Rekonstruksi Budaya Konsumsi: Kajian Kritis Perspektif Al-Ghazali Di Masa Dinasti Saljuk Dalam Implementasi Kebijakan Ekonomi

The development of modern Islamic economics was greatly influenced by the development of economic thought when the Saljuk Dynasty ruled the Abbasid Dynasty in Baghdad.  The implementation of this policy was not spared from the contribution of the most famous economic thinker at that time, Al-Ghazali. In this study, the author further examines the contribution of these figures in criticizing consumption culture. This study uses a literature review by collecting the data sources needed from various manuscripts. The results of this study show how Al-Ghazali provides a clear view of consumption regulation both at the individual level and at the national level by adhering to the 5 sharia goals and paying attention to the balance of meeting needs both at the basic (Daruriyat), additional (Hajiyat), and complementary (Tahsiniyat) levels.  Al-Ghazali argues that economic balance will only be achieved by paying attention to the consumption culture that is born from efforts to meet these three needs. So, the ability to manage expenses is crucial.  The development of modern Islamic economics was greatly influenced by the development of economic thought when the Saljuk Dynasty ruled the Abbasid Dynasty in Baghdad.  The implementation of this policy was not spared from the contribution of the most famous economic thinker at that time, Al-Ghazali. In this study, the author further examines the contribution of these figures in criticizing consumption culture. This study uses a literature review by collecting the data sources needed from various manuscripts. The results of this study show how Al-Ghazali provides a clear view of consumption regulation both at the individual level and at the national level by adhering to the 5 sharia goals and paying attention to the balance of meeting needs both at the basic (Daruriyat), additional (Hajiyat), and complementary (Tahsiniyat) levels.  Al-Ghazali argues that economic balance will only be achieved by paying attention to the consumption culture that is born from efforts to meet these three needs. So, the ability to manage expenses is crucial. &nbsp

Highlighting Financial Factoring in Indonesia from Islamic Perspectives: A Literature Review

This article aims at investigating factoring from the Islamic perspectives in indonesia. This study applied normative juridical research with conceptual and legal approaches. The results reveals that the factoring based on the fatwa of National Sharia Council-Indonesian Ulama Council (NSC-IUC) No. 67, 2008 employs wakalah bil ujrah and hiwalah contract corresponding to Bank Indonesia Circular Letter (BICL) No. 10/14/DPbS. There are similarities between the fatwa of NSC-IUC and the formulation of BICL. They form the aspects, objects, other types, forms of agreement to provide bailouts (qardh) and get ujrah/costs, and the phase in the Civil Code is cessie and subrogation, while the difference is the form of debt transfer and receivables transfer, assignors, related agencies, the object of transactions, and differences with Hiwalah Muqayyadah that does not provide bailouts and ujrah, as well as dispute resolution

Inovasi Hijau sebagai Strategi Pengembangan Usaha Kecil Mikro Syariah

This study aims to understand, describe and analyze Green Innovation on the development of Micro Enterprises in terms of Islamic values based on the Qur'an and hadith. The research method used is library research. The results show that the green concept is in line with the basic principles of Islamic ethics, namely al-'adl (justice), istihan (preference for the better), maṣlaḥah (public needs), 'urf (habits), istiṣlāḥ (improvement) and i'tidāl (harmony). Innovation becomes ideal so that it is not only profit-oriented but also benefit-oriented and not just a low carbon emission policy or green model based on illegitimate environmental ethics. The ideal concept of sustainable development substantively presents the idea of how the Islamic economic perspective on human relations with the environment, in relation to the development of sharia micro-enterprises, so that the application of green innovation will have an impact on increasing productivity and realizing goodness for business actors and the natural environment in a sustainable manner

Initial and dynamics of conventional and Islamic economic thoughts

Islamic economic thought is often negatively viewed due to unfairly reserved in the historical account. People tend to treat conventional economics as the best application for the betterment of humanbeings. This article tries to provide both economic thoughts aiming at positioning both in the views of their adherents. This research applies library one using descriptive analytical methods and normative-economic approaches by delving into the concept of conventional economy in both capitalist and socialist system. It can be said that Islamic economics is a representation of a middle way between both systems which applies the good principles of the two economic systems, and removes the aspects incompatible with Islamic system

