E-Business Strategy to Adopt Electronic Banking Services in Ethiopia

E-banking services in Ethiopia are increasing among low-income populations; however, with over 53 million mobile service users countrywide, more than 85% of the population still lacks access to banking services. A single case study was used to explore e-business strategies that bank managers use to promote the adoption of electronic banking services to the unbanked population in Ethiopia. The extended resource-based view of strategy served as the conceptual framework for this study. Data were collected from interviews with 12 experienced bank managers from leading commercial bank in Ethiopia. Data were analyzed using coding techniques and word clustering, with the help of qualitative data analysis software. After member checking and methodological triangulation, data were sorted into 5 themes including ensuring leadership, creating accessibility, fostering customers\u27 acceptance, leveraging unique features and organizational resources, and building an e-banking ecosystem. The result showed that bank managers need to develop a customer-centric organizational posture and they should focus to build e-banking ecosystem inside and outside the country so that they can realize their vision to become global competitors. The findings from the study may contribute to positive social change for the unbanked communities in Ethiopia by informing bank managers options of e-banking adoption strategies thereby improve the convenience and accessibility of banking services

Using Analytical Information for Digital Business Transformation through DataOps: A Review and Conceptual Framework

Organisations are increasingly practising business analytics to generate actionable insights that can guide their digital business transformation. Transforming business digitally using business analytics is an ongoing process that requires an integrated and disciplined approach to leveraging analytics and promoting collaboration. An emerging business analytics practice, Data Operations (DataOps), provides a disciplined approach for organisations to collaborate using analytical information for digital business transformation. We propose a conceptual framework by reviewing the literature on business analytics, DataOps and organisational information processing theory (OIPT). This conceptual framework explains how organisations can employ DataOps as an integrated and disciplined approach for developing the analytical information processing capability and facilitating boundary-spanning activities required for digital business transformation. This research (a) extends current knowledge on digital transformation by linking it with business analytics from the perspective of OIPT and boundary-spanning activities, and (b) presents DataOps as a novel approach for using analytical information for digital business transformation

Blockchain and Internet of Things in smart cities and drug supply management: Open issues, opportunities, and future directions

Blockchain-based drug supply management (DSM) requires powerful security and privacy procedures for high-level authentication, interoperability, and medical record sharing. Researchers have shown a surprising interest in Internet of Things (IoT)-based smart cities in recent years. By providing a variety of intelligent applications, such as intelligent transportation, industry 4.0, and smart financing, smart cities (SC) can improve the quality of life for their residents. Blockchain technology (BCT) can allow SC to offer a higher standard of security by keeping track of transactions in an immutable, secure, decentralized, and transparent distributed ledger. The goal of this study is to systematically explore the current state of research surrounding cutting-edge technologies, particularly the deployment of BCT and the IoT in DSM and SC. In this study, the defined keywords “blockchain”, “IoT”, drug supply management”, “healthcare”, and “smart cities” as well as their variations were used to conduct a systematic search of all relevant research articles that were collected from several databases such as Science Direct, JStor, Taylor & Francis, Sage, Emerald insight, IEEE, INFORMS, MDPI, ACM, Web of Science, and Google Scholar. The final collection of papers on the use of BCT and IoT in DSM and SC is organized into three categories. The first category contains articles about the development and design of DSM and SC applications that incorporate BCT and IoT, such as new architecture, system designs, frameworks, models, and algorithms. Studies that investigated the use of BCT and IoT in the DSM and SC make up the second category of research. The third category is comprised of review articles regarding the incorporation of BCT and IoT into DSM and SC-based applications. Furthermore, this paper identifies various motives for using BCT and IoT in DSM and SC, as well as open problems and makes recommendations. The current study contributes to the existing body of knowledge by offering a complete review of potential alternatives and finding areas where further research is needed. As a consequence of this, researchers are presented with intriguing potential to further create decentralized DSM and SC apps as a result of a comprehensive discussion of the relevance of BCT and its implementation.© 2023 The Author(s). Published by Elsevier B.V. This is an open access article under the CC BY license (http://creativecommons.org/licenses/by/4.0/).fi=vertaisarvioitu|en=peerReviewed

