别，但是，银行作为金融市场的重要组成部分难免受到冲击。菲律宾银行业在其国内金融市场处于主导地位，其发展状况好坏与国内金融市场关系密切。本文在分析菲律宾银行业发展状况的基础上，希望能够对菲律宾银行业的特点进行更深入的探讨。 本文共分为六章。第一章为导论，提出本文的写作背景、写作意义，并回顾了国内外学者在该领域的研究成果；第二章介绍三个相关理论，即金融危机理论、银行中介与经济发展理论和银行业评价理论；第三章、第四章分别介绍了菲律宾银行业在两次金融危机前后的...Since 1990s, there have been two major crises in the world, that is Asian Financial Crisis in 1997 and Global Financial Crisis in 2008. These two crises occurred due to different reasons but have had significantly adverse effect on global banking sector. The Philippine banking sector assumes a dominant role and closely related to the domestic financial market. This paper will attempt to contribute...学位：经济学硕士院系专业：南洋研究院_世界经济学号：2552009115184

Philippine Banking Industry under International Finance Crisis

菲律宾银行业在经历国际金融危机过程中,虽然盈利能力有所下降,但基本运行状况良好,经营风险程度有所改善。这得益于菲律宾政府一系列积极有效的应对危机的措施。尽管如此,菲律宾银行业整体仍存在监管滞后及资产管理水平比较落后等亟待解决的问题。Philippine banking industry has been going through the international financial crisis.Although the banking industry's profitability has declined,thanks to the Philippine government's series of positive and effective response to crisis,the basic of the banking sector is running well,the risk management is improving .Nevertheless, there are urgent issues that the Philippine banking industry is facing,for example,the supervision level of the entire banking and asset management are still lag behind other countries

关于漆画《旧时光》的创作

漆画是以大漆为主要媒介材料进行绘画创作的。作为一种艺术形式,漆画独特的画面效果、丰富的肌理,激起了我们对漆画艺术的热情与喜爱。在创作《旧时光》时,我们尝试过用很多材料来表达,但一直不大理想。直到以漆入画,画面由漆的质感呈现时,我知道,对路了!漆画对于我们而言,感觉是那么的亲切,又那么的陌生。为何这样说呢？亲切是因为学院的一楼就是研究生的

Focus facula measurement in graphene preparation by laser chemical vapor deposition

激光化学气相沉积(Laser Chemical Vapor; Deposition,LCVD)石墨烯制备受聚焦光斑影响很大。实时检测光斑,可实现石墨烯LCVD; 法可控制备。设计聚焦光斑测量光学系统,提出一种基于圆拟合的改进算法检测光斑中心和半径,计算、标定光斑面积。该方法在圆拟合基础上加入了二值化、形态; 学处理及连通性判别等预处理方法。实验表明,该方法测得圆心位置与真值误差平均为5. 58 pixel,光斑面积与真值误差平均为1. 93 *; 10~(-9) m~2,优于传统的重心法和霍夫检测法,具有较快的计算速度和检测精度,可实现LCVD; 法制备石墨烯实验中聚焦光斑的非接触式测量,且对其他激光加工工艺的质量控制有借鉴意义。The preparation of graphene by laser chemical vapor deposition(LCVD) is; highly affected by the focal spot. Real-time measurement of light spot; can be realized controllable preparation of graphene by LCVD method. The; measuring optical system of focal facula was designed,and an improved; method based on circle fitting method was presented to detect center and; radius of focal spot, then focal spot area was calculated and; calibrated. This method introduces some pretreatment methods, such as; binaryzation,morphology processing, connectivity discrimination.; Experiments show that the measured center position has average error of; 5. 58 pixel with true value, spot area has average error of with true; value. It is better than the traditional gravity method and Hough; algorithm and has faster computing speed and precision,which can realize; non-contact measurement of the focus facula, and this study is of; significance for quality control of other laser processing technology.国家自然科学基金项目; 福建省科技计划重大专

