Restrukturyzacja i uporządkowana likwidacja zakładów ubezpieczeń w prawie krajowym Państw Członkowskich UE – analiza porównawcza

One of the key lessons learnt from the global financial crisis is the necessity to introduce resolution regulations for financial institutions, including insurance undertakings. Even though it has been a decade since the publication of international recommendations on resolution, only three Member States in the European Union have implemented comprehensive resolution frameworks for insurers. The aim of this article is to analyze and compare national legal resolution frameworks adopted in Romania, France and the Netherlands, taking into account the recommendations of the Financial Stability Board. The analysis covers key building blocks of the resolution regulations, i.e. institutional arrangements, planning, objectives and conditions for resolution, resolution tools and financing. The conducted research shows that in many aspects the analyzed national regulations are similar. Nevertheless, the greatest divergencies have been observed in relation to resolution tools and resolution funding, which suggests the need for a Union harmonized approach towards resolution of insurers.Jednym z kluczowych wniosków wyciągniętych z globalnego kryzysu finansowego jest potrzeba wdrożenia regulacji w zakresie restrukturyzacji i uporządkowanej likwidacji instytucji finansowych, w tym także zakładów ubezpieczeń. Mimo że od publikacji międzynarodowych rekomendacji w tym zakresie minęła już dekada, tylko trzy kraje w Unii Europejskiej wdrożyły kompleksowe regulacje dotyczące resolution zakładów ubezpieczeń. Celem niniejszego artykułu jest analiza i porównanie krajowych rozwiązań w tym zakresie przyjętych w Rumunii, Francji oraz Holandii, z uwzględnieniem wytycznych Rady Stabilności Finansowej. Analiza obejmuje kluczowe elementy składające się na ramy regulacyjne resolution, tj. kwestie instytucjonalne, planowanie, cele i warunki wszczęcia resolution, zestaw narzędzi resolution i finansowanie. Przeprowadzone badanie wskazuje, że w wielu aspektach analizowane regulacje krajowe są podobne. Niemniej jednak największe rozbieżności zaobserwowano w odniesieniu do narzędzi i finansowania resolution, co sugeruje potrzebę wypracowania zharmonizowanego unijnego podejścia do resolution ubezpieczycieli

Hexakis(1H-imidazole-κN 3)cobalt(III) tris­(hexa­fluoridophosphate) hexa­hydrate

In the crystal structure of the title compound, [Co(C3H4N2)6](PF6)3·6H2O, the CoIII atom lies on a special position with site-symmetry and the P atom is located on a special position with site symmetry . The CoIII atom has an almost ideal octa­hedral coordination formed by the N atoms of six imidazole ligands. The water mol­ecules form hydrogen-bonded helical chains propagating in [001] by O—H⋯O inter­actions with a distance of 2.913 (2) Å. They simultaneously inter­act as hydrogen-bond acceptors and donors with the cations and anions, respectively, resulting in the formation of a three-dimensional assembly. Weak C—H⋯F inter­actions further stabilize the crystal structure

Characteristics of multiwalled carbon nanotubes-rhenium nanocomposites with varied rhenium mass fractions

The purpose of the article is to discuss the process of oxidation of carbon nanotubes subsequently subjected to the process of decoration with rhenium nanoparticles. The influence of functionalization in an oxidizing medium is presented and the results of investigations using Raman spectroscopy and infrared spectroscopy are discussed. Multiwalled carbon nanotubes rhenium-type nanocomposites with the weight percentage of 10%, 20% and 30% of rhenium are also presented in the article. The structural components of such nanocomposites are carbon nanotubes decorated with rhenium nanoparticles. Microscopic examinations under transmission electron microscope and scanning transmission electron microscope using the bright and dark field confirm that nanocomposites containing about 20% of rhenium have the most homogenous structure

Investigations of Electron Properties of Carbon Nanotubes Decorated with Platinum Nanoparticles with Their Varying Fraction

