PENGARUH PEMBIAYAAN MIKRO PERBANKAN SYARIAH, MODAL USAHA, DAN LOKASI USAHA TERHADAP TINGKAT PERKEMBANGAN USAHA MIKRO KECIL MENENGAH (UMKM) (Studi Pada Pelaku UMKM Kota Bandar Lampung yang Dibiayai oleh BSI KC Bandar Lampung Diponegoro)

ABSTRAK Pembiayaan mikro merupakan salah satu produk Bank Syariah yang memberikan fasilitas berupa modal kerja dengan plafond 10 juta-50 juta bagi usaha mikro, kecil, dan menengah (UMKM) yang berpotensi besar bagi industri keuangan atau perbankan dalam menjadikan target pasarnya. Modal menjadi pondasi awal yang dibutuhkan dalam mendirikan sebuah usaha, khususnya yang bergerak pada segmen UMKM. Lokasi usaha juga menjadi salah satu aspek yang perlu diperhatikan oleh pelaku UMKM dalam upaya memasarkan hasil produksinya. Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan mikro perbankan syariah, modal usaha dan lokasi usaha terhadap perkembangan UMKM yang dibiayai oleh BSI KC Bandar Lampung Diponegoro secara parsial dan simultan dan untuk mengetahui perspektif Ekonomi Islam terhadap pembiayaan mikro, modal usaha, dan lokasi usaha dalam perkembangan UMKM. Penelitian ini menggunakan metode penelitian kuantitatif. Teknik pengumpulan data yang digunakan peneliti yaitu dengan observasi dan penyebaran questioner. Teknik sampling yang digunakan adalah purposive sampling pada pelaku UMKM yang dibiayai BSI KCPBandar Lampung Diponegoro. Data diolah melalui SPSS 29. Dalam penelitian ini, peneliti menggunakan beberapa metode analisis data, diantaranya uji validitas dan reliabilitas data, uji normalitas, statistik deskriptif, uji heteroskedastsitas, uji multikolineritas, regresi linier berganda, uji t, uji f, dan uji koefisien determinasi. Berdasarkan hasil penelitian, terdapat hasil positif dan signifikan antara pembiayaan mikro perbankan syariah dan lokasi usaha terhadap perkembangan UMKM secara parsial. Namun untuk variabel modal usaha, tidak terdapat pengaruh yang signifikan secara parsial terhadap perkembangan UMKM yang dibiayai oleh BSI KC Bandar Lampung Diponegoro. Secara simultan bersama-sama variabel pembiayaan mikro perbankan syariah, modal usaha dan lokasi usaha berpengaruh positif dan signifikan. Dalam perspektif ekonomi Islam, baik pembiayaan mikro, modal usaha dan lokasi usaha sudah menciptakan ekosistem bisnis yang adil, berkelanjutan, dan beretika, sehingga dapat mendukung perkembangan UMKM dan sudah mematuhi prinsip-prinsip Islam. Kata Kunci: Pembiayaan Mikro, Modal Usaha, Lokasi Usaha, Usaha Mikro Kecil dan Menengah. ABSTRACT Micro financing is one of the Sharia Bank products which provides facilities in the form of working capital with a ceiling of 10 million-50 million for micro, small and medium enterprises (MSMEs) which have great potential for the financial or banking industry in becoming their target market. Capital is the initial foundation needed to set up a business, especially one operating in the MSME segment. Business location is also an aspect that MSMEs need to pay attention to in their efforts to market their products. This research aims to determine the influence of sharia banking micro financing, business capital and business location on the development of MSMEs financed by BSI KCP Bandar Lampung Diponegoro partially and simultaneously and to determine the Islamic Economics perspective on micro financing, business capital and business location in the development of MSMEs . This research uses quantitative research methods. The data collection technique used by researchers is observation and distribution of questionnaires. The sampling technique used was purposive sampling among MSMEs funded by BSI KCP Bandar Lampung Diponegoro. Data were processed using SPSS 29. In this research, researchers used several data analysis methods, including data validity and reliability tests, normality tests, descriptive statistics, heteroscedasticity tests, multicollinearity tests, multiple linear regression, t tests, f tests, and coefficient of determination tests . Based on the research results, there are positive and significant results between sharia banking microfinancing and business location on the partial development of MSMEs. However, for the business capital variable, there is no partially significant influence on the development of MSMEs financed by BSI KCP Bandar Lampung Diponegoro. Simultaneously, the variables of sharia banking micro financing, business capital and business location have a positive and significant effect. From an Islamic economic perspective, both micro financing, business capital and business location have created a fair, sustainable and ethical business ecosystem, so that they can support the development of MSMEs and comply with Islamic principles. Keywords: Micro Financing, Business Capital, Business Location, Micro small and Medium Enterprises

