How Can Customized Information Change Financial Plans?

Many workers nearing retirement experienced a dramatic decrease in their retirement assets when the stock market crashed in 2008. In order to maintain their expected standard of living in retirement, workers needed to work longer, save more, or do both. To measure the response of older workers to this downturn, the Center for Retirement Research at Boston College (CRR) fielded the CRR 2009 Retirement Survey on a nationally representative sample of 45-59-year-old labor force participants with relatively high pre-downturn assets. This brief is the final in a series of four based on the CRR 2009 Retirement Survey. The first brief described the Survey and highlighted the inclusion of numerous financial, employment, and behavioral factors that are omitted from other surveys. The second brief explored the relationship between these factors and worker responses to the downturn. The third brief examined how worker responses were affected when their options were made explicit – work longer, save more, or live on less in retirement. This brief explores how respondents reacted once they received information tailored to their specific situation. This brief is organized as follows. The first section provides an overview of the workers’ initial responses – work more, save more, both, or neither. The second section describes how these stated responses changed after respondents received “expert advice” that quantified the trade-off based on their specific circumstances. The third section looks at the characteristics of responders who remained committed to taking no action even after the expert advice. The fourth section assesses whether the expert advice led certain respondents to better calibrate their plans. The final section concludes that providing tailored financial advice may help some individuals improve their response to an adverse financial development.

Acompañamiento familiar en los estudiantes de segundo grado de primaria de la Institución Educativa San Carlos Nº 2097- Comas, 2020

La presente investigación tuvo como objetivo general determinar el nivel de acompañamiento familiar en los estudiantes de segundo grado de primaria de la Institución Educativa San Carlos Nº 2097- Comas, 2020. El enfoque de la investigación es no experimental, el tipo de estudio es observacional con nivel descriptivo, el diseño es transversal. Así mismo, para la obtención de datos se aplicó encuestas, el cual obtuvo un puntaje de 0,764 en la prueba de confiabilidad de Coeficiente de Alfa de Cronbach para la variable en estudio y fue validado por juicio de expertos. La muestra está constituida por 73 padres de familia quienes son los responsables directos de la formación de los estudiantes de segundo grado de primaria de dicha Institución. Los resultados que concluye el estudio, respecto al acompañamiento familiar 36% se ubica en un nivel moderado y un 64% se encuentra en un nivel alto, ubicándolo en un nivel de moderado a alto de acompañamiento familiar en los estudiantes de segundo grado de primaria de la Institución Educativa San Carlos Nº 2097- Comas, 2020 En la Hipótesis general al contrastar se halló un 0,011 < 0,05 frente a la comparación del nivel de significación estadística en comparación del valor de significación; como p_valor < α, lo cual, implica aceptar la hipótesis afirmativa, determinándose que existen diferencias de acompañamiento familiar en las tres aulas virtuales del segundo grado de primaria de la Institución Educativa San Carlos Nº 2097- Comas, 2020

Using Facebook Advertising to Connect with Extension Audiences

There is considerable interest in using social media to reach Extension audiences. The study\u27s main objective was to assess the effectiveness of Facebook promotion and event advertising on creating new client contacts as measured by Likes. The results show the fan base for each county increased slowly prior to and following the Facebook ad, while it increased more rapidly during the advertisement period. Thus, Facebook advertising appears to be an effective tool to increase awareness of Extension Facebook pages. Extension professionals should consider investing in Facebook advertising to expand their fan base

The DNA Helicase Activity of BLM Is Necessary for the Correction of the Genomic Instability of Bloom Syndrome Cells

Bloom syndrome (BS) is a rare autosomal recessive disorder characterized by growth deficiency, immunodeficiency, genomic instability, and the early development of cancers of many types. BLM, the protein encoded by BLM, the gene mutated in BS, is localized in nuclear foci and absent from BS cells. BLM encodes a DNA helicase, and proteins from three missense alleles lack displacement activity. BLM transfected into BS cells reduces the frequency of sister chromatid exchanges and restores BLM in the nucleus. Missense alleles fail to reduce the sister chromatid exchanges in transfected BS cells or restore the normal nuclear pattern. BLM complements a phenotype of a Saccharomyces cerevisiae sgs1 top3 strain, and the missense alleles do not. This work demonstrates the importance of the enzymatic activity of BLM for its function and nuclear localization pattern

