Analisis Pengaruh Rasio Keuangan Terhadap Return Saham pada Sektor Industri Barang Konsumsi

Penelitian ini bertujuan untuk menganalisis dan memberikan bukti empiris pengaruh dari current ratio, return on asset, earning per share, debt to equity ratio, dan price earning ratio terhadap return saham. Sampel yang digunakan pada penelitian berupa laporan keuangan perusahaan sektor industri barang konsumsi yang terdaftar di Bursa Efek Indonesia periode tahun 2015-2019. Metode pengambilan sampel yang digunakan dalam penelitian adalah pusposive sampling dan memakai metode analisis regresi linear berganda. Pada penelitian ini terdapat 30 perusahaan yang memenuhi kriteria dengan 165 sampel. Sampel diuji dengan menggunakan program SPSS (Statistical Package for Social Sciences) versi 26. Hasil dari penelitian ini menunjukkan bahwa variabel current asset dan return on asset tidak berpengaruh signifikan terhadap return saham. Pada variabel earning per share dan price earning ratio berpengaruh positif dan signifikan terhadap return saham, sedangkan variabel debt to equity ratio berpengaruh positif dan tidak signifikan terhadap return saham

Dampak covid-19 terhadap kinerja keuangan perusahaan sektor kesehatan yang terdaftar di bursa efek Indonesia

Penelitian ini dilakukan untuk melihat dampak COVID-19 dalam memperkuat maupun memperlemah hubungan empat rasio keuangan terhadap kinerja keuangan perusahaan sektor kesehatan yang tercatat di Bursa Efek Indonesia. Populasi yang digunakan sebanyak 23 perusahaan sektor kesehatan yang terdaftar di BEI. Dengan metode penarikan sampel purposive sampling, 17 perusahaan yang mencatat laporan keuangan secara utuh tahun 2015-2020 digunakan sebagai sampel. Peneliti menggunakan metode analisis regresi data panel dan pengolahan data dilakukan dengan software E-Views 12. Dari hasil pengujian, ditemukan bahwa dari keempat rasio keuangan yang dipakai, current ratio sebagai rasio likuiditas tidak berpengaruh apa apa terhadap kinerja keuangan perusahaan yang dihitung dengan ROA. Variabel debt-to-equity ratio berpengaruh signifikan negatif, dan variabel net profit margin serta total asset turnover berdampak signifikan positif terhadap kinerja keuangan. COVID-19 hanya memoderasi hubungan antara current ratio atas kinerja keuangan dan net profit margin atas kinerja keuangan. Sedangkan COVID-19 terlihat tidak memoderasi hubungan antara debt-to-equity ratio dan total asset turnover terhadap kinerja keuangan

Property investment decision in Batam City

The aim of this research is to find out factors affecting property investment decision in Batam. Investment decision is defined as how a person decides on investment to select the right alternative and type of business. The independent variables in this study are accounting information, self-image/firm-image coincidence, neutral information, advocate recommendations, and personal financial need. The object of this study is property investors in Batam. This study distributed 300 questionnaires and selected 250 questionnaires to be processed/analyzed. The results show that accounting information does not significantly affect the investment decision, meanwhile self-image/firm-image coincidence, neutral information, advocate recommendations, and personal financial need significantly affect investment decision in Batam

ESG and firm performance: The moderating role of gender diversity

Disclosure of ESG from companies around the world has experienced a drastic increase, this phenomenon is also accompanied by an increase in socially responsible investment. This study investigates the moderating role of gender diversity in the relationship between the individual dimensions of ESG (environmental disclosure, social disclosure, and governance disclosure) and the company’s performance (Tobin's Q) in IDX companies. The research design is causal-explanatory. Based on the theory of previous findings, hypotheses were developed and tested by applying panel data regression to 42 IDX companies in the period of 2017 to 2021. The results found that disclosure of governance had a significant negative effect on company performance as measured by Tobin's Q. Moderation of gender diversity plays a role in weakening the relationship between governance disclosure with company performance. Several managerial implications are proposed based on this research. Managers may consider other ways to address stakeholder concerns about environmental and social performance. Indonesian policymakers can authorize regulations regarding ESG disclosure requirements to boost firm performance and lead to economic stability

Analisis Kinerja Keuangan Perusahaan Pertambangan Batu Bara Pada Laporan Tahun Buku 2019-2022 Yang Terdaftar Di Bursa Efek Indonesia (Studi Kasus: PT. Bukit Asam Tbk, PT. Indika Energy Tbk, Dan PT Golden Energy Mines Tbk)

The purposeoof thisoresearch is to determineohow corporate socialoresponsibility (CSR) significantly affects the financialoperformance of coalomining companiesolisted on the IndonesiaiStock Exchange from 2019 to 2022. PT. BukitoAsam Tbk, PT. Indika Energy Tbk, and PT GoldenoEnergy Mines Tbk have provided data for this research. This study adopts a quantitative approach. The Indonesian Stock Exchange gallery serves as the data source for this research. Secondary data obtained from the companies' annualoreports are utilized. Data collection and documentation methods can be found on the Indonesian Stock Exchange website (https://idx.co.id/en). The research indicates that corporateosocial responsibilityodoes not significantly impact the financialoperformance of the companies. In other words, corporate social responsibility does not influence Return onoAssets (ROA) or Return onoEquity (ROE). Keywords: Financial Performance, ROA, ROE, Mining, Coa

