ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC PADA PT BANK OCBC NISP Tbk

The title of research was an “Analysis of Bank Health with RGEC Method at PT Bank OCBC NISP”. This research aimed to determine how the health of PT Bank OCBC NISP Tbk for the period 2019-2021. The population in this research was the financial statement of PT Bank OCBC NISP Tbk and the samples were the statement of Financial Position (balance sheet), Income Statement, and Notes to Financial Statement of PT Bank OCBC NISP Tbk for the 2019-2021 period. The type of data used in this research was secondary data obtained by documentation techniques through  PT Bank OCBC NISP Tbk website. The data analysis technique used was descriptive analysis using the RGEC method. Based on the results of the data analysis, it showed that PT Bank OCBC NISP Tbk  for the 2019-2021 period obtained the 1st composite rating (PK) or very healthy with a composite value of 93,33%. This reflects that PT Bank OCBC NISP Tbk is capable to deal with negative effects from business condition that may occu

SHARE PRICE ANALYSIS OF PT HEXINDO ADIPERKASA, TBK AT THE TIME DATE AND EX DATE

Shares are proof that investors have an interest in the company. The company's stock price always fluctuates. Many factors cause the stock price of a company to fluctuate. In this study, the company used as the object of research was PT Hexindo Adiperkasa, Tbk. The data used as research material was data on the company's stock price in September, which was 1 week before the date and 1 week after the ex date. Because September is the time when the opportunity for potential investors or investors to own shares of issuers in order to get profits in the form of dividends. From the results of the study, it can be seen that the share price of issuers before the date has increased, because many potential investors or investors have made requests to buy shares. However, during the ex date and a few days after the ex date, the company's stock price declined. This is because many investors make offers or sales of shares. The number of investors who make offers or sells shares is more than the demand for buying shares, conditions like this cause a decrease in stock pricesShares are proof that investors have an interest in the company. The company's stock price always fluctuates. Many factors cause the stock price of a company to fluctuate. In this study, the company used as the object of research was PT Hexindo Adiperkasa, Tbk. The data used as research material was data on the company's stock price in September, which was 1 week before the date and 1 week after the ex date. Because September is the time when the opportunity for potential investors or investors to own shares of issuers in order to get profits in the form of dividends. From the results of the study, it can be seen that the share price of issuers before the date has increased, because many potential investors or investors have made requests to buy shares. However, during the ex date and a few days after the ex date, the company's stock price declined. This is because many investors make offers or sales of shares. The number of investors who make offers or sells shares is more than the demand for buying shares, conditions like this cause a decrease in stock price

Privacy-preserving security solution for cloud services

AbstractWe propose a novel privacy-preserving security solution for cloud services. Our solution is based on an efficient non-bilinear group signature scheme providing the anonymous access to cloud services and shared storage servers. The novel solution offers anonymous authenticationfor registered users. Thus, users' personal attributes (age, valid registration, successful payment) can be proven without revealing users' identity, and users can use cloud services without any threat of profiling their behavior. However, if a user breaks provider's rules, his access right is revoked. Our solution provides anonymous access, unlinkability and the confidentiality of transmitted data. We implement our solution as a proof of concept applicationand present the experimental results. Further, we analyzecurrent privacy preserving solutions for cloud services and group signature schemes as basic parts of privacy enhancing solutions in cloud services. We compare the performance of our solution with the related solutionsand schemes

ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC (RISK, PROFILE, GOOD CORPORATE GOVERNANCE, EARNING, AND CAPITAL) PADA PT. BANK PERMATA Tbk. PERIODE 2019-2021

The purpose was to find out the soundness of the bank PT Bank Permata Tbk for the period 2019-2021 using the RGEC method. The population is the financial statements of PT Bank Permata Tbk and the samples are the statement of financial position (balance sheet), income statement, and notes to the financial statements of PT Bank Permata Tbk for the 2019-2021 period. The type of data used is quantitative data with secondary data, using data collection techniques, namely documentation techniques through the website of Bank Permata. The data processing technique used is a descriptive technique using the RGEC method. Based on the results of data processing, it can be concluded that PT Bank Permata Tbk in 2019 to 2021 obtained a composite rating (PK) 1 in the very healthy category. This reflects the condition of the bank which is generally very healthy, so it is considered very capable of dealing with significant negative influences and changes in business conditions and other external factors