Multivariate characterization of the adaptive profile in Brazilian and Italian goat population

Abstract The aim of this study was to characterize the adaptive profile and identify variables with great discriminatory power of the Brazilian Azul goat population and Italian Garfagnina population, through the use of principal component and canonical discriminant analysis. A total of 110 Garfagnina milking females (60 in winter and 50 in summer) and 80 Brazilian Azul (40 in winter and 40 in summer) were considered. Air temperature (°C), black globe temperature (BGT) and relative humidity (%) were measured with the aid of an automatic weather station. Some physiological parameters (rectal temperature – RT, respiratory rate – RR, skin temperature – ST and heart rate – HR), some anatomical parameters (hair diameter – HD and hair length – HL), some hematological parameters (erythrocyte – RBCs, packed cell volume – PCV and mean corpuscular volume – MCV), some blood biochemical parameters (glucose – GLI, cholesterol – COL, triglycerides – TRI, creatinine – CRE, urea – URE, total protein – PRT, albumin – ALB, globulin – GLO, albumin and globulin ratio – A/G, gamma – glutamyl transferase – GGT and aspartate aminotransferase – AST) and some stressed hormones (thyroxine – T4, triiodothyronine – T3 and cortisol – COR) were measured. The variables with greater discriminant power were T3, ST, COR, T4, GGT, HD, GLO, HL and PCV to Garfagnina population and PRT, MCV, PCV, ALB, T4, ST, HL, RBCs, TRI and GGT in the Azul Brazilian population. Classification of the animals was more accurate when considering morphological, physiological, hematological, biochemical and hormonal variables jointly

The process, outcomes, and challenges of feasibility studies conducted in partnership with stakeholders: A health intervention for women survivors of intimate partner violence

Feasibility studies play a crucial role in determining whether complex, community-based interventions should be subject to efficacy testing. Reports of such studies often focus on efficacy potential but less often examine other elements of feasibility, such as acceptance by clients and professionals, practicality, and system integration, which are critical to decisions for proceeding with controlled efficacy testing. Although stakeholder partnership in feasibility studies is widely suggested to facilitate the research process, strengthen relevance, and increase knowledge transfer, little is written about how this occurs or its consequences and outcomes. We began to address these gaps in knowledge in a feasibility study of a health intervention for women survivors of intimate partner violence (IPV) conducted in partnership with policy, community and practitioner stakeholders. We employed a mixed-method design, combining a single-group, pre-post intervention study with 52 survivors of IPV, of whom 42 completed data collection, with chart review data and interviews of 18 purposefully sampled participants and all 9 interventionists. We assessed intervention feasibility in terms of acceptability, demand, practicality, implementation, adaptation, integration, and efficacy potential. Our findings demonstrate the scope of knowledge attainable when diverse elements of feasibility are considered, as well as the benefits and challenges of partnership. The implications of diverse perspectives on knowledge transfer are discussed. Our findings show the importance of examining elements of feasibility for complex community-based health interventions as a basis for determining whether controlled intervention efficacy testing is justified and for refining both the intervention and the research design

SCIENTIFIC PRODUCTIONS OF NURSING RELATED TO OCCUPATIONAL HAZARDS IN THE SURGICAL CENTER

Objetivos: identificar o quantitativo de produções científicas sobre riscos ocupacionais em centro cirúrgico; e analisar as contribuições dessas produções para a saúde do trabalhador de enfermagem. Metodologia: pesquisa quantitativa, bibliográfica e exploratória, cujo objeto tratou das produções científicas da Enfermagem relacionadas aos riscos ocupacionais decorrentes do trabalho no centro cirúrgico. O levantamento foi realizado nas bases de dados: LILACS, BDENF, SCIELO e MEDLINE. Optou-se pela busca de produções em português, inglês e espanhol, publicadas entre 1996 a 2009. Resultados: encontraram-se 08 produções científicas relacionadas ao tema. Conclusão: ainda são incipientes os trabalhos científicos da enfermagem sobre riscos ocupacionais em centro cirúrgico. Descritores: enfermagem; centro cirúrgico hospitalar, riscos ocupacionais; saúde do trabalhador

A study of the norcaradiene-cycloheptatriene equilibrium in a series of azulenones by NMR spectroscopy; the impact of substitution on the position of equilibrium

