Penegakan Hukum Pidana Dalam Kredit Macet Yang Diakibatkan Oleh Keputusan Pemberian Kredit Yang Mengabaikan Prinsip Kehati-Hatian

Abstrak Tujuan dilakukannya penelitian ini adalah untuk mengetahui bagaimana pengaturan mengenai pemberian kredit oleh Bank dan bagaimana pertanggungjawaban pidana berkenaan dengan kredit macet yang diakibatkan oleh keputusan pemberian kredit yang mengabaikan prinsip kehati-hatian. Dengan menggunakan metode penelitian Yuridis Normatif, maka dapat disimpulkan : 1. Hal-hal tentang pemberian kredit oleh bank diatur di dalam Undang-Undang No.7 Tahun 1992, sebagaimana telah diubah dengan Undang-Undang No. 10 Tahun 1998 Tentang Perbankan, yang terdapat di dalam pasal 2, 4, 8, 29 ayat dua  2) dan tiga (3), serta pasal 49 ayat dua (2) yang mana semuanya menekankan prinsip kehati-hatian di dalam menjalankan kegiatan usaha Bank terutama di dalam hal pemberian kredit. 2.Hal-hal tentang pertanggungjawaban pidana terhadap kredit macet diatur dalam pasal 49 ayat satu (1 ) a-c, dan ayat dua (2) a-b Undang-Undang No.7 Tahun 1992, sebagaimana telah diubah dengan Undang-Undang No.10 Tahun 1998 Tentang Perbankan

Estimasi Posisi Vertikal Elevator pada Purwarupa AGV Logistik

Industri pergudangan telah mengalami transformasi signifikan melalui otomasi yang merupakan bagian dari Revolusi Industri 4.0. Transformasi ini melibatkan berbagai jenis pergudangan, termasuk yang komersial, rumah sakit, dan fasilitas PLTN. Penggunaan robot dalam proses otomasi penyimpanan telah mengubah gudang menjadi entitas otomatis sepenuhnya, meskipun membutuhkan investasi awal yang substansial. Sebagai alternatif, penggunaan robot picker memungkinkan pengambilan barang tanpa perlu perancangan awal yang rumit, mengoptimalkan infrastruktur yang sudah ada. Meskipun Indonesia masih mengimpor robot otomasi, penelusuran teknologi robot picker sedang dalam proses. Penelitian lebih mendalam diperlukan, khususnya dalam konteks sistem pengangkatan robot, terutama untuk mendukung pertumbuhan pesat industri pergudangan. Penelitian ini berfokus pada perancangan sistem vertikal elevator dan gripper untuk AGV logistik, dengan perbandingan metode estimasi ketinggian untuk mencapai akurasi terbaik dalam hasil pergerakan elevator. Dari hasil pengujian, keberhasilan pengujian hanya didapatkan 31,25% dan 39,38% yang kemungkinan dihasilkan oleh sistem girboks mengalami slip sehingga akurasi yang didapatkan sangat rendah

RURAL YOUTH BEHAVIOR IN WATCHING TELEVISION (Case Study Rural Youth in Ciasmara Village Pamijahan Sub-District, Bogor Regency)

Family is an important social unit that forming youth identity, but in the other hand family is also a place where contestation happened. Power-relation inside family is commonly happened during several activities such as watching television, having dinner, and prior go to school. The objective of this research is to unmasking the reality of power relation in television watching activities. Qualitative method is used to dissect this phenomenon. In the context of families that only have one television, power relation in watching television is inevitable, especially the prime time, because at this time all family members watch television. This study found that there are several actors who hold important role in power relation, such as Little brother, Grandma, and Father. Their domination have made rural youth become marginalized on their own hous

DOES TELEVISION PROMOTE DEAGRARIANIZATION? Understanding Rural-Youth Perception Towards the Agricultural-livelihood information on Television

