THE EMPOWERMENT MODEL OF CASH WAQF TO IMPROVE EDUCATION QUALITY IN ZAKAT INSTITUTIONS

Islam has many solutions in addressing the issue of limitations in education. That is cash waqf. Cash waqf, is expected to narrow the gap between rich and poor society by means of transfering of wealth (the profits from managing cash waqf) from rich to poor. The purpose of this study is to analyze the cash waqf empowerment model in an effort to improve the quality of education. The method is done by in depth-interview with the boards (Leader and Manager program) of Yatim Mandiri, administrators of YKN (Independence Nusantara Foundation), and the staffs of Insan Cendekia Mandiri Boarding School. Limitation of this paper is to investigate the three institutions of zakat mentioned earlier. The results showed that waqfin the form of movable or immovable objects can be utilized and provide benefits to the society. The role of waqf, especially in improving the quality of education, is still limited to the purchase of land. The land is used for institution building of Insan Cendekia Mandiri Boarding School. There is a model of cashwaqf empowerment in the institution of zakat (Yatim Mandiri) that can be replicated in other institutions of zakat. The structure of this paper are: Section 1 describe the development of cash waqfin Indonesia; Section 2 is literature review about cash waqf; Section 3 explain the research model used in this paper; Section 4 is discussion; and the last Section 5 is the authors conclusion and authors recommendation to improve the empowerment of cash waqf

Maqasid Al Shariah Analysis of budget Deficit Policy in Indonesian Economy

Budgeting for a state or a country seems to be the most important part to handle administration and government policy in term of socio economic reason. In practice, a lot of government tends to subscribe a balance budget whereby it is striving to balance between revenues and expenditures accurately. Unfortunately, this balancing post uses a debt and foreign aid charged by interest to cover any shortage in revenues. In the real context, the budget deficit management based on debt is still controversial and considered inappropriate with developing country conditions which their economies are unstable and fluctuated. Unfortunately, many countries in the world including Muslim-populated countries subscribe budget deficit system whereby the sources of its fund are backed up by debt. The focus of this paper is to analyze two main sensitive issues of the Indonesian economy in the light of Maqasid Al Shariah. This study employs a method of literature review and combined with data analysis. Actually, Islam has a very rich literature legacy in administrating public sector economy and it becomes important theory and framework as a stance or point of view to analyze the prevailing system. The high interest rate payment is the main issue of public sector expenditure. Indonesian government seems no choices to resolve its public sector economy and relies too much on debt management. For social welfare expenditure there has been a misallocation in emphasizing budget expenditure whereby oil and petroleum subsidy consume almost majority of the total welfare expenditure in Indonesian public sector econom

Analysis of Understanding and Compliance Muzakki ( A Case Study of Muslim Entrepreneurs in Surabaya)

The realization of the zakat collected is still low compared to its potential. This indicates thet the level of understanding of muzzaki are still low againts other types of Zakat. The purpose of the research in to analyse the comprehension and complience the muzzaki. type of this research is descriptive research. the analysis of the data used in the analysis is descriptive. the level of understandiin

Maqāṣid al-Sharī‘ah sebagai Landasan Dasar Ekonomi Islam

Islam exists and is trusted by its adherents as a doctrine that regulates all forms of human activity universally and comprehensively, between human beings as creatures with God as their Creator and human beings as fellow creatures of His creation. Muslims will never be free from all kinds of economic activities, therefore as Muslims in their economic activities must be based on Islam in order to get welfare and maslahah. Then the purpose of this study will researching in more detail about the foundations of Islamic economics and Maqāṣid al-Sharī‘ah so that in the economic activities of Muslims get falah and maslahah. The hope of the results of this study can be used as a reference for both readers and writers.Islam ada dan dipercaya oleh para pengikutnya sebagai doktrin yang mengatur semua bentuk aktivitas manusia secara universal dan komprehensif, antara manusia sebagai makhluk dengan Tuhan sebagai Pencipta dan manusia sebagai sesama makhluk ciptaan-Nya. Muslim tidak akan pernah bebas dari segala macam kegiatan ekonomi, oleh karena itu sebagai Muslim dalam kegiatan ekonomi mereka harus didasarkan pada Sharī‘ah untuk mendapatkan kesejahteraan dan maslahah. Maka tujuan penelitian ini akan meneliti secara lebih detail tentang pondasi ekonomi Islam dan Maqāṣid al-Sharī‘ah sehingga dalam kegiatan ekonomi umat Islam mendapatkan kesejahteraan dan maslahah. Harapan hasil penelitian ini dapat dijadikan referensi baik pembaca maupun penulis

FUND MANAGEMENT STRATEGY IN BAZNAS ZAKAT (AMIL ZAKAT NATIONAL AGENCY) EAST JAVA

Poor people in the world remains a global problem. Previous studies have been widely using various perspectives related to aspects of fundamental and macroeconomic. However, research that focuses on methods to manage zakat institutions still do not exist. Especially on zakat management institutions in Indonesia. Countries with a Muslim majority population in the world. This study used a qualitative approach through multiple cases study aimed to determine the zakat fund management strategies at the National Zakat Agency and the Institute of National Zakat Al Ahzar East Java. Data collected through individual depth interview. This study describes the findings of Zakat Scorecard Model through categorical analysis results. The article also describes the academic and managerial implications related to zakat management institutions

Empirical Model of Poverty Alleviation in Islamic Economic Perspective: Evidence from Indonesia

