MEMBANGUN EKONOMI KELUARGA DENGAN BISNIS SYARIAH MELALUI HALAL NETWORK INTERNASIONAL

Sharia business is a business activity that is developed according to the rules stated in the Al-Quran and Hadith. In order to be called a sharia business or business, all aspects of the activity must apply sharia principles. In running a sharia business, HNI has an important program in building the family economy. The formulation of the research problem is (1). How is the HNI program in building the economy? (2) What are the HNI sharia business opportunities in building the family economy? This field research descriptive in nature, with data collection through interviews with related parties, observations of the environment and documentation data conducted through official HNI websites, education through on-line and off-line broadcasts. The results of the study found that in building the family economy it was carried out with 4 programs (1) inviting lifestyle changes to halal products, (2) empowering family health and family economy (3) allocating funds for product promotion in Asia and the world, (4) ) provides businesses that meet the criteria as businesses that are in great demand today. HNI opens the widest possible opportunities for everyone, the same opportunities as well as opportunities for success in building the family economy

KAJIAN KUALITAS AIR TERHADAP PERTUMBUHAN RUMPUT LAUT (GRACILARIA VERRUCOSA) DI TAMBAK DENGAN METODE VERTIKULTUR

The growth of seaweed (Gracilaria verrucosa) is influenced by environmental conditions such as light intensity, temperature, salinity, pH, nitrates, phosphates. This study aims to identify factors that affect water quality seaweed growth, and analyze the relationship between water quality factors with the growth of seaweed. The study was conducted from August to October 2016. The results showed the specific growth of seaweed during the study an average of 3.605 %. Water quality during the study, the average light intensity 2311.5 lux, average temperature 27°C, the average pH 7.92, average salinity 18.85 ppt, nitrate average of 0.2253 mg/L  and phosphate average of 0.380 mg/L. Water quality is obtained during the study supports the growth of seaweed

IMPLEMENTASI PRINSIP-PRINSIP GOOD CORPORATE GOVERNANCE (GCG) PADA APOTEK CEMERLANG PERSPEKTIF EKONOMI SYARIAH

Penelitian ini tentang Implementasi Prinsip-prinsip Good Corpotate Governance Pada Apotek Cemerlang Perspektif Syariah. Adapun tujuannya untuk mengetahui Implementasi GCG pada Apotek Cemerlang perspektif Syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Teknik pengumpulan data dilakukan dengan  observasi, wawancara berjumlah sembilan orang dan dokumentasi. Kesimpulan di peroleh  bahwa pada Apotek Cemerlang mengilplementasikan   GCG ( Good Corporate Governance ) dalam menjalankan usahanya dengan menerapkan kan prinsip-prinsip kinerja tata kelola Apotek Cemerlang yaitu siddiq, tablight, amanah, dan fathanah. Penerapan GCG yang merupakan salah satu komponen sistem syariah dan dilakukan secara benar dan profesional didukung oleh empat prinsip Islam tersebut

PENERAPAN MODEL PEMBELAJARAN PROBLEM POSING UNTUK MENINGKATKAN KEMAMPUAN BERPIKIR KRITIS SISWA PADA MATERI SISTEM GERAK DI SMPN 15 BANDA ACEH

ABSTRAKRuslaini. 2016. Penerapan Model Pembelajaran Problem Posing Untuk Meningkatkan Kemampuan Berpikir Kritis Siswa Pada Materi Sistem Gerak Di SMPN 15 Banda Aceh. Skripsi, Jurusan Pendidikan Biologi, Fakultas Keguruan dan Ilmu Pendidikan, Universitas Syiah Kuala. Pembimbing:(1)Dr. Hafnati Rahmatan, M. Si (2) Dr. Andi Ulfa Tenri Pada, S.Pd., M.PdKata Kunci: Problem Posing, Kemampuan Berpikir Kritis, Sistem Gerak Manusia Penelitian ini bertujuan untuk meningkatkan kemampuan berpikir kritis siswa melalui penerapan model pembelajaran problem posing pada materi sistem gerak manusia di kelas VIII SMPN 15 Banda Aceh. Penelitian yang dilakukan berupa penelitian kuantitatif dengan desain pre eksperimental design dengan jenis one group pretes postes designs. Sampel penelitian ini adalah siswa dengan kriteria ? KKM, dengan menggunakan teknik purposive sampling. Berdasarkan hasil penelitian didapatkan hasil gain score untuk keseluruhan data pretes dan postes adalah 0,61 dan berkategori sedang. Hal ini menunjukkan bahwa adanya peningkatan hasil kemampuan berpikir kritis siswa. Berdasarkan analisis uji-t diperoleh nilai thitung = 6,87 dan nilai ttabel = 1,669, data tersebut dapat disimpulkan H0 ditolak dan H1 diterima dikarenakan thitung > ttabel yaitu 6,87 > 1,669. Dapat disimpulkan bahwa penerapan model pembelajaran problem posing pada materi sistem gerak dapat meningkatkan kemampuan berpikir kritis siswa

Analysis of the Feasibility of Business Idea Application Services Online Workshop "OT Repair" Specifically for Tire Repair and Oil Change in the Province of DKI Jakarta

