Blockchain acceptance and deployment: A catalyst for microeconomic stability with financial performance as a mediator

The study assesses blockchain technology acceptance and diffusion with its resultant impact on microeconomic stability, mediated by financial performance. It highlights blockchain's role in enhancing efficiency, transparency, and security, potentially increasing microeconomic stability. The questionnaires were administered to SME managers on the Indodax exchange platform, grounded in the Technology Acceptance Model (TAM) framework and Trade-off theory.  Partial Least Squares Structural Equation Modeling (PLS-SEM) used for data analysis to establish the relationship among blockchain acceptance and deployment, financial performance, and microeconomic stability. The results indicated a significant positive consequence of blockchain acceptance and deployment on the financial performance of companies. Financial performance acted as the mediating variable between blockchain acceptance and deployment and microeconomic stability. Managerial implications show that commitment from top leadership, risk management, and stakeholder engagement are crucial for sustainable blockchain acceptance and deployment. This work elaborates on how blockchain technology can strengthen microeconomic stability and improve financial performance by providing practical guidance for organizations. However, it excludes considerations of operational costs, license fees, government regulations, cold chain management integration, demographic diversity, geographic expansion, alternative variables, sustainability, Bitcoin mining, longitudinal data collection, theoretical advantages for SMEs, supply chain efficiency, specific fintech subsectors, interoperability, scalability, macroeconomic variables, or ownership identity impacts. Despite these gaps, this research remains instrumental by providing foundational insights into the beneficial impacts of blockchain technology on financial performance and microeconomic stability, highlighting key areas for future investigation and guiding practice for current and potential adopters

EMPOWERMENT OF RURAL CATTLE FARMERS: INTEGRATING SUSTAINABLE PRACTICES AND IMPROVED MARKET ACCESS FOR LIVELIHOOD ENHANCEMENT

Community empowerment through micro-enterprise development can be an effective instrument in poverty alleviation. This study will review sustainable farming practice implementation and improved market access with regard to cattle farmers in Klungkung District, Bali, where there exists strong cultural affinity towards natural conservation. This research, using the theory of sustainable development, which links economic, social, and environmental variables, identifies those interventions that would enhance farmers' management capacity and improve market access. The approach adopted in the study is a qualitative one with a descriptive-analytical design, in which purposive sampling is done from 15 cattle farmers and 5 stakeholders who are involved in livestock management. The results showed marked improvements in health management of the livestock, business planning, and marketing strategies after the intervention. Besides, environmentally friendly agricultural practices, such as the use of organic waste as fertilizer, are also adopted. Marketing groups were formed where farmers could sell directly, thus minimizing dependence on intermediaries, enhancing bargaining power, and improving profit margins. The study has pointed out that the active participation of farmers and stakeholders is very crucial for the success of this empowerment program. Longitudinal studies should be conducted to further monitor the sustainability of the program regarding its long-term impact

ENHANCING SUSTAINABLE MSMES THROUGH REGIONAL FINANCIAL INSTITUTIONS: THE MODERATING INFLUENCE OF DIGITAL FINANCIAL PRODUCTS: English

While access to regional financial institutions is important in supporting MSMEs in their sustainability, challenges are still evident with regard to the utilization of financial access to support digital transformation. This paper, therefore, seeks to establish the effect of access to regional financial institutions on MSMEs' sustainability and the moderating role of digital financial products on this relationship. Therefore, the quantitative approach using Partial Least Squares-Structural Equation Modeling (PLS-SEM) was employed to analyze the relationship between variables. Data collection was done by surveying 200 owners or managers of MSMEs in Denpasar, Bali. The selection criteria for respondents are those MSMEs that have accessed or attempted to access credit and have financial management knowledge. The results show that access to regional financial institutions positively influences the sustainability of MSMEs. In addition, the digital financial products significantly enhance such a relationship, implying that the financial digitization increases the effectiveness of financial access for MSMEs. The study hereby offers important lessons to policymakers, financial institutions, and MSME actors in the pursuit of designing digital-based financial access strategies toward business sustainability