Pemikiran Ekonomi Awal: Konsep-Konsep Dasar dan Pengaruhnya Dalam Sejarah Ekonomi

The history of conventional economic thought starts from the pre-classical era, with Plato as one of the figures who described the ideal economy in the state. The basic concepts of conventional economics include the theory of wants, free markets, social equality, and political discipline to regulate markets. However, the conventional economic paradigm is different from Islamic economics, which is rooted in the teachings of the Koran and hadith. The great contribution of Muslims in the development of economic thought is often overlooked by Western scholars, who tend to skip important periods in history such as the so-called "The Great Gap". In line with Islamic teachings about the use of reason and revelation, Islamic economic thought emerged as a response to economic challenges at certain times. The history of Islamic economic thought can be divided into three phases: the basics phase, the progress phase, and the stagnation phase. The main focus of Islamic economics is on meeting needs, justice, efficiency, growth, and freedom, with the contribution of figures such as Zaid bin Ali, Al-Ghazali, Ibn Taimiyah, and Ibnu Khaldun. Understanding the history of Islamic economic thought has important implications for contemporary economic practice, demanding professionalism, regularity, truth and order in accordance with the principles contained in the Al-Qur'an and the Sunnah of the Prophet.&nbsp

INDUSTRI HALAL DARI PERSPEKTIF POTENSI DAN PERKEMBANGANNYA DI INDONESIA

With more than 200 million people who are Muslim, Indonesia is one of the main markets for producers of halal products. The halal product business is very promising in our country, so this article will examine the position of the Indonesian halal industry in its development. In particular, this research focuses on the government's role in exploring the potential and development of the halal industry in Indonesia. This article uses a literature review or literature study before conducting a descriptive analysis of the solutions and results. Then from the search results from various related journals, books and several reports related to the topic of discussion, the result is that there is a lot of room for growth in the halal industry, which has experienced very rapid development in recent years, especially in the field of halal food and beverages. , halal clothing, halal tourism, and halal finance. The government has also supported other potential sectors, such as halal medicines, media and the environment. Overall, the current development and halal industry has enormous potential to improve the country's economy. However, even though there is great potential, there are many challenges to be faced, such as a lack of public awareness about halal and a low level of halal literacy. So, this article can be part of increasing public knowledge about halal and then being part of the development of the halal industry in Indonesia.With more than 200 million people who are Muslim, Indonesia is one of the main markets for producers of halal products. The halal product business is very promising in our country, so this article will examine the position of the Indonesian halal industry in its development. In particular, this research focuses on the government's role in exploring the potential and development of the halal industry in Indonesia. This article uses a literature review or literature study before conducting a descriptive analysis of the solutions and results. Then from the search results from various related journals, books and several reports related to the topic of discussion, the result is that there is a lot of room for growth in the halal industry, which has experienced very rapid development in recent years, especially in the field of halal food and beverages. , halal clothing, halal tourism, and halal finance. The government has also supported other potential sectors, such as halal medicines, media and the environment. Overall, the current development and halal industry has enormous potential to improve the country's economy. However, even though there is great potential, there are many challenges to be faced, such as a lack of public awareness about halal and a low level of halal literacy. So, this article can be part of increasing public knowledge about halal and then being part of the development of the halal industry in Indonesia

Kepemimpinan dan Budaya Islam dalam Pengembangan Kompetensi Sumber Daya Insani Perbankan Syariah di Tengah Persaingan Perubahan Teknologi

