PELATIHAN LITERASI KEUANGAN BAGI KELOMPOK USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI KECAMATAN MEDAN TUNTUNGAN

Literasi keuangan adalah pengetahuan atau kemampuan untuk mengelola keuangan. Menurut OJK literasi keuangan adalah rangkaian proses atau aktivitas untuk meningkatkan pengetahuan, keyakinan dan keterampilan konsumen dan masyarakat luas sehingga mereka mampu mengelola keuangan dengan baik. Dalam hal keuangan, kecerdasan finansial ini meliputi 4 aspek yaitu bagaimana mendapatkan uang, bagaimana mengelola uang, bagaimana menyimpan uang dan bagaimana menggunakan uang. Dari definisi sederhana ini, kita menjadi tahu bahwa sebagian besar masyarakat masih berkutat pada bagaimana mendapatkan uang, belum memikirkan tiga aspek lainnya. Tujuan dan manfaat dari pengabdian masyarakat ini yaitu memahami dan melakukan literasi keuangan bagi usaha kecil. Kegiatan  pengabdian masyarakat yang dilaksanakan pada ibu PKK di Kecamatan Helvetia Medan terdapat beberapa kesimpulan sebagai berikut : (1) Kegiatan terlaksana sesuai dengan tujuan dan rencana, (2) Kegiatan ini mendapat sambutan yang baik dari Kelompok UMKM di Kecamatan Medan Tuntungan dan (3) Kegiatan ini memberikan dampak positif bagi pesert

PELATIHAN PENGELOLA KEUANGAN BAGI MASYARAKAT PENERIMA BANTUAN BADAN AMIL ZAKAT NASIONAL (BAZNAS) DI KELURAHAN DWIKORA KECAMATAN HELVETIA MEDAN

Kesulitan keuangan bukan hanya fungsi dari pendapatan semata (rendahnya pendapatan). Kesulitan keuangan juga dapat muncul jika terjadi kesalahan dalam pengelolaan keuangan (missmanagement) seperti kesalahan penggunaan kredit, dan tidak adanya perencanaan keuangan. Keterbatasan finansial dapat menyebabkan stress, dan rendahnya kepercayaan diri. Tujuan dan manfaat dari pengabdian masyarakat ini yaitu masyarakat penerima bantuan Badan Amil Zakat Nasional (BAZNAS) dapat mengelola keuangannya lebih baik. Pelaksanaan kegiatan pengabdian masyarakat yang dilaksanakan pada Masyarakat Penerima Bantuan Badan Amil Zakat Nasional (Baznas) di Kelurahan Dwikora Kecamatan Helvetia Medan dapat diberikan beberapa kesimpulan yaitu peserta mampu memahami terkait pengelolaan keuangan

Tissue shrinkage in microwave ablation of liver: an ex vivo predictive model

The aim of this study was to develop a predictive model of the shrinkage of liver tissues in microwave ablation.Thirty-seven cuboid specimens of ex vivo bovine liver of size ranging from 2 cm to 8 cm were heated exploiting different techniques: 1) using a microwave oven (2.45 GHz) operated at 420 W, 500 W and 700 W for 8 to 20 min, achieving complete carbonisation of the specimens, 2) using a radiofrequency ablation apparatus (450 kHz) operated at 70 W for a time ranging from 6 to 7.5 min obtaining white coagulation of the specimens, and 3) using a microwave (2.45 GHz) ablation apparatus operated at 60 W for 10 min. Measurements of specimen dimensions, carbonised and coagulated regions were performed using a ruler with an accuracy of 1 mm. Based on the results of the first two experiments a predictive model for the contraction of liver tissue from microwave ablation was constructed and compared to the result of the third experiment.For carbonised tissue, a linear contraction of 31 ± 6% was obtained independently of the heating source, power and operation time. Radiofrequency experiments determined that the average percentage linear contraction of white coagulated tissue was 12 ± 5%. The average accuracy of our model was determined to be 3 mm (5%).The proposed model allows the prediction of the shrinkage of liver tissues upon microwave ablation given the extension of the carbonised and coagulated zones. This may be useful in helping to predict whether sufficient tissue volume is ablated in clinical practice