Peluang Investasi Emas Jangka Panjang Melalui Produk Cicil Emas BSI

Indonesia's Islamic finance in recent years has shown a positive increase, supported by the majority of people who are Muslims so as to encourage the progress of the sharia industry, including sharia banking. One of the Islamic banking services is gold installment, which has become an investment choice during COVID-19 period. due to the relatively stable value of gold so as to avoid fluctuating rupiah values. This study aims to analyze the reasons investors make the decision to invest in gold installments in Islamic banks. The research was conducted using a qualitative method to produce a descriptive picture for the research. Data was collected using purposive sampling method through interviews with 3 sources from customers and management of Bank Syariah Indonesia. The results of the study show that service is one of the reasons for investing in gold installments. Easy, flexible procedures and a professional code of ethics make it comfortable for customers to invest. Another reason for investing in gold installments is product promotion, social influence from the people around who can determine decision making and personal goals of each individual

Financial Literacy terhadap Financial Satisfaction: Peran Financial Risk Attitude sebagai Variabel Mediasi

Kemampuan seseorang untuk mengelola keuangan pribadinya adalah kunci utama untuk mencapai kepuasan finansial untuk individual. Tingkat keberhasilan pengelolaan keuangan secara pribadi juga dipengaruhi oleh faktor individual seperti literasi keuangan dan sikap terhadap risiko dalam keuangan. Oleh karena itu, dilakukan penelitian untuk menguji faktor-faktor yang memengaruhi kepuasan finansial seseorang. Penelitian ini memperoleh 118 responden sebagai sampel yang berasal dari Kota Batam dan telah berpenghasilan. Data penelitian bersifat primer karena dihasilkan dari kuesioner tertutup yang disajikan dalam google form. Data yang terkumpul dianalisis menggunakan metode partial least square dengan bantuan program SmartPLS. Berdasarkan hasil analisis, ditemukan bahwa financial literacy memengaruhi financial risk attitude secara positif, namun tidak memengaruhi financial satisfaction. Selain itu, financial risk attitude ditemukan tidak memengaruhi financial satisfaction. Penelitian ini juga menguji pengaruh tidak langsung dan tidak menemukan adanya pengaru dari financial literacy terhadap financial satisfaction melalui intervensi financial risk attitude

PENTINGNYA PERENCANAAN DAN PENGELOLAAN KEUANGAN UNTUK MASA DEPAN

Perencanaan keuangan merupakan salah satu faktor penting dalam kehidupan. Hal ini karena dapat membantu kita untuk tetap disiplin berada dalam target dan tujuan yang telah ditetapkan. Melalui perencanaan keuangan, seseorang dapat memahami lebih baik keuangannya melalui tujuan keuangan yang terukur serta dampak dari keputusan yang diambil. Metode yang digunakan untuk melakukan penelitian ini berupa penelitian kualitatif deskriptif dengan menggunakan proses mengamati dan menganalisa berbagai keadaan. Tanpa perencanaan keuangan yang baik seorang individu dapat memperoleh kebiasaan buruk yang sangat konsumtif tanpa memikirkan pemasukan yang diterima yang pada akhirnya biaya pengeluaran yang dikeluarkan akan melebihi pemasukan sehingga membuat individu tersebut akan kesusahan dalam segi ekonominya

Risk perception dan anchoring dalam pengambilan keputusan investasi

Investors may not always think logically based on real events; they sometimes think irrationally. Investor decisions can be based on illogical reasoning Psychological biases influence thinking, which can often lead to poor judgment in Financial Behavior when investing something. This study aims to determine the effect of anchoring and risk perception on the investment decisions of Indonesian sharia investors. This research uses quantitative research methods. The sampling method uses simple random sampling, and the data collection method is from a questionnaire survey. Descriptive analytical sampling and structural equation modeling were used to analyze the data (SEM). The findings reveal this anchoring variable has a positive impact on investment decision making on Sharia investors in the city of Batam. Then this risk perception variable also has a positive impact on investment decision making on Sharia investors in the City of Batam

The Effect of Macroeconomic Variables and Covid-19 on Stock Returns of Tourism Sector Companies in Indonesia

Stocks are the most sensitive assets to economic conditions therefore stock price movements are quite difficult to predict and topics related to the relationship between stocks and macroeconomic variables continue to be debated.  Several studies have been conducted on the influence of macroeconomics on stock returns and the results have been quite varied. Then, since the beginning of 2020, the world has been shocked by the appearance of the COVID-19 virus which is spreading rapidly throughout the world. The occurrence of COVID-19 cases has an impact on the world economy such as causing foreign tourists to be unable to visit, which of course greatly impacts the tourism and hospitality sector industry.  The purpose of the research in this article is to find out whether the COVID-19 pandemic and macroeconomics have an impact on the return of tourism sector stocks in Indonesia and how big the impact is. The research method used in this study is quantitative method and the data used are secondary data taken from various sources with data for the period 2019 Q4 - 2022 Q4. Based on the results, it is known that variable oil prices and positive cases of COVID-19 have an insignificant negative impact. While the exchange rate and cases of COVID-19 deaths have had an insignificant positive impact. Money supply significantly positive affects stock return, while inflation has a significant negative impact