E–banking in Poland as a modern form of managing a bank account

E-banking is one of the fastest growing banking segments in Poland. It is caused by the rapid evolution of the Internet as well as telecommunication and IT technologies. However, it still remains a relatively new form of managing a bank account and the channel of distribution of banking services and products. The aim of the research was the presentation of e-banking as a modern and effective form of managing a bank account. An Internet questionnaire was used to conduct the research. E-banking services in Poland were the area of the research. Taking into account the material gathered in the research, it has been noticed that e-banking brings low maintenance costs, availability and convenience. In the course of time more and more bank clients will be choosing this form of managing an account, as it is gaining more positive recommendations of the target customers. It will probably become the only form of banking in the near future

Sensory marketing and customers’ decisions on the food market

The main purpose of this paper is to make an attempt to present the influence of sensory marketing on buyer’s buying behavior. The paper covers the topic regarding the theory of influence of individual senses on buyer’s behavior. Sight is the most used sense in sensory marketing. The first way of brand’s identification is through colors, shapes, and lights. When the light is natural or softened customers spend more time in one place, but when light is an intensive customer become more dynamic. Sound is also important for sensory marketing users. Taste is often used when companies offer free-tasting promotional operations. Companies take emotions spared off by touch during the conditioning of the product or its conception. Sensory marketing is a deep and effective concept

Experimental Test, Model Validation, and Viability Assessment of a Wave-Rotor Constant-Volume Combustor

Design and testing of a wave-rotor constant-volume combustor achieved stable combustion at near-atmospheric inlet conditions and demonstrated the potential of pressure-gain combustion using a wave rotor. An experiment rig with a motor-driven, room-temperature rotor with large thermal mass operated for short durations within heating limits of extensive in-passage rotating instrumentation. Over 30 successful tests were completed, including a 3 s run amounting to about 2000 individual firing events. Fast deflagrative combustion was observed with varied ethylene fuel distribution in the passages, showing good combustor operability, insensitive to leakage. Remarkably high flame speeds and a net pressure gain were indirectly indicated from measurements. A time-marching, spatially one-dimensional numerical model of gas dynamics and combustion was used for aerothermodynamic design, applying loss models previously calibrated with pressure-exchange nonreacting wave-rotor experiments. Major features and trends of the measured gas dynamic and combustion processes showed good agreement with predictions and validated current design methods. Different fuel distributions were tested to better calibrate ignition and combustion submodels. Simulations illustrate the likely explanations for cases with and without observed ignition, spillage during the filling process, and mixture requirements for consistent torch ignition. The viability of wave rotors for realizing a pressure-gain combustor is discussed

Veränderung der Nutzungseignung der Jungmoränenlandschaft Nordpommernsam Beispiel des Einzugsgebietes der Struga Lesna (Waldbach)

On the example of the catchment area of Struga Lesna (Waldbach) the changes inland use suitability over more than one century are shown. Basically, the negative influences on agricultural site quality are caused by human impacts over a long time period since Neolithic Age. The anthropogenic shift of the soil and landscape factors has to be classified currently as persistent in the northern young moraine area of Pomerania

Experimental Investigation on the Wave Rotor Constant Volume Combustor

A wave rotor constant volume combustor was designed and built as a collaborative work of Rolls-Royce, Indiana University-Purdue University Indianapolis (IUPUI), and Purdue University. The experiment was designed to operate at rotational speeds of up to 4,200 rpm with air mass flow rates of approximately 18 lbm per second. Initial tests were conducted at 2,100 rpm with ethylene as fuel. The rig was operated with different fuel injection schemes to investigate operational characteristics of the combustor. Successful combustion and pressure gain were achieved over a range of operating conditions

Adapting SAM for CDF

The CDF and D0 experiments probe the high-energy frontier and as they do so have accumulated hundreds of Terabytes of data on the way to petabytes of data over the next two years. The experiments have made a commitment to use the developing Grid based on the SAM system to handle these data. The D0 SAM has been extended for use in CDF as common patterns of design emerged to meet the similar requirements of these experiments. The process by which the merger was achieved is explained with particular emphasis on lessons learned concerning the database design patterns plus realization of the use cases.Comment: Talk from the 2003 Computing in High Energy and Nuclear Physics (CHEP03), La Jolla, Ca, USA, March 2003, 4 pages, pdf format, TUAT00