HUBUNGAN SUMBER INFORMASI TERHADAP PENGETAHUAN SADARI PADA REMAJA PUTRI

Pemeriksaan Payudara Sendiri (SADARI) merupakan merupakan salah satu langkah deteksi dini yang efisien untuk mencegah terjadinya kanker payudara. Survey pendahuluan di SMK PGRI 03 Kota Kediri dapatkan 8 remaja putri (80%)  dari  10 remaja putri tidak mengetahui apa itu SADARI. Sedangkan 2 (20%) lainnya mengetahui namun tidak pernah mencoba mengaplikasikan. Tujuan penelitian ini menganalisis Hubungan Sumber Informasi terhadap Pengetahuan Sadari Pada Remaja Putri Kelas X di SMK PGRI 03 Kota Kediri Tahun 2020. Desain penelitian ini merupakan penelitian korelasi dengan pendekatan studi cross sectional dengan sampel sebanyak 60 responden menggunakan tekhnik total sampling dan data dikumpulkan melalui kuisioner dalam bentuk google form. Hasil menunjukkan hampir seluruhnya sebanyak 54 siswi (90,0%)  mendapatkan sumber informasi kurang dan sebagian besar sebanyak 43 siswi (71,7%) mempunyai pengetahuan kurang. Berdasarkan uji spearman rank nilai significancy (p) adalah 0,000 dan nilai correlation coefisien adalah 0,477. Karena nilai p <0,05 maka H0 ditolak sehingga ada Hubungan antara sumber informasi dengan pengetahaun sadari pada remaja putri kelas x di SMK PGRI 03 Kota Kediri. Kesimpulan dari penelitian ini adalah sumber informasi responden kurang, pengetahuan responden kurang, serta terdapat hubungan antara sumber informasi dengan pengetahaun sadari pada remaja putri kelas x di SMK PGRI 03 Kota Kediri Tahun 2020. Kata Kunci : Pengetahuan remaja putri, Sumber Informasi, SADARI

Parenting style and family empowerment for children's growth and development: a systematic review

Child growth and development is a major public health problem worldwide. About 10.6% of children under five experience a delay in growth and development. Achieving the maximum growth potential of children is influenced by several factors, namely: parental care, environmental support in caregivers, family, community, and social, economic, political, and cultural factors. The success of children’s growth and development are influenced by environmental factors, ranging from the family environment to the community. To summarize, parenting styles and family empowerment are used in children’s growth and development. Four databases (i.e., PubMed, Science Direct, EBSCO, and Springer) were used from 2015-2022. Articles that meet the inclusion and exclusion criteria were then subjected to a critical appraisal 25 articles were identified in this systematic review. Several studies identify parenting dimensions and styles through a data analytic approach to measure parenting with particular emphasis on parent-centered approaches. Other studies have shown that intervention models that can be given in family empowerment are emotional support, increased family involvement, family normalization, and family empowerment. To achieve the results of appropriate parenting styles and family empowerment in improving the ability of families, assessing, influencing, and managing situations with family resources in the growth and development of children. Parenting style and family empowerment that focuses on the growth and development of children to be carried children’s growth and development should be carried out empowerment in the growth and development of children; it is necessary to develop parenting styles and family empowerment by the current situation and conditions

THE WRITING SKILL STIMULATION OF CHILDREN AGED 5-6 YEARS

The purpose of this research was examined the implementation of writing skill stimulation at TK Negeri Pembina Manahan Surakarta. The research used a qualitative approach with ethnomethodology study. The subject of research were teachers and children aged 5-6 years. The data collecting techniques used interview, observation, and documentation. The techniques for testing the data validity by triangulation of technique and source. The data analysis technique used the interactive data model by Milles and Huberman.The research result showed that TK Negeri Pembina Manahan did the writing skill stimulation through the learning activity based on the Early Childhood Education Curriculum of 2013. The stimulation did through writing activity and writing skill reinforcement activity (drawing, coloring, and cutting). The thematic learning with scientific approach supports the varied writing skill stimulation. These activities are able to support the children’development of writing skill, including: (1) the children are able to grip the pencil; (2) writing the self-name; and (3) writing word and number.  