基于多参数融合的铅酸蓄电池SOC估算方法研究

铅酸蓄电池荷电状态(state of charge)是电源管理系统中的重要参数,准确估算蓄电池荷电状态具有重要意义。现有铅酸蓄电池荷电状态估算方法存在不适用于实际行车环境、易受干扰、计算精度低等缺陷。在开路电压法与安时积分法结合的基础上提出一种改进SOC估算方法,研究结合多个参数并引入权值w的SOC初始化算法,在SOC估算过程中根据实时温度校正电池容量,可以提高计算精度,符合工况。实验结果表明:此SOC估算方法具有很好的鲁棒性,最大估算误差小于3%

Developing fast laboratory screening platform for sulfate dioxide in food by surface-enhanced Raman spectroscopy

基于表面增强拉曼光谱(SERS)的指纹图谱的高能量分辨率,以位于~630; cm~(-1)亚硫酸根的特征峰为定性和定量依据,本文开展了食品中滥用和非法添加二氧化硫的直接检测研究:一种检测流程实现了不同食品基质中二氧化硫的; 高灵敏检测,最低检出浓度达1 mg; kg~(-1)的水平.针对实际样本的传统蒸馏法前处理流程的一些不足以及SERS检测的指纹图谱优势,本文进行了三方面显著改进:; (1)碳酸钙和沸石取代氮气以提高二氧化硫的挥发提取效率; (2)草酸取代盐酸酸化蒸馏溶液,以有效避免挥发性强酸对操作环境的危害;; (3)氢氧化钠溶液代替乙酸铅溶液作为吸收液,以防止二次污染.环境友好、灵敏度高和不受基质干扰等特点使得本方法有望取代经典蒸馏法和比色法,用于食品; 中非法添加二氧化硫类添加剂的快速高效筛查.The direct detection of sulphur dioxide has been realized in various; food matrixes with high sensitivity and high selectivity, on the basis; of the integration of the high energy resolution of the finger-print; spectrum of surface-enhanced Raman spectroscopy and the universal but; easy-on-going pretreatment procedure. The characteristic peak of sulphur; dioxide at ~630 cm~(-1) was applied as the qualitative and quantitative; standard, which displayed a lowest detectable concentration at the 1 mg; kg~(-1) level for the spiked food samples. The key point of the high; sensitivity and selectivity is the effective pretreatment born out of; the standard distillation one, which has been improved in the three; parts. (1) Using CaCO_3 and Zeolite instead of N_2 gas as the bubbling; reagent. (2) Using oxalic acid as the acidic distillation solution to; eliminate the hazards from acid volatilization, such as hydrochloric; acid. (3) Using diluted sodium hydroxide solution as the absorption; reagent instead of lead acetate solution to avoid the secondary; pollution. With the three distinguished advantages of environment; friendly, high sensitivity and free of matrix interference, the proposed; method has great potential to replace the traditional ones for the fast; screening of the illegal or abused sulphur dioxide in food.国家自然科学基金; 福建省高校产学合作项目; 中央高校基本科研业务费专项资

含氟硅低表面能共聚物的制备与表征

将丙烯酸六氟丁酯和γ-甲基丙烯酰氧基丙基三甲氧基硅烷与(甲基)丙烯酸(酯)进行共聚,合成含氟硅共聚物。用红外光谱(FT-IR)、X射线光电子能谱(XPS)和热重分析(TGA)对共聚物的结构和性能进行表征,并测试了共聚物膜的吸水率及对水和油的接触角。XPS结果表明,共聚物膜表面的F和Si元素相对物质的量明显高于150 nm深处,同时共聚物膜对水和油的静态接触角分别达到110°和80°以上,说明F、Si元素自组装迁移,形成了低表面能表面;TGA研究结果表明,共聚物膜的热分解温度从195℃提高到226℃,升温过程中分解速率明显降低。该含氟硅共聚物具有良好的热稳定性、低的吸水率和良好的疏水防污性

