Effects of Financial Education and Financial Literacy on Creative Entrepreneurship: A Worldwide Research

The limited attention given to financial education in the development of student competencies can undermine the decision making of individuals in their adulthood. This circumstance has been widely studied in the literature, where the effect of financial literacy on creative entrepreneurship is influenced. The objective of this study is to analyze global research trends on the effect of financial education and financial literacy with the creativity of individual entrepreneurship. For this, a bibliometric analysis was carried out on 665 documents related to the subject of study during 1990–2018 period. The results show the most influential journals, authors, institutions, countries, and areas of knowledge on this scientific research. This work detects the main trends and patterns to offer a vision of the relationship between financial education and creative entrepreneurship. It should be noted that this research area has become a relevant field of study in education, finance, business, and management issues

Techno-Economic Analysis of an Indirect Particle based CSP Plant using sCO2 Power Cycle

Concentrated Solar Power (CSP) for large scale grid connected power plants have been exten- sively studied in order to provide cost effective electricity. The following study focuses on an indirect particle based CSP plant using supercritical carbon dioxide (sCO2) power cycle. The plant has a central receiver technology which is composed of a central tower with an open vol- umetric air receiver (OVAR), heliostats, which reflect and redirect the sun’s rays towards the OVAR and heating up the heat transfer fluid (HTF), particle thermal energy storage (TES), and a sCO2 power cycle. A technical and economic analysis was performed on the CSP plant utiliz- ing Python to model both the thermodynamic and economic performance of the plant. Based on this model an optimization analysis was performed in order to design a reference case. The reference case resulted in a CSP plant with a gross power of 30 MWe, 6 hour of TES, and a 225 meter tower. The levelized cost of electricity (LCOE) resulted in $113.01/MWh with a capacity factor (CF) of 48.80%. Additionally, two sensitivity analysis was performed on the reference case. The first sensitivity analysis showed how increasing the heat exchanger effectiveness and receiver efficiency resulted in a CF higher that 50%. While the costs for the heat exchanger, TES and particles mainly affected the CAPEX and LCOE which showed a linear proportion with the LCOE and CAPEX increasing steadily as costs increased. The second sensitivity analysis al- tered the cold outlet temperatures using the pinch analysis. Results showed a drastic decrease in CAPEX and LCOE and on average a reduction in mass flow rates. Additionally, this new model was tested to analyze the impact the heat exchanger effectiveness and costs, storage ca- pacity, gross power and heat exchanger area could impact the performance. Overall, the higher the temperature difference the smaller the heat exchanger. Prior to presenting these findings the the first chapter of the master thesis will introduce the research, its aims and objectives and a brief description of the methodology. The second chapter will cover the literature review followed by the third chapter describing the modelling methodology. The modelling methodol- ogy will present the main equations utilized for both the thermodynamic and economic model. In the fourth chapter, the results will be described showcasing the optimization analysis, the reference case, and a sensitivity analyses. The fifth chapter will cover the conclusion and any research limitations encountered along with future works. The sixth and seven chapters will cover any environmental impacts of the CSP plant and a projection of the master thesis’ budget, respectively

Análisis de sostenibilidad, rentabilidad y endeudamiento de SkyNey de Colombia S.A.S a través de indicadores financieros

Práctica EmpresarialEn el presente informe se evalúa la situación financiera de la Empresa SkyNet de Colombia S.A.S ESP, entidad vinculada a la Empresa de Telecomunicaciones de Bogotá S.A ESP (ETB), razón por la cual es sujeto de control por parte de la Contraloría Distrital, quien tiene autonomía administrativa y presupuestal para ejercer la vigilancia de la gestión fiscal del Distrito Capital y de los particulares que administren recursos del mismo según la ley 42 de 1993. Durante el año en curso se realizó el proceso de auditoria por los funcionarios de la Contraloría, en el cual se encontró que SkyNet pertenece a un mercado bastante competitivo en el cual le ha sido difícil sostenerse, también se observa que la empresa presenta deficiencias en el manejo de los estados contables y como consecuencia de ello se obtiene una pérdida en el estado de resultados para el año 2016.Práctica Empresarial1. Resumen 2. Marco referencial 3. Estado del arte 4. Marco Teórico 5. Propósitos y objetivos de la Práctica 6. Descripción de la Entidad 7. Síntesis de funciones desempeñadas 8. Diagnóstico situacional 9. Metodología 10. Indicadores financieros 11. Plan de Mejora 12. Conclusiones 13.BibliografíaPregradoEconomist

Addressing inequity in health and health care in Mexico.

Despite the fact that life expectancy at birth in Mexico has improved from forty-two years in 1940 to seventy-three in 2000, major inequalities persist in health and access to health care. The Mexican health care system has evolved into a series of disjointed subsystems that are incapable of delivering universal health insurance. Without greatly restructuring the way health care is financed, performance with respect to equity will remain poor. This paper presents the inequities of the system and describes how the current system contributes to the status quo rather than redressing the situation. After tracing the origins of the present system, we discuss policy initiatives for moving toward universal health insurance

Shale Gas: Opportunities and Challenges between Mexico and the United States

Would it be it better for Mexico to remain a net importing partner of natural gas from the United States or to encourage its own Mexican Gas Revolution? Mexico has an estimate 545 trillion cubic feet (Tcf) of shale natural gas reserves, and trillions of additional cubic feet of conventional reserves. Nevertheless, the country has remained a net importer of natural gas due to underdevelopment. Meanwhile, shale gas production on the other side of the border has increased significantly over the past decade, causing United States gas prices to drop. Due to its close proximity to the major shale field development in South and West Texas, Mexico is particularly well-positioned to take advantage of unconventional extraction techniques and apply them in Mexico. This article examines the legal, economic, and environmental challenges and opportunities of the unconventional production landscape in Mexico in order to propose effective solutions by which Mexico can take advantage of its own resources