Magnetoliposomes: envisioning new strategies for water decontamination

In this work, the inclusion of magnetic nanoparticles (MNPs) within phospholipid vesicles has been investigated as novel strategy for improving stability and reactivity of these nanoparticles and extending their potential use in the environmental field. Two phospholipids able to form liposomes characterized by different rigidity and stiffness, were used as potential carriers of MNPs. The magneto-responsive liposomes were investigated for their physicochemical and stability properties. In particular, the stability of the two systems was indirectly investigated evaluating the ability of the hybrid constructs to retain a fluorescent marker in their structure. Alterations in the permeability of the membranes were determined by the rate of the marker release from the liposomes, under both mechanical and thermal stress conditions

Distinct clinical phenotypes in paediatric cancer patients with sepsis are associated with different outcomes—an international multicentre retrospective study

Background Identifying phenotypes in sepsis patients may enable precision medicine approaches. However, the generalisability of these phenotypes to specific patient populations is unclear. Given that paediatric cancer patients with sepsis have different host response and pathogen profiles and higher mortality rates when compared to noncancer patients, we determined whether unique, reproducible, and clinically-relevant sepsis phenotypes exist in this specific patient population

Measurement of the cosmic ray spectrum above 4×10184{\times}10^{18} eV using inclined events detected with the Pierre Auger Observatory

A measurement of the cosmic-ray spectrum for energies exceeding $4{\times}10^{18}$ eV is presented, which is based on the analysis of showers with zenith angles greater than $60^{\circ}$ detected with the Pierre Auger Observatory between 1 January 2004 and 31 December 2013. The measured spectrum confirms a flux suppression at the highest energies. Above $5.3{\times}10^{18}$ eV, the "ankle", the flux can be described by a power law $E^{-\gamma}$ with index $\gamma=2.70 \pm 0.02 \,\text{(stat)} \pm 0.1\,\text{(sys)}$ followed by a smooth suppression region. For the energy ($E_\text{s}$) at which the spectral flux has fallen to one-half of its extrapolated value in the absence of suppression, we find $E_\text{s}=(5.12\pm0.25\,\text{(stat)}^{+1.0}_{-1.2}\,\text{(sys)}){\times}10^{19}$ eV.Comment: Replaced with published version. Added journal reference and DO

Energy Estimation of Cosmic Rays with the Engineering Radio Array of the Pierre Auger Observatory

The Auger Engineering Radio Array (AERA) is part of the Pierre Auger Observatory and is used to detect the radio emission of cosmic-ray air showers. These observations are compared to the data of the surface detector stations of the Observatory, which provide well-calibrated information on the cosmic-ray energies and arrival directions. The response of the radio stations in the 30 to 80 MHz regime has been thoroughly calibrated to enable the reconstruction of the incoming electric field. For the latter, the energy deposit per area is determined from the radio pulses at each observer position and is interpolated using a two-dimensional function that takes into account signal asymmetries due to interference between the geomagnetic and charge-excess emission components. The spatial integral over the signal distribution gives a direct measurement of the energy transferred from the primary cosmic ray into radio emission in the AERA frequency range. We measure 15.8 MeV of radiation energy for a 1 EeV air shower arriving perpendicularly to the geomagnetic field. This radiation energy -- corrected for geometrical effects -- is used as a cosmic-ray energy estimator. Performing an absolute energy calibration against the surface-detector information, we observe that this radio-energy estimator scales quadratically with the cosmic-ray energy as expected for coherent emission. We find an energy resolution of the radio reconstruction of 22% for the data set and 17% for a high-quality subset containing only events with at least five radio stations with signal.Comment: Replaced with published version. Added journal reference and DO

Measurement of the Radiation Energy in the Radio Signal of Extensive Air Showers as a Universal Estimator of Cosmic-Ray Energy

We measure the energy emitted by extensive air showers in the form of radio emission in the frequency range from 30 to 80 MHz. Exploiting the accurate energy scale of the Pierre Auger Observatory, we obtain a radiation energy of 15.8 \pm 0.7 (stat) \pm 6.7 (sys) MeV for cosmic rays with an energy of 1 EeV arriving perpendicularly to a geomagnetic field of 0.24 G, scaling quadratically with the cosmic-ray energy. A comparison with predictions from state-of-the-art first-principle calculations shows agreement with our measurement. The radiation energy provides direct access to the calorimetric energy in the electromagnetic cascade of extensive air showers. Comparison with our result thus allows the direct calibration of any cosmic-ray radio detector against the well-established energy scale of the Pierre Auger Observatory.Comment: Replaced with published version. Added journal reference and DOI. Supplemental material in the ancillary file