Corporate governance and risk management in financial institutions in Brazil : an analysis of reflections on image bank Banrisul

Considerando as novas demandas do mercado bancário brasileiro, as instituições financeiras têm percebido a necessidade de buscar meios alternativos para geração de valor à organização. Nesse sentido, este estudo vislumbra demonstrar que existe potencial na adoção de boas práticas de governança corporativa e de um adequado gerenciamento de riscos para se conquistar uma imagem positiva para as instituições financeiras brasileiras. A partir disso, o presente estudo, por meio de pesquisas bibliográficas, aborda os principais conceitos relacionados à governança corporativa e ao gerenciamento de riscos, bem como descreve os objetivos e conclusões de alguns autores sobre o tema. Para melhor demonstrar a geração de valor às instituições financeiras brasileiras, a partir da adoção dessas premissas, é realizada uma análise da imagem de uma instituição financeira, Banco Banrisul. Desta forma, a partir do estudo das principais características desses processos, da conclusão de alguns autores sobre o assunto e da aplicação dessas premissas em uma instituição financeira brasileira, é possível identificar reflexos positivos na imagem de mercado da instituição.Given the new demands of the Brazilian banking market, financial institutions have realized the need to seek alternative ways to generate value to the organization. In this sense, this study glimpse demonstrate that there is potential in adopting good corporate governance practices and adequate risk management to gain a positive image for Brazilian financial institutions. From that, the present study through literature searches, covers the main concepts related to corporate governance and risk management, and describes the objectives and conclusions of some authors on the subject. To demonstrate in a better way, the value generation for Brazilian financial institutions, from the adoption of these premises, an analysis is made of the image of a financial institution, Banrisul Bank. Thus, from the study of the main characteristics of these processes, the conclusion of some authors on the subject and application of these premises in a Brazilian financial institution, it is possible to identify a positive impact on the market image of the institution

Associations of physical activity and sedentary time with body composition in Brazilian young adults.

The findings of studies on the association between physical activity and adiposity are not consistent, and most are cross-sectional and used only self-reported measures. The aims of this study were to evaluate: 1) independent and combined cross-sectional associations of objectively-measured physical activity and sedentary time with body composition outcomes at 30 years, and 2) prospective associations of changes in self-reported physical activity from 23 to 30 years with the same outcomes in participants from the 1982 Pelotas (Brazil) Birth Cohort. Body mass index, waist circumference, visceral abdominal fat, fat mass index, and android/gynoid fat ratio were the outcomes. 3,206 participants were analysed. In cross-sectional analyses, higher objectively-measured moderate-to-vigorous physical activity was associated with lower body mass index (β = 0.017, 95%CI: -0.026; -0.009), waist circumference (β = -0.043, 95%CI: -0.061; -0.025), visceral abdominal fat (β = -0.006, 95%CI: -0.009; -0.003), and fat mass index (β = -0.015, 95%CI: -0.021; -0.009), independent of sedentary time. Sedentary time was independently associated only with higher fat mass index (β = 0.003, 95%CI: 0.001; 0.005). In longitudinal analyses, using self-reported measure, adiposity was lower among those who were consistently active or who became active. Adiposity was similar among the "became inactive" and "consistently inactive" subjects. Our findings suggest metabolic benefits from engagement in physical activity throughout young adulthood, with stronger associations on concurrent levels.SB, KKO and EDLR are supported by the Medical Research Council (Unit Programme numbers: MC_UU_12015/2 and MC_ UU_12015/4)

Corporate governance and risk management in financial institutions in Brazil : an analysis of reflections on image bank Banrisul

Considerando as novas demandas do mercado bancário brasileiro, as instituições financeiras têm percebido a necessidade de buscar meios alternativos para geração de valor à organização. Nesse sentido, este estudo vislumbra demonstrar que existe potencial na adoção de boas práticas de governança corporativa e de um adequado gerenciamento de riscos para se conquistar uma imagem positiva para as instituições financeiras brasileiras. A partir disso, o presente estudo, por meio de pesquisas bibliográficas, aborda os principais conceitos relacionados à governança corporativa e ao gerenciamento de riscos, bem como descreve os objetivos e conclusões de alguns autores sobre o tema. Para melhor demonstrar a geração de valor às instituições financeiras brasileiras, a partir da adoção dessas premissas, é realizada uma análise da imagem de uma instituição financeira, Banco Banrisul. Desta forma, a partir do estudo das principais características desses processos, da conclusão de alguns autores sobre o assunto e da aplicação dessas premissas em uma instituição financeira brasileira, é possível identificar reflexos positivos na imagem de mercado da instituição.Given the new demands of the Brazilian banking market, financial institutions have realized the need to seek alternative ways to generate value to the organization. In this sense, this study glimpse demonstrate that there is potential in adopting good corporate governance practices and adequate risk management to gain a positive image for Brazilian financial institutions. From that, the present study through literature searches, covers the main concepts related to corporate governance and risk management, and describes the objectives and conclusions of some authors on the subject. To demonstrate in a better way, the value generation for Brazilian financial institutions, from the adoption of these premises, an analysis is made of the image of a financial institution, Banrisul Bank. Thus, from the study of the main characteristics of these processes, the conclusion of some authors on the subject and application of these premises in a Brazilian financial institution, it is possible to identify a positive impact on the market image of the institution