Smart Wireless Sensor Networks

The recent development of communication and sensor technology results in the growth of a new attractive and challenging area - wireless sensor networks (WSNs). A wireless sensor network which consists of a large number of sensor nodes is deployed in environmental fields to serve various applications. Facilitated with the ability of wireless communication and intelligent computation, these nodes become smart sensors which do not only perceive ambient physical parameters but also be able to process information, cooperate with each other and self-organize into the network. These new features assist the sensor nodes as well as the network to operate more efficiently in terms of both data acquisition and energy consumption. Special purposes of the applications require design and operation of WSNs different from conventional networks such as the internet. The network design must take into account of the objectives of specific applications. The nature of deployed environment must be considered. The limited of sensor nodes� resources such as memory, computational ability, communication bandwidth and energy source are the challenges in network design. A smart wireless sensor network must be able to deal with these constraints as well as to guarantee the connectivity, coverage, reliability and security of network's operation for a maximized lifetime. This book discusses various aspects of designing such smart wireless sensor networks. Main topics includes: design methodologies, network protocols and algorithms, quality of service management, coverage optimization, time synchronization and security techniques for sensor networks

Strategies for Business Management Innovations to Improve Competitiveness

Some African business leaders were, in 2019, less competitive because they continue to use traditional business management practices and have failed to incorporate advanced technology. Taking advantage of new management strategies and innovative technology to increase their global competitiveness will benefit African businesses. The purpose of this multiple case study, grounded in Burns’ transformational leadership theory, was to explore strategies that business leaders in Seychelles have used to implement management innovations to improve competitiveness. The participants consisted of 5 business leaders from 5 large innovative business organizations operating successfully and based in Mahe, Seychelles. The data were collected through semistructured interviews with the participants and from official company documents. Data were analyzed using Yin’s 5-step process of compiling, disassembling, reassembling, interpreting the data, and drawing conclusions. The themes that emerged from the study were the importance of innovative business leaders, the critical role of the Internet and technological innovations for business competitiveness, and why having a competitive business environment contributes to business innovations and success. The implications for positive social change include the potential for business owners to improve organizational performance and create more job opportunities, resulting in a better local economy that provides families and local communities with a better standard of living. When business leaders apply a positive business culture and create an excellent work environment, the social well-being of their communities may also improve