The phenomenon of the high number of rural-youth migration from rural areas need to be studied from the perspective on how the agricultural livelihood is constructed by actors within the village. This research tries to focus on how rural-youth interpret messages on television about agricultural livelihood. Previous studies have explained that there are several things that can cause youth in the village to migrate out of the village. This study aims to (1) identify the characteristics of youth in Ciasmara Village, Pamijahan District, Bogor Regency, (2) Rural-youth Exposure in watching television. (3) Perceptions of rural youth on agricultural information representations on television. This research was conducted in Ciasmara village, Pamijahan District, Bogor Regency from March 2020 to August 2020 using quantitative research methods with a descriptive-comparative approach. 120 youth were selected as research samples. This research found that some of rural-youth in Ciasmara village admitted to having watched agricultural programs on television either on the news or in other programs in the last six months. The types of agricultural information that rural-youth in Ciasmara village have watched are mostly related to cultivation, harvest failure, pest attacks, and low agricultural prices.The phenomenon of the high number of rural-youth migration from rural areas need to be studied from the perspective on how the agricultural livelihood is constructed by actors within the village. This research tries to focus on how rural-youth interpret messages on television about agricultural livelihood. Previous studies have explained that there are several things that can cause youth in the village to migrate out of the village. This study aims to (1) identify the characteristics of youth in Ciasmara Village, Pamijahan District, Bogor Regency, (2) Rural-youth Exposure in watching television. (3) Perceptions of rural youth on agricultural information representations on television. This research was conducted in Ciasmara village, Pamijahan District, Bogor Regency from March 2020 to August 2020 using quantitative research methods with a descriptive-comparative approach. 120 youth were selected as research samples. This research found that some of rural-youth in Ciasmara village admitted to having watched agricultural programs on television either on the news or in other programs in the last six months. The types of agricultural information that rural-youth in Ciasmara village have watched are mostly related to cultivation, harvest failure, pest attacks, and low agricultural prices

IMPLEMENTASI PYTHON FRAMEWORK FLASK PADA MODUL TRANSFER OUT TOKO DI PT XYZ

Pengembangan teknologi informasi memberikan kemudahan dalam pekerjaan manusia, namun mengakibatkan teknologi lama semakin tidak relevan. Perusahaan-perusahaan berlomba untuk mengadopsi teknologi terbaru untuk meningkatkan efisiensi dan daya saing mereka. PT. XYZ, perusahaan retail di Indonesia yang memiliki lebih dari 16.492 gerai menghadapi masalah dengan teknologi lama yang mereka gunakan, yaitu Oracle Form. Oracle Form memiliki kekurangan pada biaya pemeliharaan aplikasi yang tinggi dan hanya dapat beroperasi pada satu platform saja. Karena alasan tersebut, PT. XYZ memutuskan untuk membangun modul Transfer Out Toko menggunakan Python dan framework Flask. Flask adalah micro web framework yang dirancang untuk mempercepat pengembangan aplikasi web menggunakan bahasa Python. Pengembangan modul Transfer Out Toko dilakukan menggunakan metode Waterfall. Tahapan penelitian mencakup analisis kebutuhan, perancangan, implementasi, dan pengujian oleh Quality Assurance (QA) untuk memastikan aplikasi sesuai dengan desain yang ditentukan. Setelah melalui proses pengembangan, dilakukan pengujian pada Modul Transfer Out Toko menggunakan metode unit testing untuk memastikan setiap unit program berfungsi dengan baik. Pengujian dilanjutkan dengan menyerahkan modul kepada tim Quality Assurance (QA) PT.XYZ untuk pengujian lebih lanjut. Hasil dari pengembangan aplikasi ini menunjukkan bahwa menggunakan teknologi terbaru seperti Flask dan Python dapat menghasilkan aplikasi yang lebih efisien dan dapat dioperasikan di berbagai platform

PENGARUH DESENTRALISASI DAN SISTEM PENGUKURAN KINERJA TERHADAP KINERJA ORGANISASI SEKTOR PUBLIK (Studi pada Universitas Muara Bungo)

Penelitian ini bertujuan untuk menguji hipotesis tentang pengaruh desentralisasi dan sistem pegukuran kinerja terhadap kinerja organisasi Universitas Muara Bungo. Sampel penelitian adalah semua pejabat struktural pada Universitas Muara Bungo. Teknik pengambilan sampel adalah dengan purposive sampling dengan jumlah responden 45 orang. Data dalam penelitian ini adalah data primer. Data dikumpulkan dengan menggunakan kuesioner yang dibagikan langsung kepada responden. Metode analisa yang digunakan adalah model regresi linear berganda untuk menguji hipotesis secara parsial dengan uji t dan untuk menguji hipotesis secara simultan/ bersama-sama dengan uji F. Hasil penelitian menunjukkan bahwa persepsi pejabat struktural tentang desentralisasi dan sistem pegukuran kinerja berpengaruh signifikan terhadap kinerja organisasi Universitas Muara Bungo baik secara parsial maupun simultan/ bersama-sama. Dari hasil penelitian diharapkan kepada pimpinan Universitas Muara Bungo untuk lebih memberikan kewenangan secara desentralisasi serta mewujudkan sistem pengukuran kinerja yang lebih baik dalam meningkatkan kinerja organisasi pada Universitas Muara Bungo. Kata Kunci : Desentralisasi, Sistem Pengukuran Kinerja dan Kinerja Organisas