Associations of physical activity and sedentary time with body composition in Brazilian young adults

The findings of studies on the association between physical activity and adiposity are not consistent, and most are cross-sectional and used only self-reported measures. The aims of this study were to evaluate: 1) independent and combined cross-sectional associations of objectively-measured physical activity and sedentary time with body composition outcomes at 30 years, and 2) prospective associations of changes in self-reported physical activity from 23 to 30 years with the same outcomes in participants from the 1982 Pelotas (Brazil) Birth Cohort. Body mass index, waist circumference, visceral abdominal fat, fat mass index, and android/gynoid fat ratio were the outcomes. 3,206 participants were analysed. In cross-sectional analyses, higher objectively-measured moderate-to-vigorous physical activity was associated with lower body mass index (β = 0.017, 95%CI: −0.026; −0.009), waist circumference (β = −0.043, 95%CI: −0.061; −0.025), visceral abdominal fat (β = −0.006, 95%CI: −0.009; −0.003), and fat mass index (β = −0.015, 95%CI: −0.021; −0.009), independent of sedentary time. Sedentary time was independently associated only with higher fat mass index (β = 0.003, 95%CI: 0.001; 0.005). In longitudinal analyses, using self-reported measure, adiposity was lower among those who were consistently active or who became active. Adiposity was similar among the “became inactive” and “consistently inactive” subjects. Our findings suggest metabolic benefits from engagement in physical activity throughout young adulthood, with stronger associations on concurrent levels

Importance of cerebrospinal fluid investigation during dengue infection in Brazilian Amazonia Region

BACKGROUND Amazon, the largest tropical forest of the world, has suffered from dengue outbreaks since 1998. Cerebrospinal fluid (CSF) of patients, from Amazonas state, suspected of central nervous system (CNS) viral infection was studied using molecular and immunological methods. OBJECTIVE To evaluate the importance of CSF investigation in patients with acute dengue virus (DENV) infection of CNS. METHODS CSF samples of 700 patients were analysed by reverse transcription polymerase chain reaction (RT-PCR) to detect the presence of dengue virus (DENV) RNA and by enzyme-linked immunosorbent assay (ELISA) to detect presence of DENV specific IgM. FINDINGS DENV infection was detected in 4.3% of the CSF samples; 85.7% (24/28) by DENV IgM and 14.3% (4/28) by viral RNA. DENV detected by viral RNA were to be found serotypes DENV-2 (three patients) and DENV-1 (one patient). The neurological diagnosis in patients CNS infection of DENV included encephalitis (10), meningoencephalitis (10), meningitis (6), acute myelitis (1), and encephalomyelitis (1). The majority (89.3%) had intrathecal inflammation: pleocytosis, hyperproteinorrachia and DENV IgM antibodies. Hypoglycorrhachia and/or high levels of lactate in CSF were found in 36% of the patients. Co-infection (CMV, HIV, EBV, and/or Mycobacterium tuberculosis) was observed in eight (28.6%) cases. CONCLUSIONS We found intense inflammatory CSF that is unusual in CNS disorders caused by dengue infection. It may be due co-infections or the immunogenetic background of the local Amerindian Brazilian population. CSF examination is an important diagnostic support tool for neurological dengue diagnosis

Estudo sobre o grau de utilização de indicadores-padrão de desempenho empresarial: uma análise multicaso na região do Vale do Itapocu

O sucesso empresarial decorre da aceitação de riscos calculados como parte do processo decisório, pois administrar é decidir. Não é um processo que possa ser diretamente delimitado: enquanto algumas empresas obtêm êxito, outras não o atingem. O presente artigo buscou avaliar em que grau a escolha e a utilização dos indicadores de gestão no processo decisório foram fator-chave para a determinação do risco empresarial. O procedimento metodológico estruturou-se em torno de uma pesquisa exploratória, de natureza quanti-qualitativa de estudo multicaso em corte tranversal. A pesquisa apontou que, embora as empresas disponham do mesmo sistema de gestão, possuem graus diversos de utilização. Os indicadores de gestão mais utilizados foram aqueles de ordem financeira, tais como: (a) prazo médio de pagamento; (b) prazo médio de recebimento; (c) fluxo de caixa realizado; (d) acompanhamento do faturamento e (e) controle de estoque. Verificou-se, por fim, que o ambiente empresarial necessita ter guias confiáveis para seus processos decisórios – dentro das possiblidades e limites que eles estabelecem – e que nem todas as empresas determinaram ainda o valor estratégico da informação.