PENGARUH KUALITAS PENERAPAN GOOD CORPORATE GOVERNANCE (GCG) TERHADAP KINERJA KEUANGAN PADA PERUSAHAAN PERBANKAN DI INDONESIA (PERIODE 2017-2019)

This study aims to determine the effect of the quality of the implementation of good corporate governance on financial performance in banking companies in Indonesia (2017-2019 period). This research uses a quantitative method approach. The location of the research is carried out on the Indonesia Stock Exchange which is taken from financial reports and annual reports which can be accessed through www.idx.co.id. The analytical method used in this research is simple linear regression with the SPSS for windows 16 application. Based on the analysis results obtained 25 companies that meet the criteria and are sampled. The results showed that simultaneously the Quality of Good Corporate Governance (GCG) Implementation has an effect on Return on Assets (ROA), Net Interest Margin (NIM) and Operational Expenses on Operational Income (BOPO). Meanwhile, partially, the Quality of Good Corporate Governance (GCG) Implementation has a positive and significant effect on Return on Assets (ROA). The Quality of Good Corporate Governance (GCG) Implementation has no effect on Net Interest Margin (NIM). The quality of the implementation of Good Corporate Governance (GCG) has a positive and significant effect on Operational Expenses on Operating Income (BOPO).Keywords: Good Corporate Governance, Return on Assets, Net Interest Margin and Operating Costs and Operating Income

High Noon: Will the Disparity Between Arbitration Facts, Arbitration Policy, and Arbitration Law Force a Reevaluation of the Supreme Court’s Pro-Arbitration Bias?

Article published in the Michigan State University School of Law Student Scholarship Collection

Online Multiplayer Video Game Play and College Adjustment

There are an increasing number of individuals who participate in multiplayer video games and an increase in screen time overall. Due to the increase in online video game play, this study aimed to find possible positive impacts that online multiplayer video games had on freshmen who are adjusting to college, as this is a pivotal point in life. The data were collected at the beginning of the second semester and 99 freshman, 18 years or older, who regularly engaged in online multiplayer video games participated in the study. The study showed four important findings: First, students who receive support from online gaming experience lower levels of stress. Second, students who think negatively about online gaming tend to have lower levels of college adjustment. Third, higher levels of negative thoughts about gaming are linked to feeling more stressed. Fourth, students who feel less stressed tend to adjust better to college

Consequence of Interactive Effect of Exchange Rate Volatility and Trade on GDP Growth

Exchange rate volatility has been regarded as a vital macroeconomic concern for the policy makers and its impact on economic growth has gained much attention from the researchers in recent years. Existing studies tried to analyze the impact focusing on financial development. In contrast, we have given effort to examine it taking into account the trade dependence of the country. A panel of seven developing Asian countries has been studied for a total of 29 years (from 1985 to 2013). In order to generate the variable “exchange rate volatility” GARCH (1, 1) model is used with the monthly exchange rate of the countries for the period 1985 to 2013. By using cross sectional dependence test and panel unit root test the variable properties has been diagnosed and Pooled OLS, Panel Least Squares with Single Fixed Effects as well as Both way Fixed Effects and Panel EGLS with Mixed Effects has been used as the estimation technique. The findings suggest that exchange rate volatility has significant negative impact on economic growth and the impact becomes even more negative whenever Trade – GDP ratio is considered. In particular the negative impact of exchange rate volatility becomes more negative the higher the Trade – GDP ratio of the country. The finding is found to be robust against the definition of exchange rate volatility

Risk Management Practices of Selected Islamic Banks in Malaysia

This study explores the risk management practices of major Islamic banks in Malaysia with the objective of having deeper understanding of the practices and identifying ways for further improvements. Various aspects of risk management practices are assessed through survey questionnaires, particularly those relevant and specific to the case of the Islamic banks. The study finds that the Islamic banks adopt good risk management practices with few areas of improvements include the use of computerised support systems and more sophisticated approaches to measure risks and the use of Shari\u27ah compliance techniques to mitigate risks. By assessing their current risk management practices, the study hopes to contribute in terms of recommending strategies to strengthen the risk management practices of the Islamic banks so as to increase the overall competitiveness in the Islamic banking industry

