The super challenge of retirement income policy

Examines the economic impacts of Australia\u27s ageing population and decreasing housing affordability. Executive Summary Australia’s three-pillar approach to retirement income is internationally well regarded. However, many Australians currently approaching retirement face potential poverty, especially if they do not own their own homes. Australia’s aged dependency ratio (the number of people over 65 for every working-age person 15 to 64) is expected to double over the next 40 years, and the Australian Government recognises that current arrangements are fiscally unsustainable. Many Australians nearing retirement age today have not had compulsory superannuation for their entire working lives. While this issue will abate as the system matures, Australians are still worried they are not saving enough to live comfortably in retirement. Home ownership is a growing retirement issue. Renters not only have no owneroccupied housing wealth, but they also have considerably lower holdings of other forms of wealth. In  younger households, the net wealth of owners is around double that of renters. In older households, the net wealth of owners is around six times higher than that of renters. While home ownership among current retirees is up to 85 per cent, increasing numbers of retirees do not own their own dwellings and live at the mercy of the expensive private rental market in low economic resource (LER) households. The number of older income- and asset-poor households is likely to grow rapidly over the next 40 years, and many are likely to be in the private rental market

“American Exceptionalism”—On What End of the Continuum?

This paper draws from global understandings about Human Rights, recasting them in terms of a sociological conception of the dimensions of a Decent Society. We pose our questions within the framework of American Exceptionalism, because the assumptions that underlie that term have never been empirically examined. Can we conclude on the basis of this analysis that America, when compared with other countries, advances human rights? No. Can we conclude on the basis of this analysis that America, when compared with other countries, is a Decent Society? No. Can we conclude on the basis of this empirical analysis that America, when compared with other countries, is Exceptional? Destined to promoting liberties and freedoms around the world? No

“American Exceptionalism”—On What End of the Continuum?

This paper draws from global understandings about Human Rights, recasting them in terms of a sociological conception of the dimensions of a Decent Society. We pose our questions within the framework of American Exceptionalism, because the assumptions that underlie that term have never been empirically examined. Can we conclude on the basis of this analysis that America, when compared with other countries, advances human rights? No. Can we conclude on the basis of this analysis that America, when compared with other countries, is a Decent Society? No. Can we conclude on the basis of this empirical analysis that America, when compared with other countries, is Exceptional? Destined to promoting liberties and freedoms around the world? No

Promoting Equalization and Local Control in Financing Colorado\u27s Schools

Finding solutions to the perennial problems of inadequate operating revenues…proves as difficult as scaling any of Colorado\u27s famous \u2714\u27ers

Domestication for Conservation of an Endangered Species: The Case of the Wollemi Pine

A small population of tall slender conifers was discovered in 1994 in a deep rainforest canyon of the Wollemi National Park, New SouthWales, Australia. The living trees closely resembled fossils that were more than 65 million years old, and this ‘living fossil’ was recognised as a third extant genus in the Araucariaceae (Araucaria, Agathis and now Wollemia). The species was named the Wollemi pine (W. nobilis). Extensive searches uncovered very few populations, with the total number of adult trees being less than 100. Ex situ collections were quickly established in Sydney as part of the Wollemi Pine Recovery Plan. The majority of the ex situ population was later transferred to our custom-built facility in Queensland for commercial multiplication. Domestication has relied very heavily on the species’ amenability to vegetative propagation because seed collection from the natural populations is dangerous, expensive, and undesirable for conservation reasons. Early propagation success was poor, with only about 25% of cuttings producing roots. However, small increases in propagation success have a very large impact on a domestication program because plant production can be modelled on an exponential curve where each rooted cutting develops into a mother plant that, in turn, provides more rooted cuttings. An extensive research program elevated rooting percentages to greater than 80% and also provided in vitro methods for plant multiplication. These successes have enabled international release of the Wollemi pine as a new and attractive species for ornamental horticulture

Overview of the 2016 South African Health Review

The Global Report on Urban Health: Equitable, Healthier Cities for Sustainable Development, issued in March 2016 by the World Health Organization and the United Nations Human Settlements Programme (UN-Habitat), emphasises the need for enhanced governance and leadership to achieve universal health coverage and the Sustainable Development Goals. Noting that a healthy population forms the foundation for ‘sustainable economic growth, social stability, and full realisation of human potential’, the report presents ‘practical, proven solutions for working across sectors to tackle these … health challenges’, and includes examples of such successes in South Africa

An Afro-European communitarian ethic as a model for a private sector response to HIV/AIDS, with special reference to the King II Report on Corporate Governance for South Africa.