Transportation vehicles are an important aspect for people in DKI Jakarta to support their daily activities by using private vehicles, both motorbikes and cars. While busy in activities, sometimes vehicle owners forget to check the condition of the vehicle, especially routine tire condition checks and oil changes which then have an impact on vehicle engine damage. The OT Repair business idea is a workshop service business innovation that is presented in the form of an application that focuses on tire and oil repair or replacement services. Through the OT Repair application, vehicle users can use repair services through the application, including booking schedules and choosing the nearest repair shop. This study aims to find out whether the OT Repair business idea is the answer to the needs of the people in DKI Jakarta. Qualitative analysis is used in analyzing non-financial feasibility such as marketing aspects, technical aspects as well as management and legal aspects. Quantitative analysis is used to analyze OT Repair business ideas that can meet community needs and feasibility based on investment criteria. The financial aspect shows the BEP is Rp. 410,636,079, the NPV is Rp. 80,767,898, the IRR is Rp. 13%, a PI of 1.16 and a payback period of 3 years and 3 months. The results of this feasibility analysis show that the OT Repair business is feasible based on market and marketing, technical, and management as well as financial aspects. However, it is not feasible based on legal aspects until the process of establishing the legal entity is carried out

PENGARUH TINGKAT KEMATANGAN DAN LAMA PENYIMPANAN TERHADAP KUALITAS BUAH PEPAYA (CARICA PAPAYA L.)

Pengaruh Tingkat Kematangan dan Lama Penyimpanan Terhadap KualitasPepaya (Carica papaya L.) (Effect of Maturity Level and Long Storage on Quality of Papaya (Carica papaya L.)) Ruslaini1, Rita Hayati1, 11)Bagian Pascapanen , Siti HafsahProgram Hortikultura,Universitas Syiah Kuala, Darussalam 23111,Indonesia ABSTRACT. Tanaman pepaya (Carica papaya L.) merupakan salah satu tanaman buah tropis yang berasal dariMeksiko Selatan, kemudian menyebar ke seluruh dunia termasuk Indonesia. Kandungan gizi pepaya terdiri dari 8590%air,10-13%guladan0.6%protein,vitaminA,B1,B2danC.Pepayamerupakanbuahyangrelatiflebihmudahrusakdibandingkandenganbuah-buahanlainnyakarenamempunyaikulityangtipissehinggasangatrentanterhaapbenturandan luka yang memungkinkan terjadinya aktivitas mikroorganisme. Kualitas buah klimakterik sangattergantung dari ketepatan waktu panen dan lama penyimpanannya. Jika tingkat kematangan buah dapat diprediksidengan tepat sebelum proses pemanenan maka akan mempermudah para pelaku agribisnis pepaya dalam mengaturtujuan pemasarannya. Tingkat kematangan dan lama penyimpanan yang tepat dan sesuai dapat mempertahankankondisi segar produk hortikultura dan memperpanjang masa simpannya sehingga dapat terjaga ketersediaannyasepanjang tahun. Pepaya yangdigunakan pada penelitian adalah varietas calina yang dipanen pada tingliatkematangan 25%, 50& dan 75%. Lama penyimpanan yang digunakan adalah lama penyimpanan selama 3, 6, 9 hari.Penelitian ini bertujuan untuk mengetahui tingkat kematangan dan lama penyimpanan terhadap kualitas pepaya,serta interaksi terhadap tingkat kematangan dan lama penyimpanan terhadap kualitas pepaya. Hasil penelitianmenunjukkan bahwa buah pepaya Tingkat kematangan Buah warna hijau dengan semburat kuning 50% memberikankualitas terbaik terhadap buah pepaya karena memberikan nilai tertinggi mempertahankan kadar air, vitamin C,kekerasan, warna daging nilai L (kecerahan), uji organoleptic rasa, kekerasan, aroma, dan keseluruhan.Penyimpanan selama 3 hari memberikan kualitas terbaik terhadap buah pepaya. Karena semakin lama disimpanmaka susut bobot, warna kulit nilai L (kecerahan), nilai a (merah) dan nilai b (hijau), warna daging nilai L(kecerahan), nilai a (merah) dan nilai b (hijau) akan semakin meningkat. Sedangkan kadar air, vitamin C, kekerasan,padatan terlarut total (PTT) dan uji organoleptic aroma akan semakin menurun.Kata kunci: Pepaya, tingkat kematangan, lama penyimpanan, kualitas buah Abstract. Papaya plant (Carica papaya L.) is one of tropical fruit plants originating from Southern Mexico, thenspread to all over the world including Indonesia. Papaya nutritional content consists of 85-90% water, 10-13% sugarand 0.6% protein, vitamins A, B1, B2 and C. Papaya is a relatively more easily damaged than other fruits because ithas a thin skin very susceptible to impacts and injuries that allow the occurrence of microorganism activity. Thequality of climacteric fruits depends on the timeliness of the harvest and the length of storage. If the fruit maturitylevel can be predicted precisely before the harvesting process will facilitate the perpetrators of agribusiness papayain regulating marketing objectives. Proper and appropriate maturity level and storage time can maintain freshcondition of horticultural products and prolong the shelf life so that it can be maintained its availability throughoutthe year. Papaya used in the study were calina varieties that were harvested at 25%, 50 & and 75% maturity tingliat.The storage period used is a storage period of 3, 6, 9 days. This study aims to determine the level of maturity andstorage duration of papaya quality, as well as the interaction of the level of maturity and storage duration of papayaquality. The results showed that papaya fruit Maturity Green fruit with 50% yellow tinge gave the best quality topapaya fruit because it gave the highest value of maintaining water content, vitamin C, hardness, meat color of Lvalue (brightness), organoleptic taste test, hardness, aroma , and overall. Storage for 3 days provides the best qualityagainst papaya fruit. Because the longer is stored then the weight shrinkage, the skin color of the value of L(brightness), the value of a (red) and the value of b (green), the color of the meat value of L (brightness), the value a(red) and the value b (green) will increase . While water content, vitamin C, hardness, total dissolved solids (PTT)and organoleptic test of aroma will decrease more. Keywords: Papaya, maturity, level, storage time, fruit qualit

