A descriptive study of fraudulent checks :an investigative model

Purpose: The purposes of this study were: (1) to evaluate the respective roles of merchants, banking institutions, and law enforcement agencies in relation to fraudulent check crime; (2) to determine why the consumer is not made aware of the extent and cost of fraudulent check crime; (3) to evaluate the investigative procedures and capabilities of law enforcement agencies assigned the responsibility of investigating fraudulent check crime; (4) to determine if the criminal justice system is organized to respond to this type of crime effectively; and (5) to develop model procedures for the investigation of fraudulent check offenses. Methods: The major procedures used to gather information in this study were: (1) a field survey was conducted in the metropolitan Houston area with large chain stores, banking facilities, collection agencies and elements of the criminal justice system at city, county and federal levels; (2) letters, requesting bibliographic and departmental information concerning investigative procedures for fraudulent checks, were sent to the fifty largest police departments based on the population served; (3) an assessment of the information obtained was performed in relation to the individual operations, inter-relationships, weaknesses and strengths of these various organizations; (5) an extensive review of the pertinent literature was conducted, including : (a) the historical development of the check; (b) the banking system established to process check transactions; (c) a review of the Uniform Commercial Code; (d) a review of written studies on check offenders; € a review of the economic impact of fraudulent check offenses; and (f) a review of those sections of the Texas Penal Code pertaining to fraudulent check crime. Fraudulent checks are divided into two categories: (a) non-sufficient fund checks and (b) forged or altered checks. Findings: 1. Statistics pertaining to the dollar loss caused by fraudulent checks are controversial and virtually impossible to verify at this time. 2. The fraudulent check offender is a highly mobile individual who migrates within regions and is extremely recidivistic. The few studies of the check offender that exist are very old and need to be replicated to add validity to the findings. 3. In one circumstance, considerable effort has been made, over a period of years, to establish a Uniform Commercial Code. In the area of penal law every state has established its own criminal statutes coupled with differing prosecution policy. 4. The business community seeks restitution and not prosecution in all but a few instances. Interviews conducted substantiate that forgery offenses are often not reported to the police. 5. The sections of the Texas Penal Code pertaining to fraudulent checks has turned the Harris County District Attorney’s Office and the Justices of the Peace into tax supported collection agencies. 6. The criminal justice system is currently not adequately organized or prepared to cope with the fraudulent check problem. 7. The business community will not initiate adequate check cashing policies for its protection if the financial loss incurred is collected by government agencies through restitution procedures. Competition between merchants is too keen to install check-cashing policies upon customers unless the public is informed of the fraudulent check problem. The merchants are content to blame the bankers and the bankers to blame the merchants concerning this problem. The business community believes public exposure of the problem will cause a credibility drop with the consumer. 8. Offender identification is compounded by the ease with which fraudulent identification may be obtained. There is a need for federal and state governments to cross-index birth and death certificates. 9. The contention that a drivers license is not issued for the purpose of identification, but only indicates the privilege to drive an automobile, is seemingly unrealistic and out of date. 10. The federal law enforcement agencies appear to be much more sophisticated in the investigative procedures followed in identifying forgery offenders. There is a need for federal investigative agencies to provide a centralized training program to equip municipal law enforcement with the expertise developed in forgery investigations. 11. The numerous city and county jurisdictions involving local law enforcement are restrictive to thorough investigation of fraudulent check offenses. This problem is increased when there is no means to adequately pool investigative knowledge. Municipal law enforcement lacks written policies and procedures for the investigation of fraudulent check offenders. This is not only true in Harris County but may be found nationwide. 12. The key elements suggested for establishing effective fraudulent check investigation are as follows: (a) exposure of the fraudulent check problem to the consumer; (b) revision of state penal codes; (c) establishing an adequate form of identification; (d) creation of a check file system, manual and/or computerized; (e) a regional alert notification system; and (f) written procedures and policy pertaining to forgery investigation

Light actuated remote control security system

A remote control security apparatus includes a lock element movable between locked and unlocked positions by an electrically actuated power device. The operator is provided with a portable transmitter adapted to generate light which is interrupted at a predetermined frequency so as to produce an encoded light signal. This signal is detected by a light transceiver which generates an independent signal at the same predetermined frequency and which compares the frequencies of the detected signal and independent signal. If these frequencies are substantially the same, the transceiver actuates the power means to move the lock element to its unlocked position. The security apparatus may be advantageously installed as a door lock, in which case a lock element receiving member is secured to the door. The signal detector is positioned at the exterior side of the door for receiving encoded signals from the transmitter and an override switch may be positioned at an interior side of the door for opening the lock without a transmitter. A contact switch is disclosed which maintains the lock element in the unlocked position whenever the door is open

