Life Insurance Access and Financial Resilience: Fostering Sustainable and Inclusive Growth in Latin America

Existing literature has documented an increasing focus on financial resilience to better address the issue of multidimensional poverty in developing regions. The move to financial resilience is a part of a long process that has examined the relationship between poverty and financial access. Yet because financial resilience is a relatively new topic, the specifics of how financial resilience can be fostered using specific financial products has yet to be substantiated. Thus, this study offers an examination of the relationship between life insurance access and financial resilience in a sample of 16 middle-income Latin American countries, the first study of its kind. The objective of the research is to analyze the contribution of life insurance on supporting the development of financial resilience to strengthen the emergent middle-class to continue sustainable and inclusive growth in middle-income Latin America. This study reveals that life insurance access contributes positively and significantly to increasing financial resilience in middle-income Latin America with potentially significant effects on middle class resilience and sustained poverty alleviation

Sit, Stay, LEARN: Agricultural Education- An SAE Manual for Dog Obedience Training

Canine Obedience training is a bountiful career path that allows students to work with animals to work with both people and their pets. Being a dog trainer is just as much an animal job as it is a people job and experience in training and working with customers is the best way to get a company position. This manual aims to provide an all-encompassing resource for Novice, Intermediate, and Advance FFA members looking to explore an SAE in Canine training. This manual serves the purpose of guiding members in starting a project. This guide is for students who have an interest in an animal project and should increase students\u27 ability to obtain an SAE whether they have land/resources for livestock. Upon completing this project, students should have recorded hours and experience of dog training that could be used to fulfill experience hours for certifications in canine training. FFA provides students the ability to explore their interests in numerous agricultural fields. This manual will serve the purpose as a guide and resource compilation for students looking to gain knowledge and skills in a small animal field of canine obedience training. This manual will specialize in commands that can be used in entrepreneurship and placement projects for students looking to train dogs for basic obedience at home or in someone else\u27s home. This manual will guide students on training tips, styles, and requirements as well as provide resource links for students to expand their knowledge further

Documenting meme culture and preserving ephemera through digital display

ESPN College GameDay came to the James Madison University campus in 2015 and 2017, and functions as a live broadcast, pre-football game event that draws huge crowds. Students bring hand-made signs and posters to the broadcast, and these posters feature prominently in the background of the televised event. When it was announced that the program would come to JMU, Special Collections put out a call on social media to collect student-created GameDay posters, to document the historic athletics event, as well as the student experience around College GameDay. A total of 16 posters were donated, and the collection was formally arranged, described, and digitized for online access in 2022. The poster, and two presenters from JMU, will discuss the unique challenges of documenting and describing meme culture, and how the ephemeral relevancy of memes required item-level description in order to preserve original meaning and intent. Additionally, the poster and presenters will show how the inherent instability of the medium–cardboard, glue, glitter, markers and tape–of handmade posters made digitization for online access a necessity to preserve the look and meaning behind the rapidly deteriorating physical objects. Presenters will also discuss technologies used to support description and access to the collection, including ArchivesSpace and Artstor, and key takeaways learned from the project, from acquisition to online display

The Role of the Literacy Coach: The Challenge of Change

The process of change in education requires effective leadership along with professional development and on-site support. Fear of change and risk-taking may result in some teachers resisting change. Literacy coaches can provide the needed follow-up training and support for professional development that assists teachers to successfully implement new strategies and methods of instruction. Michael Fullan\u27s ideas on the change process serve as the foundation for this article. The author incorporates the perspectives of researchers and leaders in the field of change with her own experiences to discuss the importance of understanding change, the factors affecting its initiation, and the role of professional development when implementing educational change. She attempts to assist others to better understand the coaching role by sharing information about the qualities, duties, and responsibilities of a literacy coach ~long with the need for a system support system to assist coaches in their efforts

