26 research outputs found

    The Impact of Implementing Islamic Wealth Management on Economic Empowerment of Women at the Majelis Taklim Post Covid-19 Pandemic

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    The general objective of this research is to analyze what factors keep women economically empowered during the Covid-19 period. The basic theory used is the theory of famines of poverty (Amartya Sen), which states that one of the main factors for women's economic empowerment is access to financial resources. In this study, the financial governance carried out refers to the Islamic Wealth Management concept developed by experts. The method used in this study is quantitative with a causality approach, and besides that, the data analysis technique used is Structural Equation Modeling-Partial Least Square (SEM-PLS). The subjects of this study were female micro-entrepreneurs who were able to be empowered during the Covid-19 pandemic. The results of this study conclude that of the five aspects of Islamic Wealth Management, there are wealth accumulation, wealth protection, and wealth distribution have a significant effect on women's economic empowerment. Furthermore, the wealth creation and wealth purification variables do not have a significant effect on women's economic empowerment. The implication of this research is to be able to create a digital platform that supports women's economic empowerment in order to help the economic conditions of people's households so that they can rise as a result of the Covid-19 outbreak

    Halal awareness can’t improved purchase intention imported skincare

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    The purpose of this study is to find out how halal awareness and online consumer reviews (OCRs) on the decision to buy imported cosmetics, besides that, to find out how the influence of halal awareness of millennials on purchasing decisions through the Online Consumer reviews (OCRs) variable as a mediator. The design of this study uses a descriptive causality technique with a quantitative approach. The analysis technique used is the Moderated Regression Analysis (MRA) with a millennial sample of 203 respondents. The results of this study indicate that halal awareness has a negative effect on purchasing decisions for imported cosmetics and is in the medium category. Halal awareness towards purchasing decisions for imported cosmetics through Online Consumer Reviews (OCRs) as a moderating variable has a significant effect and is in the moderate category. In this study, halal awareness is also hypothesized to have a negative effect on purchasing decisions, where it is researched by millennials who use imported cosmetics

    The COVID-19 pandemic and the intention of cash waqf: Approach to theory of reason action, level of religiosity and trust in institutions

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    This study aims to see the intention of cash waqf in the Muslim community in Bandung Raya during the Covid-19 Pandemic and to see how the influence of Theory of Reasoned Action (TRA), namely subjective attitudes and norms with an additional level of religiosity and trust in institutions. The method used in this study is a quantitative approach with a causal descriptive design. The analytical tool used is Partial Least Square-Structural Equation Modeling (PLS-SEM) with the SmartPLS v application. 3.2.9. The subject of this study is the Muslim community in Bandung Raya with a total sample of 210 respondents. The results showed that attitudes, subjective norms, levels of religiosity and trust in institutions were in the high category. There are four variables that have a significant positive effect on the intention of the Muslim community in Bandung Raya to donate money during the Covid-19 pandemic, namely attitudes, subjective norms, level of religiosity and trust in institutions. The results of this study also confirm that attitudes, subjective norms, religiosity and trust are very important in Encouraging the intention to donate during the Covid-19 pandemic

    Toward developing a sustainability index for the Islamic social finance program: an empirical investigation

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    Several previous studies state that the Islamic Social Finance program has not fully succeeded in creating prosperity, and there are no definite measurements to show the sustainability impact of the program. Thus, a measurement is needed to analyze various aspects in achieving the success and sustainability of Islamic social finance programs. This study developed an index for performance evaluation with an emphasis on the success and sustainability of the Islamic Social Finance program. The study used the Analytical Network Process to determine and analyze priority components. Furthermore, the Multistage Weighted Index method was used to calculate the final index score. The index was built by taking into consideration various factors, stakeholders, aspects, and indicators. This study indicates that aspects of funding contribution from donors (0.22), involvement of donors in giving advice (0.99), and controlling of supervisor (0.08) are priority aspects in the success and sustainability of the program. An empirical investigation was performed on three different programs in Indonesia: A, B, and C. Program A (0.81) and C (0.80) have succeeded in improving the beneficiaries' quality of life to the level of economic resilience, although at a low level of sustainability (76-84.33). On the other hand, program B (0.73) is at the economic reinforcement and has not yet achieved sustainability. This index can be seen as a comprehensive tool for measuring the success and sustainability of the program at several levels

