ETOS KERJA PEDAGANG MUSLIM SERTA DAMPAKNYA TERHADAP PENINGKATAN KESEJAHTERAAN EKONOMI DI KECAMATAN BIRINGKANAYA KOTA MAKASSAR

ABSTRACT This study aims to know the work ethic of Muslim Traders in Biringkanaya District, Makassar City in managing their business and know the effect of Islamic work ethic on increasing the economic prosperity of Muslim Traders in Biringkanaya District, Makassar City. The type of this study was descriptive quantitative with 30 people of sample using purposive sampling technique and likert scale technique to measure the respondent opinions through the distributed questionnaires. The data analysis techniques of this study included simple linear regression analysis using the SPSS version 23 application by conducting validation and reability tests on the data and classical assumption tests, namely p-plot normality test and multicollinearity test. The results showed that Muslim Traders especially Vegetable Traders and Fish Traders in Biringkanaya District, Makassar City had a high Islamic work ethic in business. The work ethic had a positive and significant impact on increasing the economic prosperity of Muslim Traders in Makassar City.  Keywords: Work Ethic, Muslim Traders, Economic Prosperity     ABSTRAK Penelitian ini dilakukan dengan tujuan untuk mengetahui etos kerja pedagang muslim di kecamatan Biringkanaya Kota Makassar dalam mengelola usahanya serta untuk mengetahui pengaruh etos kerja Islami  terhadap peningkatan kesejahteraan pedagang muslim di Kecamatan Biringkanaya Kota Makassar. Jenis penelitian yang digunakan dalam penelitian ini bersifat kuantitatif deskriptif Adapun sampel dalam penelitian sebanyak 30 orang dengan menggunakan teknik purposive sampling. Peneliti mengunakan teknik skala likert untuk mengukur pendapat responden melalui kuisioner yang dibagikan. Adapun teknik analisis data yang digunakan dalam penelitian ini antara lain analisis regresi linier sederhana dengan menggunakan aplikasi SPSS versi 23, dengan terlebih dahulu melakukan uji validasi dan reliabilitas terhadap data yang digunakan serta uji asumsi klasik yaitu uji normalitas p-plot dan uji multikolonieritas. Hasil penelitian menunjukkan bahwa pedagang muslim khususnya pedagang sayur dan pedagang ikan di kecamatan Biringkanaya Kota Makassar memiliki etos kerja Islami yang tinggi dalam menjalankan usahanya. Dan etos kerja Islami berpengaruh positif dan signifikan terhadap peningkatan kesejahteraan ekonomi pedagang muslim di Kota Makassar.  Kata Kunci: Etos Kerja, Pedagang Muslim, Kesejahteraan Ekonom

PRINSIP-PRINSIP DASAR EKONOMI ISLAM DALAM BISNIS

This research aims to look at the concepts of Islamic ethics and basic principles (basic principles) which are based on the values of the Koran which are directed to raise moral values related to the prevention of actions that are not in accordance with the teachings of Islamic law. Using qualitative research methods with data analysis techniques for results and discussion using library research (Library Research) by collecting, reading and browsing a number of books that are used as references. The results show that some of the right concepts to be used in Islamic business ethics to raise moral values according to the teachings of Islamic law are to understand very well the concepts of property and ownership, the concept of wealth distribution, the concept of work and business, and the concept of Halal and Hara

IDENTITAS CRYPTOCURRENCY : HALAL DAN HARAM

Cryptocurrency is a form of digital storage that uses cryptographic techniques or secret passwords. This cryptocurrency is not controlled by an institution such as a bank, country or certain company but uses a decentralized server and cryptocurrency uses a system that cannot be controlled by anyone because it uses a network that can document transactions directly, without any third party. This review expects to get a thought meaning of Cryptocurrency and how the assessment of the researchers on it depends on sharia and Islamic law. This examination is a writing study. The information wellsprings of this examination were taken from the Qur'an, the hadith of the Prophet, traditional and contemporary books, the assessments of researchers just as from online media sources. From this exploration, it was discovered that Cryptocurrency or the utilization of virtual money can without a doubt be perceived as a brilliant progressive innovation, but its use as an investment instrument contains elements of maysir (betting) and as a business transaction instrument that contains elements of gharar, it contains tyranny and that including transactions that are prohibited in Islam.Keywords : Enterpreneurship, Cryptocurrency and Islamic Law

