PELAKSANAAN PERLINDUNGAN HUKUM BAGI DEBITUR DALAM PERJANJIAN KREDIT PERSPEKTIF UNDANG-UNDANG NOMOR 8 TAHUN 1999 TENTANG PERLINDUNGAN KONSUMEN (Studi pada Bank Perkreditan Rakyat (BPR) Tri Hasta Prasojo di Jaten Karanganyar)

Bank credit agreement is a preliminary agreement on the delivery of money. Bank credit agreement generally use the standart contract form, in pratice agreement from has been provided by the bank as creditors while the debtor is only in a posistion to accept or reject without any possibility for negotiation or bargaining, which in turn gave brith to a treaty that is not very favorable to one party. In such agreements, the second party (the debtor) is simply not able to propose or input and objections to the format of agreements and clauses in it. This study uses empirical juridical descriptive analytical. By using the primary data and secondary data. Data collection techniques using literature study and interview method. By using the method of data analysis qualitative analysis. Based on the result of research and discussion, it can be concluded that the clause contained in the credit agreement No. 969/XXII/06/SR/2014 dated June 3, 2014 there are some clauses that ulltimately “not too favorble” to the debtor. In accordance with the provisions of article 18 of custommer protection act so that the debtor deserve legal protection. Clauses contained in the loan agreement No. 969/XXII/06/SR/2014 dated June 3, 2014 which has been in accordance with the provision of article 18 paragraph (1) letter a and g. Keyword: Credit agreement, Legal Protection For Debtor, Confornity Clause Credit Agreement With Customer Protection Act

TLTF in cerebrospinal fluid for detection and staging of T. b. gambiense infection

Background: Trypanosome-derived lymphocyte triggering factor (TLTF) is a molecule released by African trypanosomes that interacts with the host immune system, resulting in increased levels of IFN-c production. Methodology/Principal findings: TLTF and anti-TLTF antibodies were assessed in sera and cerebrospinal fluid (CSF) from patients infected with Trypanosoma brucei gambiense (T. b. gambiense) in an attempt to identify alternative markers for diagnosis and stage determination of human African trypanosomiasis or sleeping sickness. Seventy-four serum and sixtyone CSF samples from patients with parasitologically confirmed infection and known disease stage along with 13 sera and CSF from uninfected controls were tested. In serum the levels of anti-TLTF antibodies were unrelated to the disease stage. In contrast, levels of anti-TLTF antibodies in CSF were higher in intermediate/late stages than in early stage disease patients. Specificity of the detected antibodies was assessed by inhibition of TLTF bioactivity as represented by its ability to induce IFN-c production. Additionally, TLTF was detected in CSF from late stage patients by Western blotting with the anti-TLTF specific monoclonal antibody MO3. Conclusions/Significance: These findings suggest a new possibility for disease diagnosis with focus on involvement of the CNS through detection of TLTF and anti-TLTF antibodies in the CSF

Temperature Variation of Ultra Slow Light in a Cold Gas

A model is developed to explain the temperature dependence of the group velocity as observed in the experiments of Hau et al (Nature {\bf397}, 594 (1999)). The group velocity is quite sensitive to the change in the spatial density. The inhomogeneity in the density and its temperature dependence are primarily responsible for the observed behavior.Comment: 12 pages, 4 figure

Fully differential W' production and decay at next-to-leading order in QCD

We present the fully differential production and decay of a W' boson, with arbitrary vector and axial-vector couplings, to any final state at next-to-leading order in QCD. We demonstrate a complete factorization of couplings at next-to-leading order in both the partial width of the W' boson, and in the full two-to-two cross section. We provide numerical predictions for the contribution of a W' boson to single-top-quark production, and separate results based on whether the mass of the right-handed neutrino (nu_R) is light enough for the leptonic decay channel to be open. The single-top-quark analysis will allow for an improved direct W' mass limit of 525-550 GeV using data from run I of the Fermilab Tevatron. We propose a modified tolerance method for estimating parton distribution function uncertainties in cross sections.Comment: 23 pages, revtex3, 13 ps fig

Numerical Solutions of ideal two-fluid equations very closed to the event horizon of Schwarzschild black hole