PERSEPSI PEDAGANG PASAR TRADISIONAL TERHADAP PENGGUNAAN SISTEM PEMBAYARAN QRIS (STUDI KASUS: PASAR INDUK TAMIN, KOTA BANDAR LAMPUNG)

Kemajuan teknologi informasi mendorong terciptanya berbagai inovasi pada sistem pembayaran yang lebih praktis, cepat, aman dan efisien. QRIS (Quick Response Code Indonesian Standard) menjadi salah satu opsi pembayaran digital yang relatif baru di Indonesia, namun kian populer dan diminati oleh masyarakat. Bandar Lampung merupakan salah satu kota di Indonesia yang telah menerapkan pembayaran QRIS di pasar tradisional sejak tahun 2021. Adanya kebijakan tersebut, pedagang tradisional di Pasar Induk Tamin dituntut untuk melek terhadap penggunaan teknologi dan memiliki kesiapan berubah dalam pelayanan bertransaksi. Tujuan dari penelitian ini untuk mengetahui persepsi pedagang pasar tradisional dalam penggunaan sistem pembayaran QRIS. Penelitian ini menggunakan pendekatan kuantitatif berbasis deskriptif melalui penyebaran kuesioner. Hasil penelitian menunjukkan penerapan QRIS sebagai metode pembayaran alternatif di Pasar Induk Tamin dinilai belum efektif, karena persepsi pedagang terhadap penggunaan QRIS memiliki persepsi negatif

ANALISA KINERJA KEUANGAN BTM BINA MASYARAKAT UTAMA DI BANDAR LAMPUNG

BTM Bina masyarakat utama (BiMU) is one of the businesses in the financial sector. The research methods used namely description and qualitative. The data based on the results of the study and annual reports of members. Economic business charityare one of the organizations' efforts for gaining of economy field goal, to ensure and to establish the religion of Islam in order to promote the economic conditions of the community, so the society can be prosperous that is blessed by God. BMT BiMU Bandar Lampung services of  finance are dominated in the trade sector, it  reach out  80% of the 14,299 members and they are in traditional markets especially at productive businesses; BTM BiMU Bandar Lampung has not been able to fulfill the minimum needs of the liquidity in Eid holiday.Financial Performance of BTM BiMU as follows: Current ratio, leverage ratio, profitability ratio result, they  are not good enough. Based on the financial performance over 2017, it can be seen that the current ratio is less than 100, the leverage ratio showed  that the value> 80 so that the debt still dominated  and ROA and ROE showed  that less than 1% , it indicates the lowest profit.   BTM Bina Masyarakat Utama (BiMU) merupakan salah satu amal usaha di bidang keuangan. Metode penelitian yang dipergunakan deskripsi dan kualitatif. Data yang diamblil berasal dari laporan tahunan saat Rapat Anggota Tahunan. Amal usaha ekonomi adalah salah satu usaha persyarikatan untuk mencapai maksud dan tujuan persyarikatan dibidang ekonomi,yakni menegakkan dan menjunjung tinggi agama Islam serta memakmurkan kondisi perekonomian masyarakat, sehingga terwujud masyarakat berpenghasilan yang diridlai Allah SWT. Pelayanan pembiayaan BMT BiMU Bandar Lampung kepada pelaku usaha didominasi di sektor perdagangan mencapai 80 % dari 14.299 anggota dan berada di pasar-pasar tradisional terutama usaha yang produktif;BTM BiMU Bandar Lampung belum dapat memenuhi kebutuhan anggota secara maksimal terutama likuiditas di hari raya idul fitri.Kinerja keuangan BTM BiMU dilihat Current ratio, leverage ratio, profitabilitas ratio hasilnya kurang bagus. Berdasarkan kinerja keuangan selama 2017 terlihat bahwa current ratio dibawah 100, leverage ratio menunjukkan nilai >80 menunjukkan bahwa hutang masih mendominasi dan ROA dan ROE menunjukkan dibawah 1 % menunjukkan keuntungan sangat rendah