PERBEDAAN EFEKTIVITAS PEMBERIAN JUS SEMANGKA DAN JUS APEL MANALAGI TERHADAP TEKANAN DARAH PADA MENOPAUSE PENDERITA HIPERTENSI

Penyakit hipertensi sering tanpa keluhan khas, hipertensi dengan komplikasi adalah salah satu penyebab utama kematian berbagai buah-buahan juga bisa menjadi alternatif untuk menurunkan tekanan darah seperti semangka, apel. Penelitian ini bertujuan untuk mengetahui perbedaan efektivitas jus semangka dan jus apel manalagi terhadap tekanan darah pada menopause penderita hipertensi di Puskesmas pembantu  Badar Kidul Kota Kediri 2019. Metode penelitian ini adalah  Quasi Eksperimen dengan rancangan Non Equivalent Control Group Design. Penelitian ini menggunakan instrument lembar lembar observasi dengan tensimeter, dengan purposive sampling diperoleh sampel 32 responden. Uji statistic Wilcoxon dan MannWithney. Hasil penelitian menunjukkan bahwa sebelum semangka (81,2%), kriteria darah hipertensi adalah 13 responden, setelah diberi semangka (75%), hipertensi kriteria normal (tinggi) adalah 12 responden. Sedangkan sebelum apel manalagi diberikan (sebagian besar 87,5%) kriteria darah hipertensi adalah 14 responden ringan dan setelah apel diberikan sebagian besar (56,2%) darah hipertensi kriteria normal 9 responden. Hasil analisis menunjukkan nilai p value = 0,000 <α 0,05 sehingga Ho ditolak, artinya ada perbedaan efektivitas jus semangka dan jus apel manalagi terhadap tekanan darah pada menopause penderita hipertensi di Puskesmas pembantu  Badar Kidul Kota Kediri 2019. Pengobatan hipertensi dapat dilakukan secara rutin memeriksa kesehatan dan minum obat. Ada juga alternatif non farmakologi untuk menggunakan obat tradisional atau dengan berbagai jenis makanan atau buah-buahan yang dapat menurunkan tekanan darah. Diharapkan jus semangka dan jus apel merupakan salah satu buah yang dapat menurunkan tekanan darah pada penderita hipertensi. Kata kunci: Jus Semangka, Jus Apel, Hipertensi, Menopaus

UJI BEDA SENSITIVITAS KANAMISIN DENGAN SEFTRIAKSON PADA KUMAN NEISSERIA GONORRHOEAE SECARA IN VITRO

Background: Incidence of gonorrhe tends to increase across the world. The sensitivity of Ceftriaxone as first line treatment agent for patients with gonorrhe has been declining, hence alternative treatment is needed. Kanamycin is one of the proposed second line treatment agent for gonorrhe. Purpose: To assess the difference in sensitivity of Neisseria gonorrhoeae towards Kanamycin and Ceftriaxone in vitro Materials & Methods: A cross sectional study which examined 13 subjects with positive purulent discharge, gram staining found negative gram diplococcic bacteria, followed by a Thayer-Martin culture and a 24-hours incubation on 370C temperature. The colony samples were then moved to a Mueller Hinton media for Kanamycin and Ceftriaxone sensitivity testing, the inhibition zone formed on the colony samples was measured. Results: Culture samples of Neisseria gonorrhoeae which declared sensitive towards Kanamycin were 10 (76.9%), and those which declared sensitive towards Ceftriaxone was only 1 (7.7%), with p < 0.05 Conclusion: This study shown a significant difference between sensitivity of Neisseria gonorrheae towards Kanamycin and Ceftriaxone, with greater sensitivity towards Kanamycin.. Keywords: Neisseria gonorrhoeae, kanamycin, ceftriaxone, minimum inhibitory zone, sensitivit

THE WRITING SKILL STIMULATION OF CHILDREN AGED 5-6 YEARS

The purpose of this research was examined the implementation of writing skill stimulation at TK Negeri Pembina Manahan Surakarta. The research used a qualitative approach with ethnomethodology study. The subject of research were teachers and children aged 5-6 years. The data collecting techniques used interview, observation, and documentation. The techniques for testing the data validity by triangulation of technique and source. The data analysis technique used the interactive data model by Milles and Huberman. The research result showed that TK Negeri Pembina Manahan did the writing skill stimulation through the learning activity based on the Early Childhood Education Curriculum of 2013. The stimulation did through writing activity and writing skill reinforcement activity (drawing, coloring, and cutting). The thematic learning with scientific approach supports the varied writing skill stimulation. These activities are able to support the children’development of writing skill, including: (1) the children are able to grip the pencil; (2) writing the self-name; and (3) writing word and number