    Pelaksanaan Pendidikan Berbasis Karakter di SMK 01 YP 17 Lumajang

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    ABSTRAK   Rosida, Rida Hifza. 2012. Pelaksanaan Pendidikan Berbasis Karakter di SMK 01 YP 17 Lumajang. Skripsi. Program Studi Pendidikan Teknik Bangunan, Fakultas Teknik, Universitas Negeri Malang. Pembimbing: (I) Drs. Eko Suwarno, M.Pd., (II) Drs. Priyono, M.Pd.   Kata Kunci: pendidikan, karakter. Pendidikan berbasis karakter yang memfokuskan pada pembentukan seluruh aspek dimensi manusia, sehingga dapat menjadi manusia yang berkarakter. Pemfokusan pada pembentukan karakter siswa karena karakter bangsa merupakan aspek penting yang menentukan kemajuan suatu bangsa. Oleh karena itu, pendidikan karakter siswa sangat penting, diantaranya dengan mengadakan kegiatan-kegiatan yang positif. Kegiatan positif ini merupakan salah satu media yang potensial untuk pembinaan karakter, kemampuan, rasa tanggung jawab sosial, bekerja sama, menghargai orang lain, serta mengembangkan potensi dan prestasi siswa. Melalui pendidikan karakter diharapkan siswa mampu secara mandiri meningkatkan dan menggunakan pengetahuannya, mengkaji dan menginternalisasi serta mempersonalisasi nilai-nilai karakter dan akhlak mulia, sehingga terwujud dalam perilaku sehari-hari Tujuan penelitian untuk mengetahui efektivitas pelaksanaan pendidikan karakter di SMK 01 YP 17 Lumajang serta melihat gambaran pelaksanaan pendidikan karakter, sehingga mampu memperbaiki dan menyempurnakan proses belajar mengajar yang kurang baik. Jenis penelitian ini adalah Survey, yaitu penelitian yang dalam pengambilan datanya melakukan perlakuan. Penelitian ini bertujuan untuk mengetahui terlaksana atau tidaknya pelaksanaan pendidikan berbasis karakter di SMK 01 YP 17 Lumajang. Populasi dalam penelitian ini adalah siswa kelas 1 dan 2 semua jurusan di SMK 01 YP 17 Lumajang tahun ajaran 2011/2012. Sampel dipilih dengan cara random sampling, yaitu pengambilan sampel dari anggota populasi secara acak dan berstrata tetap sebagian ada yang kurang proporsional pembagiannya, dilakukan sampling ini apabila anggota populasi heterogen (tidak sejenis) disproportionate stratified random sampling. Analisis data dalam penelitian ini menggunakan analisis rerata untuk mengetahui  tingkat kualitas  pelaksanaan pembelajaran. Hasil penelitian menunjukkan bahwa: Pertama, komponen kurikulum berupa visi, misi, tujuan pendidikan, struktur muatan, kalender akademik, silabus, dan RPP yang terdapat pada kurikulum berbasis karakter yang dikembangkan di SMK 01 YP 17 Lumajang termasuk dalam kategori baik dengan rentangan skor 2,25-3,24. Walaupun begitu perlu diadakan peninjauan komponen-komponen kurikulum untuk meningkatkan kualitas pelaksanaan pendidikan karakter. Kedua, Hasil pengujian menggunakan analisis rerata menunjukkan bahwa telah sesuai sesuai dengan hasil analisis perencanaan nilai mean sebesar 2,875 hal ini berarti dalam kategori baik dalam merencanakan pembelajaran. Pelaksanaan  pendidikan berbasis karater mendapatkan nilai mean sebesar 2,92 dan menujukkan hasil baik dalam pelaksanaannya dan mean evaluasi pendidikan karater sebesar 2,83 hal ini berarti dalam kategori baik. Sehingga disimpulkan pelaksanaan pendidikan berbasis karakter termasuk di SMK 01 YP 17 Lumajang dalam kategori baik

    Zakat Core Principle (Zcp) Poin 10 Disbursement Management dalam Mengukur Efektivitas Pendistribusian Zakat pada Program Kerja Baznas