Julio Cabilla Alberto, assistants in medicine and surgery and journalist from Cadiz (1897 - 1955)

La historiografía de la Enfermería Gaditana nos remite a los orígenes de su organización colegial, principios del siglo XX. Los datos obtenidos para la reconstrucción histórica profesional proceden principalmente de la revista que el Colegio de Practicantes editó desde 1916 a 1939, publicación que vio la luz gracias a profesionales de merecido reconocimiento como Julio Cabilla Alberto, quien a pesar de su juventud asumió la dirección de El Practicante Gaditano y su puesta en marcha. Su biografía se fundamenta en fuentes primarias documentales, como es el expediente personal (Archivo Diocesano Cádiz) y el académico depositado en el Archivo de la Universidad de Cádiz.The historiography of the nursing Cádiz refers us back to the origins of your organization associative, beginning 20th century. The data obtained for the historicall reconstruction profesional come mainly from the magazine published by the Association of Medical Assistants in medicine and surgery from 1916 to 1939, publication that saw the light tranks to professionals of deserved recognition as Julio Alberto Cabilla, who, despite his youth, took the address of El Practicante Gaditano and its commissioning. His biography is based om documentary primary sources as it is the personal record (File Diocesan Cádiz) and academic deposited in the University of Cádiz Archive

Asymmetric microbial reduction of ketones: absolute configuration of trans-4-ethyl-1-(1S-hydroxyethyl)cyclohexanol

A set of five fungal species, Botrytis cinerea, Trichoderma viride and Eutypa lata, and the endophytic fungi Colletotrichum crassipes and Xylaria sp., was used in screening for microbial biocatalysts to detect monooxygenase and alcohol dehydrogenase activities (for the stereoselective reduction of carbonyl compounds). 4-Ethylcyclohexanone and acetophenone were biotransformed by the fungal set. The main reaction pathways involved reduction and hydroxylations at several positions including tertiary carbons. B. cinerea was very effective in the bioreduction of both substrates leading to the chiral alcohol (S)-1- phenylethanol in up to 90% enantiomeric excess, and the cis–trans ratio for 4-ethylcyclohexanol was 0:100. trans-4-Ethyl-1-(1S-hydroxyethyl)cyclohexanol, obtained from biotransformation by means of an acyloin-type reaction, is reported here for the first time. The absolute configurations of the compounds trans-4-ethyl-1-(1S-hydroxyethyl)cyclohexanol and 4-(1S- and 4-(1R-hydroxyethyl)cyclohexanone were determined by NMR analysis of the corresponding Mosher’s esters

Individuo, persona, sujeto. Los dilemas éticos de una antropología política de la mismidad y la alteridad

¿Cómo se articulan especismo y el humanismo? Para Aristóteles, los animales no tienen memoria, articulan phoné, no viven en polis y responden a la necesidad, lo que engendra una visión sobre la animalidad que incluye a esclavos, mujeres o niños. Y son sus argumentos sobre la superioridad natural de algunos pueblos los que serán sostenidos para sustentar la esclavitud en la controversia de Valladolid por parte de Sepúlveda contra Las casas, que reivindicaba la posición de De Vitoria. La condición de cosa o animal implica una jerarquía ontológica que será considerada peri physeos. Por otra parte, la tradición bíblica también es humanista. El hombre ha sido creado a imagen y semejanza de Dios, y sin entrar a discutir la versión yavhista que deriva a la mujer de la costilla de Adán, en todo caso cabe también una diferenciación. En nuestra investigación sobre las potencias de una ética y de una antropología no sustancialistas, abordamos los problemas contemporáneos del humanismo y del especismo. Se analizaron las fronteras, en muchos casos arbitrarias, entre los seres bióticos y abióticos. Dos discursos tan diversos sustentan un humanismo especista.Durante 2018, se investigó el especismo reflejado en los estudios sobre la animalidad, en particular todo el movimiento de Liberación animal liderado por Peter Singer en los 80, para luego profundizar en las argumentaciones sobre derechos de la animalidad de Tom Regan, y finalmente en la perspectiva antiespecista y “painnista” del psicólogo británico John Ryder. En cuanto a filosofía vegetal, se profundizó en los planteos sobre la vida de las plantas, presente en E. Coccia y otros autores.Así se fueron diseñando los fundamentos de una concepción tanto cosmopolítica (Viveiros de Castro, Latour) como ecosófica (Deleuze, Guattari). Allí se conjugan críticas al capitaloceno, entendido como una era geológica nacida en la Revolución Industrial y dedicada a la explotación intensiva de los recursos energéticos no renovables. Y las implicancias de estas nociones en las relaciones de los diversos modos de existencia con “Gaia”, como la denominan los científicos, y con las cosmovisiones amerindias con el perspectivismo y multinaturalismo que las caracteriza.También se investigó el planteo de una cosmología relacional y el concepto de interpenetración circumincesional propuesto por Nishitani, y los conceptos de inmersión e interpenetración expuestos por Coccia para una metafísica de la mixtura. Finalmente, la apertura de la mirada desde la perspectiva animal que puede encontrarse en la poética de Rilke y en los planteamientos de Derrida, que cuestionan el sin mundo o poco mundo atribuidos a las piedras o a los animales en la perspectiva heideggeriana