The 3+1 formalism of Thorne, Price and Macdonald has been used to derive the linear two-fluid equations describing transverse and longitudinal waves propagating in the two-fluid ideal collisionless plasmas surrounding a Schwarzschild black hole. The plasma is assumed to be falling in radial direction toward the event horizon. The relativistic two-fluid equations have been reformulate, in analogy with the special relativistic formulation as explained in an earlier paper, to take account of relativistic effects due to the event horizon. Here a WKB approximation is used to derive the local dispersion relation for these waves and solved numerically for the wave number k.Comment: 16 pages, 15 figures. arXiv admin note: text overlap with arXiv:0902.3766, arXiv:0807.459

Definition and Calculation of Bottom Quark Cross-Sections in Deep-inelastic Scattering at HERA and Determination of their Uncertainties

The uncertainties involved in the calculation of bottom quark cross-sections in deep-inelastic scattering at HERA are studied in different phase space regions. Besides the inclusive bottom quark cross-section, definitions closer to the detector acceptance requiring at least one high energetic muon from the semi-leptonic \bquark decay or a jet with high transverse energy are investigated. For each case the uncertainties due to the choice of the renormalisation and factorisation scale as well as the \bquark mass are estimated in the perturbative NLO QCD calculation and furthermore uncertainties in the fragmenation of the bottom quark to a B-meson and in its semi-leptonic decay are discussed

Coherence Time Effects on J/psi Production and Suppression in Relativistic Heavy Ion Collisions

Using a coherence time extracted from high precision proton-nucleus Drell-Yan measurements and a nuclear absorption cross section extracted from pA charmonium production experiments, we study J/psi production and absorption in nucleus-nucleus collisions. We find that coherence time effects are large enough to affect the measured J/psi-to-Drell-Yan ratio. The S+U data at 200A GeV/c measured by NA38 are reproduced quantitatively without the introduction of any new parameters. However, when compared with recent NA50 measurements for Pb+Pb at 158A GeV/c, the data is not reproduced in trend or in magnitude.Comment: 8 pages, 2 figure

Susceptibility and dilution effects of the kagome bi-layer geometrically frustrated network. A Ga-NMR study of SrCr_(9p)Ga_(12-9p)O_(19)

We present an extensive gallium NMR study of the geometrically frustrated kagome bi-layer compound SrCr_(9p)Ga_(12-9p)O_(19) (Cr^3+, S=3/2) over a broad Cr-concentration range (.72<p<.95). This allows us to probe locally the kagome bi-layer susceptibility and separate the intrinsic properties due to the geometric frustration from those related to the site dilution. Our major findings are: 1) The intrinsic kagome bi-layer susceptibility exhibits a maximum in temperature at 40-50 K and is robust to a dilution as high as ~20%. The maximum reveals the development of short range antiferromagnetic correlations; 2) At low-T, a highly dynamical state induces a strong wipe-out of the NMR intensity, regardless of dilution; 3) The low-T upturn observed in the macroscopic susceptibility is associated to paramagnetic defects which stem from the dilution of the kagome bi-layer. The low-T analysis of the NMR lineshape suggests that the defect can be associated with a staggered spin-response to the vacancies on the kagome bi-layer. This, altogether with the maximum in the kagome bi-layer susceptibility, is very similar to what is observed in most low-dimensional antiferromagnetic correlated systems; 4) The spin glass-like freezing observed at T_g=2-4 K is not driven by the dilution-induced defects.Comment: 19 pages, 19 figures, revised version resubmitted to PRB Minor modifications: Fig.11 and discussion in Sec.V on the NMR shif

Entangled-Photon Generation from Parametric Down-Conversion in Media with Inhomogeneous Nonlinearity

We develop and experimentally verify a theory of Type-II spontaneous parametric down-conversion (SPDC) in media with inhomogeneous distributions of second-order nonlinearity. As a special case, we explore interference effects from SPDC generated in a cascade of two bulk crystals separated by an air gap. The polarization quantum-interference pattern is found to vary strongly with the spacing between the two crystals. This is found to be a cooperative effect due to two mechanisms: the chromatic dispersion of the medium separating the crystals and spatiotemporal effects which arise from the inclusion of transverse wave vectors. These effects provide two concomitant avenues for controlling the quantum state generated in SPDC. We expect these results to be of interest for the development of quantum technologies and the generation of SPDC in periodically varying nonlinear materials.Comment: submitted to Physical Review