Management of Productive Zakat in the Development of Micro, Small and Medium Enterprises (MSMEs) at the National Baznas of Bulukumba Regency

The purpose of this study was to determine the management of productive zakat in Baznas Bulukumba Regency. The type of research conducted is qualitative research. Data obtained from informants with 10 informants. Data collection methods used in this study were observation, interviews and document studies in which the author saw firsthand the state of the field. The results of the research obtained by the author are that the management at the Bulukumba National Baznas is guided by the Standard Operating Procedure or commonly called (SOP) which has been set to facilitate the management process, so there is an assessment. Having the mechanism of a design or pleaning before entering the names of the mustahiks so that what the mustahik's needs are balanced. Some of the mustahik who have received zakat assistance from the Bulukumba Regency Baznas are still stagnant, but some have changed from a mustahik to a muzakki

Kualitas Sumber Daya Manusia Terhadap Pembiayaan Murabahah Pengembangan UMKM

Penelitian ini dilakukan dengan tujuan untuk mengetahui untuk mengetahui pengaruh kualitas sumber daya manusia terhadap pembiayaan murabahah produktif Bank Syariah Mandiri dalam pengembangan UMKM di Kabupaten Bone. Jenis penelitian yang digunakan dalam penelitian ini bersifat deskriptif kuantitatif guna mengungkap fakta yang berkaitan dengan faktor yang memengaruhi perkembangan UMKM di Kabupaten Bone yang dibiayai oleh PT Bank Syariah Mandiri. Adapun populasi dalam penelitian ini adalah nasabah pembiayaan mikro yang berjumlah 280 yang bersifat homogen.Hasil penelitian menunjukkan bahwa kualitas sumber daya manusia terhadap pembiayaan murabahah produktif di Bank Syariah Mandiri dalam pengembangan UMKM cukup tinggi dalam menjalankan usahanya sehingga memiliki pengaruh positif dan signifikan terhadap pembiayaan murabahahproduktif Bank Syariah Mandiri dalam pengembangan UMKM di Kabupaten Bone.Implikasi dari penelitian ini, pembiayaan murabahah produktif yang direalisasikan oleh Bank Syariah Mandiri diharapkan mampu memberikan kesempatan kepada pelaku UMKM untuk mengembangkan kompetensi yang dimiliki dengan senantiasa berkreasi dan berinovasi yang dilandasi dengan nilai-nilai bisnis berdasarkan syariat Islam

Strengthening The Halal Value Chain Ecosystem in Era Society 5.0

This research aims to strengthen the capacity of industry players to comply with halal product guarantee regulations in Indonesia. The government's Sehati program, which provides halal socialization and assistance programs, is expected to improve institutional quality and maximize business development in the halal sector. The halal industry is a potential sector that can contribute to the Indonesian economy by providing guarantees and protection for consumers of halal products. This research also seeks to identify the criteria that business actors must meet to comply with halal product guarantee regulations, as well as the supporting and inhibiting factors that they face. The research method is a qualitative literature study using secondary data sources. The data collection method is theory triangulation with descriptive qualitative data analysis. The results of the study indicate that government regulations and halal certification through the Sehati program can increase public confidence that a product is suitable for consumption by Muslim communities worldwide.Penelitian ini bertujuan untuk memberikan penguatan kepada pelaku industri melalui penerapan regulasi penjaminan produk halal di Indonesia. Dengan menjalankan program sosialisasi dan pendampingan halal, diharapkan dapat meningkatkan kualitas kelembagaan sehingga pengembangan usaha dapat dimaksimalkan. Hal ini didukung oleh realitas di masyarakat bahwa industri halal memiliki potensi untuk dijadikan sektor potensial sebagai salah satu pilar perekonomian di Indonesia, yaitu memberikan jaminan dan perlindungan bagi produk halal yang dikonsumsi. Selain itu, juga untuk mengetahui kriteria apa yang harus dipenuhi oleh pelaku usaha dalam menerapkan regulasi penjaminan produk halal dan untuk mengetahui faktor pendukung dan penghambat bagi pelaku usaha dalam menerapkan regulasi penjaminan produk halal. Metode penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian studi literatur yang menggunakan sumber data sekunder. Metode pengumpulan data yang digunakan dalam penelitian ini menggunakan teknik triangulasi teori dengan teknik analisis data kualitatif deskriptif. Hasil dalam penelitian ini menunjukkan bahwa keberadaan regulasi pemerintah melalui program Sehati dengan melakukan sertifikasi halal akan meningkatkan kepercayaan masyarakat bahwa suatu produk layak untuk dikonsumsi oleh umat muslim khususnya dan global pada umumnya