This study aims to examine the model of poverty alleviation by analyzing several aspects that in Islamic economics are considered to have an effect on poverty alleviation. Using a sample of provinces in Indonesia, this study applies to panel data analysis. The novelty of this research is using more variables, including some aspects rarely discussed in previous empirical models. The results of this study indicate a significant negative effect of mandatory and charity transfer variables on the poverty level. Although using different proxies, the results of this study are in line with and confirm previous theories and empirical research regarding the effect of zakat on poverty alleviation. In addition, the variable of increasing income was also found to have a significant effect on poverty alleviation. This provides an overview for the government to be able to optimize the role of zakat and increase income to reduce poverty, for example, by integrating the distribution of ziswaf through the provision of working capital more broadly and integrated towards economic improvement and growth so that it will bring a greater multiplier effect. In addition, the results of this study also provide recommendations for researchers to complement the limitations of this study. The limitation of this study is the lack of proxies in describing aspects that become variables of poverty alleviation in Islam as a whole. Whereas in Islam, poverty and its alleviation are multidimensional things and are not limited to material aspects but also spiritual

Development of Derivative and Integral Module as Calculus Lecture Support

Penelitian ini bertujuan untuk mengetahui pengembangan modul materi Turunan dan Integral ditinjau dari tingkat validitas, kepraktisan, efektivitas modul sebagai penunjang perkuliahan mahasiswa prodi Pendidikan Matematika yang dinilai oleh ahli materi dan ahli media serta perbedaan peningkatan kemampuan pemecahan masalah matematis antara kelas yang menggunakan modul Turunan dan Integral dengan kelas yang tidak menggunakan modul Turunan dan Integral. Pengembangan modul Turunan dan Integral yang diperuntukkan untuk mahasiswa prodi Pendidikan Matematika dilakukan melalui beberapa tahap dalam model Research and Development (RnD) yang meliputi research and information collecting, planning, develop preliminary form of product, preliminary field testing, main product revision, main field testing, operational product revision, operational field testing, final product revision, dissemination and implementation. Hasil pengembangan modul Turunan dan Integral menunjukkan valid, praktis dan efektif sehingga layak digunakan pada pembelajaran Kalkulus.  The purpose of this study was determine the development of the Derivative and Integral material module in terms of the level of validity, practicality, and effectiveness of the module as a lecture support for students of the Mathematics Education study program assessed by material experts and media experts as well as differences in increasing mathematical problem solving abilities between classes using module Derivatives and Integrals with classes that do not use the Derivatives and Integral modules. The development of the Derivative and Integral module which is intended for students of the Mathematics Education study program is carried out through several stages in the Research and Development (RnD) model which includes research and information collecting, planning, develop preliminary form of product, preliminary field testing, main product revision, main field testing, operational product revision, operational field testing, final product revision, dissemination and implementation. The results of the development of the Derivative and Integral module show that this module is valid, practical and effective so that it is suitable for use in Calculus learning

Analisis Pemberdayaan Sosial Ekonomi di Masjid At-Taqwa

This research aims to find out the role of At-Taqwa mosque in Simorejo Surabaya towards the community. It uses qualitative approach with descriptive case study methodology. The researcher used purposive technique for data collection to determine the informant. Based on the technique, the researcher obtained seven informants which were the head of takmir, and six mosque jamaah from At-Taqwa Simorejo Surabaya. The data collection was done by doing observation, documentation, and in-depth interview. The analysis of the data was done by using interactive model which were data reduction, data display and drawing the conclusion. The result is At-Taqwa Simorejo mosque has a big role in social empowerment because the community is involved in productive process which is based on equality and security, sustainability and cooperation which can run simultaneously so that prosperity can be achieved

Diterminan Non Perfoming Financing (NPF) pada Industri Bank Pembiayaan Rakyat (BPR) Syariah di Indonesia

Determinan Non Performing Financing (NPF) pada Industri Bank Pembiayaan Rakyat (BPR) Syariah Di Indonesia. Penelitian ini bertujuan menguji determinan Non Performing Financing (NPF) pada industri Bank Pembiayaan Rakyat (BPR) syariah di Indonesia. Data berupa laporan keuangan bank pembiayaan rakyat syariah dari triwulan I, tahun 2007 sampai triwulan II, tahun 2014. Sampel yang digunakan sebanyak 163 BPR syariah dari triwulan I, tahun 2007 sampai triwulan II, Tahun 2014 dengan menggunakan teknik analisis regresi berganda. Hasil menunjukkan bahwa variabel Gross Domestic Product (GDP), Tingkat Inflasi (INF), Rasio Pembiayaan Bagi Hasil terhadap Total Pembiayaan (MMR) dan Margin Murababah berpengaruh terhadap Non Performing Financing (NPF), sedangkan Financing to Deposit Ratio (LDR) tidak berpengaruh. The Determinant of Non Performing Financing (NPF) in Indonesian Islamic Rural Bank Industry. The study was conducted to examined the determinant of non-performing finance in Islamic Rural Bank Industry in Indonesia. The study used Islamic Rural Bank financial report of the first quarter of 2007 to the second quarter of 2014. There were 163 Islamic Rural Banks used as sample which was analyzed by multiple regression analysis. The result indicated that Gross Domestic Product (GDP), inflation rate (INF), ratio of the revenue sharing to total financing (MMR), and margin murabahah affected NPF, whereas FDR had no effect to NPF of Islamic Rural Bank in Indonesia