The Effect of Roselle Flower Infusion (Hibiscus sabdariffa) on Retinal Ganglion Cell Apoptosis of Sprague Dawley Rats Exposed to Cigarette Smoke

Background: Cigarette smoke contains a lot of free radicals that can reduce antioxidants in the body. One of those is Reactive Oxygen Species (ROS) which can induce Retinal Ganglion Cell (RGC) apoptosis. Reduced ganglion cell axons will eventually lead to optic neuropathy. Supplementing herbal medicines, vitamins, foods, and drinks containing antioxidants is one way to increase oxidant levels in the body. Roselle or Hibiscus sabdariffa is a herbal plant reported to have a lot of antioxidant content.Objective: The study aimed to prove that Roselle flower infusions can reduce retinal ganglion cell apoptosis of Sprague Dawley rats exposed to cigarette smoke.Methods: This was an experimental study with a post-test-only design with a total of 24 male Sprague Dawley rats exposed to four non-filtered cigarettes/day for 30 consecutive days. They were randomly divided into four sub-groups, and each group consisted of 6 rats. The control group received 1 ml of saline, and three treatment groups received Roselle flower infusions of 2.5%, 5%, and 10% for 30 days. Enucleated eyes were then made paraffin blocks and slides with HE staining. The retinal ganglion cell apoptosis score was assessed by calculating the number of apoptotic cells using 1000x in five fields of view. The data were analyzed using Kruskal-Wallis non-parametric test followed by the Mann-Whitney U test.Results: The average retinal ganglion cell apoptosis score in control, treatment 1, 2, and 3 groups were 3.00; 2.83; 2.00; 1.83. There was a significant difference between the control group and treatment groups 2 (p=0.001) and group 3 (p=0.001), while between the control group and treatment group 1, there was no significant difference (p=0.317).Conclusion: The administration of 5% and 10% Roselle flower infusions can reduce the apoptosis score of retinal ganglion cells in Sprague Dawley rats exposed to cigarette smoke. The higher the Roselle flower infusion concentration, the lower the apoptosis score of retinal ganglion cells

PERBEDAAN EFEKTIFITAS PEMBERIAN BUAH SEMANGKA DAN BUAH MELON TERHADAP TEKAKAN DARAH PADA WANITA MENOPAUSE PENDERITA HIPERTENSI DI DESA TIRON KECAMATAN BANYAKAN KABUPATEN KEDIRI TAHUN 2018

Hipertensi merupakan penyakit kardiovaskuler yang menjadi masalah kesehatan serius dan disebut the silent killer. Tujuan penelitian adalah mengetahui perbedaan efektifitas pemberian buah semangka dan buah melon terhadap tekanan darah pada wanita menopause penderita hipertensi di Desa Tiron Kecamatan Banyakan Kabupaten Kediri Tahun 2018. Desain penelitian menggunakan penelitian pre eksperimen pendekatan two-group Pretest-Posttest Design. Sampel sejumlah 16 orang diberikan buah semangka, 16 orang diberikan buah melon. Menggunakan teknik purposive sampling,pengumpulan data menggunakan data primer, dan di analisis menggunakan uji t-berpasangan dan uji efektifitas menggunakan uji independen sampel test. Hasil penelitian menunjukkan bahwa ada perbedaan nilai mean tekanan darah sebelum dan sesudah pemberian buah semangka  yaitu mean sistolik 8,38 mmHg dan mean diastolik 5.13 mmHg dengan ρ-value 0,000 maka H0 ditolak dan H1 diterima. Dan ada perbedaan nilai mean tekanan darah sebelum dan sesudah pemberian buah melon  yaitu mean sistolik 20.25 mmHg dan mean diastolik 11.8 mmHg dengan ρ value 0,000 maka H0 ditolak dan H1 diterima. Hasil penelitian uji independen sampels test mean sitolik buag semangka 13.87 mmHg, mean sitolik buah melon 14.56 mmHg, dan mean diastolik buah semangka 4.19 mmHg buah melon 4.50 mmHg. Berdasarkan hasil penelitian disimpulkan ada pengaruh setelah pemberian buah semangka dan buah melon terhadap penurunan tekanan darah pada wanita menopause di Desa Tiron Kecamatan Banyakan Kabupaten Kediri Tahun 2018. Diharapkan kepada wanita menopause agar dapat mengkonsumsi buah melon dan buah semangka untuk mengontrol tekanan darah