An Empirical Analysis of Islamic Banking (IBs) Contribution to Indonesia’s Inclusive Growth

The research is aim to attest and assess empirically the contribution of Islamic banking (IBs) on the inclusive growth in Indonesia. By taking a trial-stage method i.e. descriptive analysis to elaborate a statistical data, autoregressive distributed lag (ARDL) model to assess empirically the contribution in a long-term, and error correction model (ECM) to assess the contribution in a short-term empirically. The findings are, total deposits and total financing only contribute positively significant into GDP and gini ratio in a long-term, that similiar with the previous study. Then, a total financing contribute negatively to all indicators of inclusive growth in a long-term, but, its only significance on GDP and gini ratio. But, it was contribute significantly to all indicators in a short-term. So. The findings was only evidence the significance contribution of IBs on inclusive growth in a short-term. Based on it, a long-term contribution of IBs still cathegorized as the area that requires an extentions in order to accomplish it.

Determinants of Yield among Rice Farmers: Evidence from Fadama III AF Project Intervention in Sokoto State

The major focus of this paper was to examine the factors that contribute to rice yield among Fadama III AF beneficiaries in the three senatorial zones of Sokoto state. A sample of one hundred and twenty (120) rice farmers was surveyed across the three senatorial zones of the state to identify the determinants of yield and compare yield between senatorial zones. The study hypothesized that farm specific and socioeconomics are directly related to farm yield. Findings of the study could provide important insights on how to improve farm productivity among farmers in the study area. Results of the study revealed that farm size, experience, income and variability due to difference in farm location influence farm yield among Fadama III AF supported rice farmers in Sokoto state. Similarly, the high average yield obtained by the farmers could be as a result of Fadama III AF support in the area. The study concluded that farm specific factors could be tapped to improve yield. Keywords: Determinants, yield, rice, Fadama III AF, interventio

Factors Influencing Farm Income among Farmers in Northern Nigeria

The observed decline in farm income in recent times was a source of concern for farmers and other stake holders in Nigeria’s agricultural sector. This could be a serious setback for Nigeria’s drive to achieve self-sufficiency in food production. This paper focused on identifying the determinants of farm income in northern Nigeria. Result of the study could be beneficial to farmers and policy makers by providing insight on the factors that could raise farm income. The study was based on the hunch that certain socio economic factors and climatic elements could improve farm income. Findings of the study revealed that livestock keeping, access to credit, farm power, proximity to market, marital status, gender and climate influenced farm income. In addition variation in factors due to difference in agro ecological zones significantly affected revenue. Conclusion of the study was that farm specific factors could be used as a framework to improve farm income. Keywords: Factors, farm income, farmers, Northern Nigeri

Drivers and Barriers to eLearning Adoption by Academic Staff in Bayero University, Kano, Nigeria

eLearning is the utilization of electronic technology and media for teaching and learning. This type of pedagogy has become a main stay in higher institutions in developed countries. Despite its advantages over traditional methods of teaching as found in the literature, only few have made it requirement for teaching or have adopted it their pedagogy. As such, this paper seeks to uncover the drivers and barriers to eLearning adoption by academic staff in Bayero University, Kano one of the Second generation universities in Nigeria. A descriptive cross-sectional approach was adopted for this study which involved 187 respondents (179 retrieved). Data was descriptively analyzed using SPSS version 27. Majority of the respondents reported to have a Master degree as their highest level of qualification. Also, more than half of the respondents(58.1%) strongly disagreed that the management is aware of the benefits of eLearning while more than one third of the respondents stated that they intend to use eLearning if given the opportunity. Furthermore, nearly half of the respondents strongly disagreed that eLearning increases workload, and more than half of the respondents representing (59.8%) strongly agreed that eLearning eases work and more than one third of the respondents (45.3%) believed that access to ICT is a facilitating factor in adoption of e-leaning among academic staff in Bayero University, Kano. In this regard, the university management need to encourage staff to use eLearning including provision of supportive infrastructure and personnel.&nbsp

Pemanfaatan Zakat untuk Pemulihan Ekonomi Pasca Pandemi Covid-19

The research is aim to analyze the effect of the zakat instrument on poverty and unemployment and test the zakat instrument as an alternative solution to the economic impact of the middle to lower class post-pandemic community. It uses least square regression as the method of analysis. Where the method is in line with the research objectives that is to test the form of the relationship and the level of significance of the effect of the observed variable. Findings show that H01 is rejected and H11 is accepted, or the zakat instrument has a negative relationship with the poverty and unemployment instrument. As well as the zakat instrument also has a significant effect on the poverty and unemployment instrument or H12 accepted. This research is limited to the geography of Indonesian research. By taking secondary data from reliable sources related to research topics, such as the Baznaz and BPS websites. The time interval for data in this study was taken from 2002 to 2019. Developed from Beik & Arsyanti (2016) published in the journal of Islamic monetary economics and finance 1 (2) pages 141-160 with the title Measuring Zakat Impact on Poverty and Welfare using the Cibest Model. And current research will review with empirical evidence through secondary data about the effectiveness of the zakat instrument in overcoming economic problems in the middle to lower society, especially regarding poverty and unemployment. This aims to strengthen the reasons for submitting zakat instruments to be applied as an alternative solution for post-pandemic economic restoration tools. By taking case simulations from previous crises and testing their effects in the long run. Therefore, in the current research, the method that will be applied is least square regression. Because it is in accordance with the objectives and research conditions at this time. It is a form of refinement on previous research and development with the latest economic cases

