Memahami Toleransi Risiko Finansial di Kalangan Investor Muda

This study aims to empirically examine the effect of self-esteem and financial literacy on financial risk tolerance. In addition, this study also examines the relationship between financial risk tolerance and investment decisions. This type of research is quantitative causality with 68 respondents who were used as research samples through distributing questionnaires to investors in Kebumen Regency. The research hypothesis was tested using Structural Equation Modeling (SEM) with the help of WarpPLS version 8.0 software. The results of this study indicate that self-esteem has a positive effect on financial risk tolerance and financial risk tolerance has a positive effect on investment decisions. However, research cannot prove that financial literacy has an effect on financial risk tolerance. These findings indicate that investors in the current era tend to make stock investment decisions based solely on their perceptions, therefore, socialization and early education about stock investment is very important so that prospective investors can experience definite benefits from the stock investments they made.   &nbsp

PELATIHAN DIGITALISASI UMKM GUNA MENDUKUNG PEMASARAN ONLINE DAN DAYA SAING PRODUK EKONOMI KREATIF PADA UMKM “G3 COLLECTION”

UMKM memberikan peran penting dalam peningkatan perekonomian sehingga perlu didukung dengan kegiatan pengabdian masyarakat sebagai bentuk kontribusi perguruan tinggi kepada masyarakat, khususnya dalam kegiatan ini kepada UMKM. Program pengabdian masyarakat dilaksanakan pada UMKM “G3 Collection” yang beralamat di Watumas rt 04/rw 04, Purwanegara, Purwokerto Utara. Aneka produk dari UMKM “G3 Collection” ini meliputi fashion dan craft (tas macrame,rajut,sarung bantal kursi,pakaian dll). Permasalahan usaha yang dihadapi diantaranya kurangnya kemampuan memasarkan produk secara online, belum memiliki katalog produk yang menarik, terbatasnya alat produksi, dan kemasan produk yang kurang menarik, serta pengelolaan keuangan yang belum terstandar. Berdasarkan permasalahan tersebut, tim pengabdian masyarakat bermaksud memberikan pelatihan digitalisasi pemasaran seperti pengenalan cara memaksimalkan media online sebagai media promosi, pelatihan foto produk, branding, packacging, dan pengelolaan keuangan usaha yang terstandar sebagai upaya mendukung pemasaran online dan keunggulan bersaing produk ekonomi kreatif yang dihasilkan oleh UMKM “G3 Collection”. Luaran dari program pengabdian masyarakat ini adalah artikel pada seminar nasional LPPM Universitas Jenderal Soedirman.MSMEs play an important role in improving the economy so they need to be supported by community service activities as a form of higher education's contribution to society, especially in this activity for MSMEs. The community service program is carried out at the MSME "G3 Collection" which is located at Watumas rt 04/rw 04, Purwanegara, North Purwokerto. The various products from the "G3 Collection" MSME include fashion and craft (macrame bags, knitting, chair cushion covers, clothing, etc.). Business problems faced include a lack of ability to market products online, not having an attractive product catalogue, limited production equipment, unattractive product packaging, and financial management that is not yet standardized. Based on these problems, the community service team intends to provide marketing digitalization training such as an introduction to how to maximize online media as promotional media, training on product photography, branding, packaging, and standardized business financial management as an effort to support online marketing and the competitive advantage of creative economy products produced by MSME "G3 Collection". The output of this community service program is an article at the LPPM national seminar at Jenderal Soedirman University

SISTEM INFORMASI GEOGRAFIS PETA PENANAMAN MODAL KABUPATEN CILACAP

Pemanfaatan teknologi semakin mempengaruhi perkembangan suatu daerah, khususnya dalam hal ini adalah potensi penanaman modal yang ada pada kabupaten Cilacap. Banyak investor yang tertarik untuk berinvestasi di kabupaten Cilacap, namun kurang tepat dan cepatnya informasi menyulitkan para investor yang akan berinvestasi. Dinas Penanaman Modal dan Pelayanan Terpadu Satu Pintu (DPMPTSP) kabupaten Cilacap membutuhkan sebuah sistem yang dapat mengelola data secara cepat dan tepat dalam menyajikan informasi yang dibutuhkan investor dan juga menarik minat investor untuk berinvestasi di kabupaten Cilacap. Tujuan dari penelitian ini adalah untuk membantu investor dalam memperoleh informasi terkait keadaan dan nilai investasi yang diimplementasikan dalam sistem informasi geografis yang menggambarkan peta penanaman modal untuk sektor-sektor potensi investasi yang ada di kabupaten Cilacap dengan berbasis web. Metode yang digunakan pada penelitian ini adalah metode waterfall serta menggunakan bahasa pemrograman PHP dan basis data MySQL pada pengembangan sistemnya. Implikasi hasil dari pengimplementasian sistem informasi geografis ini dapat dijadikan upaya dalam peningkatan kualitas layanan berbasis website yang sangat berpengaruh terhadap kegiatan penanaman modal yang akan dilakukan oleh para investor sehingga kabupaten Cilacap dapat terus berkembang dan memanfaatkan sistem informasi geografis dalam menyajikan informasi potensi penanaman modal

LOCAL WISDOM OF MICRO, SMALL, AND MEDIUM ENTERPRISES ELECTRONIC FINANCE

The availability of electronic financial applications circulating in the community can help improve the management of micro, small and medium business entrepreneurs towards the era of industrial revolution 4.0. The lack of available funds, knowledge, availability and reliability of information systems is an obstacle for small and medium enterprises around Jenderal Soedirman University. Based on this phenomenon, this study targets the establishment of electronic financial applications that have local wisdom. This research method uses a software engineering paradigm. Process models for software engineering are selected based on the nature of applications and projects, methods and tools used, controls and delivery needed. The results of the study show that small and medium micro enterprises around Jenderal Soedirman University are in dire need of electronic financial applications related to warehouses, cashiers, and managers.Keyword: 1 Micro 2 Small and Medium Enterprises 3 Electronic Finance 4 Local Wisdo

Analysis Of The Needs For The Development Of Entrepreneurship-Based Literacy Models For Women's Wives Of Penderes Organic Coconut Sugar In Bumisari Village, Purbalingga

This study aims to analyze the needs in developing an entrepreneurship-based literacy model to increase the productive economy for the wives of organic coconut sugar tappers in Bumisari village, Bojongsari District, Purbalingga Regency. This analysis forms the basis for compiling this literacy model as a solution in empowering the wives of organic coconut sugar tappers through literacy learning (reading, writing, arithmetic, speaking and listening) based on life skills and entrepreneurship skills. This study used descriptive qualitative method. Data collection techniques in this study through observation, interviews, and documentation.The general results of the research show that the average age of the tappers is 44 years old and the average education is primary school education with a working time of 5-6 hours in processing sap. The need for literacy learning based on life skills and entrepreneurship that starts from basic literacy with time that can be implemented between the process of making sap and literacy methods that train independent learning and entrepreneurship development must be aligned with efforts to maintain the quality of the organic sugar produced. Keywords: Literacy, women, entrepreneurship