Against Molinism: A Refutation of William Lane Craig\u27s Molinism

The debate concerning human free will, human moral culpability, and God’s sovereignty has raged for millennia within the Christian church. The recent rediscovery of the medieval philosophical theory known as Molinism brought Molinism to the fore of this debate. One major contemporary proponent of Molinism is William Lane Craig, the famous philosopher, theologian, and apologist. The purpose of this essay is to present a refutation of Craig\u27s brand of Molinism by arguing that Craig’s Molinism relies on a flawed view of human freedom and further fails to reconcile this flawed view of human freedom with God’s sovereignty

The Ethos of the International Court of Justice Is Dependent Upon the Statutory Authority Attributed to Its Rhetoric: A Metadiscourse

This Comment argues that the Court\u27s practice of unofficially applying precedent, contrary to actual statutory authority, negatively impacts the Court\u27s authority. Specifically, the absence of an official doctrine of stare decisis diminishes the Court\u27s ethos and the rhetorical clout imputed to the Court\u27s decisions. 28 Part I discusses the Court\u27s character in providing states with a consistent, statutorily authorized rhetoric to refer to in their compromissory interactions, the Court\u27s acknowledgment of the written rules, and its subsequent use of precedent. Part I also examines the past under-utilization of the ICJ to settle treaty disputes, and the recent increasing trend in states\u27 reliance on the ICJ as the potential interpreter of treaties. Part II analyzes the ICJ\u27s statutory authority, and their interpretations and practices regarding that authority. Part III argues that without binding the Court statutorily the effect of precedent on later decisions of the ICJ undermines the rhetoric of the Court, thereby undermining the ethos, or authoritativeness, of the Court to decide conflicts between disputing states. Part III also argues that if the authoritativeness of the Court\u27s rhetoric is questionable, the increased reliance on the ICJ as the adjudicator of potential treaty disputes could be reversed, causing a return to under-utilization of the Court. Part III further argues that in order to prevent a return to under-utilization of the Court, the written statute that defines the Court should reflect the Court\u27s practices. This Comment concludes that binding the Court to its past decisions by amending the ICJ statute would increase the ICJ\u27s rhetorical ethos, thus adding more precedential weight to the Court\u27s decisions and authoritative use of its service

LOEX 2012 Conference Report: Columbus, OH

Summary of plenary and breakout sessions of the 40th annual LOEX conference in Columbus, Ohio on May 3-5, 2012

Structure of the twin-arginine signal-binding protein DmsD from Escherichia coli

The translocation of folded proteins via the twin-arginine translocation (Tat) pathway is regulated to prevent the futile export of inactive substrate. DmsD is part of a class of cytoplasmic chaperones that play a role in preventing certain redox proteins from premature transport. DmsD from Escherichia coli has been crystallized in space group P4_12_12, with unit-cell parameters a = b = 97.45, c = 210.04 Å, in the presence of a small peptide. The structure has been solved by molecular replacement to a resolution of 2.4 Å and refined to an R factor of 19.4%. There are four molecules in the asymmetric unit that may mimic a higher order structure in vivo. There appears to be density for the peptide in a predicted binding pocket, which lends support to its role as the signal-recognition surface for this class of proteins

Thin film thermoelectric devices as thermal control coatings: A study

Peltier effect, Thomson effect, and Seeback effect are utilized in design of thermal control coating that serves as versatile means for controlling heat absorbed and radiated by surface. Coatings may be useful in extreme temperature environment enclosures or as heat shields

Open prisons, prison staff and prison work: exploring the distinct physical and social milieu of the open prison and the cultural adaptation to a different kind of prison work

This thesis took an ethnographic approach to exploring the male open prison in the UK. It provides a rich picture of the distinct physical and social milieu of these establishments and how staff adapt to and navigate the challenges of prison work from the perspective of prison staff. This thesis argues that the distinct social and physical milieu of the open prison has implications for the work undertaken there and on the staff that perform this. Yet this distinctiveness and, therefore, its impact is not widely acknowledged in either academic literature or penal policy in the UK. Processes of adaptation to this distinct environment vary for staff; whilst an entirely new occupational culture is not presented, values and norms are adopted in different ways. Officers adopt different approaches within the cultural orientations presented to address the ‘spoiled identity’ created by the distinct physical and social milieu including storytelling and a focus on the real difference the work they undertake can make to prisoners and the wider community. Finally, this thesis argues that elements of the way in which power and authority are deployed to maintain order in the open setting are in some ways distinct, but also share some similarities with closed settings despite its distinct nature. These similarities with traditional forms of control can and do create conflict that staff find different ways to manage. The wider implications of the distinct social and physical milieu on the aims of resettlement and reintegration, and the different approaches to prison work in the open setting are considered across the UK penal system more broadly