Acute and Sub-chronic Toxicity Studies of Methanol Leaf Extract of Cassia singueana F. (Fresen) in Wistar Rats

The aim of this study was to evaluate the toxicity profile of methanol leaf extract of Cassia singueana (fabaceae) in wistar rats. Fresh leaf of the plant was shade dried and pulverized to powder after which it was subjected to maceration with methanol and 9.2% yield was obtained at end of the extraction process. An acute toxicity study was carried out using lork’s method and sub-chronic toxicity study was also carried out using OECD guideline. In the acute toxicity study, the first phase of the method, nine (9) wistar rats were randomly divided into three groups (1-3) of three (3) animals each and they received 10,100 and 1000 mg/kg (po) Cassia singueana methanol leaf extract respectively and in the second phase four (4) animals were divided into four groups of one animal each which received 1200, 1600, 2900 and 5000 mg/kg (po) of extract respectively. In the sub-chronic toxicity study twenty (20) animals were divided randomly into four group each containing five animals, the first, second, third and fourth group received distilled water, 200, 400 and 800 mg/kg extract (po) respectively. There was no mortality observed in phase 1 of acute toxicity and in phase II there was mortality at 2900 and 5000 mg/kg group. The oral administration of methanol leaf extract of Cassia singueana for 28 days did not produce significant alteration in the renal function indices. The histological section of the rats indicates normal glumeruli and regular renal tubules. Also, this study reveals no significant increase in the level of liver enzyme. Also, the histology section reveals normal central vein and regular hepatocyte separated by sinusoid. The haematopoetic indices reveal no destruction of Red Blood Cell and no change in the rate of production of the RBCs and other haematopoetic parameters. The histology of the rat’s brain revealed no deleterious effect. It can be concluded that, the methanol leaf extract of Cassia singueana is relatively non- toxic

Islamic Ethics in Medical Device Business During The Covid-19 Pandemic

This study aims to examine ethical values from the point of view of Islamic religious teachings in the medical device business during the COVID-19 pandemic. In this case, three major discussions were carried out, namely reviewing Islamic ethical standards in business in a special situation, describing medical device business practices that are not by Islamic ethics in reality, and Islamic criticism of these practices. The results of the study explain that there are violations that are not by Islamic business ethics in the medical device business during this pandemic. And there is a proposed solution to overcome this, namely, the related producers better collaborate with the government so that distribution in the market is more secure. And the government is also expected to maintain confidence in managing the needs of the community in a crisis like this. As is done in the United States by giving production rights to private entrepreneurs, distribution is determined by the government to maintain prices and distribute evenly to the community

IMPLEMENTASI MODUL PEMBELAJARAN FISIKA DENGAN MENGGUNAKAN MODEL REACT BERBASIS KONTEKSTUAL PADA KONSEP USAHA DAN ENERGI

Penelitian ini memaparkan hasil penerapan modul pembalajaran fisika model REACT berbasis kontektual untuk meningkatkan hasil belajar kognitif peserta didik pada konsep usaha dan energi. Penelitian menggunakan metode kuasi eksperimen dengan rancangan One Group Pretest-Posttest Design. Sampel penelitian dipilih dengan menggunakan teknikcluster random sampling dari peserta didik kelas X SMAN 1 Gorontalo. Instrumen penelitian yang digunakan adalah tes tertulis bentuk uraian, lembar pengamatan aktivitas peserta didik, dan angket untuk memperoleh respon minat peserta didik. Analisis data yang digunakan adalah N-gain ternormalisasi dan persentase. Hasil penelitian dengan uji gain mengungkapkan bahwa penerapan modul pembelajaran fisika model REACT berbasis kontekstual efektif meningkatkan hasil belajar kongnitif peserta, dilihat dari hasil n-gain sebesar 0,74 dengan kriteria tinggi dan ketuntasan klasikal 100%. Rerata persentase hasil penilaian pengamatan aktivitas peserta didik untuk tiga pertemuan adalah 96,2% pada kategori sangat baik serta hasil angket menunjukkan respon positif peserta didik terhadap penerapan modul pembelajaran fisika model REACT berbasis kontektual dalam pembelajaran. Hasil ini menunjukkan bahwa penerapan model REACT berbasis kontekstual dapat meningkatkan hasil belajar kognitif peserta didik

Lightweight Method for Detecting Fake Authentication Attack on Wi-Fi

Wireless networks, despite providing better access and flexibility, have vulnerabilities that are easier to realize compared to wired networks. Fake authentication attack can be taken by an attacker prior to carrying out a Man in the Middle attack to intercept the other party's communication. Such an attack is generally carried out in public places that provide free Wi-Fi access. Detection of fake authentication is necessary to maintain communication success. Several methods have been applied to detect fake authentication such as the use of Wireless Intrusion Detection System (WIDS) or certificates on Transport Layer Security (TLS). However, attackers can trick the use of WIDS or TLS. Moreover, the WIDS and TLS techniques require large costs and computations. In this study, a lightweight method based on the comparison of BSSID/MAC address for detecting fake authentication is proposed. The lightweight method is implemented by creating an application that runs on Android mobile phones, and Linux operating system. We compared the detection performance of the device with the proposed application and the one without the proposed application. It can be concluded that the proposed method using comparison of BSSID / MAC address is an effective way to detect fake authentication attacks on Wi-Fi networks