DH and JH usage in murine fetal liver mirrors that of human fetal liver

In mouse and human, the regulated development of antibody repertoire diversity during ontogeny proceeds in parallel with the development of the ability to generate antibodies to an array of specific antigens. Compared to adult, the human fetal antibody repertoire limits N addition and uses specifically positioned VDJ gene segments more frequently, including V6-1 the most DH-proximal VH, DQ52, the most JH-proximal DH, and JH2, which is DH-proximal. The murine fetal antibody repertoire also limits the incorporation of N nucleotides and uses its most DH proximal VH, VH81X, more frequently. To test whether DH and JH also follow the pattern observed in human, we used the scheme of Hardy to sort B lineage cells from BALB/c fetal and neonatal liver, RT-PCR cloned and sequenced VH7183-containing VDJCμ transcripts, and then assessed VH7183-DH-JH and complementary determining region 3 of the immunoglobulin heavy chain (CDR-H3) content in comparison to the previously studied adult BALB/c mouse repertoire. Due to the deficiency in N nucleotide addition, perinatal CDR-H3s manifested a distinct pattern of amino acid usage and predicted loop structures. As in the case of adult bone marrow, we observed a focusing of CDR-H3 length and CDR-H3 loop hydrophobicity, especially in the transition from the early to late pre-B cell stage, a developmental checkpoint associated with expression of the pre-B cell receptor. However, fetal liver usage of JH-proximal DHQ52 and DH-proximal JH2 was markedly greater than that of adult bone marrow. Thus, the early pattern of DH and JH usage in mouse feta liver mirrors that of human

Managing Wicked Herbicide-Resistance: Lessons from the Field

Herbicide resistance is ‘wicked’ in nature; therefore, results of the many educational efforts to encourage diversification of weed control practices in the United States have been mixed. It is clear that we do not sufficiently understand the totality of the grassroots obstacles, concerns, challenges, and specific solutions needed for varied crop production systems. Weed management issues and solutions vary with such variables as management styles, regions, cropping systems, and available or affordable technologies. Therefore, to help the weed science community better understand the needs and ideas of those directly dealing with herbicide resistance, seven half-day regional listening sessions were held across the United States between December 2016 and April 2017 with groups of diverse stakeholders on the issues and potential solutions for herbicide resistance management. The major goals of the sessions were to gain an understanding of stakeholders and their goals and concerns related to herbicide resistance management, to become familiar with regional differences, and to identify decision maker needs to address herbicide resistance. The messages shared by listening-session participants could be summarized by six themes: we need new herbicides; there is no need for more regulation; there is a need for more education, especially for others who were not present; diversity is hard; the agricultural economy makes it difficult to make changes; and we are aware of herbicide resistance but are managing it. The authors concluded that more work is needed to bring a community-wide, interdisciplinary approach to understanding the complexity of managing weeds within the context of the whole farm operation and for communicating the need to address herbicide resistance

Managing Wicked Herbicide-Resistance: Lessons from the Field

Herbicide resistance is ‘wicked’ in nature; therefore, results of the many educational efforts to encourage diversification of weed control practices in the United States have been mixed. It is clear that we do not sufficiently understand the totality of the grassroots obstacles, concerns, challenges, and specific solutions needed for varied crop production systems. Weed management issues and solutions vary with such variables as management styles, regions, cropping systems, and available or affordable technologies. Therefore, to help the weed science community better understand the needs and ideas of those directly dealing with herbicide resistance, seven half-day regional listening sessions were held across the United States between December 2016 and April 2017 with groups of diverse stakeholders on the issues and potential solutions for herbicide resistance management. The major goals of the sessions were to gain an understanding of stakeholders and their goals and concerns related to herbicide resistance management, to become familiar with regional differences, and to identify decision maker needs to address herbicide resistance. The messages shared by listening-session participants could be summarized by six themes: we need new herbicides; there is no need for more regulation; there is a need for more education, especially for others who were not present; diversity is hard; the agricultural economy makes it difficult to make changes; and we are aware of herbicide resistance but are managing it. The authors concluded that more work is needed to bring a community-wide, interdisciplinary approach to understanding the complexity of managing weeds within the context of the whole farm operation and for communicating the need to address herbicide resistance