ANALISIS STRATEGI KOMUNIKASI PEMASARAN 245 COFFEE DI MASA PANDEMI COVID-19

Café is a line of business that provides a place to eat and drink fast food that presents a relaxed or informal atmosphere that provides seating inside and outside. The decline in sales experienced by 245 Coffee in 2021. This is due to increasingly stringent government regulations regarding the implementation of PPKM (Implementation of Restrictions on Community Activities) in order to break the chain of spread of the covid-19 virus which requires cafes or other places to eat not to serve food and drink on the spot. This research is research that uses a descriptive qualitative approach. Qualitative research examines the quality of relationships, activities, situations, or materials with a strong emphasis on overall description in describing the details of everything that happens in a particular activity or situation. Based on the information obtained by researchers when conducting research on 245 Coffee 's marketing communication strategy during the Covid-19 pandemic using 3 marketing communication strategies it can be said that it has been running effectively. This can be seen from the results of a comparison of theories regarding marketing communications according to Kotler and Armstrong with field information and evidence that 245 Coffee able to survive the Covid-19 pandemic and was able to attract consumers and retain old customers

DEMOKRASI KONSTITUSIONAL DALAM PENYELENGGARAAN NEGARA (Studi Analisis Pemikiran KH. Wahab Chasbullah)

Democracy is very fundamental in the administration of the state based on the principles of popular sovereigbty, deliberation and consensus, not on personal, group or class interests. Constitutional democracy is the answer in limiting arbitrary government actions which is a fundamental principle based on Pancasila and the 1945 Constitution as the state constitution. This research uses a qualitative approach (literature review). The result of research on constitutional democracy based on the author’s analysis of Wahab Chasbullah’s thoughts are divided in two principles. First. The implementation of constitutional democracy is based on the principles of Islamic law which consists of asy-syuro, al-‘adalah, al-hurriyah an al-musawa and by maintaining human rights guarantees. Second. The implementation of democracy based on the objectives of Islamic law (maqashid asy-syariah) is the vision of Islamic law towards (hifdz ad-din), (hifdz an-nafs), (hifdz al-‘aql), (hifdz an-nasl), (hifdz mal). By paying attention to the protection of human honor (hifdz al-‘irdh), and the protection of the environment (hifdz al-bi’ah

Cardioprotective properties of glucagon-like peptide-1 receptor agonists in type 2 diabetes mellitus patients:A systematic review

Background and aims: Cardiovascular disease is one of the main contributors for the mortality in type 2 diabetes mellitus (T2DM) patients. Glucagon-like peptide-1 receptor agonists (GLP-1 RAs) had shown cardiovascular benefits which may be advantageous to reduce mortality in T2DM patients. This systematic review focused on analyzing the effects of GLP-1 RAs on cardiovascular outcomes. Methods: We conducted an extensive search through JSTOR, PubMed, Scopus, EBSCohost, and CENTRAL. All related studies assessing the use of GLP-1 RAs in T2DM patients from inception up to October 2020 were screened. Any cardioprotective properties as the outcomes were obtained. Results: A total of six studies (4 randomized, 2 observational) with a total of 182.205 patients were included in this review. The GLP-1 RAs used were either liraglutide or exenatide in combination with antihypertensive or antilipidemic drugs. All studies showed that GLP-1 RA significantly caused weight loss and improved cardiac functional capacity by increasing left ventricular ejection fraction and reducing end-systolic and end-diastolic left ventricle volume. GLP-1 RA also improved myocardial blood flow without affecting myocardial glucose uptake. However, GLP-1 RA failed to show its effect in reducing blood pressure and improving lipid profiles. Conclusions: Despite the limited number of studies, consistent data showed that GLP-1 RA has several cardioprotective properties. (C) 2021 Diabetes India. Published by Elsevier Ltd. All rights reserved