PALLADIUM BASED CONTACTS TO GaAs AND InP

Au(85nm)/Pd(55nm) and Pd(55nm) metallizations were deposited on GaAs(lOO) and InP(100) substrates. The samples were heat treated in a scanning electron microscope (SEM) equipped with a quadrupole mass spectrometer. The simultaneous observation of the volatile component loss (in situ) by Evolved Gas Analysis (EGA) and the change in surface morphology by SEM during the heart treatment using a heating rate of 30°C/min were carried out. The interaction of the metallization with compound semiconductor substrates was observed after the heat treatment by transmission electron microscopy (TEM) using samples prepared by cross-sectional technique. In the course of the present work a large volatile component (arsenic and phosphorus) loss was observed for the samples coated by single layer metallization (at 410° C for Pd/GaAs and at 580°C for Pd/InP) and two peaks were registered in the case of Au/Pd metallization. In the latter case the cause of the second evaporation peak is the interaction between diffused gold and compound semiconductor. The SEM images of the surfaces demonstrate a significant change of the surface morphology at the singularities of the EGA curves. The grains grown into the semiconductors are shown by the cross-sectional images of the heat treated samples

Maturity associated variance in physical activity and health-related quality of life in adolescent females. A mediated effects model

BACKGROUND. This study tested a mediated effects model of psychological and behavioral adaptation to puberty within the context of physical activity (PA). METHODS. Biological maturity status, physical self-concept, PA, and health-related quality of life (HRQoL) were assessed in 222 female British year 7 to 9 pupils (mean age = 12.7 years, SD = .8). RESULTS. Structural equation modeling using maximum likelihood estimation and bootstrapping procedures supported the hypothesized model. Maturation status was inversely related to perceptions of sport competence, body attractiveness, and physical condition; and indirectly and inversely related to physical self-worth, PA, and HRQoL. Examination of the bootstrap-generated bias-corrected confidence intervals representing the direct and indirect paths between suggested that physical self-concept partially mediated the relations between maturity status and PA, and maturity status and HRQoL. CONCLUSIONS. Evidence supports the contention that perceptions of the physical self partially mediate relations maturity, PA, and HRQoL in adolescent females

Spacecraft materials studies on the Aerospace Corporation tray on EOIM-3

A passive tray was flown on the Effects of Oxygen Interaction with Materials experiment on STS-46 (EOIM-3) with 82 samples from The Aerospace Corporation. A variety of advanced materials related to potential uses on future spacecraft were included for evaluation representing optical coatings, lubricants, polymers, composites, carbon-carbon composite protective coatings, graphite protective coatings, thermal-control materials, and some samples of current materials. An overview of the available results from the investigations of these materials is presented

Impact of the Volkswagen emissions control defeat device on US public health

The US Environmental Protection Agency (EPA) has alleged that Volkswagen Group of America (VW) violated the Clean Air Act (CAA) by developing and installing emissions control system 'defeat devices' (software) in model year 2009–2015 vehicles with 2.0 litre diesel engines. VW has admitted the inclusion of defeat devices. On-road emissions testing suggests that in-use NO[subscript x] emissions for these vehicles are a factor of 10 to 40 above the EPA standard. In this paper we quantify the human health impacts and associated costs of the excess emissions. We propagate uncertainties throughout the analysis. A distribution function for excess emissions is estimated based on available in-use NO[subscript x] emissions measurements. We then use vehicle sales data and the STEP vehicle fleet model to estimate vehicle distance traveled per year for the fleet. The excess NO[subscript x] emissions are allocated on a 50 km grid using an EPA estimate of the light duty diesel vehicle NO[subscript x] emissions distribution. We apply a GEOS-Chem adjoint-based rapid air pollution exposure model to produce estimates of particulate matter and ozone exposure due to the spatially resolved excess NO[subscript x] emissions. A set of concentration-response functions is applied to estimate mortality and morbidity outcomes. Integrated over the sales period (2008–2015) we estimate that the excess emissions will cause 59 (95% CI: 10 to 150) early deaths in the US. When monetizing premature mortality using EPA-recommended data, we find a social cost of ~$450m over the sales period. For the current fleet, we estimate that a return to compliance for all affected vehicles by the end of 2016 will avert ~130 early deaths and avoid ~$840m in social costs compared to a counterfactual case without recall

Limits on the early afterglow phase of gamma-ray burst sources from TAROT-1

The T\'elescope \`a Action Rapide pour les Objets Transitoires (TAROT-1) has as prime objective the observation of the prompt and delayed emission of cosmic gamma-ray bursts (GRBs). We have performed a search for optical emission from 6 GRBs detected by BATSE. The positioning error circle was fully covered within typically thirty minutes after the trigger. No detection of the early afterglow phase was made, and magnitude limits in the range of $\mathrm{m}_{\mathrm{R}} = 13-15$ were estimated using 20s exposures. These limits are compared to optical afterglow data obtained in later phases and the results are interpreted in terms of source distances. They correspond to a median redshift of z = 0.5. With HETE-2 and the planned instrument upgrade, TAROT-1 will be able to detect the early optical emission of GRBs up to a redshift of the order of 5.Comment: 7 pages, accepted in Astronomy and Astrophysic