Análisis Actuarial de la indemnización por necesidad de ayuda de tercera persona prevista en la Ley 35/2015

La Ley 35/2015, de 22 de septiembre, establece un nuevo sistema para la valoración de los daños y perjuicios causados a las personas en accidentes de circulación, el cual incluye indemnizaciones cuya finalidad es compensar los perjuicios patrimoniales que sufren los perjudicados, ya se trate de lucro cesante o de daño emergente. Conforme a lo establecido en la propia Ley, las más relevantes de esas indemnizaciones requieren una valoración actuarial, siendo ése el caso de la indemnización por necesidad de ayuda de tercera persona. El presente trabajo tiene por objeto analizar la metodología de valoración actuarial que, para esta indemnización, se incluye en las “Bases Técnicas Actuariales del Baremo”, así como las hipótesis biométricas y económico-financieras que se asumen y los resultados que se obtienen; y todo ello en el marco de los principios y criterios que la Ley 35/2015 establece con carácter general para el sistema y en particular para dicha indemnización.Universidad de Málaga. Campus de Excelencia Internacional Andalucía Tech

Nitrogen isotopic evidence for deglacial changes in nutrient supply in the eastern equatorial Pacific

The Eastern Equatorial Pacific (EEP) is a high nutrient–low chlorophyll region of the ocean. Downcore nitrogen isotope records from the EEP have been previously interpreted as a direct reflection of changes in nutrient consumption. However, the observed changes in sedimentary δ15N since the last glacial maximum have no coherent relationship with export productivity or an inferred variation in the iron‐to‐nitrate ratio of the surface waters. Rather, downcore N isotope records in the EEP strongly resemble changes in the extent of water column denitrification as recorded in nearby sedimentary δ15N records along the western margin of the Americas. This similarity is attributed to the overprinting of the N isotopic composition of nitrate in the EEP through the advection of nitrate westward from the margins in the subsurface. A local nitrogen isotope record of changes in the degree of nutrient consumption is extracted from the bulk sedimentary record by subtracting two different sedimentary δ15N records of denitrification changes from two new EEP δ15N records (TR163‐22 and ODP Site 1240). The denitrification records used are from 1) the Central American margin (ODP Site 1242) and 2) the South American margin (GeoB7139‐2). The degree of consumption in the surface waters declines rapidly from elevated values during the last glacial maximum to a pair of minima around 15 and 11–13 ka, and finally it increases into the Holocene. The derived EEP nitrogen isotope record indicates that the regional peak in export productivity occurred when the supply of nutrients exceeded the apparently high demand. The influx of nutrients during the deglaciation is attributed to the resumption of intense overturning in the Southern Ocean and the release of sequestered CO2 and nutrient‐rich, O2 poor waters from the deep ocean. This has important implications for understanding the glacial‐interglacial scale variation in intermediate water suboxia and water column denitrification

A dynamic explanation for the origin of the western Mediterranean organic-rich layers

The eastern Mediterranean sapropels are among the most intensively investigated phenomena in the paleoceanographic record, but relatively little has been written regarding the origin of the equivalent of the sapropels in the western Mediterranean, the organic-rich layers (ORLs). ORLs are recognized as sediment layers containing enhanced total organic carbon that extend throughout the deep basins of the western Mediterranean and are associated with enhanced total barium concentration and a reduced diversity (dysoxic but not anoxic) benthic foraminiferal assemblage. Consequently, it has been suggested that ORLs represent periods of enhanced productivity coupled with reduced deep ventilation, presumably related to increased continental runoff, in close analogy to the sapropels. We demonstrate that despite their superficial similarity, the timing of the deposition of the most recent ORL in the Alboran Sea is different than that of the approximately coincident sapropel, indicating that there are important differences between their modes of formation. We go on to demonstrate, through physical arguments, that a likely explanation for the origin of the Alboran ORLs lies in the response of the western Mediterranean basin to a strong reduction in surface water density and a shoaling of the interface between intermediate and deep water during the deglacial period. Furthermore, we provide evidence that deep convection had already slowed by the time of Heinrich Event 1 and explore this event as a potential agent for preconditioning deep convection collapse. Important differences between Heinrich-like and deglacial-like influences are highlighted, giving new insights into the response of the western Mediterranean system to external forcing