Business models in servitization

This chapter sheds light on the different business models of manufacturing companies that have servitized their business operations. This chapter presents four distinctive yet simultaneously pursued business models for servitized manufacturers: (1) the product business model, (2) the service-agreement business model (3) the process-oriented business model, and (4) the performance-oriented business model. Depending on the direction taken, dedicated customer needs targeted, value propositions adopted, and services and solutions provided, a servitized manufacturer should decide which business model(s) the firm will adopt with different customers.fi=vertaisarvioitu|en=peerReviewed

Changes in Sexual Roles and Quality of Life for Gay Men after Prostate Cancer: Challenges for Sexual Health Providers

Introduction Gay men with prostate cancer ( GMPCa ) may have differential health‐related quality of life ( HRQOL ) and sexual health outcomes than heterosexual men with prostate cancer ( PCa ), but existing information is based on clinical experience and small studies. Aims Our goals were to: (i) describe HRQOL and examine changes in sexual functioning and bother; (ii) explore the psychosocial aspects of sexual health after PCa ; and (iii) examine whether there were significant differences on HRQOL and sexual behavior between GMPCa and published norms. Methods A convenience sample of GMPCa completed validated disease‐specific and general measures of HRQOL , ejaculatory function and bother, fear of cancer recurrence, and satisfaction with prostate cancer care. Measures of self‐efficacy for PCa management, illness intrusiveness, and disclosure of sexual orientation were also completed. Where possible, scores were compared against published norms. Main Outcome Measures Main outcome measures were self‐reported sexual functioning and bother on the E xpanded P rostate C ancer I ndex. Results Compared with norms, GMPCa reported significantly worse functioning and more severe bother scores on urinary, bowel, hormonal symptom scales ( P s < 0.015–0.0001), worse mental health functioning ( P  < 0.0001), greater fear of cancer recurrence ( P  < 0.0001), and were more dissatisfied with their PCa medical care. However, GMPCa reported better sexual functioning scores ( P  < 0.002) compared with norms. Many of the observed differences met criteria for clinical significance. Physical functioning HRQOL and sexual bother scores were similar to that of published samples. GMPCa tended to be more “out” about their sexual orientation than other samples of gay men. Conclusions GMPCa reported substantial changes in sexual functioning after PCa treatment. They also reported significantly worse disease‐specific and general HRQOL , fear of recurrence, and were less satisfied with their medical care than other published PCa samples. Sexual health providers must have an awareness of the unique functional and HRQOL differences between gay and heterosexual men with PCa. Hart TL, Coon DW, Kowalkowski MA, Zhang K, Hersom JI, Goltz HH, Wittmann DA, and Latini DM. Changes in sexual roles and quality of life for gay men after prostate cancer: Challenges for sexual health providers. J Sex Med 2014;11:2308–2317.Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/108360/1/jsm12598.pd

Do practicing clinicians agree with expert ratings of neonatal intensive care unit quality measures?

To assess the level of agreement when selecting quality measures for inclusion in a composite index of neonatal intensive care quality (Baby-MONITOR) between two panels: one comprised of academic researchers (Delphi) and another comprised of academic and clinical neonatologists (Clinician)

Research on China’s Fiscal Policy in the Promotion of Technological Innovation

创新日益成为一个国家、民族兴旺发达的决定性因素，科技进步和技术创新不仅成为时代的主旋律，而且也变成了学术界、产业界、科技界以及中央和地方各级政府讨论经济发展问题的主流话语。企业是技术创新的主体和技术创新体系的中心，因此，促进企业技术创新不仅有利于企业提高其经济效益和增强其市场竞争力，而且有利于促进一国的经济增长。 财税政策作为一种重要的政府政策工具，应在促进企业技术创新过程中发挥重要作用。虽然我国政府制定了多项财政支持政策和一系列的税收优惠政策，从多个方位和不同层面来提高企业技术创新能力、促进和引导技术创新，并取得了一定的成效。然而，目前我国促进企业技术创新的财税政策仍然存在一定的问题，其根...Innovation is increasingly becoming a decisive factor in national prosperity, technological progress and technical innovation has not only become the main theme of the times, but also become the mainstream discourse of the academia, industry, technology and the central or local governments discussing economic development issues. Enterprises is the technological innovation main force and the center...学位：经济学硕士院系专业：经济学院财政系_财政学(含税收学)学号：X200633000