МОДЕРНІЗАЦІЯ ОПЕРАЦІЙ РЕФІНАНСУВАННЯ БАНКІВ ЯК ЧИННИК СТАБІЛІЗАЦІЇ ФІНАНСОВО-КРЕДИТНОЇ СФЕРИ. (THE MODERNIZATION OF REFINANCING BANKS AS A FACTOR THE STABILIZATION OF THE FINANCIAL AND CREDIT SECTOR).

У статті розглянуто проблемні питання рефінансування починаючи з 2008 р. до теперішнього часу. На основі проведеного дослідження сучасного стану рефінансування запропоновано механізм рефінансування банківських установ без використання коштів НБУ, який можна застосовувати для всіх проблемних банків. Такий підхід допо може прискорити здійснення заходів щодо рефінансування та уникнути відволікання коштів із реального сектора економіки, а також гарантуватиме рефінансування всім проблемним банкам за рахунок створення для кожного з них окремого санаційного фонду. (In the article deals with the problematic issue of refinancing from 2008 to the present. Based on the current state of research of the mechanism of refinancing refinance banks without use of the NBU, which can be used for all problem banks. This approach will help accelerate the implementation of measures on refinance and avoid diversion of funds from the real economy and ensure all refinancing troubled banks by creating for each individual sanation fund.

Symmetry Violation in a Superconducting Film with a Square Array of Ferromagnetic Dots

We study the equilibrium state of a superconducting film covered with a regular square array of perpendicularly magnetized magnetic dots. The dots induce vortices in the film directly under them and antivortices between the dots. We show that the symmetry of the dot array is spontaneously violated by the vortices. The positions of the vortices and the antivortices depend on the magnetization and the size of the dots.Comment: 6 pages, 3 figure

Tunable pinning in superconducting films with magnetic micro-loops

We study the flux pinning properties of superconductor/magnetic micro-rings lattice hybrid structures. The used open triangular micromagnets represent an eight-fold degree of freedom system, with six polarized and two flux-closure possible states. By conveniently choosing the magnetic state of the underlying rings it is possible to induce different pinning potentials. We show that the magnetic vortex state with minimum stray field produces a weaker pinning in comparison with the polarized states

Broadband probing magnetization dynamics of the coupled vortex state permalloy layers in nanopillars

Broadband magnetization response of coupled vortex state magnetic dots in layered nanopillars was explored as a function of in-plane magnetic field and interlayer separation. For dipolarly coupled circular Py(25 nm)/Cu(20 nm)/Py(25 nm) nanopillars of 600 nm diameter, a small in-plane field splits the eigenfrequencies of azimuthal spin wave modes inducing an abrupt transition between in-phase and out-of-phase kinds of the low-lying coupled spin wave modes. The critical field for this splitting is determined by antiparallel chiralities of the vortices in the layers. Qualitatively similar (although more gradual) changes occur also in the exchange coupled Py(25 nm)/Cu(1 nm)/Py(25 nm) tri-layer nanopillars. These findings are in qualitative agreement with micromagnetic dynamic simulations

Novel pinning phenomena in a superconducting film with a square lattice of artificial pinning centers

We study the transport properties of a superconducting Nb film with a square lattice of artificial pinning centers (APCs) as a function of dc current, at a temperature close to the superconducting transition temperature of the film. We find that, at low dc currents, the differential resistance of the film shows the standard matching field anomaly, that is, the differential resistance has a local minimum at magnetic fields corresponding to an integer number of flux lines per APC. However, at higher dc currents, the differential resistance at each matching field turns to a local maximum, which is exactly opposite to the low current behavior. This novel effect might indicate that the flux lines in the APC system change their flow mode as the dc current is increased.Comment: 10 pages, 4 figure

Ratchet Effects for Vortices in Superconductors with Periodic Pinning Arrays

Using numerical simulations we show that novel transport phenomena can occur for vortices moving in periodic pinning arrays when two external perpendicular ac drives are applied. In particular, we find a ratchet effect where the vortices can have a net dc drift even in the absence of a dc drive. This ratchet effect can occur for ac drives which create orbits that break one or more reflection symmetries.Comment: 4 pages, 4 postscript figures; Proceedings of Third European Conference on Vortex Matter in Superconductor

Magnetic dipole induced guided vortex motion

We present evidence of magnetically controlled guided vortex motion in a hybrid superconductor/ferromagnet nanosystem consisting of an Al film on top of a square array of permalloy square rings. When the rings are magnetized with an in-plane external field H, an array of point-like dipoles with moments antiparallel to H, is formed. The resulting magnetic template generates a strongly anisotropic pinning potential landscape for vortices in the superconducting layer. Transport measurements show that this anisotropy is able to confine the flux motion along the high symmetry axes of the square lattice of dipoles. This guided vortex motion can be either re-routed by 90 degrees by simply changing the dipole orientation or even strongly suppressed by inducing a flux-closure magnetic state with very low stray fields in the rings.Comment: 5 pages, 3 figure

Analysis of magnetoresistance in arrays of connected nano-rings

We study the anisotropic magnetoresistance (AME) of a 2D periodic square array of connected permalloy rings with periodicity of 1m combining experimental and computational techniques. The computational models consists of two parts: 1) the computation of the magnetization and 2) the computation of the current density. For 1), we use standard micromagnetic methods. For 2), we start from a potential difference applied across the sample, compute the resulting electric potential , and subsequently the corresponding current density based on a uniform conductiviy. We take into account the backreaction of the magnetoresistive effects onto the current density by self-consistently computing the current density and conductivity until they converge. We compare the experimentally measured AMR insight into the characteristics of the AMR data. Finally, we demonstrate the importance of taking into account the spatial variation of the current density when computing the AMR

Direct observation of superconducting vortex clusters pinned by a periodic array of magnetic dots in ferromagnetic/superconducting hybrid structures

Strong pinning of superconducting flux quanta by a square array of 1 $\mu$m-sized ferromagnetic dots in a magnetic-vortex state was visualized by low-temperature magnetic force microscopy (LT-MFM). A direct correlation of the superconducting flux lines with the positions of the dots was derived. The force that the MFM tip exerts on the individual vortex in the depinning process was used to estimate the spatial modulation of the pinning potential. It was found, that the superconducting vortices which are preferably located on top of the Py dots experience about 15 times stronger pinning forces as compared to the pinning force in the pure Nb film. The strong pinning exceeds the repulsive interaction between the superconducting vortices and allows the vortex clusters to be located at each dot. Our microscopic studies are consistent with global magnetoresistace measurements on these hybrid structures.Comment: 4 pages, 4 figure