Nitrogen isotopic evidence for deglacial changes in nutrient supply in the eastern equatorial Pacific

The Eastern Equatorial Pacific (EEP) is a high nutrientâ "low chlorophyll region of the ocean. Downcore nitrogen isotope records from the EEP have been previously interpreted as a direct reflection of changes in nutrient consumption. However, the observed changes in sedimentary δ15N since the last glacial maximum have no coherent relationship with export productivity or an inferred variation in the iron-to-nitrate ratio of the surface waters. Rather, downcore N isotope records in the EEP strongly resemble changes in the extent of water column denitrification as recorded in nearby sedimentary δ15N records along the western margin of the Americas. This similarity is attributed to the overprinting of the N isotopic composition of nitrate in the EEP through the advection of nitrate westward from the margins in the subsurface. A local nitrogen isotope record of changes in the degree of nutrient consumption is extracted from the bulk sedimentary record by subtracting two different sedimentary δ15N records of denitrification changes from two new EEP δ15N records (TR163-22 and ODP Site 1240). The denitrification records used are from 1) the Central American margin (ODP Site 1242) and 2) the South American margin (GeoB7139-2). The degree of consumption in the surface waters declines rapidly from elevated values during the last glacial maximum to a pair of minima around 15 and 11â "13 ka, and finally it increases into the Holocene. The derived EEP nitrogen isotope record indicates that the regional peak in export productivity occurred when the supply of nutrients exceeded the apparently high demand. The influx of nutrients during the deglaciation is attributed to the resumption of intense overturning in the Southern Ocean and the release of sequestered CO2 and nutrient-rich, O2 poor waters from the deep ocean. This has important implications for understanding the glacial-interglacial scale variation in intermediate water suboxia and water column denitrification

Reintegration of disabled workers to labor market. A stochastic analysis based on the continuous sample of working lives

The public social security system provides a wide range of benefits. The different contingencies for which it provides coverage provide security for those exposed. However, in order to determine the objectivity of the amount of benefits, it is necessary to analyse the risk factors involved. Total Permanent Disability (TPD) provides protection for people who are unable to carry out their usual profession due to reduced functionality. The compatibility of this benefit with a job other than the usual one prior to the occurrence of the contingency raises doubts about the objectivity and fairness of the benefit, which is due to the complexity and variety of situations in which the subject may find himself. This paper questions the current differentiation in the amount of the benefit and demonstrates the consequences of using a simple system to measure a complex risk, showing that the variables of sex, age or years of incapacity are factors that have a significant influence on it, and should therefore be used to guarantee an equitable and fair system of protection.Universidad de Málaga. Campus de Excelencia Internacional Andalucía Tech

The roles of the independent actuary in the assessment of damages caused to persons by traffic accidents according to the Spanish legal framework

The roles of the independent actuary in the assessment of damages caused to persons by traffic accidents according to the Spanish legal frameworkUniversidad de Málaga. Campus de Excelencia Internacional Andalucía Tech

The Professional University Degree Of Actuary Through Bloom's Taxonomy

The aim of this paper is to determine the characteristics of the MScAFS in terms of how the Syllabus of the AAE sets out the subjects, organised into sub-areas, and the degree of development of the competences required to obtain the professional qualification of actuary in the EU. For this purpose, they are classified and quantified according to the type of conceptual development and the degree of in-depth study. This makes it possible to obtain the Master's degree graduate profile, which must coincide with the professional qualification agreed in the AAE. This profile is different from other master's degrees, whether complementary academic or with a research profile, and from other professions, which may or may not have one or more of the characteristics of the actuarial profession.Universidad de Málaga. Campus de Excelencia Internacional Andalucía Tech

A study of the galaxy redshift distribution toward the cosmic microwave background cold spot in the Corona Borealis supercluster