Potensi Pigmen Pewarna Alami pada Corak Warna Lipa Sabbe sebagai Sumber Belajar IPA

Along with the growing public awareness of personal and environmental health, lipa sabbe products with natural colors are increasingly popular. Natural dyes are advantageous because they do not need to be imported, are safe for human health during the manufacturing process, do not pollute the environment, and are safe. Although synthetic dyes are easier to use, they are harmful to health, produce hazardous waste, pollute the environment, and are made from imported materials. This study aims to determine the types of plants that can be used as natural dyes for lipa sabbe. Qualitative methods with literature studies sourced from journals, books, or other related scientific articles are used in this research. The results showed that natural dyes in lipa sabbe became one of the Science Learning Resources with natural dyes including extracts from cocoa shell waste, coconut fiber waste, oil palm shell waste, rambutan peel waste, mangosteen peel waste, guava leaf waste, mango leaf waste and avocado leaf waste is plantation waste that can be used as a natural lipa sabbe dye. The pigments in this material produce yellow, reddish brown, gray, and black colors.   Keywords: , ,

HUBUNGAN MOTIVASI BELAJAR DAN PENGALAMAN BELAJAR BERBASIS INTERNET DENGAN HASIL BELAJAR INSTALASI PENERANGAN LISTRIK SISWA KELAS XI SMK NEGERI 1 JAKARTA

