Crystal River Properties - Rental Property Acquisition Guide

Crystal River Properties is a privately owned small business started in 2011 whose sole revenue stream relies upon rental income from company owned small multifamily (duplex and triplex) real property assets. In order for the business to expand, additional properties need to be acquired to increase revenue. Current real-estate market conditions make it financially impractical to purchase new construction properties. The most feasible alternative is to consider pre-existing properties which, if not done correctly, could expose the company to considerable financial risk. This project will research and identify methods to select prospective existing rental income properties with the greatest potential for maximum, sustainable net income based on operations and maintenance costs, marginal revenue, turnover rate and vacancy rates. The underlying objectives will used to best meet the expectations of the potential occupant segment of stakeholders. Assessment criteria will be based upon price (anticipated return on investment), location, size, age, type of construction, property condition (recent renovations), insurance and tax rates, lessons learned from past property procurements and risk analysis considerations. Consolidated results of gathered information and research will be packaged into a step-by-step user guide for income property acquisition. The guide will available in electronic PDF and hard copy format. The methodology depicted in the guide will enable a thorough evaluation of property selection alternatives against likely risks and key success criteria providing the tools necessary to acquire additional business assets in the most economical fashion while simultaneously exposing the company to the least amount of financial risk.Table of Contents / Abstract / Introduction / Project Scope, Objectives and Deliverable / Project Management / Knowledge Area Mastery Discussion / Research / Rental Property Acquisition Guide Development / Conclusions / Acknowledgements / Bibliography / References / Appendice

Death knell or revival?:Navigating religious education in the age of the non-religious

England and Wales are now amongst the least religious countries in the world. According to Census data between 2011 and 2021, the number of people identifying as having ‘No Religion’ jumped by over 8 million, from 25% to 37%. Further, although there was a small upward shift in those identifying with minority religions, during the same period, the number of people identifying as Christian dropped by 5.5 million to 46.2% of the population. Wales is particularly irreligious. Here, 47% ticked ‘No Religion’ compared to 44% ‘Christian’. But even in Northern Ireland, where the majority still identify with a Christian denomination, the non-religious population has nearly doubled (from 10 to 17%) in the last decade. This surge in the non-religious will (and ought to) affect policy in a wide range of areas, but it is likely to be most profoundly felt in education; be that via reforms designed to better accommodate non-religious learners or attempts to reverse what is seen as a threatening trend by some religious groups and organisations. In this paper I explore the implications of this rapid demographic shift on religious education (RE). I argue that, while some may view the growth of the non-religious as a ‘death knell’ signalling the subject’s impending demise, it actually presents an unparalleled opportunity for revitalisation

Death knell or revival?:Navigating religious education in the age of the non-religious

England and Wales are now amongst the least religious countries in the world. According to Census data between 2011 and 2021, the number of people identifying as having ‘No Religion’ jumped by over 8 million, from 25% to 37%. Further, although there was a small upward shift in those identifying with minority religions, during the same period, the number of people identifying as Christian dropped by 5.5 million to 46.2% of the population. Wales is particularly irreligious. Here, 47% ticked ‘No Religion’ compared to 44% ‘Christian’. But even in Northern Ireland, where the majority still identify with a Christian denomination, the non-religious population has nearly doubled (from 10 to 17%) in the last decade. This surge in the non-religious will (and ought to) affect policy in a wide range of areas, but it is likely to be most profoundly felt in education; be that via reforms designed to better accommodate non-religious learners or attempts to reverse what is seen as a threatening trend by some religious groups and organisations. In this paper I explore the implications of this rapid demographic shift on religious education (RE). I argue that, while some may view the growth of the non-religious as a ‘death knell’ signalling the subject’s impending demise, it actually presents an unparalleled opportunity for revitalisation

Encouraging creativity in design through student competitions

This paper reports on a student competition in which teams of 4 students were asked to design an egg launching and catching device capable of launching an egg an initial distance of 2 metres without breakage. The design exercise was part of a creativity module in a Systems Engineering course and the objective of the exercise was to illustrate to students how the design process involves trade-offs between sometimes potentially conflicting criteria. Thus, the designs were judged not only on the winning distance but also factored into the total score were points for weight, cost, good appearance and accuracy/repeatability. Anecdotal comments from students indicated an immense enjoyment of the design experience and a full cognisance of the objectives of the competition

Epidemiology of diabetes.

The disease burden related to diabetes is high and rising in every country, fuelled by the global rise in the prevalence of obesity and unhealthy lifestyles. The latest estimates show a global prevalence of 382 million people with diabetes in 2013, expected to rise to 592 million by 2035. The aetiological classification of diabetes has now been widely accepted. Type 1 and type 2 diabetes are the two main types, with type 2 diabetes accounting for the majority (>85%) of total diabetes prevalence. Both forms of diabetes can lead to multisystem complications of microvascular endpoints, including retinopathy, nephropathy and neuropathy, and macrovascular endpoints including ischaemic heart disease, stroke and peripheral vascular disease. The premature morbidity, mortality, reduced life expectancy and financial and other costs of diabetes make it an important public health condition.NGF and NJW acknowledge support from the core Medical Research Council Epidemiology Unit Programmes ( MC_UU_12015/5 and MC_UU_12015/1 ).This is the author accepted manuscript. The final version is available from Elsevier via http://dx.doi.org/10.1016/j.mpmed.2014.09.00

The EPIC-InterAct Study: A Study of the Interplay between Genetic and Lifestyle Behavioral Factors on the Risk of Type 2 Diabetes in European Populations.

