Factors Related to Financial Stress among College Students

Concerns that debt loads and other financial worries negatively affect student wellness are a top priority for many university administrators. Factors related to financial stress among college students were explored using the Roy Adaptation Model, a conceptual framework used in health care applications. Responses from the 2010 Ohio Student Financial Wellness Survey were analyzed using proportion tests and multivariate logistic regressions. The results show that financial stress is widespread among students – 71% of the sample reported feeling stress from personal finances. The results of the proportion tests and logistic regressions show that this study successfully identified important financial stressors among college students. Two of the most important financial stressors were not having enough money to participate in the same activities as peers and expecting to have higher amounts of student loan debt at graduation. The results also indicate that students with higher financial self-efficacy and greater financial optimism about the future are significantly less likely to report financial stress. Implications for student life administrators, policymakers, financial counselors, and financial therapists are discussed

Universal Properties of the Four-Body System with Large Scattering Length

Few-body systems with large scattering length have universal properties that do not depend on the details of their interactions at short distances. We study the universal bound state properties of the four-boson system with large scattering length in an effective quantum mechanics approach. We compute the four-body binding energies using the Yakubovsky equations for positive and negative scattering length. Moreover, we study the correlation between three- and four-body energies and present a generalized Efimov plot for the four-body system. These results are useful for understanding the cluster structure of nuclei and for the creation of weakly-bound tetramers with cold atoms close to a Feshbach resonance.Comment: 14 pages, 4 ps figures, minor changes, version to appear in EPJ

Histopathological analysis of vascular malformations

OBJECTIVE: To propose and develop a histopathological criteria to help diagnose vascular malformations. METHODS: All patients who underwent surgical resection and had a confirmed histopathological diagnosis of vascular malformations from 01 March 2018-26 February 2020 were included. A criteria based on 10 parameters was developed to help diagnose vascular malformations. Discrepancies between clinical and histopathological diagnosis were evaluated. RESULTS: A total of 18 cases were identified. There was a discrepancy between the clinical diagnosis and the initially reported histopathological diagnosis in 16 cases (88.9%). This was reduced to 7 (38.9%) and 6 cases (33.3%) with first and second time revised histopathological analysis using proposed criteria. CONCLUSIONS: The discrepancy between clinical and histopathological diagnoses of vascular malformations has highlighted the requirement of an agreed criteria for histopathologists to help formulate their diagnosis. The proposed criteria may be used as a guide in addressing this and guide treatment and improve clinical practice

Influence of Arctic sea ice on European summer precipitation

Copyright © 2013 IOP Publishing Ltd. Content from this work may be used under the terms of the Creative Commons Attribution 3.0 licence (http://creativecommons.org/licenses/by/3.0/). Any further distribution of this work must maintain attribution to the author(s) and the title of the work, journal citation and DOI.Open Access journalThe six summers from 2007 to 2012 were all wetter than average over northern Europe. Although none of these individual events are unprecedented in historical records, the sequence of six consecutive wet summers is extraordinary. Composite analysis reveals that observed wet summer months in northern Europe tend to occur when the jet stream is displaced to the south of its climatological position, whereas dry summer months tend to occur when the jet stream is located further north. Highly similar mechanisms are shown to drive simulated precipitation anomalies in an atmospheric model. The model is used to explore the influence of Arctic sea ice on European summer climate, by prescribing different sea ice conditions, but holding other forcings constant. In the simulations, Arctic sea ice loss induces a southward shift of the summer jet stream over Europe and increased northern European precipitation. The simulated precipitation response is relatively small compared to year-to-year variability, but is statistically significant and closely resembles the spatial pattern of precipitation anomalies in recent summers. The results suggest a causal link between observed sea ice anomalies, large-scale atmospheric circulation and increased summer rainfall over northern Europe. Thus, diminished Arctic sea ice may have been a contributing driver of recent wet summers.UK Natural Environment Research Council (NERC

Spectral Characterization of Analog Samples in Anticipation of OSIRIS-REx\u27s Arrival at Bennu

NASA\u27s Origins, Spectral Interpretation, Resource Identification, and Security-Regolith Explorer hide (OSIRIS-REx) mission successfully launched on September 8th, 2016. During its rendezvous with near-Earth asteroid (101955) Bennu beginning in 2018, OSIRIS-REx will characterize the asteroid\u27s physical, mineralogical, and chemical properties in an effort to globally map the properties of Bennu, a primitive carbonaceous asteroid, and choose a sampling location]. In preparation for these observations, analog samples were spectrally characterized across visible, near- and thermal-infrared wavelengths and were used in initial tests on mineral-phase-detection and abundance-determination software algorithms

Determinants of financial worry

Grounded in the transactional stress-coping theory and the Tallis and Eysenck (1994) model of nonpathological worry, the present study sought to advance the conceptual and empirical understanding of financial worry (FW). We positioned objective financial stressors (OFS), subjective financial stressors (SFS), and coping resources as key variables in understanding the determinants of financial worry (FW). The cross-sectional data consisted of responses from a representative sample of 19,385 adults, aged 18 and older, drawn from a large U.S. survey. Hierarchical linear regression results revealed that OFS, SFS, household income, and financial capability (FC) are all key determinants of FW. Furthermore, the results revealed adverse effects of OFS and SFS on FW. These effects were moderated by household income, FC, age, and gender. Implications for future research, employers, practitioners, and policymakers are discussed.http://wileyonlinelibrary.com/journal/jocahj2022Gordon Institute of Business Science (GIBS

A perspective on life-cycle health technology assessment and real-world evidence for precision oncology in Canada

Health technology assessment (HTA) can be used to make healthcare systems more equitable and efficient. Advances in precision oncology are challenging conventional thinking about HTA. Precision oncology advances are rapid, involve small patient groups, and are frequently evaluated without a randomized comparison group. In light of these challenges, mechanisms to manage precision oncology uncertainties are critical. We propose a life-cycle HTA framework and outline supporting criteria to manage uncertainties based on real world data collected from learning healthcare systems. If appropriately designed, we argue that life-cycle HTA is the driver of real world evidence generation and furthers our understanding of comparative effectiveness and value. We conclude that life-cycle HTA deliberation processes must be embedded into healthcare systems for an agile response to the constantly changing landscape of precision oncology innovation. We encourage further research outlining the core requirements, infrastructure, and checklists needed to achieve the goal of learning healthcare supporting life-cycle HTA