Acoustic analysis of aft noise reduction techniques measured on a subsonic tip speed 50.8 cm (twenty inch) diameter fan

Sound data which were obtained during tests of a 50.8 cm diameter, subsonic tip speed, low pressure ratio fan were analyzed. The test matrix was divided into two major investigations: (1) source noise reduction techniques; and (2) aft duct noise reduction with acoustic treatment. Source noise reduction techniques were investigated which include minimizing second harmonic noise by varying vane/blade ratio, variation in spacing, and lowering the Mach number through the vane row to lower fan broadband noise. Treatment in the aft duct which includes flow noise effects, faceplate porosity, rotor OGV treatment, slant cell treatment, and splitter simulation with variable depth on the outer wall and constant thickness treatment on the inner wall was investigated. Variable boundary conditions such as variation in treatment panel thickness and orientation, and mixed porosity combined with variable thickness were examined. Significant results are reported

The Internet and the Future of Financial Services: Transparency, Differential Pricing and Disintermediation

The Internet has had a profound effect on the financial service sector, dramatically changing the cost and capabilities for marketing, distributing and servicing financial products and enabling new types of products and services to be developed. This is especially true for retail financial services where widespread adoption of the Internet, the standardization provided by the world-wide web, and the low cost of Internet communications and transactions have made it possible to reach customers electronically in ways that were prohibitively costly even 5 years ago; indeed, pre-Internet attempts at the online distribution of retail financial services were outright failures in the mid-1980s. The concurrent growth and de-facto standardization of Internet-enabled personal financial management software (e.g., Quicken and Microsoft Money) have also contributed to an increasing array of low cost and potentially richer ways to provide information and transaction services to customers. The growth in Internet-enabled products and service has been rapid in some sectors and slower in others. Retail brokerage has seen a dramatic change with more than 15% (Salomon Smith Barney, 2000) of brokerage assets now managed in on-line trading counts, and substantially more if "traditional" brokerage accounts and mutual funds with on-line access are included. Similarly, approximately 10 million US customers currently use on-line banking (O'Brien, 2000) and 39 of the top 100 banks offer fully functional internet banking (ePayNews, 2000). Many banks and brokerages are on their second or third release of their on-line delivery platform. Credit cards, while not radically transformed in operational aspects of the business, have begun to have some volume of new origination on-line. In addition, leading credit card companies such as Capital One Financial have been some of the largest "traditional" companies in the use of Internet advertising (see www.adrelevance.com, 1999). More regulated and complex financial products such as mortgages and insurance have had some origination volume on the Internet (an estimated $17Bn of mortgages will be originated and ~$400mm in insurance premiums will be sold online in 2000). For these sectors, the adoption of on-line origination has been much slower and concentrated in entrants, rather than incumbent firms. However, despite the small level of originations, the Internet has become a significant and growing source of product information - it is estimated that about 10% of insurance customers and 15% of mortgage customers have used the internet to shop for these products (Forrester, 1998; McVey, 2000). This may ultimately affect product purchase and pricing structure, irrespective of the delivery channel. Internet companies have also played a role in many other segments of the industry such as financial information and news, rating and comparison services, and even some areas where one might think the Internet would have a less significant role, such as financial planning and investment banking. While the continued growth rates are uncertain and the penetration for the more complex products has not yet been shown to be widespread, it is safe to conclude that the Internet will play a significant role in consumer financial services for a large subset of customers, and that this role will be significantly different across different sub-sectors of the financial industry. In discussions of the Internet impact on the financial services sector, the emphasis has often been placed on the direct cost-saving effects of using the Internet to provide transaction services. These potential cost savings are indeed significant and in the long term may lead to significant creation of value. However, there also substantial barriers to realizing much of this value. In some industries, such as the credit card industry, many of the potential gains from automation have already been realized, and in others, the gains may be concentrated in only a few areas of the value chain. For products which are sold through branches or agents (banking, mortgage and insurance), realization of cost savings will require a difficult and time consuming redesign of the retail delivery system. Finally, many of these efficiencies are accompanied by improved customer convenience. To the extent that consumers respond by consuming more services, particularly those that generate costs but not revenue, overall costs may not be substantially