Motivasi belajar adalah hal yang sangat penting dalam proses pembelajaran karena motivasi timbul dari dalam diri sendiri maupun dari luar diri atau lingkungan. Sedangkan pengalaman belajar berbasis internet diperlukan untuk memiliki wawasan yang luas dan banyak. Untuk mendukung hasil belajar yang baik diperlukan motivasi belajar yang tinggi dan pengalaman belajar berbasis internet yang banyak. Tujuan dari penelitian ini adalah untuk mengetahui tingkat keeratan hubungan (1) hubungan motivasi belajar dengan hasil belajar instalasi penerangan listrik, (2) hubungan pengalaman belajar berbasis internet dengan hasil belajar instalasi penerangan listrik, (3) hubungan motivasi belajar dengan pengalaman belajar berbasis internet, (4) hubungan motivasi belajar dan pengalaman belajar berbasis internet dengan hasil belajar instalasi penerangan listrik dengan populasi sebanyak 85 orang dan jumlah sampel 68 orang. Penelitian ini merupakan penelitian bersifat ex-post facto yang dilakukan dengan menggunakan metode survey melalui pendekatan kuantitatif dengan teknik korelasional. Metode pengambilan data untuk variabel motivasi belajar dan pengalaman belajar berbasis internet menggunakan kuesioner model angket dengan skala Likert, sedangkan untuk variabel hasil belajar instalasi penerangan listrik menggunakan metode dokumentasi berupa nilai Ujian Akhir Semester 1. Berdasarkan hasil perhitungan uji hipotesis dengan taraf Signifikansi 5% dapat disimpulkan: (1) Terdapat hubungan yang positif dan signifikan antara motivasi belajar dengan hasil belajar instalasi penerangan listrik dilihat dari nilai rhitung = 0,544 > rtabel = 0,239 dan nilai thitung = 5,273 > ttabel = 1,996. (2) Terdapat hubungan yang positif dan signifikan antara pengalaman belajar berbasis internet dengan hasil belajar instalasi penerangan listrik dilihat dari nilai rhitung = 0,404 > rtabel = 0,239 dan nilai thitung = 3,584 > ttabel = 1,996. (3) Terdapat hubungan yang positif dan signifikan antara motivasi belajar dengan pengalaman belajar berbasis internet dilihat dari nilai rhitung = 0,53 > rtabel = 0,239 dan nilai thitung = 5,08 > ttabel = 1,996. (4) Terdapat hubungan yang positif dan signifikan antara motivasi belajar dan pengalaman belajar berbasis internet dengan hasil belajar instalasi penerangan listrik dilihat dari nilai rhitung = 0,561 > rtabel = 0,239 dan nilai Fhitung = 14,931 > Ftabel = 3,14. Maka dapat disimpulkan bahwa terdapat hubungan yang positif dan signifikan antara motivasi belajar dan pengalaman belajar berbasis internet dengan hasil belajar instalasi penerangan listrik siswa kelas XI SMK Negeri 1 Jakarta. Kata kunci: Motivasi Belajar, Pengalaman Belajar Berbasis Internet, Hasil Belajar Instalasi Penerangan Listrik. Learning motivation is an important thing in a learning process as it arises from inside and outside of ourselves even our environment. While internet-based learning experience required for having much insight. In supporting good learning achievement needed high learning motivation and much internet-based learning experience. This study was a correlation research that aimed to find out (1) the correlation between learning motivation and learning achievement of trainer troubleshooting installation (2) the correlation between internet-based learning experience and learning achievement of trainer troubleshooting installation (3) the correlation between learning motivation and internet-based learning experience (4) the correlation between learning motivation and internet-based learning experience towards learning achievement of trainer troubleshooting installation. The populations in this study were 85 students. The sample of this study consisted of 68 students. This study applied the ex-post facto by using survey method employing co relational study. The learning motivation and internet-based learning experience variable was examined by using a likert scale questionnaire while the learning achievement of trainer troubleshooting installation by documentation method of final exam scores in first semester. Based on the hypotheses result at significance level of 5 % could be concluded (1) There was a positive and significant effect between learning motivation and learning achievement of trainer troubleshooting installation with rcount = 0,544 > rtable = 0,239 and tcount = 5,273> ttable = 1,996. (2) There was a positive and significant effect between internet-based learning experience and learning achievement of trainer troubleshooting installation with rcount = 0,404 > rtable = 0,239 and tcount = 3,584> ttable = 1,996. (3) There was a positive and significant effect between learning motivation and internet-based learning experience with rcount = 0,53 > rtable = 0,239 and tcount = 5,08> ttable = 1,996. (4) There was a positive and significant effect between learning motivation and internet-based learning experience towards learning achievement of trainer troubleshooting installation with rcount = 0,561 > rtable = 0,239 and Fcount = 14,931> Ftable = 3,14. It could be concluded that there was a positive and significant effect between learning motivation and internet-based learning experience towards learning achievement of trainer troubleshooting installation on the eleventh year students of SMK Negeri 1 Jakarta. Keywords : learning motivation, internet-based learning experience, learning achievement of trainer troubleshooting installatio