Faktor-faktor Penyebab Anak Menjadi Tidak Mandiri Pada Usia 5-6 Tahun Di Raudatul Athfal Babussalam

This study aimed to describe the internal factors, external factors and most influential factors that cause children to become dependent at the age of 5-6 years in Raudatul Babussalam RA North Pontianak. The method used is descriptive method with qualitative approach. The sample was 3 teachers, 3 children aged 5-6 years who are dependent, and 3 parents's dependent children. The results of the data analysis showed that the internal factors of emotional and intellectual that does not cause the children becomes dependent. External factors that cause children to be dependent is parenting parents and family economic status. While the most influential factors that cause children to be dependent is external factors, namely children parenting parents were overprotective

Persistent akathisia masquerading as agitated depression after use of ziprasidone in the treatment of bipolar depression

There has been increasing recognition that the second-generation antipsychotic drugs can produce extrapyramidal side effects. This case reports the development of severe akathisia in a patient being treated with ziprasidone for bipolar depression. The case illustrates that this symptom can be easily mistaken for worsening agitated depression. Akathisia may produce considerable distress and elevate suicide risk. Such symptoms may persist for weeks and be refractory to discontinuation of the offending agent or to pharmacological interventions commonly used to mitigate this reaction

OUTPUT-PRICE DYNAMICS IN THE ASEAN-5 COUNTRIES: Evidence from The Pre- and Post-1997 Financial Turmoil

We analyze the cyclical behavior between outputs and prices in major ASEAN economies, namely Malaysia, Indonesia, Thailand, Singapore and the Philippines over two sample periods: the precrisis period (1990 to 1996) and the post-crisis period (2000 to 2006). Specifically, the study aims to shed the light on two issues: (i) the possibility that there is a change in the patterns of the correlations between real activities and prices in a particular country in the pre-crisis period compared to the post-crisis periodand (ii) the synchronization of real activity and price relationships or the business cycles across the major ASEAN countries. In order to analyze the output-price relationship across the countries and time periods, we adopt several tests including the Pearson correlation analysis, Auto-Regressive Distributed Lag (ARDL) model and Vector Error-Correction Model (VECM). The study documents that the output-price relationship has changed in several countries following the crisis in 1997/1998. While there is a clear business cycles synchronization between the ASEAN-5 countries in the short-run, results have been mixed in the long run. Results of this study contribute towards further enriching the policy recommendations to help ensuring the viability and effectiveness of the economic cooperation between the ASEAN nations

Time-Varying Integration Among Asean-5 Economies

Abstract - This study explores the economic integration among the ASEAN-5 economies over two sample periods; the pre-crisis period (1990 to 1996) and post-crisis period (2000 to 2006). Using the output-price approach, it attempts to determine if the nature of integration among these economies has changed due to the Asian financial crisis in 1997. In methodology, the study adopts the Autoregressive Distributed Lag (ARDL) approach and Vector Error Correction Model (VECM). The results show that the crisis has a deep imprint on the degree of economic integration among these countries. The results provide important inputs for macroeconomic policy formulation at the regional level

OUTPUT-PRICE DYNAMICS IN THE ASEAN-5 COUNTRIES: Evidence from The Pre- and Post-1997 Financial Turmoil

We analyze the cyclical behavior between outputs and prices in major ASEAN economies, namely Malaysia, Indonesia, Thailand, Singapore and the Philippines over two sample periods: the pre-crisis period (1990 to 1996) and the post-crisis period (2000 to 2006). Specifically, the study aims to shed the light on two issues: (i) the possibility that there is a change in the patterns of the correlations between real activities and prices in a particular country in the pre-crisis period compared to the post-crisis period; and (ii) the synchronization of real activity and price relationships or the business cycles across the major ASEAN countries. In order to analyze the output-price relationship across the countries and time periods, we adopt several tests including the Pearson correlation analysis, Auto-Regressive Distributed Lag (ARDL) model and Vector Error-Correction Model (VECM). The study documents that the output-price relationship has changed in several countries following the crisis in 1997/1998. While there is a clear business cycles synchronization between the ASEAN-5 countries in the short-run, results have been mixed in the long run. Results of this study contribute towards further enriching the policy recommendations to help ensuring the viability and effectiveness of the economic cooperation between the ASEAN nations