The paper presents the outcomes of investigations into electron properties and a qualitative and quantitative analysis of the chemical composition of unmodified carbon nanotubes with comparison to nanotubes decorated with platinum nanoparticles. The fabricated nanocomposite materials of the CNT-Pt type differed in a varying mass concentration of platinum nanoparticles (5, 10, and 20% of Pt). X-ray photoelectron spectroscopy (XPS) was employed to examine the structure and to analyse chemical composition. Survey spectra measurements within a wide range of the binding energy of 0-1400 eV were performed in the first phase of the investigations. The core lines of C1s carbon, Pt4f platinum, and O1s oxygen and a valence band were then measured. The chemical composition of the studied materials was determined based on the measured spectra of the core lines. The purpose of the investigations is to determine the effect of platinum nanoparticles on the structure and electron properties of the fabricated CNT-Pt nanocomposites

Structure and Properties of the Multicomponent and Nanostructural Coatings on the Sintered Tool Materials

This chapter presents a general characteristic of sintered tool materials, in particular sintered sialons, nitride ceramics, injection-moulded ceramic-metallic tool materials and cemented carbides and a general characteristic of their surface treatment technology and especially chemical vapour deposition (CVD) and physical vapour deposition (PVD) techniques. The results of our investigations in technology foresight methods concerning the development prospects of surface engineering of sintered tool materials are presented. In the next subsection, we discuss the outcomes of multifaceted research carried out with advanced materials engineering methods, including high-resolution transmission electron microscopy, into the structure and properties of multicomponent, graded and multilayer coatings on the investigated tool materials, including the newly developed injection moulded ceramic-metallic tool materials. Special attention was drawn to a one-dimensional structure of the studied PVD and CVD coatings and its impact on the properties of coatings

Fabrication Technologies of the Sintered Materials Including Materials for Medical and Dental Application

This chapter of the book presents the basis of classical powder metallurgy technologies and discusses powder fabrication, preparation, preliminary moulding, sintering and finish treatment operations. A general description of the materials and products manufactured with the classical powder metallurgy methods is presented. New variants are characterised along with special and hybrid technologies finding their applications in powder metallurgy. Special attention was drawn to microporous titanium and to TiAl6V4 alloy fabricated using hybrid rapid manufacturing technologies with selective laser sintering/selective laser melting (SLS/SLM) used for innovative implant scaffolds in medicine and regenerative dentistry. Laser deposition, thermal spraying and detonation spraying of powders are also discussed as special methods in which powders of metals and other materials are used as raw materials

Microporous Titanium-Based Materials Coated by Biocompatible Thin Films

This chapter presents the outcomes of numerous own works concerning constructional solutions and fabrication technologies of a new generation of custom, original, hybrid, microporous high-strength engineering and biological materials with microporous rigid titanium and Ti6Al4V alloy skeletons manufactured by Selective Laser Sintering (SLS), whose pores are filled with living cells. The so constructed and fabricated implants, in the connection zone with bone stumps, contain a porous zone, with surface treatment inside pores, enabling the living tissues to grow into. As the adhesion and growth of living cells are dependent on the type and characteristic of the substrate it is necessary to create the most advantageous proliferation conditions of living cells inside the pores of a microporous skeleton made of titanium and Ti6Al4V alloy. In order to improve the proliferation conditions of cells ensured by a fully compatible substrate, internal coatings with TiO2, Al2O3 oxides and Ca10(PO4)6(OH)2 hydroxyapatite of the surface of pores of a microporous skeleton made of titanium and Ti6Al4V alloy with SLS was used. Two technologies have been chosen for the deposition of thin coatings onto the internal surfaces of pores: Atomic Layer Deposition (ALD) and the sol-gel of deep coating from the liquid phase

Porous Selective Laser Melted Ti and Ti6Al4V Materials for Medical Applications

This chapter characterises scaffolds manufactured in line with the make-to-order concept according to individual needs of each patient. The clinical data acquired from a patient during computer tomography, nuclear magnetic resonance or using traditional plaster casts is converted by a computer into a virtual solid model of a patient’s loss. The model, through the multiplication of a unit cell, is converted into a porous model on the basis of which an actual object is manufactured with the method of selective laser melting (SLM) from Ti/Ti6Al4V powders. The created scaffold is characterised by good mechanical properties, which is confirmed by the results of the performed tensile and compressive strength tests. The material is additionally subjected to surface treatment consisting of the deposition of atomic layers of titanium dioxide with nanometric thickness