We present a study of the spatial and redshift distributions of Sloan Digital Sky Survey (SDSS) galaxies toward the position of CrB-H, a very deep and extended decrement in the Cosmic Microwave Background (CMB), located within the Corona Borealis supercluster (CrB-SC). It was found in a survey with the Very Small Array (VSA) interferometer at 33 GHz, with a peak negative brightness temperature of -230 muK, and deviates 4.4-sigma from the Gaussian CMB (G\'enova-Santos et al.). Observations with the Millimeter and Infrared Testa Grigia Observatory (MITO) suggested that 25$^+21_-18% of this decrement may be caused by the thermal Sunyaev-Zel'dovich (tSZ) effect (Battistelli et al.). Here we investigate whether the galaxy distribution could be tracing either a previously unnoticed galaxy cluster or a Warm/Hot Intergalactic Medium (WHIM) filament that could build up this tSZ effect. We find that the projected density of galaxies outside Abell clusters and with redshifts 0.05<z<0.12 at the position of CrB-H is the highest in the area encompassed by the CrB-SC. Most of these galaxies are located around redshifts z=0.07 and z=0.11, but no clear connection in the form of a filamentary structure is appreciable in between. While the galaxy distribution at z=0.07 is sparse, we find evidence at z=0.11 of a galaxy group or a low-mass galaxy cluster. We estimate that this structure could produce a tSZ effect of ~ -18 muK. The remaining VSA signal of ~ -212 muK is still a significant 4.1-sigma deviation from the Gaussian CMB. However, the MITO error bar allows for a larger tSZ effect, which could be produced by galaxy clusters or superclusters beyond the sensitivity of the SDSS. Contributions from other possible secondary anisotropies associated with these structures are also discussed.Comment: 11 pages, 5 figures, 3 tables. Accepted in MNRA

Crossover in the nature of the metallic phases in the perovskite-type RNiO_3

We have measured the photoemission spectra of Nd$_{1-x}$Sm$_{x}$NiO$_{3}$, where the metal-insulator transition and the N\'{e}el ordering occur at the same temperature for $x \lesssim 0.4$ and the metal-insulator transition temperature ($T_{MI}$) is higher than the N\'{e}el temperature for $x \gtrsim 0.4$. For $x \le 0.4$, the spectral intensity at the Fermi level is high in the metallic phase above $T_{MI}$ and gradually decreases with cooling in the insulating phase below $T_{MI}$ while for $x > 0.4$ it shows a pseudogap-like behavior above $T_{MI}$ and further diminishes below $T_{MI}$. The results clearly establish that there is a sharp change in the nature of the electronic correlations in the middle ($x \sim 0.4$) of the metallic phase of the $R$NiO$_3$ system.Comment: 4 pages, 4 figure, submitted to Phys. Rev.

Effect of sugammadex on processed EEG parameters in patients undergoing robot-assisted radical prostatectomy

Background: Sugammadex has been associated with increases in the bispectral index (BIS). We evaluated the effects of sugammadex administration on quantitative electroencephalographic (EEG) and electromyographic (EMG) measures. Methods: We performed a prospective observational study of adult male patients undergoing robot-assisted radical prostatectomy. All patients received a sevoflurane-based general anaesthetic and a continuous infusion of rocuronium, which was reversed with 2 mg kg1 of sugammadex i.v. BIS, EEG, and EMG measures were captured with the BIS Vista™ monitor. Results: Twenty-five patients were included in this study. Compared with baseline, BIS increased at 4e6 min (b coefficient: 3.63; 95% confidence interval [CI]: 2.22e5.04; P<0.001), spectral edge frequency 95 (SEF95) increased at 2e4 min (b coefficient: 0.29; 95% CI: 0.05e0.52; P¼0.016) and 4e6 min (b coefficient: 0.71; 95% CI: 0.47e0.94; P<0.001), and EMG increased at 4e6 min (b coefficient: 1.91; 95% CI: 1.00e2.81; P<0.001) after sugammadex administration. Compared with baseline, increased beta power was observed at 2e4 min (b coefficient: 93; 95% CI: 1e185; P¼0.046) and 4e6 min (b coefficient: 208; 95% CI: 116e300; P<0.001), and decreased delta power was observed at 4e6 min (b coefficient: 526.72; 95% CI: 778 to 276; P<0.001) after sugammadex administration. Neither SEF95 nor frequency band data analysis adjusted for EMG showed substantial differences. None of the patients showed clinical signs of awakening. Conclusions: After neuromuscular block reversal with 2 mg kg1 sugammadex, BIS, SEF95, EMG, and beta power showed small but statistically significant increases over time, while delta power decreased