Digital Adaptation Strategies for Enhancing MSME Resilience Against Extreme Weather in Urban Contexts

More frequent extreme weather conditions disrupt urban ecosystems and the sustainability of MSMEs, crucial contributors to the local economy. This paper seeks to explore extreme weather conditions' impacts on MSMEs in Denpasar, Indonesia, and the mitigation role of digital technologies using IoT and GIS for environmental risk mitigation. This study employs a quantitative approach by using PLS-SEM in order to analyze the interactions between extreme weather, digital adaptation strategies, and the sustainability of MSMEs. It was found that extreme weather negatively impacts the operation and financial stability of MSMEs, while digital adaptation strategies have significantly improved their resilience and sustainability. The originality of this study lies in integrating resilience theory and technological determinism to address the challenges of urban MSMEs. Recommendations on how to strategically facilitate digital transformation to enhance operational efficiency for sustainable urban development are provide

FROM WASTE TO WEALTH: COMMUNITY SERVICE FOR SUSTAINABLE FURNITURE PRODUCTION: English

The PKM activity was carried out in Dalung, Badung, Bali. It adopts the use of reclaimed wood in furniture production. The background of this activity is that UMKM (Micro, Small, and Medium Enterprises) face an obstacle in their efforts to manage the cost of production and increase product quality. High dependence on new wood raises production costs, and as a result, it confines profitability. The program was designed to enhance the operational skills of UMKM operators to process reclaimed wood efficiently for lower cost production and high-quality final products.Participatory approaches were applied, followed by technical training sessions and direct production assistance. The beneficiary activities included identification of problems within a specific context, practical training in techniques for processing reclaimed wood, and managerial skills that aim to improve efficiency in resource use. The activities involved three main stages: socialization and problem identification, technical training, and tutoring during the course of production.The results were fairly impressive: the reduction of production costs by 25-30% due to the use of reclaimed wood, improvement of technical skills of participants, and enhanced product quality to meet local consumer standards. The program promoted active involvement in the community as well, because the participants expressed great interest in the application of the techniques learned. The overall outcomes of PKM helped not only to empower local UMKM but also to train people in sustainable practices within the production of furniture. Therefore, it placed an emphasis on the use of local resources and on continuous training as a stimulus for grass-roots economic growth

Interpretasi Kebijakan Perpajakan, Pelayanan Fiskus Dan Sanksi Pajak Meningkatkan Kepatuhan Wajib Pajak Orang Pribadi

Tujuan dari penelitian ini adalah untuk mendapatkan hasil terkait kepatuhan wajib pajak terhadap aturan pajak, kewenangan dan sanksi. 59.360 wajib pajak KPP Pratama Denpasar Timur digunakan sebagai sampel dalam penelitian ini. Teknik yang digunakan dalam penelitian ini adalah teknik acak sebagai metode pengambilan sampel dalam penelitian ini dengan mengambil sampel sebanyak 100 orang. Analisis yang digunakan adalah regresi linier berganda sebagai metode analisis. Berdasarkan hasil penelitian ini, kepatuhan terhadap kebijakan perpajakan mempunyai pengaruh yang secara meyakinkan terhadap pembayaran pajak di KPP Pratama Denpasar Timur. Pelayanan perpajakan KPP Pratama Denpasar Timur berdampak positif dan secara meyakinkan terhadap pemenuhan kewajiban Wajib Pajak. Di KPP Pratama Denpasar Timur, sanksi perpajakan berdampak positif dan secara signifikan terhadap kepatuhan wajib pajak. Ditafsirkan kebijakan perpajakan, pelayanan pemerintah dan sanksi perpajakan membantu 72,3% membayar pajak tepat waktu. proporsi faktor lain yang belum ditemukan adalah 27,7%