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    Tujuan dari penelitian ini adalah untuk mengetahui tingkat efektivitas pendistribusian dana zakat pada program BAZNAS Kota Cirebon, Kabupaten Kuningan, Kabupaten Majalengka dan Kabupaten Cirebon serta mengetahui faktor yang mempengaruhi nilai rendah atau tingginya hasil perhitungan efektivitas pendistribusian zakat tersebut . Metode yang digunakan pada penelitian ini adalah metode deskriptif dengan pedekatan kuantitatif, dan teknik analisis data yang digunakan adalah Zakat Core Principles poin 10 Disbursement Managament. Berdasarkan analisis Zakat Core Principles poin 10 Disbursement Managament maka dapat disimpulkan bahwa keempat BAZNAS tersebut sudah mencapai kategori efektif. Pada Time Effectivity, pendistribusian dana zakat pada keempat BAZNAS tersebut termasuk kedalam kategori cepat yang berarti bahwa lembaga zakat telah memiliki program yang efektif. Faktor-faktor yang mempengaruhi nilai rendah atau tingginya hasil perhitungan efektivitas pendistribusian dana zakat tersebut dipengaruhi oleh Pendistribusian dana Zakat yang selalu tepat sasaran sesuai Ashnaf dan merata, Pendistribusian dana zakat dan pendayagunaan dana zakat kepada masyarakat sudah sangat baik, Peraturan tegas terkait wajib zakat dan penerapan peraturan pengelolaan terkait zakat sudah bagus.Kata Kunci: Efektivitas, Pendistribusian, Zakat, Zakat Core Principles. ABSTRACTThe purpose of this research is to see the level of effectiveness of distribution of zakat funds in the BAZNAS program of Cirebon City, Kuningan Regency, Majalengka Regency and Cirebon Regency and also to see the factors that influence the low value or the level of yield that has the value of the distribution of zakat. The method used in this research is a descriptive method with a quantitative approach, and the data analysis technique used is the Basic Principles of Zakat point 10 Payment Management. Based on the analysis of the Core Principles of Zakat point 10 for Disbursement Management, it can be ignored that the four BAZNAS have reached the effective category. In Time Effectiveness, the distribution of zakat funds to the four BAZNAS is included in the Fast category which means that the zakat institution has an effective program. The factors that affect the low or high value of the calculation results which have the authority to distribute zakat funds are always on target according to Ashnaf and are evenly distributed, the distribution of zakat funds and the utilization of zakat funds to the community is very good, strict regulations related to the compulsory zakat and the implementation of zakat-related regulations is good.Keywords: Effectiveness, Distribution, Zakat, Zakat Core Principles.DAFTAR PUSTAKAAlisman. (2014). Analisis efektivitas dan efesiensi manejemen keuangan di Aceh Barat. Jurnal Ekonomi dan Kebijakan Publik Indonesia, 1(2), 48-54.Azizah, S. N. (2018). Efektivitas kinerja keuangan badan amil zakat nasional (BAZNAS) pada program pentasharufan dana zakat di BAZNAS Kota Yogyakarta. el-jizya, 6(1), 91-112.BI Luncurkan Standar Internasional Pengelolaan Zakat. (2016). Diakses dari https://www.medcom.id/ekonomi/makro/8N0qMRMb-bi-luncurkan-standar-Internasional-pengelolaan-zakatBank Indonesia & Universitas Islam Indonesia. (2016). Pengelolaan zakat yang efektif: Konsep dan praktik di beberapa negara. Jakarta: Bank Indonesia.BAZNAS. (2016). Pusat kajian strategis BAZNAS. Diakses dari https://www.puskasbaznas.com/publications/zcpDari 1600 ASN di Kabupaten Cirebon Hanya Tiga Persennya yang Bayar Zakat ke Baznas Per Bulan. (2019). Diakses dari https://cirebon.tribunnews.com/2019/09/15/dari-1600-asn-di-kabupaten-cirebon-hanya-tiga-persennya-yang-bayar-zakat-ke-baznas-per-bulanFirmansyah, A. N. (2018). Strategi peningkatan efisiensi dan produktivitas badan amil zakat nasional (BAZNAS) Kabupaten/Kota di Jawa Barat. Bandung: Universitas Pendidikan Indonesia.Fuad, M. S. (2019). Analisis efektivitas distribusi zakat produktif dalam meningkatkan kesejahteraan mustahik (Studi kantor cabang Rumah Zakat Sumatera Utara). Jurnal At-Tawassuth, 4(1), 137-159.Gana, A. S. (2015). Analisis kebijakan dan efektivitas organisasi. Jurnal Kebijakan & Administrasi Publik, 19(1), 71-84.Hartatik, E. (2015). Analisis praktik pendistribusian zakat produktif pada badan amil zakat daerah (BAZDA) Kabupaten Magelang. Jurnal Az-Zarqa, 7(1), 29-47.Hidayat, R. (2019). Urgensi nazhir profesional dalam pengelolaan wakaf. Jurnal Hukum Ekonomi Syariah: Safiqah, 4(1), 75-84.Juliana, F. N. (2019). The impact of economic growth and distribution of zakat funds on poverty (Survey in the third district of West Java province period 2011-2016). KnE Social Sciences.Juliana, R. M. (2018). Pertumbuhan dan pemerataan ekonomi perspektif politik ekonomi Islam. Amwaluna: Jurnal Ekonomi dan Keuangan Syariah, 2(2), 259-268.Perolehan zakat di Indramayu naik delapan persen. (2019). Diakses dari https://republika.co.id/berita/pp0r6z313/perolehan-zakat-di-indramayu-naik-delapan-persenPerolehan Zakat Kota Cirebon Naik 21 Persen. (2020). Perolehan Zakat Kota Cirebon Naik 21 Persen. Diakses dari https://www.radarcirebon.com/2020/05/25/perolehan-zakat-kota-cirebon-naik-21-persen/Potensi penerimaan zakat mal di Kuningan Rp 179 M per tahun tapi baru 2,7 M. (2018). Diakses dari https://www.radarcirebon.com/2018/12/08/potensi-penerimaan-zakat-mal-di-kuningan-rp-179-m-per-tahun-tapi-baru-27-m/Potensi Zakat di Jawa Barat Sangat Tinggi. (2019). Diakses dari https://www.baznasjabar.org/news/potensi-zakat-di-jawa-barat-sangat-tinggiRahmawati, Y. (2013). Mekanisme sistem distribusi pada lembaga zakat dan wakaf dalam perekonomian Indonesia. Al-Iqtishad, 3(1).Ramadhani, H. (2020). Distribusi zakat, sudah efektifkah? Diakses dari http://www.ibec-febui.com/distribusi-zakat/Ropi, M. J. &. (2016). Telaah pemikiran ekonomi menurut Ibnu Qayyim (1292-1350M/691-751H). E-Qien Jurnal Ekonomi dan Bisnis, 3(2), 80-92.Saharuddin, R. W. (2017). Strategi pendistribusian zakat, infak, dan sedekah (ZIS) di badan amil zakat nasional (BAZNAS) Kota Tangerang Selatan. Al-Tijary: Jurnal Ekonomi dan Bisnis Islam, 3(1), 1-13.Sanrego, F. A. (2016). Mengurai permasalahan distribusi zakat kepada fakir miskin: Pengalaman organisasi pengelola zakat BAZNAS, Dompet Dhuafa, dan LAZISMU. Madania: Jurnal Kajian Keislaman, 20(1), 23-36.Setyorini, N. A. (2017). Penggunaan zakat disbursement efficiency dalam mencegah penyelewengan dana zakat. Proceedings Seminar Nasional dan The 4th Call For Syariah Paper (SANCALL) 2017.Wahab, M. A. (2017). Effective zakah distribution: Highlighting few issues and gaps in Kedah Malaysia. Al-Iqtishad: Journal of Islamic Economics, 9(2)

