Deep Learning and Implementations in Banking

The file attached to this record is the author's final peer reviewed version. The Publisher's final version can be found by following the DOI link.Data-driven technologies have been changing every aspect of human life and the fast-developing banking sector with its data-rich nature has become the implementation field of these fast-evolving technologies. Deep learning, as one of the emerging technologies in recent years, has also been inevitably adopted for various improvements in banking. To the best of our knowledge, there is no comprehensive literature review, which focuses on specifically deep learning and its implementations in banking. Therefore, this paper investigates the deep learning technology in-depth and summarizes the relevant applications in banking so to contribute to the existing literature. Moreover, by providing a reliable and up-to-date review, it is also aimed to serve as the one-stop repository for banks and researchers who are interested in embracing deep learning, whilst bringing insights for the directions of future research and implementation

Mobile Application Development with Augmented Reality for Promoting Tourism Objects in Southwest Sumba

Southwest Sumba is a regency located on the island of Sumba and falls under the jurisdiction area of the province of East Nusa Tenggara. This regency is well-known for its wide variety of and interesting tourism objects, such as its nature, culture, and marine tourism. Nevertheless, one of the things that proved to be obstacles in promoting tourism objects to potential visitors is the lack of information about their very own existence. Therefore, any form of location-based information services is particularly needed to be developed so that this so-called information can be accessed in real time, direct routes to tourism objects, and one that can quickly provide information regarding tourism objects. In this research, location-based information services are developed in a form of a mobile app that combines Location Based Service (LBS) with Augmented Reality (AR). This particular application use markerless method planted in AR to track object of Point Of Interest (POIs) for tourism objects. Furthermore, each POIs of tourism objects is tracked based on three different coordinate points for each location and can make it easier for tourists to obtain information regarding tourism object

Competition and Cooperation in Economics and Business

Asia and the Pacific have become the growth engine of the world economy with the contribution of two-third of the global growth. The book discusses current issues in economics, business, and accounting in which economic agents, as individuals, entrepreneurs and professionals, as well as countries in the Asia and Pacific regions compete and collaborate with each other and with the rest of the globe. Areas covered in the book include economic development and sustainability, labor market competition, Islamic economic and business, marketing, finance, accounting standard compliances, and taxation. It will help shed light on what business and economic scholars in regions have done in terms of research and knowledge development, as well as the new frontiers of research that have been explored and opening up

Competition and Cooperation in Economics and Business

Asia and the Pacific have become the growth engine of the world economy with the contribution of two-third of the global growth. The book discusses current issues in economics, business, and accounting in which economic agents, as individuals, entrepreneurs and professionals, as well as countries in the Asia and Pacific regions compete and collaborate with each other and with the rest of the globe. Areas covered in the book include economic development and sustainability, labor market competition, Islamic economic and business, marketing, finance, accounting standard compliances, and taxation. It will help shed light on what business and economic scholars in regions have done in terms of research and knowledge development, as well as the new frontiers of research that have been explored and opening up

The drivers of Corporate Social Responsibility in the supply chain. A case study.

Purpose: The paper studies the way in which a SME integrates CSR into its corporate strategy, the practices it puts in place and how its CSR strategies reflect on its suppliers and customers relations. Methodology/Research limitations: A qualitative case study methodology is used. The use of a single case study limits the generalizing capacity of these findings. Findings: The entrepreneur’s ethical beliefs and value system play a fundamental role in shaping sustainable corporate strategy. Furthermore, the type of competitive strategy selected based on innovation, quality and responsibility clearly emerges both in terms of well defined management procedures and supply chain relations as a whole aimed at involving partners in the process of sustainable innovation. Originality/value: The paper presents a SME that has devised an original innovative business model. The study pivots on the issues of innovation and eco-sustainability in a context of drivers for CRS and business ethics. These values are considered fundamental at International level; the United Nations has declared 2011 the “International Year of Forestry”

The effects of media on financial stability

My thesis investigates the topic regarding media effects and financial stability, which makes valuable contributions to the current literature and financial industry. Through the study of this thesis, it reveals that the media can indeed manipulate financial stability via controlling different aspects of media, including the type, concept, the post information, the sentiment etc. I believe the findings of thesis would be benefit for not only the policy makers but the individuals who desire to invest in financial market. Specifically, the findings of my thesis would help the policy makers aware of the media power to adjust their monitor level of media industry. At the same time, individual investors may seek opportunities via media platforms and information posted on Twitter. For those who intend to explore links between media and financial world, this thesis would help them establish a better view of current literature and research outcomes related to media and financial aspects. For indicating different aspects of media effects, this thesis focuses on three research questions, which are presented as separate chapters 1-3. In chapter 1, I focus on the effects of two media formats (traditional and modern media) and three media concepts (media freedom, concentration and ownership) on financial stability. For defining financial stability, I distinguish it into two specific aspects, which are banking stability and financial market stability. Multi types of regression models (OLS, 2SLS and GMM) are applied to analyse the relationship based on data analysis of OECD countries from 2002 to 2016. After the empirical analysis, I find that TV and the Internet both have significant negative effects on financial stability. For other media formats and factors such as Radio, Newspaper, and media freedom, the influence behaves differently depending on the financial environment (banking or financial market). Chapter 2 is related to social media and financial stability, which investigates how the volume of Tweets and sentiment of Tweets could affect financial stability, established by the banking stock market stability and trading volume. After using a sample including 73 listed banks selected from the NYSE and FTSE 100 index, the primary results indicate that both Tweets volume and Tweets sentiment have significant effects on banking stock market stability and stock trading volume., The novel finding is from the Tweets sentiment, as the number of sentiment Tweets show opposite effects on stock market stability compared with the number of Tweets. Specially, the Tweets volume show a significant positive effect on stock market stability, yet a significant negative effect of sentimental Tweets on stability. The results of this chapter indicate the importance of sentimental information and thus, we should pay attention to information with strong sentiment on a social media platform. As we know, in 2020, the global pandemic of COVID-19 came across as an unpredictable, unexpected and rare event to the world. The governments around the world announce and carry out strict regulations to control the spread of the COVID-19. For supporting the firms especially during the quarantine, the governments also inject funds into businesses and increase interest rates. Based on that, in Chapter 3, my purpose is to investigate and compare the media coverage and real factor effects of COVID-19 on financial stability from the bank liquidity and bank stability aspects, viewing from three different time waves based on weekly data from six countries with over 30,000 observations from 1st March 2020 to 1st March 2022. The results indicate that both media coverage and real factors of COVID-19 significantly affect bank liquidity and bank stability, and most of the real factors could be harmful to bank liquidity and stability, yet some evidence shows a benefit could exist such as the number of vaccinations. Based on the results, we should continue following the government’s suggestions and getting vaccination