Strengthening Fairness and Funding in the Canada Pension Plan: Is Raising the Retirement Age an Option?

This paper seeks to contribute to a forward-looking debate on possible reform options for the Canada Pension Plan (CPP) and the Quebec Pension Plan (QPP). Even though it focuses on the CPP, most of its analysis applies to the QPP as well since the two programs are largely identical. This paper does not provide a broad survey of all possible reform options, but rather analyzes one vital option that has received insufficient attention in previous debates: raising the normal retirement age from 65 to 67 years. A discussion of this option is warranted not only because it could prevent future financing problems in Canada’s public pension insurance programs, but also because it could improve fairness across generations. The significant increase in life expectancy raises the question of whether the current retirement ages of 60 years, for earliest CPP and QPP benefits, and 65 years, for full benefits, are too low. Should future generations pay for the longevity increases of the current generation of workers, or should current workers share the costs by retiring at a later age? We conclude that raising the normal age from 65 to 67 years—and the earliest age from 60 to 62 years—is a financially effective, intergenerationally fair, and politically acceptable option for improving the CPP and for addressing the QPP’s problems. We suggest that the option of raising the retirement age needs to be discussed well before longevity increases or funding problems occur and that a broad consultation with stakeholders and citizens would be an essential part of a debate on raising the retirement age in Canada.pension systems, pensions, retirement, retirement age, life expectancy, Canada

Real surface effects on radiative heat transfer

Radiative heat transfer for system of radiatively interacting opaque surfaces separated by radiatively transparent mediu

Theoretical Study of Radiant Heat Exchange for Non-gray Non-diffuse Surfaces in a Space Environment Semiannual Status Report No. 2, Aug. 1965 - Feb. 1966

Bi-directional reflectance models for describing distribution of reflected energy from rough metallic spacecraft surface

Theoretical study of radiant heat exchange for non-gray non-diffuse surfaces in a space environment Semiannual status report no. 3, Feb. - Jul. 1966

Radiant heat exchange for nongray nondiffuse surfaces in space environmen

Radiant heat exchange in a space environment Scientific technical report, 1 Feb. - 31 Jul. 1970

Spectral and directional surface property effects on radiant heat transfer in space environmen

Radiant heat exchange in a space environment Scientific technical report, 1 Aug. 1969 - 31 Jan. 1970

Spectral surface property effects on radiant heat transfer in aerospace environmen

Theoretical study of radiant heat exchange for non-gray non-diffuse surfaces in a space environment Final report

Theory of radiant heat exchange for nongray nondiffuse surfaces in space environmen

Radiant heat exchange in a space environment Scientific technical report, 1 Feb. - 31 Jul. 1969

Analytical methods development for predicting radiant heat transfer and temperature of engineering surfaces in space environmen

Hierarchical Strategy of Model Partitioning for VLSI-Design Using an Improved Mixture of Experts Approach

The partitioning of complex processor models on the gate and register-transfer level for parallel functional simulation based on the clock-cycle algorithm is considered. We introduce a hierarchical partitioning scheme combining various partitioning algorithms in the frame of a competing strategy. Melting together different partitioning results within one level using superpositions we crossover to a mixture of experts one. This approach is improved applying genetic algorithms. In addition we present two new partitioning algorithms both of them taking cones as fundamental units for building partitions

Dose-area product measurements during Barium enema radiograph examinations -a Western Cape study

The aim of this study was to obtain a direct measurement of the typical dose delivered to an average adult patient during a barium enema examination. Measurement was done on a sample of 50 patients at three departments, using a dose-area product (DAP) meter. The comparison of the results with UK median levels indicates that the doses measured in South Africa are higher (41 Gy cm2 (dose x area) v. 48 Gy cm2 ). Patient protection can be improved by comparing local practice with national reference levels. The values obtained in this study (first quartile 35 Gy cm2, median 48 Gy cm2, third quartile 84 Gy cm2) are recommended as initial reference dose levels for barium enemas in South Africa