ANALISIS TINGKAT KESEHATAN BANK BERDASARKAN ASPEK EARNING DALAM RASIO CAMEL PADA PT. BANK MUAMALAT

The title of this research is the analysis of bank soundness based on earnings aspects in the camel ratio at PT. Bank Muamalat. The method used in conducting this research is by using the CAMEL method. This research was compiled along with the rapid growth of banks lately. The categories are healthy, fairly healthy, unhealthy, and unhealthy. This research was conducted at PT. Bank Muamalat. Data collected is a balance sheet and income statement. CAMEL analysis has five aspects, on this occasion the author has the aspect of earnings using the ratio of ROA (Return On Assets) and BOPO (Operating Expenses to Operating Income). Based on the results of research conducted at PT Bank Muamalat CAMEL value based on earnings aspects using the ROA ratio in 2013 in the amount of 0.44%, 2014 amounted to 0.15%, and in 2015 amounted to 0.19% so it was categorized in groups Not healthy. While using the BOPO ratio in 2013 to 2015 is always below 93.52% so it is categorized in the Healthy group

Analisis Korelasi Untuk Menentukan Hubungan Literasi Sains Dan Motivasi Berprestasi Terhadap Hasil Belajar Pendidikan Agama Islam

Abstract: Islamic education in vocational schools lately is still less encouraging. In terms of learning outcomes and motivation to excel in the lesson is still relatively low when compared to other lessons, especially vocational lessons. Islamic Religious Education learning is also less associated with science. This is exacerbated by the results of science literacy by PISA (International Student AssessmentProgram)  obtained by our country is also very low. Therefore it is considered necessary to improve Islamic Religious Education through the motivation of  achievement and science literacy. The purpose of this study is to find out the  correlation between science literacy and motivation of achievement with the results of learning Pendidikan  Agama  Islam. The methodology the authors used in this study was  descriptive quantitative with correlational analysis methods. Data analysis techniques of the results of the study using pearson productmoment correlation technique.  The results of correlation analysis test resulted in a positive and significant correlation between science literacy and motivation of achievement with the results of learning Pendidikan  Agama  Islam,  obtained product moment coefficient price (R) of  0.306 with the contribution of science literacy, motivation to achieve the results of learning Pendidikan  Agama  Islam by 9.40% and the remaining 91.60% contributed by other factors. This study can be concluded that variables X1  and X2 have a simultaneous and significant effect on Y, the value of r2  from correlation X1X2  with Y of 0.094 means, variable X1X2  produces a positive correlation with variable Y.Abstrak: Pendidikan Agama Islam di SMK belakangan ini masih kurang menggembirakan. Dari segi hasil belajar dan motivasi untuk berprestasi dalam pelajaran tersebut masih tergolong rendah jika dibandingkan dengan pelajaran lainnya, terutama pelajaran kejuruan. Pembelajaran Pendidikan Agama Islam juga kurang dikaitkan dengan sains.  Hal ini diperparah dengan hasil literasi sains oleh PISA (Program Penilaian Pelajar Internasional) yang didapat negara kita juga sangat rendah. Oleh karena itu dipandang perlu untuk meningkatkan Pendidikan Agama Islam melalui motivasi berprestasi dan literasi sains. Tujuan dari penelitian ini adalah untuk mengetahui korelasi antara literasi sains dan motivasi berprestasi dengan hasil belajar Pendidikan Agama Islam. Metodologi yang penulis gunakan dalam penelitian ini adalah deskriptif kuantitatif dengan metode analisis korelasional. Teknik analisis data hasil penelitian menggunakan teknik korelasi Pearson Product Moment. Hasil pengujian analisis korelasi menghasilkan korelasi yang positif dan signifikan antara literasi sains dan motivasi berprestasi dengan hasil belajar Pendidikan Agama Islam, didapat harga koefisien Product Moment (R) sebesar 0,306 dengan kontribusi literasi sains, motivasi berprestasi terhadap hasil belajar Pendidikan Agama Islam sebesar 9,40 % dan sisanya 91,60% dikontribusi oleh faktor-faktor lainnya. Penelitian ini dapat disimpulkan bahwa variabel X1 dan X2 berpengaruh secara simultan dan signifikan terhadap Y, nilai r2 dari korelasi X1X2 dengan Y sebesar 0,094 artinya, variabel X1X2 menghasilkan korelasi positif dengan variabel Y