A systematic investigation of the influence of substitution at positions C-2 and C-3 on the azulenone skeleton, based on NMR characterisation, is discussed with particular focus on the impact of the steric and electronic characteristics of substituents on the position of the norcaradiene-cycloheptatriene (NCD-CHT) equilibrium. Variable temperature (VT) NMR studies, undertaken to enable the resolution of signals for the equilibrating valence tautomers revealed, in addition, interesting shifts in the equilibrium

SCIENTIFIC PRODUCTIONS OF NURSING RELATED TO OCCUPATIONAL HAZARDS IN THE SURGICAL CENTER

Objetivos: identificar o quantitativo de produções científicas sobre riscos ocupacionais em centro cirúrgico; e analisar as contribuições dessas produções para a saúde do trabalhador de enfermagem. Metodologia: pesquisa quantitativa, bibliográfica e exploratória, cujo objeto tratou das produções científicas da Enfermagem relacionadas aos riscos ocupacionais decorrentes do trabalho no centro cirúrgico. O levantamento foi realizado nas bases de dados: LILACS, BDENF, SCIELO e MEDLINE. Optou-se pela busca de produções em português, inglês e espanhol, publicadas entre 1996 a 2009. Resultados: encontraram-se 08 produções científicas relacionadas ao tema. Conclusão: ainda são incipientes os trabalhos científicos da enfermagem sobre riscos ocupacionais em centro cirúrgico. Descritores: enfermagem; centro cirúrgico hospitalar, riscos ocupacionais; saúde do trabalhador

Initiatives to Counter Fake News in Selected Countries: Argentina, Brazil, Canada, China, Egypt, France, Germany, Israel, Japan, Kenya, Malaysia, Nicaragua, Russia, Sweden, United Kingdom