reduced. This has been the experience of previous innovations in retail financial service delivery such as automated teller machines (ATMs). Computers, and more recently the Internet, are best described as "general purpose technologies" (Brynjolfsson and Hitt, 2000), like the electric motor or the telegraph (Bresnehan and Trajtenberg, 1995). For general purpose technologies, most of the economic value they create is associated with their ability to enable complementary innovations in organization, market structure, and products and services. However, at the same time, these complementary changes are often disruptive to the existing structure of an industry (Tushman and Anderson, 1986; Bower and Christensen, 1995), leading to significant redistribution of value among industry participants and between producers and consumers. To understand the true impact of the Internet on the financial service industry, it is therefore necessary to identify how the Internet affects the critical drivers of industry structure, and how it enables or necessitates changes in products and services. This will necessarily be difficult, as it is hard to isolate the contribution of the Internet separately from the effects of other complementary innovations, and to distinguish Internet effects from other of long-term industry trends and exogenous factors. While obtaining precise numerical estimates of the productivity effects will be hard, in many cases the direction and general magnitude of the impact on productivity, profitability and consumer surplus (consumer value) will be clear. We see three principal issues that will determine the transformation of retail financial services: Transparency, or the ability of all market participants to determine the available range of prices for financial instruments and financial services; Differential pricing, in which finer and finer distinctions must be made among groups of customers, setting their prices based upon the revenue streams they generate, the costs to serve them, and their resulting profitability; Disintermediation or bypass, in which net-based direct interaction eliminates the role previously enjoyed by financial advisors, retail stock brokers, and insurance agents. Each of these will affect the roles to be played by financial service providers, the sources of profits available to them, and the strategies they may choose to pursue in order to earn those profits. However, different financial products will be affected differently by each of these issues in both the nature and the magnitude of the effect. In addition, these factors are often interdependent - for example, differential pricing is often a necessary response to increasing price transparency to prevent erosion of margins, and the ability to deliver sophisticated (although typically not complex) pricing strategies to customers may be affected by the incentives and structure of the distribution system. For these reasons, we will organize the remainder of the paper around the discussion of these effects as they apply within different sectors in financial services. The emphasis of our analysis will be on the primary sectors in retail financial services: credit cards, deposit banking, mortgages, brokerage, and insurance. Our focus is the retail segment because it has been the most radically transformed by the Internet to date, primarily because the retail business has the most to benefit from the reduction in customer interaction costs, the ability to reach mass markets, and the reduction in the role of geography in determining the strategies of financial services providers. Much of the computing- and communications-enabled transformation in the relationships among financial institutions or between financial institutions and consumers of wholesale financial services (for example, brokerage houses and exchanges, or large firms and their commercial lenders) have already occurred or were well underway before the Internet was commercialized. For these markets, the economics of computing and networking were still favorable under previous generations of technology. Many of the commercial financial services that are likely to be transformed by the Internet, at least in the medium term (3-5 years), are those that closely resemble retail services (such as commercial mortgage, short term lending, leasing, cash management, and the like). That is not to say that business to business (B2B) e-commerce opportunities do not exist in the financial sector - only that many of the medium term opportunities that are directly a result of the Internet are closely analogous to changes in the retail sector, and the others are probably more closely related to organizational and market innovation rather than a result of ubiquitous and low-cost communications technology.

The Impact of I.T. on the Degree of Outsourcing, the Number of Suppliers, and the Duration of Contracts

It has long been accepted within theinformation technology (IT) researchcommunity that IT should have a profoundimpact on industrial organization. However,there has been as yet on the changes to be expected in the design of firms or industries; rather, there is an apparently inconsistent collection of conjectures and analyses. We are now able to offer an integrative framework for describing the impacts of IT on an industrial organization. Our analyses generally support the "move to the middle" hypothesis that states that the impact of IT on the organization of economic activity is to lead to a greater degree of outsourcing where this increased outsourcing is done from fewer suppliers with whom the buyer has long-term relationships.