Managing Herbicide Resistance: Listening to the Perspectives of Practitioners. Procedures for Conducting Listening Sessions and an Evaluation of the Process

Seven half-day regional listening sessions were held between December 2016 and April 2017 with groups of diverse stakeholders on the issues and potential solutions for herbicide-resistance management. The objective of the listening sessions was to connect with stakeholders and hear their challenges and recommendations for addressing herbicide resistance. The coordinating team hired Strategic Conservation Solutions, LLC, to facilitate all the sessions. They and the coordinating team used in-person meetings, teleconferences, and email to communicate and coordinate the activities leading up to each regional listening session. The agenda was the same across all sessions and included small-group discussions followed by reporting to the full group for discussion. The planning process was the same across all the sessions, although the selection of venue, time of day, and stakeholder participants differed to accommodate the differences among regions. The listening-session format required a great deal of work and flexibility on the part of the coordinating team and regional coordinators. Overall, the participant evaluations from the sessions were positive, with participants expressing appreciation that they were asked for their thoughts on the subject of herbicide resistance. This paper details the methods and processes used to conduct these regional listening sessions and provides an assessment of the strengths and limitations of those processes

Subterranean, herbivore-induced plant volatile increases biological control activity of multiple beneficial nematode species in distinct habitats

While the role of herbivore-induced volatiles in plant-herbivore-natural enemy interactions is well documented aboveground, new evidence suggests that belowground volatile emissions can protect plants by attracting entomopathogenic nematodes (EPNs). However, due to methodological limitations, no study has previously detected belowground herbivore-induced volatiles in the field or quantified their impact on attraction of diverse EPN species. Here we show how a belowground herbivore-induced volatile can enhance mortality of agriculturally significant root pests. First, in real time, we identified pregeijerene (1,5-dimethylcyclodeca-1,5,7-triene) from citrus roots 9-12 hours after initiation of larval Diaprepes abbreviatus feeding. This compound was also detected in the root zone of mature citrus trees in the field. Application of collected volatiles from weevil-damaged citrus roots attracted native EPNs and increased mortality of beetle larvae (D. abbreviatus) compared to controls in a citrus orchard. In addition, field applications of isolated pregeijerene caused similar results. Quantitative real-time PCR revealed that pregeijerene increased pest mortality by attracting four species of naturally occurring EPNs in the field. Finally, we tested the generality of this root-zone signal by application of pregeijerene in blueberry fields; mortality of larvae (Galleria mellonella and Anomala orientalis) again increased by attracting naturally occurring populations of an EPN. Thus, this specific belowground signal attracts natural enemies of widespread root pests in distinct agricultural systems and may have broad potential in biological control of root pests.info:eu-repo/semantics/publishedVersio

The Third Data Release of the Sloan Digital Sky Survey

This paper describes the Third Data Release of the Sloan Digital Sky Survey (SDSS). This release, containing data taken up through June 2003, includes imaging data in five bands over 5282 deg^2, photometric and astrometric catalogs of the 141 million objects detected in these imaging data, and spectra of 528,640 objects selected over 4188 deg^2. The pipelines analyzing both images and spectroscopy are unchanged from those used in our Second Data Release.Comment: 14 pages, including 2 postscript figures. Submitted to AJ. Data available at http://www.sdss.org/dr

The First Data Release of the Sloan Digital Sky Survey

The Sloan Digital Sky Survey has validated and made publicly available its First Data Release. This consists of 2099 square degrees of five-band (u, g, r, i, z) imaging data, 186,240 spectra of galaxies, quasars, stars and calibrating blank sky patches selected over 1360 square degrees of this area, and tables of measured parameters from these data. The imaging data go to a depth of r ~ 22.6 and are photometrically and astrometrically calibrated to 2% rms and 100 milli-arcsec rms per coordinate, respectively. The spectra cover the range 3800--9200 A, with a resolution of 1800--2100. Further characteristics of the data are described, as are the data products themselves.Comment: Submitted to The Astronomical Journal. 16 pages. For associated documentation, see http://www.sdss.org/dr