Comparative Summary by Peter Roudik, Director of Legal Research This report examines the legal approaches of fifteen countries, representing all regions of the world, to the emerging problem of manipulation with “fake news” using mass and social media, especially the impact of fake news on ongoing political processes and elections, and the legislative measures undertaken to counteract the dissemination of false information. Fake news as a phenomenon is not new and has been known since ancient times, but the present-day proliferation of digital and social media platforms, which allow for much broader distribution of information to a global audience, makes the need to counter fake news much more acute. With the exception of Japan, which appears to be the only country in this study where fake news scandals are limited to newspapers and tweeted messages that have no outside influence, a fact explained by the difficulty of the Japanese language for foreigners, the widespread distribution of false information and its impact on decision making and democratic processes is becoming a challenge worldwide. In 2017, a parliamentary committee in Egypt identified the dissemination of 53,000 false rumors over a period of two months. In Germany, 59% of survey participants stated that they had encountered fake news, and in some segments of the population this number was up to almost 80%. In Kenya, a country where 90% of the population has access to high-speed internet, 90% of surveyed users said that they received false or inaccurate information regarding the recent elections through social media. The countries included in this study are addressing the fake news problem through one or more of the following four approaches: • In the absence of legislation that expressly addresses the objectivity of news posted on social media, some of the surveyed countries apply relevant provisions of existing civil, criminal, administrative, and other laws regulating the media, elections, and anti-defamation (Canada, Japan, Nicaragua, Sweden, and the United Kingdom), even though these laws, enacted in the pre-internet era, do not always reflect current technological and telecommunications developments. • Others are choosing to enact new and more focused legislation that imposes sanctions on social media networks that spread false news, usually imposing fines and ordering the removal of information identified as false (China, Egypt, France, Germany, Israel, Malaysia, and Russia). In Malaysia and Egypt these provisions apply extraterritorially. • Another option reflected in the country surveys is to engage election authorities and digital platforms to secure a well-informed electorate, either by identifying and blocking fake news, providing fact-checking resources for the general public, or through the mass publication of “real” news during election season and beyond (Argentina, the UK, China, and Malaysia). Argentina, for example, is considering legislation that would create a Commission for the Verification of Fake News within the National Election Chamber. During national election campaigns, the Commission would recognize, label, and prevent the distribution of news considered “of doubtful credibility.” Both the UK and China have programs in place to systematically rebut fake news by publishing reliable information, while Malaysia provides a fact-checking portal. • Some of the countries are also addressing the issue in a more general way by educating citizens about the dangers of fake news (Sweden and Kenya). Sweden starts at a young age, having enlisted a famous cartoon character to teach children about the dangers of fake news through a cartoon strip that illustrates what happens to the bear’s super-strength when false rumors are circulated about him. The US Embassy in Kenya launched a media literacy campaign in 2018, initially aimed at the Kenya chapter of the Young African Leaders Initiative, with the specific goal of stopping the dissemination of fake news. Among the countries surveyed, there is no common position regarding the definition of “fake news” and its scope. The UK government attempts to avoid use of the term altogether, instead using the words “disinformation” and “misinformation.” Countries with established anti-fake news laws have more elaborate terminology. Malaysian legislation defines fake news as “any news, information, data and reports, which is or are wholly or partly false, whether in the form of features, visuals or audio recordings or in any other form capable of suggesting words or ideas.” Russia passed a law penalizing the publication of fake news in March 2019, defining the term as “socially-significant false information distributed under the guise of truthful messages if they create a threat of endangering people’s lives, health, or property; create possibilities for mass violations of public order or public security; or may hinder the work of transportation and social infrastructure, credit institutions, lines of communications, industry, and energy enterprises.” China has made it a crime to “fabricate false information on [a] dangerous situation, epidemic, disaster or alert and disseminate such information via [an] information network or any other media while clearly knowing that it is fabricated, thereby seriously disturbing public order.” Relying on the 1881 Freedom of the Press Law, France has made it illegal to “disturb public peace through the publication, dissemination, or reproduction of fake news in bad faith.” The bad-faith publication, dissemination, or reproduction of forged or altered items, or items falsely attributed to third parties, is also prohibited. Broad definitions are usually found in the laws of those countries that are rated low in indices related to freedom of speech, and such laws are often viewed by human rights organizations as government attempts to further restrict free speech and stifle opposition. The new Malaysian government tried unsuccessfully to repeal a 2018 act under which the government is required to “take measures to remove” the publication of recognized false information and imprison the publisher for up to six years. In Canada and Kenya courts have found anti-fake news provisions unconstitutional as a violation of freedom of expression and have thus suspended the implementation of such provisions. Following the events of the United States 2016 election campaign, several countries introduced legal mechanisms aimed at protecting the integrity of the democratic process, although depending on country specifics these laws apply to varied actors. In Sweden, the focus was on self-regulation by professional organizations of journalists and other media providers and strengthening ethics rules. This solution followed the European Union’s approach where an EU-wide voluntary Code of Practice on Disinformation has been introduced. However, in view of the inadequacy of voluntary measures taken by social media platforms, Germany enacted the Network Enforcement Act in 2017. While this Act does not create new obligations for social media, it The Law Library of Congress 3 Initiatives to Counter Fake News: Comparative Summary imposes heavy fines for noncompliance with existing legislation and creates rules for the investigation and removal of illegal content hosted by networks with a very large number of registered users. French law also provides for special preventive measures that need to be implemented by operators of large-scale online platforms. Russian law distinguishes between news published by online media, news aggregators, and individual social network users. There are specific rules for the removal of information and the liability of authors, publishers, and internet providers depending on the type of the online platform. Some countries are also taking steps to prevent foreign influence in their national elections. Interesting examples include an Israeli bill targeting foreign propaganda that, if passed, would allow the head of the Central Election Commission, who serves as a Supreme Court justice, to issue injunctions preventing the receipt of prohibited donations, monetary or otherwise, under current law. Under French law, a judge may order any measures necessary to stop the online dissemination of misleading information during the three months preceding an election. During the same period, foreign television broadcasts may be suspended if they deliver false information. The governments of several countries included in this report recognize that a substantive response to disinformation could be an effective way to tackle fake news. The British government’s position is that it is more important to inform citizens of the facts than to simply rebut false information. For this purpose, a Rapid Response Unit within the executive branch monitors news and engages with the public online. In China, a government online platform called “Refuting Rumors” was launched to broadcast “real” news sourced from government agencies and state-owned media. A similar web portal allowing the public to check the authenticity of news found online has been established in Malaysia. In addition, Kenya and Sweden have general education campaigns aimed at young people in place to counter the fake news trend, as noted above. The individual country surveys that follow analyze current and proposed initiatives to limit the spread of false information undertaken at the national level, each country’s challenges associated with these efforts, and efforts undertaken by national governments to secure the validity and accuracy of legal information