Analisis Sadd Adh Dhari'ah Terhadap Ketentuan Pbi 13/23/2011 Tentang Penerapan Manajemen Risiko Bank Umum Syariah Dan Unit USAha Syariah

The provisions are used to analyze whether there is a match on 10 risk in the provision of PBI 13/23/2011 About the Risk Management Implementation Islamic Banks and Sharia Business unit. On Risk Management Islamic Banks and Sharia Business unit. This mindset rests on theories sadd al-dhar>iah then associated with the provision of PBI 13/23/2011 About the Application of Risk Management Commercial Bank Sharia and Unit of a special nature. The results showed that the implementation of risk management provisions 13/23/2011 About the Application of Risk Management for Islamic Banks and Sharia Business Unit stipulated in Article 2, 3, 12, and 13. in the application of risk management is no risk 8 of 10 Islamic banks risk adopted from conventional banks, according to the 8 risk of exposure that can be applied to conventional banks in Islamic banks with risk management provisions should be operational by the principles of sharia

Development of a community of inquiry in online and blended learning contexts

AbstractThis paper discusses findings of a mixed method research project with the goal to study the development of a community of inquiry in online and blended learning environments. A graduate course delivered online and blended format was the focus of the study. Data was gathered from the Community of Inquiry Survey and transcript analysis of online discussions to explore the developmental differences on each presence (social, teaching and cognitive). The results showed: significant differences on social and cognitive presence between two course formats and higher perceptions of the presences in blended course

Intravenous self‐administration studies with l ‐deprenyl (selegiline) in monkeys *

Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/110034/1/cptclpt1994208.pd

Hacking the Non-Technical Brain: Maximizing Retention in a Core Introductory IT Course

Maximizing student retention of, and ability to apply, technical material in introductory information technology courses is a complex task, especially with respect to the general student population. This population struggles with the application of programming concepts in the time-constrained testing environment. Our study considers the implementation of daily quizzes in a core-curriculum information technology and programming course as a means to improve student concept retention and application. Between the first and second exams, the instructors implemented a series of high-frequency, no-risk quizzes. Of the four sections of the course that each instructor taught, two sections each were provided with the quizzes as the experimental group and two remained with the standard curriculum as the control. The results demonstrate the benefits of frequent, effortful recall on student performance in a core-curriculum information technology and programming course

L-DAWA: Layer-wise Divergence Aware Weight Aggregation in Federated Self-Supervised Visual Representation Learning

The ubiquity of camera-enabled devices has led to large amounts of unlabeled image data being produced at the edge. The integration of self-supervised learning (SSL) and federated learning (FL) into one coherent system can potentially offer data privacy guarantees while also advancing the quality and robustness of the learned visual representations without needing to move data around. However, client bias and divergence during FL aggregation caused by data heterogeneity limits the performance of learned visual representations on downstream tasks. In this paper, we propose a new aggregation strategy termed Layer-wise Divergence Aware Weight Aggregation (L-DAWA) to mitigate the influence of client bias and divergence during FL aggregation. The proposed method aggregates weights at the layer-level according to the measure of angular divergence between the clients' model and the global model. Extensive experiments with cross-silo and cross-device settings on CIFAR-10/100 and Tiny ImageNet datasets demonstrate that our methods are effective and obtain new SOTA performance on both contrastive and non-contrastive SSL approaches

Aerobically trained older adults show impaired resting, but preserved exercise-induced circulating progenitor cell count, which was not improved by sprint interval training

Older adults exhibit a reduced number and function of CD34 + circulating progenitor cells (CPC), a known risk factor for cardiovascular disease. Exercise promotes the mobilisation of CPCs from bone marrow, so whether ageing per se or physical inactivity in older age reduces CPCs is unknown. Thus, this study examined the effect of age on resting and exercise-induced changes in CPCs in aerobically trained adults and the effect of 8 weeks of sprint interval training (SIT) on resting and exercise-induced CPCs in older adults. Twelve young (22-34 years) and nine older (63-70 years) adults participated in the study. Blood was sampled pre and immediately post a graded exercise test to exhaustion in both groups. Older participants repeated the process after 8 weeks of SIT (3 × 20 s 'all-out' sprints, 2 × a week). Total CPCs (CD34 ) and endothelial progenitor cells (EPCs: CD34 KDR ) were determined by flow cytometry. Older adults exhibited lower basal total CD34 CPCs (828 ± 314 vs. 1186 ± 272 cells·mL , p = 0.0149) and CD34 KDR EPCs (177 ± 128 vs. 335 ± 92 cells·mL , p = 0.007) than younger adults. The maximal exercise test increased CPCs in young (CD34 : p = 0.004; CD34 KDR : p = 0.017) and older adults (CD34 : p  0.232). This study suggests age per se does not impair exercise-induced CPC counts, but does lower resting CPC counts

Aerobically trained older adults show impaired resting, but preserved exercise-induced circulating progenitor cell count, which was not improved by sprint interval training

Older adults exhibit a reduced number and function of CD34 + circulating progenitor cells (CPC), a known risk factor for cardiovascular disease. Exercise promotes the mobilisation of CPCs from bone marrow, so whether ageing per se or physical inactivity in older age reduces CPCs is unknown. Thus, this study examined the effect of age on resting and exercise-induced changes in CPCs in aerobically trained adults and the effect of 8 weeks of sprint interval training (SIT) on resting and exercise-induced CPCs in older adults. Twelve young (22–34 years) and nine older (63–70 years) adults participated in the study. Blood was sampled pre and immediately post a graded exercise test to exhaustion in both groups. Older participants repeated the process after 8 weeks of SIT (3 × 20 s ‘all-out’ sprints, 2 × a week). Total CPCs (CD34+) and endothelial progenitor cells (EPCs: CD34+KDR+) were determined by flow cytometry. Older adults exhibited lower basal total CD34+ CPCs (828 ± 314 vs. 1186 ± 272 cells·mL−1, p = 0.0149) and CD34+KDR+ EPCs (177 ± 128 vs. 335 ± 92 cells·mL−1, p = 0.007) than younger adults. The maximal exercise test increased CPCs in young (CD34+: p = 0.004; CD34+KDR+: p = 0.017) and older adults (CD34+: p  0.232). This study suggests age per se does not impair exercise-induced CPC counts, but does lower resting CPC counts

Electrical Spin Pumping of Quantum Dots at Room Temperature

We report electrical control of the spin polarization of InAs/GaAs self-assembled quantum dots (QDs) at room temperature. This is achieved by electrical injection of spin-polarized electrons from an Fe Schottky contact. The circular polarization of the QD electroluminescence shows that a 5% electron spin polarization is obtained in the InAs QDs at 300 K, which is remarkably insensitive to temperature. This is attributed to suppression of the spin relaxation mechanisms in the QDs due to reduced dimensionality. These results demonstrate that practical regimes of spin-based operation are clearly attainable in solid state semiconductor devices.Comment: 4 figures, accepted by Appl. Phys. Let