Thesis (M.A.)-University of KwaZulu-Natal, Pietermaritzburg, 2005.This thesis formulates and argues for a composite conceptual framework of ethics for strategic and sustainable corporate benevolence as a means of addressing HIV/AIDS in South Africa. The template consists of the following theoretical elements: modern virtue ethics, contemporary Western communitarian ethics, the African philosophy of Ubuntu and a feminist ethic of care. This template is applied to relevant pragmatic ends through the proposition that the King I I Report - as it explicitly advocates a universally communitarian and essentially African code of ethics for a business response to HIV/AIDS - offers a viable and valuable model to both understand and transcend the tensions between profits and caring in the post-apartheid era of the South African experience of the pandemic. Specific features of the thesis include contextual perspectives on the ethical variances of HIV/AIDS stigma and behaviour change, cached as the thought-form of " I and We" as opposed to "Us and Them", and the psycho-social linguistics of re-interpreting "the wounded other" as "the wounded us". This is drawn together conceptually in discussion around the individual in and of, rather than as opposed to, the community, stressing how the impact of the HIV/AIDS pandemic is compelling our society to integrate this reverence into our disposition and conduct. In the spirit of this Afro-European communitarian ethic, and to apply this postulated theory for a concrete social morality in the wake of HIV/AIDS, the thesis argues that there is an ethical role for businesses in restoring the balance between nurturing and selfinterest - an equilibrium that is essential for both human expression and human survival. This involves underscoring the elderly and young women, as well as children, who head households and care for orphans of AIDS in circumstances of great vulnerability, (particularly the nation-wide body of informally organised volunteer home-based caregivers), as target beneficiaries for a gravely urgent and massive empowerment effort by the business sector

PEGASUS: A multi-megawatt nuclear electric propulsion system

A propulsion system (PEGASUS) consisting of an electric thruster driven by a multimegawatt nuclear power system is proposed for a manned Mars mission. Magnetoplasmadynamic and mercury-ion thrusters are considered, based on a mission profile containing a 510-day burn time (for a mission time of approximately 1000 days). Both thrusters are capable of meeting the mission parameters. Electric propulsion systems have significant advantages over chemical systems, because of high specific impulse, lower propellant requirements, and lower system mass. The power for the PEGASUS system is supplied by a boiling liquid-metal fast reactor. The power system consists of the reactor, reactor shielding, power conditioning subsystems, and heat rejection subsystems. It is capable of providing a maximum of 8.5 megawatts of electrical power of which 6 megawatts is needed for the thruster system, leaving 1.5 megawatts available for inflight mission applications

Unlocking Structure-Self-Assembly Relationships in Cationic Azobenzene Photosurfactants.

Azobenzene photosurfactants are light-responsive amphiphiles that have garnered significant attention for diverse applications including delivery and sorting systems, phase transfer catalysis, and foam drainage. The azobenzene chromophore changes both its polarity and conformation (trans-cis isomerization) in response to UV light, while the amphiphilic structure drives self-assembly. Detailed understanding of the inherent relationship between the molecular structure, physicochemical behavior, and micellar arrangement of azobenzene photosurfactants is critical to their usefulness. Here, we investigate the key structure-function-assembly relationships in the popular cationic alkylazobenzene trimethylammonium bromide (AzoTAB) family of photosurfactants. We show that subtle changes in the surfactant structure (alkyl tail, spacer length) can lead to large variations in the critical micelle concentration, particularly in response to light, as determined by surface tensiometry and dynamic light scattering. Small-angle neutron scattering studies also reveal the formation of more diverse micellar aggregate structures (ellipsoids, cylinders, spheres) than predicted based on simple packing parameters. The results suggest that whereas the azobenzene core resides in the effective hydrophobic segment in the trans-isomer, it forms part of the effective hydrophilic segment in the cis-isomer because of the dramatic conformational and polarity changes induced by photoisomerization. The extent of this shift in the hydrophobic-hydrophilic balance is determined by the separation between the azobenzene core and the polar head group in the molecular structure. Our findings show that judicious design of the AzoTAB structure enables selective tailoring of the surfactant properties in response to light, such that they can be exploited and controlled in a reliable fashion