Optimizing Farmers' Income through Digital Innovation in Agricultural Supply Chains: English

Agriculture plays a very vital role in the development of the rural economy; nevertheless, a large number of farmers are found to be confronted with financial crises due to changes in market prices, inefficient practice, or a very poor awareness of modern technologies. Equipping farmers with up-to-date digital innovations along the value chain focuses on sustainable farming practices, financial literacy, and digital marketing strategies to maximize income. The general vision is to increase farmers’ productivity, profitability, and resilience by equipping them with knowledge that will enable to adapt to changing markets. Participatory approaches involve farmers in workshops and field demonstrations of sustainable agriculture, digital marketing, and financial management. Farmers learn how to manage their farms more effectively by developing their e-commerce platformto market their products, using social media to access broader markets, and applying precision farming techniques. The program participants witnessed improved incomes for the farmers, enhanced access to markets, enhanced financial management, and an improvement in agricultural productivity. Application of the digital tool supported the introduction of sustainable farming practices, therefore, contributing to economic resilience in the long term, as well as environmental sustainability

Understanding the Influence of Traffic Congestion on Tourist Consumer Behaviour: The Role of Stoicism and Sad Ripu Control in Maintaining Sustainable Tourism

This research investigates the effects of Stoic principles and Sad Ripu control on tourists’ consumption behaviour regarding the perceived condition of traffic congestion in Bali. Among tourists’ most pervasive problems, traffic congestion affects consumptive behaviour and travel decisions. This study tries to investigate how emotional regulation, governed by Stoicism and a traditional Balinese philosophy known as Sad Ripu, influences the response of tourists to perceived crowding and, subsequently, their behaviour. This study is novel because integrating Stoic principles with Sad Ripu control offers a fresh perspective into emotional regulation in tourism behaviour. A quantitative approach with structured questionnaires was applied to 200 tourists in Bali, testing relationships among the variables by means of SEM. The findings indicate that Stoic principles and Sad Ripu control are significantly associated with more positive tourist behaviour, promoting less stress and more satisfaction, hence more positive consumption decisions. Besides, traffic congestion has been found to play a mediating role in emotional regulation and consumer behaviour. This study underlines the importance of emotional management in tourism and claims that Stoic practices and emotional control strategies can improve the tourist experience and foster loyalty. Further studies are necessary to explore broader contexts and long-term impacts across various tourist destinations

MEMAKSIMALKAN MEDIA INSTAGRAM SEBAGAI MEDIA PROMOSI DENGAN ANALISA MARKETING MIX DI PT. BPR MAS GIRI WANGI: indonesia

Penggunaan media sosial sebagai alat promosi telah menjadi strategi yang efektif dalam dunia bisnis modern. Pengabdian ini bertujuan memaksimalkan upaya PT. BPR Mas Giri Wangi dalam memaksimalkan penggunaan Instagram sebagai media promosi dengan menerapkan analisis marketing mix. Pengabdian ini dilakukan dengan mengelola akun Instagram BPR Mas Giri secara berkala, melakukan postingan promosi, serta berinteraksi dengan pengikut untuk meningkatkan engagement. Melalui wawancara mendalam dan observasi partisipatif, strategi konten dikembangkan untuk menarik perhatian nasabah potensial dan meningkatkan jangkauan pemasaran. Hasilnya menunjukkan peningkatan signifikan dalam jumlah pengikut, rata-rata like dan komentar per post, serta engagement rate. Penggunaan Instagram tidak hanya meningkatkan visibilitas layanan dan produk PT. BPR Mas Giri Wangi, tetapi juga memperkuat hubungan dengan nasabah dan menciptakan citra positif perusahaan. Pengabdian ini menyimpulkan bahwa integrasi elemen-elemen marketing mix dengan strategi promosi di Instagram dapat menjadi alat yang efektif untuk mencapai tujuan pemasaran dan meningkatkan loyalitas nasabah