    Bibliometric Computational Mapping Analysis of Publications on Sustainability and Islamic Finance

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    This study assesses the discourses of sustainability in Islamic Finance industry using a bibliometric approach to computational mapping analysis. This study acquires the article data from Google Scholar database with utilizing Publish or Perish reference manager application. The terms and article abstracts are used in channel the search process by employing keywords of “Sustainability, Islam and Finance”. The results display 998 articles that are considered as being relevant with the topic. Google scholar indexed articles are used for ten-year period, from 2012 - 2022. From the results of the search, topics related with sustainability in Islamic Finance can be classified into four terms which are Sustainability, Islam, Islamic Finance and Finance. The term sustainability has 222 links with a total strength of 3997 links. The term Islam, based on the result has 208 links with 2435 links of strength. While the term Islamic Finance comprises 176 links with a total of strength is 1117 links. Afterwards the term Finance encompasses 201 links with a total of link strengths around 1727 links. Based on the trends, from 2012-2022, the research regarding sustainability and Islamic Finance is increasing steadily with a slightly decrease in 2015 to 2016. In 2022 up to September, the number of studies concerning the area of sustainability and Islamic Finance accounts for 79. This study observes the number of studies and the areas covered regarding the theme. The implication of this research could be a starting point in exploring research in sustainability and in the context with Islamic Finance role on it
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