The rising prevalence of type 2 diabetes around the world and the global pattern of variation in risk between countries have been widely attributed to an interplay between rising rates of obesity and poor lifestyles, and genetic or developmental susceptibility to disease. Although this general hypothesis has been in existence for more than 50 years, the precise mechanisms that may explain it have remained uncertain. Advances in technology and the application of new methods in large scale population studies have made it possible to study these mechanisms. The InterAct project, funded by the European Commission, is a large case-cohort study which has verified 12,403 incident cases of type 2 diabetes, facilitating the study of genetic and lifestyle factors on the risk of type 2 diabetes among European populations.This is the final version. It was first published by Springer in Current Nutrition Reports at http://www.ncbi.nlm.nih.gov/pmc/articles/PMC4218968

Free-Living Physical Activity Energy Expenditure Is Strongly Related to Glucose Intolerance in Cameroonian Adults Independently of Obesity

OBJECTIVE—We examined the cross-sectional association between objectively measured free-living physical activity energy expenditure (PAEE) and glucose tolerance in adult Cameroonians without known diabetes

Dietary dairy product intake and incident type 2 diabetes: a prospective study using dietary data from a 7-day food diary

The consumption of specific dairy types may be beneficial for the prevention of diabetes. Abstract: The aim of this study was to investigate the association between total and types of dairy product intake and risk of developing incident type 2 diabetes, using a food diary. Methods: A nested case-cohort within the EPIC-Norfolk Study was examined, including a random subcohort (n=4,000) and cases of incident diabetes (n=892, including 143 cases in the subcohort) followed-up for 11 years. Diet was assessed using a prospective 7-day food diary. Total dairy intake (g/day) was estimated and categorised into high-fat (≥3.9%) and low-fat (<3.9% fat) dairy, and by subtype into yoghurt, cheese and milk. Combined fermented dairy product intake (yoghurt, cheese, sour cream) was estimated and categorised into high- and low-fat. Prentice-weighted Cox regression HRs were calculated. Results: Total dairy, high-fat dairy, milk, cheese and high-fat fermented dairy product intakes were not associated with the development of incident diabetes. Low-fat dairy intake was inversely associated with diabetes in age- and sex-adjusted analyses (tertile [T] 3 vs T1, HR 0.81 [95% CI 0.66, 0.98]), but further adjustment for anthropometric, dietary and diabetes risk factors attenuated this association. In addition, an inverse association was found between diabetes and low-fat fermented dairy product intake (T3 vs T1, HR 0.76 [95% CI 0.60, 0.99]; ptrend=0.049) and specifically with yoghurt intake (HR 0.72 [95% CI 0.55, 0.95]; ptrend=0.017) in multivariable adjusted analyses. Conclusions/interpretation: Greater low-fat fermented dairy product intake, largely driven by yoghurt intake, was associated with a decreased risk of type 2 diabetes development in prospective analyses. These findings suggest that the consumption of specific dairy types may be beneficial for the prevention of diabetes, highlighting the importance of food group subtypes for public health messages

Estimation of Physical Activity Energy Expenditure during Free-Living from Wrist Accelerometry in UK Adults.

BACKGROUND: Wrist-worn accelerometers are emerging as the most common instrument for measuring physical activity in large-scale epidemiological studies, though little is known about the relationship between wrist acceleration and physical activity energy expenditure (PAEE). METHODS: 1695 UK adults wore two devices simultaneously for six days; a combined sensor and a wrist accelerometer. The combined sensor measured heart rate and trunk acceleration, which was combined with a treadmill test to yield a signal of individually-calibrated PAEE. Multi-level regression models were used to characterise the relationship between the two time-series, and their estimations were evaluated in an independent holdout sample. Finally, the relationship between PAEE and BMI was described separately for each source of PAEE estimate (wrist acceleration models and combined-sensing). RESULTS: Wrist acceleration explained 44-47% between-individual variance in PAEE, with RMSE between 34-39 J•min-1•kg-1. Estimations agreed well with PAEE in cross-validation (mean bias [95% limits of agreement]: 0.07 [-70.6:70.7]) but overestimated in women by 3% and underestimated in men by 4%. Estimation error was inversely related to age (-2.3 J•min-1•kg-1 per 10y) and BMI (-0.3 J•min-1•kg-1 per kg/m2). Associations with BMI were similar for all PAEE estimates (approximately -0.08 kg/m2 per J•min-1•kg-1). CONCLUSIONS: A strong relationship exists between wrist acceleration and PAEE in free-living adults, such that irrespective of the objective method of PAEE assessment, a strong inverse association between PAEE and BMI was observed