O efeito dos apoios elasticos em barras longas de seção delgada aberta

Orientador: Leandro Palermo JuniorDissertação (mestrado) - Universidade Estadual de Campinas, Faculdade de Engenharia CivilResumo: Apresenta-se neste trabalho a formulação energética para o estudo de barras de seção delgada aberta com influência de vinculação elástica contínua ou discreta. A utilização do método dos elementos finitos levou à elaboração de um programa computacional que permite o estudo das barras para diversas condições de carregamento, vinculação e forma de aplicação da vinculação elástica. Tem-se a possibilidade de determinar cargas críticas com seus modos de flambagem, no caso de problemas de 1.1Abstract: Thin walled open beams with open cross sections are studied taking into account the influence of continuous and/or discrete elastic supports. The finite element method was used in the development of a computer code which allows the stability analysis for different loadings and rigid or elastic supports. Critical loads and corresponding buckling modes, displacements and forces maybe computed in problems with geometric non-linearities. The classical vetorial iteration method is used to determine the least eigenvalues (criticalloads) and corresponding eigenvectors (buckling modes). The other eigenvalues and eigenvectors may also be obtained. Examples are presented for models with different loading and support conditions, discussing the effects on the beams behaviourMestradoEstruturasMestre em Engenharia Civi

Socio-cultural Implications of Spatial Categorization in Middle Class American Homes, 1950-2010

Domestic interior design, specifically in the form of home floor plans, represents an interesting topic for research that is seldom examined in depth despite its rich potential to reveal societal trends when studied in tandem with other historical data. This study begins to fill the gap in historical design research that exists due to a lack of attention to spatial trends in residential design and an overabundance of information regarding architectural style and decor. Spatial categorization within American homes has evolved over time just as styles have changed, and like aesthetic trends, these changes in arrangement of space reveal information about the people involved in teaching about, designing, and purchasing homes of a given era. The purpose of this study was to examine spatial categorization in the "average" (three-bedroom, single-family) American home (United States Census Bureau, 2012) designed between 1950 and 2010 and to evaluate the resulting trends as valid indicators of cultural change. The public areas of the home or those most often used for socializing (e.g. kitchens, dining rooms, living rooms) were the primary focus. A solid theoretical basis was established to outline the socio-cultural background of the home itself before discussing spatial elements in relation to categorization and territories. It was the author's aim to identify and examine spatial trends through the unique perspectives of three groups or agents instrumental in the design of housing: educators, practitioners, and middle class consumers.To represent the respective outlooks of these agents, selections from three source types were analyzed: residential planning/design textbooks, home floor plan books, and popular magazines about home design. This content analysis yielded both qualitative and quantitative data. Qualitative information in the form of both text and images was gleaned from textbooks about educators' spatial categorization philosophies. Similarly, magazine text and images provided qualitative evidence of middle class consumers' design ideals. Floor plans yielded both quantitative data in the form of square-footages and percentages of total area and qualitative data in the form of room names/labels. Trends in the categorization of space during the latter half of the 20th century and beginning of the new millennium were thereby assessed in an attempt to form an overall impression of the social landscape in America during that period.Design, Housing, & Merchandisin

O que provar?: admissibilidade e eficiência da justiça civil

Divulgação dos SUMÁRIOS das obras recentemente incorporadas ao acervo da Biblioteca Ministro Oscar Saraiva do STJ. Em respeito à Lei de Direitos Autorais, não disponibilizamos a obra na íntegra.Localização na estante: 347.94 C294qCoordenado por: Luiz Guilherme Marinoni, Sergio Cruz Arenhart e Daniel Mitidiero

THE SAME ASSETS, BUT NEW IMPACTS: IT-ENABLED COORDINATION AND ENVIRONMENTAL PERFORMANCE

In this paper we analyze the effect of information technologies (IT) on the environmental performance of firms. In particular, we study the moderating effect of IT on the relationship between a firm\u27s environmental practices and its environmental performance. The paper considers two moderating effects namely, IT-enabled coordination and IT-enabled control. IT-enabled coordination refers to the integration of processes and the sharing of information between a firm and its suppliers in design and manufacturing. IT-enabled control refers to the use of IT to monitor the environmental practices that a firm implements in production and logistics. The data used were obtained from the fifth (2009) round of the International Manufacturing Strategy Survey (IMSS) which includes responses from manufacturing plants within the assembly industry. Our findings suggest that IT-enabled coordination strengthens the impact of the implementation of environmental practices on the environmental performance of firms. A relevant contribution for practice is derived from this study: firms can use the same technologies (ERP, shared databases) that they once implemented to improve their operational performance to improve the environmental performance