Experimental study on reperfusion of intraocular lens

作者简介: 祁明信, 男, 1945 年7 月 出生, 教授、主任医师、博士研究生 导师, 主要从事白内障的基础与临 床研究。联系电话: 0591-83570887; E-mail:qihuang@netease. com 通讯作者: 黄秀榕,E-mail:[email protected][中文文摘]目的开展晶状体再灌注的离体和动物实验研究,并对再灌注人工晶状体技术进行评价。方法采用新鲜离体幼兔眼、离体猪眼、新西兰白兔眼,应用自行研制的人工晶状体材料,进行以下实验:(1)体外固化实验;(2)晶状体前囊膜微型撕囊及其稳固性实验;(3)经微型前囊膜开口超声乳化吸出晶状体内容物实验;(4)活的新西兰白兔眼内人工晶状体再灌注实验。结果(1)按硅酮聚合物与固化剂50:1的比例可获得柔软、弹性好、固化时间短(完全固化时间为60min)的注入材料;(2)晶状体前囊膜1.8～2.0mm的连续环形撕囊口具有较好的稳定性,可经该微型开口吸出晶状体内容物并灌注材料;(3)超声能量18%、流量25mL·min-1、负压120mmHg(1kPa=7.5mmHg)为晶状体内容物经微型前囊膜开口吸出的最佳条件;(4)注入灌注材料后可形成由晶状体囊膜包裹的、置换原晶状体皮质和核的、新的再灌注人工晶状体。结论采用再灌注人工晶状体的方法可进行新型人工晶状体再灌注,可为治疗白内障和老视提供参考。[英文文摘]Objective To carry out the experimental study on reperfusion of intraocular lens(IOLs) in vitro or in animal,and to assess the technique of IOLs reperfusion.Methods The following experiments were performed by using self-developed materials in fresh rabbit eyes and pig eyes in vitro,as well as in eyes of alive New-Zea-land rabbits:(1)Solidification study of self-developed material in vitro;(2)Continuous circular capsulorhexis(CCC) in anterior capsule of lens and its stability;(3)Draw of lens contents via phaco through mini-CCC;(4)IOLs ref illing in the eyes of alive New-Zea land rabbits. Results(1) Thematerialwhich was soft, springy and short-term solidification(full solidification time was 60 minutes) were obtained in certain proportion of geland solidified agent(50:1) in vitro; ( 2)The CCC in anterior capsule of lens with 1.8-2.0 mm diameter had very good stability. The lens contents were drawn and the materialwere refilled through themini-CCC; (3) The best conditions of drawing out lens contents through m ini-CCC were phaco energy 18% , flow 25 mL·min- 1, and negative pressure 120 mmH g (1kPa=7.5 mmHg);(4) The new refilled IOLs, which were wrapped by capsule of lens and were replaced original cortex and nucleus of lens, were obtained after thematerial refillied. Conc lusion. New IOLs are refilled through this method, which can prov ide reference for the treatment of cataract and presbyopia.福建省科技三项费用;教育厅重点资助项目基金资助(编号:K98041

The Current Plight of Indonesia's Energy and Its Countermeasures

印尼是传统的能源大国,油气煤炭及非传统能源储量非常丰富。近年来,随着能源可采储量的枯竭,印尼能源行业供给渠道不稳定,资源禀赋与资源开发地区不平衡以及人口环境压力等问题日益凸显,能源供不应求逐渐成为制约印尼经济发展的一大瓶颈。为此,印尼政府积极采取措施,在提高国内传统能源利用率的同时,积极引入国际合作,开发利用新能源。Indonesia is a traditional energy power with rich reserves of oil,gas,coal and non-conventional energy sources.However,in recent years,with energy depletion of recoverable reserves and instability of the energy supply channels,the resource endowment and resource development tend to be imbalances,population and environment pressure has become increasingly prominent and the energy shortage has became a major bottleneck for economic development in Indonesia.Therefore,Indonesian government takes active measures to improve traditional energy efficiency,to introduce international cooperation actively and make efforts to strengthen the development and utilization of new energy

Research on Exit Time of Venture Capital

信息不对称是风险投资运作过程中的重要特征,而退出环节的信息不对称的表现形式不仅与其它环节相似,而且还有其特殊性。不同类型的信息不对称从不同的角度影响风险投资的退出时机。风险投资家在退出过程中必须以企业当前的状态为基础,结合风险资金市场供求和已确定的退出方式,准确把握风险投资运作过程中各种信息不对称的状况,选择能最大化其退出收益的最优退出时机。The most important characteristic of venture capital market is information asymmetry.Information asymmetry in the process of exit is not only similar to other process,but also different from other process,which has a great impact on the venture capital exiting time.Based on the current state of venture enterprise and supply and demand of venture capital market and the conditions of different types of asymmetric information,Venture capitalists should choose the right exit time to maximize their benefits