Hardware security design from circuits to systems

The security of hardware implementations is of considerable importance, as even the most secure and carefully analyzed algorithms and protocols can be vulnerable in their hardware realization. For instance, numerous successful attacks have been presented against the Advanced Encryption Standard, which is approved for top secret information by the National Security Agency. There are numerous challenges for hardware security, ranging from critical power and resource constraints in sensor networks to scalability and automation for large Internet of Things (IoT) applications. The physically unclonable function (PUF) is a promising building block for hardware security, as it exposes a device-unique challenge-response behavior which depends on process variations in fabrication. It can be used in a variety of applications including random number generation, authentication, fingerprinting, and encryption. The primary concerns for PUF are reliability in presence of environmental variations, area and power overhead, and process-dependent randomness of the challenge-response behavior. Carbon nanotube field-effect transistors (CNFETs) have been shown to have excellent electrical and unique physical characteristics. They are a promising candidate to replace silicon transistors in future very large scale integration (VLSI) designs. We present the Carbon Nanotube PUF (CNPUF), which is the first PUF design that takes advantage of unique CNFET characteristics. CNPUF achieves higher reliability against environmental variations and increases the resistance against modeling attacks. Furthermore, CNPUF has a considerable power and energy reduction in comparison to previous ultra-low power PUF designs of 89.6% and 98%, respectively. Moreover, CNPUF allows a power-security tradeoff in an extended design, which can greatly increase the resilience against modeling attacks. Despite increasing focus on defenses against physical attacks, consistent security oriented design of embedded systems remains a challenge, as most formalizations and security models are concerned with isolated physical components or a high-level concept. Therefore, we build on existing work on hardware security and provide four contributions to system-oriented physical defense: (i) A system-level security model to overcome the chasm between secure components and requirements of high-level protocols; this enables synergy between component-oriented security formalizations and theoretically proven protocols. (ii) An analysis of current practices in PUF protocols using the proposed system-level security model; we identify significant issues and expose assumptions that require costly security techniques. (iii) A System-of-PUF (SoP) that utilizes the large PUF design-space to achieve security requirements with minimal resource utilization; SoP requires 64% less gate-equivalent units than recently published schemes. (iv) A multilevel authentication protocol based on SoP which is validated using our system-level security model and which overcomes current vulnerabilities. Furthermore, this protocol offers breach recognition and recovery. Unpredictability and reliability are core requirements of PUFs: unpredictability implies that an adversary cannot sufficiently predict future responses from previous observations. Reliability is important as it increases the reproducibility of PUF responses and hence allows validation of expected responses. However, advanced machine-learning algorithms have been shown to be a significant threat to the practical validity of PUFs, as they can accurately model PUF behavior. The most effective technique was shown to be the XOR-based combination of multiple PUFs, but as this approach drastically reduces reliability, it does not scale well against software-based machine-learning attacks. We analyze threats to PUF security and propose PolyPUF, a scalable and secure architecture to introduce polymorphic PUF behavior. This architecture significantly increases model-building resistivity while maintaining reliability. An extensive experimental evaluation and comparison demonstrate that the PolyPUF architecture can secure various PUF configurations and is the only evaluated approach to withstand highly complex neural network machine-learning attacks. Furthermore, we show that PolyPUF consumes less energy and has less implementation overhead in comparison to lightweight reference architectures. Emerging technologies such as the Internet of Things (IoT) heavily rely on hardware security for data and privacy protection. The outsourcing of integrated circuit (IC) fabrication introduces diverse threat vectors with different characteristics, such that the security of each device has unique focal points. Hardware Trojan horses (HTH) are a significant threat for IoT devices as they process security critical information with limited resources. HTH for information leakage are particularly difficult to detect as they have minimal footprint. Moreover, constantly increasing integration complexity requires automatic synthesis to maintain the pace of innovation. We introduce the first high-level synthesis (HLS) flow that produces a threat-targeted and security enhanced hardware design to prevent HTH injection by a malicious foundry. Through analysis of entropy loss and criticality decay, the presented algorithms implement highly resource-efficient targeted information dispersion. An obfuscation flow is introduced to camouflage the effects of dispersion and reduce the effectiveness of reverse engineering. A new metric for the combined security of the device is proposed, and dispersion and obfuscation are co-optimized to target user-supplied threat parameters under resource constraints. The flow is evaluated on existing HLS benchmarks and a new IoT-specific benchmark, and shows significant resource savings as well as adaptability. The IoT and cloud computing rely on strong confidence in security of confidential or highly privacy sensitive data. As (differential) power attacks can take advantage of side-channel leakage to expose device-internal secrets, side-channel leakage is a major concern with ongoing research focus. However, countermeasures typically require expert-level security knowledge for efficient application, which limits adaptation in the highly competitive and time-constrained IoT field. We address this need by presenting the first HLS flow with primary focus on side-channel leakage reduction. Minimal security annotation to the high-level C-code is sufficient to perform automatic analysis of security critical operations with corresponding insertion of countermeasures. Additionally, imbalanced branches are detected and corrected. For practicality, the flow can meet both resource and information leakage constraints. The presented flow is extensively evaluated on established HLS benchmarks and a general IoT benchmark. Under identical resource constraints, leakage is reduced between 32% and 72% compared to the baseline. Under leakage target, the constraints are achieved with 31% to 81% less resource overhead