Online Banking in Italy. “Widiba Bank” Case Study, PESTLE and DEA Analysis

Given the great interest and impact generated by the previous article on the “Widiba Bank” case study published in this journal, the authors intend now to provide more insights on the analysis of the current Italian framework. A PESTLE analysis is therefore carried out to identify the main financial and environmental alternative strategies

THE E-TOURISM BEYOND COVID-19: A CALL FOR TECHNOLOGICAL TRANSFORMATION

The upsurge of Covid-19 changed lifestyles and hit almost every sector. The tourism sector is one of the most affected sectors due to social distancing, ban on crowding, restrictions to visit public places, and grounded airplanes. The study proposed a shift to e-tourism until the Covid-19 get fully curbed. Therefore, this study aims to focus on the tourist’s experiences in Thailand during the Covid-19 pandemic. The study provides insight with the support of literature to help practitioners and researchers to understand, manage, and improve the tourism industry and induce technological transformation to curb the impact of the outbreak. The paper proposes a way to turn Covid-19 into a transformational opportunity. The study used Smart PLS software for analysis and data was collected from the tourist who had intentions to visit Thailand and the ones already in Thailand. The study fills the gap of the call for a transformation of e-tourism and explains the impact of the pandemic on the industry. The study presents the theoretical and practical implications to promote the tourism industry and the transformation of the technology in the Covid-19 pandemic

Growth Effects of Remittance: A Case of Turkey Diaspora

In the age of globalization, remittances are an essential part of human life. This analysis's key objective is to examine the effect of remittances in developing economies like Turkey on economic development. The 1980 to 2020 time-series data used in this analysis which use numerous time series estimating techniques. Sending data is given by the Banks of Turkey and in a million dollars. Simultaneously, economic development or GDP data are provided by world economic indicator, the World Bank, and the new US dollar. The findings indicated that there are both short-term and long-term ties between transactions and economic development in Turkey. Therefore, results indicate that Turkey's transition flows positively affect Turkey's person and Turkey's macroeconomic scenario. The government should implement policies that allow Turkey in overseas countries to submit transmissions through official channels

The rise of online banks in Italy “WIDIBA Bank” Case Study

The digitalization of technologies for the functioning of the country’s economy, in particular banking institutions, has made a significant impetus to accelerate their development. It is stated that the use of advanced information technologies in the banking sector of the economy (which was gradually formalized into the concept of “online banking”) has greatly facilitated the implementation of financial transactions, in particular, minimized the physical circulation of money

The Impact of Brand Awareness, Brand Loyalty, and Brand Association on Consumer Decision Making in Palestine Olive Oil Industry

Brands come to play an essential role to motivate and stimulate the consumer to take actions that satisfy their needs and desires with obtaining the brand that according to their perception meets the requirements and possibilities. In par with the same, researchers have focused on studying the impact of brand awareness, brand loyalty, brand association and consumer decision making on Palestine olive oil industry. The research approach of the study is deductive discipline and primary data were gathered followed by a structured questionnaire. The relationships between each selected variables and consumer decision making were examined along with hypotheses developed. For that, empirical data is collected from the olive oil stakeholders from Palestine. The results show that there is a significant statistical relationship between these variables. Moreover, the brand awareness, brand loyalty and brand association significantly have the positive effects on the consumer decision making. The managerial implications have been discussed specially referring to the contexts brand awareness and loyalty as to make decision through this stud

An Empirical Study of HR Practices and Employee’s Engagement in Banking Sector

Companies around the world are grappling about how to improve employee engagement in an organization. For businesses to achieve long-term sustainability and well-being, employees must be engaged. Employees accept the job that could help them go through the ladder of their needs starting from the basic needs like security up to self-enhancement, for instance, self-ego or self-worth. Social exchange theory has been selected for this study, because this theory provide knowledge and understanding which is related to the study of employee engagement. This study used quantitative approach. The samples of this research were 132 employees of private banks in Sana’a, Yemen. Data retrieval used a questionnaire and the responses are accumulated through the structured questionnaires. Keywords: employee engagement, reward & recognition, job securit

The impact of motivation on employees productivity in the retail sector: the mediating effect of compensation benefits

All companies aspire to compete against their rivals, retain a strategic edge in the industry, gain the largest market share and be inspired to bring out their utmost to achieve their desired goals at work. Few businesses think they will gain growth and wealth by important assets for their workers. Unfortunately, most companies appear to exploit the dismissal of their workers and talented applicants. Recognizing the critical position of workers appears to have a major effect on operational performance as most companies aim to maintain staff by empowering and enhancing the working standards of their employees. Therefore, it is necessary to enforce certain techniques to retain high quality and ensure performance and efficiency. The research examined the influence of organizational participation and encouragement in banks' work results. A study of 100 participants was tested, and findings were evaluated using the chi-square analysis. The findings revealed a substantial level below 5% which indicates that the study variables are closely linked. The quantitative approach and qualitative framework have been used to analyze their perception of the effects of job retention on the success of workers. Approach a single case study for various branches by implementing a similar case study and addressing a larger number of samples. This allows the researcher to remove the survey challenge and hold evidence from a larger community with a deeper comprehension of the idea of encouragement and how it influences workers' output

Sustainability of agriculture extension services in the face of COVID-19: a study on gender-specific market systems

In the fourth industrial revolution, achieving sustainable agricultural development while feeding a growing world population and maintaining a balanced interrelationship between the economy, society, and the environment has been a significant challenge. However, COVID-19 disrupted agricultural extension and advisory systems, affecting all market participants. The complexity of the pandemic has impacted the private sector, public sector, extension staff, donor funding, education, and research systems, subsequently affecting human nutrition. This paper aims to expertly review COVID-19’s effects on the sustainability of gender-specific agricultural extension service systems. Demand and supply market stakeholders in the extension system are thematically discussed. The findings reveal various consequences of COVID-19 for market actors on both the demand and supply sides of the extension system. Private-sector players often support expansion directly or indirectly, with multi-sectorial support and funding strategies existing for sustainability. In many developing nations, the comprehensive extension system was disrupted by COVID-19, impacting household incomes and nutrition. The pandemic accelerated the adoption of digital technologies in many developing nations, transitioning from a centralized to a decentralized and pluralistic extension model. Multi-sector coordination and execution, especially from health and other sectors, are crucial in managing complex crises that disrupt the market system

IMPACT OF CAPITAL STRUCTURE ON ISLAMIC AND NON-ISLAMIC INSTITUTIONS OF PAKISTAN : Hira Saeed, Rukhsana Bibi, Luigi Pio Leonardo Cavaliere

The prime purpose of this study is to analyze the capital structure impact on the performance of Islamic and non-Islamic financial institutes of Pakistan during the time of 2006-2013. To examine this impact, the researchers investigate empirically what are the outcomes of capital ratio on profitability indicator (EFCROE) of Shariah compliant financial firms as well as interest-based financial firms separately. The estimation technique generalized method of moments has been used for the proposed model. Both models verify the negative association of capital ratio with the efficiency of financial institutions. The lower equity with higher leverage becomes the cause of mitigating the agency cost of the firm and good performance as well. Hence, both models confirm the presence of agency cost theory in the financial sector of Pakistan. However, this effect in the Islamic financial sector is insignificant because of the small magnitude of the Islamic financial sector. The results suggest that managers should increase their debt financial instruments and lessen their equity financing to enhance their performance and the State Bank of Pakistan should take valid and sound steps to promote Islamic financial services in Pakista