Penelitian ini bertujuang untuk mengetahui: 1) implementasi kepemimpinan dan budaya islami; 2) urgensi pengembangan kompetensi sumber daya insani ditengah persaingan perubahan tekhnologi; 3) kompetensi apa saja yang dibutuhkan sumber daya insani; 4. peluang dan tantangan pengembangan kompetensi sumber daya insani di ditengah persaingan perubahan teknologi; dan 5) pengembangan kompetensi sumber daya insani pada Bank Muamalat Indonesia Regional Sulampua. Jenis penelitian yang digunakan adalah penelitian kualitatif. penelitian kualitatif. Adapun pendekatan penelitian yang digunakan adalah pendekatan theologi normatif dan pendekatan fenomenologi, dengan sumber data primer dan sekunder. Teknik pengumpulan data dengan observasi, wawancara dan dokumen-tasi. Teknik analisis adalah reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa: 1) implementasi kepemimpinan dan budaya islami sudah sesuai dengan kode etik, dan nilai-nilai muamalat IDEAL; 2) urgensi pengembangan kompetensi SDI adalah: teknologi digital, perilaku konsumen dan kebutuhan profesi; 3) Kebutuhan kompetensi SDI adalah: aspek personal (skill, knowledge, traith, values and motive), aspek organisasional (kompetensi komunikasi, perencanaan, strategi aksi, manajemen diri, kompetensi multicultural, dan team work); program core training, functional training, aspek behavioural and managerial, dan aspek spiritualitas; 4) tantangan pengembangan kompetensi SDI adalah: inovasi baru dibidang digital, komitmen dari semua pemangku kepentingan, ketersediaan anggaran, perubahan lanskap,  tingginya sikap skeptis masyarakat atas keamanan, culture shock nasabah di daerah-daerah tertentu, turn over  cukup tinggi. Sedangkan peluang adalah: regulator OJK yang mengharuskan perusahaan membuat roadmap pengembangan kompetensi SDI; dan 5) Upaya pengembangan kompetensi SDI adalah: program reskilling, upskilling, muamalat officer development program

The Concept of Waqf: Analysis of Waqf Thought According to Imam Shafi'i

This research describes the thoughts of Imam Syafi'i on waqf, one of the important concepts in Islam that involves the transfer of property ownership for perpetual charitable purposes. Waqf it self means the release of wealth intended to build facilities and infrastructure needed by To promote community well-being   human life. Imam Syafi'i is one of the great scholars who views waqf as a powerful instrument in promoting social welfare and providing sustainable benefits for the Muslim community. He believes that waqf is the surrender of a property or wealth to Allah for charitable use and cannot be revoked by the waqif (the one making the waqf), meaning that waqf with a specific time limit is not permissible because the waqif, who has dedicated their property to Allah, cannot reclaim the waqf property. The research method used in this study is a descriptive qualitative study with a field survey approach. The results of this investigation suggest that the land was dedicated as a waqf.  is no longer the individual's (waqif's) ownership but has transformed into the ownership of the community (belonging to Allah). As a result, the dedicated property cannot be traded, donated, or inherited because it is no longer personal property but public ownership (belonging to the community)

Sistem Ekonomi Bani Umayyah: Perkembangan dan Pengaruhnya terhadap Perekonomian Islam

The Umayyad Dynasty was the first Islamic empire, and independence in various aspects, including economic self-sufficiency, was essential to achieve the welfare of society and ensure the dynasty’s continuity. Throughout its long period of rule, the Umayyad Dynasty was led by 14 caliphs, each with their unique leadership style. However, only three of these caliphs succeeded in bringing the Umayyad Dynasty to its peak: Mu'awiyah bin Abi Sufyan, Abdul Malik bin Marwan, and Umar bin Abdul Aziz. Economic growth increased during the reign of the Umayyads compared to previous periods. The economic improvements that brought prosperity to the people of this dynasty were a direct result of the caliphs’ policies, supported by public participation. This study aims to understand the economic concepts implemented by Muslims during the Umayyad era. Using a library research method with a descriptive-analytical and qualitative approach, the study reviews the concept of “property law” through related articles. The analysis shows that during the Umayyad period, the economy grew more rapidly than in previous times, with prosperity resulting from the policies of the caliphs, particularly Mu'awiyah bin Abi Sufyan, Abdul Malik bin Marwan, and Umar bin Abdul Aziz. Their policies, along with the support of the public, played a crucial role in the economic growth of the Umayyad era. Changes in Islamic life occurred swiftly, encompassing various fields of knowledge such as religion, architecture, science, technology, and economics.&nbsp

Innovation on Mutual Cooperation Culture (Gotong Royong) Implementation for House Development: Case Study: Bajo Community in Kabalutan, Central Sulawesi, Indonesia

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