Some Ways of Improving the Long Term Resource Base of Commercial Banks. Evidence from Uzbekistan

The new regulations of financial market which have been drawn up in the wake of financial market crisis will resolutely change the credit lending conditions for banks. The main purpose is to make the financial system stronger, because bankruptcy of banks is more likely to impact on the whole system. There are several ways to attract long term resources for banks. In fact there were some negative happens in banking system in Uzbekistan. They could influence the activity of the banks negatively and cause some matters to appear. This paper studies the activity of commercial banks and possible ways to solve some issues on forming the long-term resources of them in Uzbekistan. Keywords: commercial banks, long-term resources, bankruptcy, credit lending conditions, Uzbekista

REMOTE EDUCATION INCREASES COMPETITIVE ENVIRONMENT OF TERTIARY EDUCATION IN THE REPUBLIC OF UZBEKISTAN

For many years remote education mostly was meant for correspondence courses, due to the pandemic situation caused by COVID-19, it has become the only types of education for some time. In the article ways of offering learning materials, online delivery of courses, as well as, merits and demerits of remote education was discussed. The role of remote education in the education system of the Republic of Uzbekistan, which increases the competitiveness of the service, was also stated in the article

Problem of corruption in the government

The article shows how corruption is a social phenomenon. We consider it the main reason, as well as forms of struggle against corruption in the Russian Federation and foreign countries.В статье коррупция представлена как социальное явление. Рассмотрены ее основные причины, а также формы борьбы с коррупцией в Российской Федерации и зарубежных странах

Pricing mechanism of banking products

The pricing problem of banking services is quite versatile and requires resolving a number of issues. In the context of a competitive banking environment and the expansion of the range of banking services, it becomes necessary to find the most effective mechanisms for making price offers. As a rule, the customer is interested not simply in the banking service, which is available in almost any second-tier bank, but in high quality and affordability. Based on the synthesis of the quality management process of banking services and the pricing process, this article proposes a model for setting prices for banking products and services with regard to their quality. The starting point for the research was the works of domestic and foreign authors on the essence of banking marketing, the relationship between the price of the banking product and its quality, and the problem of choosing possible quality assessment methods by examining a bank credit. The authors’ model of an algorithm for finding the price/quality ratio of the banking service is offered, which gives a step-by-step description of the process of assessing the characteristics of the banking service. The article shows what opportunities are opened for the bank subject to the assessment of the price/quality ratio of the banking service.peer-reviewe